Maybe a winner
So I’m coming from YNAB and I’m used to that level of tracking everything and budgeting. I honestly have nothing against them except the yearly fee is kind of ridiculous. That’s what attracted me to this app that has a one time fee which I think is great. I’ve tried every budgeting app out there and this might be the one. I’m actually confused by the simplicity since YNAB has me thinking I have to track everything and you can’t do that here very well. I have to make my mind up if I value the complexity of YNAB or the simplicity of Pennies.