---
title: "Navi: UPI, Payments, Insurance - Bewertungen, Einnahmen und Downloads in Indien | Apple App Store"
description: "Navi, your all-in-one financial superapp designed for your diverse financial needs, offers a range of services for your daily convenience. Whether it is lightning-fast UPI payments, investments in mut"
---

# Navi: UPI, Payments, Insurance — Indien
> Pay, Borrow, Invest, Insure

![Navi App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/cf/14/80/cf14808f-6396-3eb9-5a64-984f47ecdee0/AppIcon-0-0-1x_U007ephone-0-1-0-sRGB-85-220.png/434x0w.png)

**Developer:** [Navi](https://apptail.io/de/developer/navi-kTkb)
**Category:** Finance
**Rating:** 4.5/5 (224,575 ratings)
**Price:** Free
**Bundle ID:** com.gonavi.app
**Store:** Apple App Store
**Country:** Indien
**Version:** 4.2.1 (released 2026-06-12)
**Original Release:** 2021-03-24
**Languages:** English, Hindi

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1541152485)
**AppTail Page:** [https://apptail.io/de/app/navi-upi-payments-insurance-apWd/india](https://apptail.io/de/app/navi-upi-payments-insurance-apWd/india)

## Navi Description
Navi, your all-in-one financial superapp designed for your diverse financial needs, offers a range of services for your daily convenience. Whether it is lightning-fast UPI payments, investments in mutual funds and gold, or dependable health and motor insurance coverage, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.

1. Navi UPI
Simplify money transfers with Navi UPI (NPCI Approved).

Navi UPI Features
Instantly transfer money to anyone, anytime
Pay bills and recharge online
Conveniently scan and pay at any store
Seamlessly make online payments on various apps
Enjoy hassle-free payments with Navi UPI Lite, no PIN required

2. Navi Health Insurance
Safeguard yourself and your family's financial future with Navi Health Insurance.

Navi Health Insurance Features
Coverage up to ₹3 crore
Health insurance premiums starting at just ₹350* per month
Experience quality healthcare at over 12,000+ network hospitals*
Cashless claim settlement within 20 minutes*
Benefit from 100% coverage* of hospital bills through a paperless process

3. Investments
Discover diverse investment opportunities with mutual funds and digital gold.

Navi Mutual Fund Features
Diversify with Direct Index Funds for better growth
Flexible SIP options: daily, weekly, or monthly
Zero commission & one of lowest expense ratios for cost-effective investing
Fastest redemption order payout in the industry
Invest till 3 PM and get the same-day NAV for better returns
Investment starts with just ₹100

Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.

Navi Gold Features
24K Digital Gold
99.9% purity
Investment starts with just ₹50

4. Referral Program
Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.

About Navi
- Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.
- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.
- Navi UPI is NPCI approved.

The App is only available for Indian residents and does not provide its services to non-resident Indians, overseas citizens of India, or foreign nationals.

## Navi Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/19/0a/99/190a9917-10be-6d25-5277-b2c230d5bf83/Appstore-Screens-1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8d/2a/11/8d2a110a-9962-9a04-076e-f4cd2d2fb329/Appstore-Screens-2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4c/f5/3c/4cf53c8f-4893-4858-24f9-752f5226550f/Appstore-Screens-3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/bc/bd/26bcbdc2-f64b-fc8d-8a2d-6c244c58e568/Appstore-Screens-5.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2f/f4/5b/2ff45b84-f7cb-d270-3206-c295f36e6356/Appstore-Screens-6.jpg/1242x2688.png)

## Navi Rating Breakdown in Indien
- 5 stars: 181,996 (81%)
- 4 stars: 15,892 (7%)
- 3 stars: 7,296 (3%)
- 2 stars: 5,527 (2%)
- 1 stars: 13,864 (6%)

## Navi Reviews in Indien

### *---- "Third party promotion company"
Absolutely pathetic experience! I don't understand if this is a banking/finance app or a third-party promotion company for iPhones? My device verification hasn't been working for the last 8 months. An error appears on the screen stating that verification is disabled on selected iPhone models for 'security purposes.'
If you can't support every model, why do you claim to provide these services? A basic verification fix couldn't be resolved in 8 months. Extremely disappointed with the technical support and biased device policy."
-- Aafidbashir, 2026-04-10

### ****- "review"
add dark theme mode rest all works great
-- cosmicblazee, 2026-04-10

### *---- "Interest rates are too high"
Even I have excellent score of 800, still loan interest rates are around 23%, previously for higher loans, the rate of interest is low. But now better  to try with public banks or other apps
-- Mukesh785, 2026-04-08

### ***** "Good app"
Good
-- Akhil P Nair, 2026-04-08

### ***** "Supper"
Wow
-- KASHILINGYYA, 2026-04-08

### ***** "Navi upi"
Indias best reward app  its very good
-- Shaik maharoof, 2026-04-07

### *---- "Rude and careless employees"
Careless employees
-- Hariharan 544, 2026-04-07

### ***** "Best"
Best
-- Pruthvi Bapu, 2026-04-07

### ***** "Jiten"
Muchahary
-- Jiten Muchahary, 2026-04-07

### ***** "Excellent"
User friendly
-- K R Rao, 2026-04-07

### *---- "disaster"
one of the worst app
-- jammsjsbba, 2026-04-06

### *---- "Multiple upi txn due to glitch"
This app has some serious issue. I have faced multiple instance when upi txn showed failed on app but money got deducted from app which lead to double txn many time.
-- Ranjan1703, 2026-04-06

### ***** "Nice app"
Good
-- God”s plan, 2026-04-06

### *---- "Developers don’t have any sense"
The app doesn’t work when the developer mode is on. Can’t create a new account with self hosted email ID. They will probably reply to this saying “security”, ignorant people.
-- jinx818, 2026-04-06

### ***** "Very useful"
Speed
-- Quick transfer money, 2026-04-06

### ***-- "Loan notification"
Please stop the notifications banner whenever i enter the app it always shows to pay emi for the next month even if i have paid for the current month its just so unprofessional for it to show afterall the app is good but only that loan notification please remove as we are aware for our loan. Thanks
-- Anonymousss review, 2026-04-05

### *---- "loan"
my cibil score is 753 but still loan rejected
-- Annnnkiiit, 2026-04-05

### ***** "Great"
Good Experience
-- Faiman miya, 2026-04-05

### ***** "This was amzing"
Fast payment app
-- Rajat Kumar chaurasia, 2026-04-05

### ***** "Digital gold is scam"
All the profits you earn navi ensures that it goes to their pockets
-- Vasiraj, 2026-04-05

[View all Navi reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Navi Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Indien | Finance | #7 |
| Top Kostenlos | Indien | Overall | #73 |

## Navi Discovered Keywords
- upi
- loans
- navi
- investments

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---

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