---
title: "Refyne - Bewertungen, Einnahmen und Downloads in Sonderverwaltungsregion Hongkong | Apple App Store"
description: "Refyne is one of India’s most trusted Financial Wellness platforms. Refyne has a wide range of products including Salary On-Demand, Digital Gold and Insurance and is a One-Stop Shop for all your finan"
---

# Refyne — Sonderverwaltungsregion Hongkong

![Refyne App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/ab/48/ad/ab48ad89-085f-b1ef-5d40-4996ef9eb9d9/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Refyne Tech Private](https://apptail.io/de/developer/refyne-tech-private-SGLd)
**Category:** Finance
**Rating:** N/A (0 ratings)
**Price:** Free
**Bundle ID:** in.co.refyne.ios
**Store:** Apple App Store
**Country:** Sonderverwaltungsregion Hongkong
**Version:** 1.46.0 (released 2026-03-06)
**Original Release:** 2022-07-12
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/hk/app/app/id1628740208)
**AppTail Page:** [https://apptail.io/de/app/refyne-kJUb/hong-kong](https://apptail.io/de/app/refyne-kJUb/hong-kong)

## Refyne Description
Refyne is one of India’s most trusted Financial Wellness platforms. Refyne has a wide range of products including Salary On-Demand, Digital Gold and Insurance and is a One-Stop Shop for all your financial needs.

Refyne Offers:

* Salary On-Demand - Access funds up to 1.5x of salary
* Refyne PRO - Subscription model which allows unlimited free transactions
* Money Guru - Access expert financial tips and tools like Tax & Home Loan Calculator, PF tracker, Credit score check and more
* Gold Savings - Save in 24K Digital Gold starting from ₹10, 99.5% Pure Gold with doorstep delivery of physical gold


Refyne has partnered with RBI-authorised NBFCs -
 * Sunita Finlease Ltd. (
 * Olety Finance Private Ltd (

Below is an example of the fee breakup for a Salary On-Demand transaction:
* Loan Amount: ₹10,000
* Minimum repayment period: 3 months
* Maximum repayment period: 12 months
* Interest rate: 0% (for the first 3 months), 4th month onward, 16% p.a. reducing
* Processing fee: ₹99
* GST on processing fee: ₹18
* Total interest: ₹678 (calculated from 4th to 12th month, in total 9 months)
* APR: 16%
* Disbursed amount: ₹9,883
* Total loan repayment amount: ₹10,678

Our policies & services are fully regulated & 100% compliant with RBI guidelines.

Eligibility Criteria:
* Indian nationality
* Applicant's age should be 21 & above
* Only for employees of partnered companies. This is a closed marketplace and is not intended for public use.
* The user must be an active employee of the partner company for at least three months and have signed employment agreement forms with their employer.

Documents Required:
* PAN
* Aadhaar
* Employment details

How to use Refyne App:
* Sign up with your number or work email
* Complete the KYC process
* Enter the Amount to be withdrawn
* Automatic deduction takes place as per the agreed repayment schedule

Why Choose Refyne?
* Easy & advance access to Earned Salary
* Quick & Easy Application Process
* Flexible and Multiple Repayment Options
* Instant Approval & Credit Activation
* No Physical Documentation

We care for you!
* Refyne is ISO 27001:2013 certified & SOC2 compliant
* Data encryption with storage & processing in India
* 100% safe & secure, with Refyne employees having no access to customer’s sensitive information
* Flexibility for users to delete their personal information from Refyne database anytime
* Any session logs containing PII data of the users are automatically purged from the cloud

Privacy Policy: 
Terms & Conditions: 

In case of any query, reach us at :
support@refyne.co.in OR 080-64899999
Address: Prestige Pegasus, Sarjapur - Marathahalli Rd, Ambalipura, Haralur, Bengaluru, Karnataka 560103

Disclaimer:
The application is SSL-certified, and all transactions are 100% safe and secure.

## Refyne Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/ee/89/59ee8903-d8fb-9752-e95b-1bcd09a2d81d/03_en-US.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a9/ae/ef/a9aeeff0-6ac8-5537-1c09-8b2b0975f6e8/02_en-US.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c0/74/47/c0744783-180c-eba0-7a70-e02a54859800/03_en-US.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/69/d4/0c/69d40c9f-18e4-a5fb-672f-028fbd8cc105/04_en-US.png/1284x2778.png)




## Refyne Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Indien | Finance | #196 |


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## Refyne Available In
- [Indien](https://apptail.io/de/app/refyne-kJUb/india)
- [Vereinigte Staaten](https://apptail.io/de/app/refyne-kJUb/united-states)
- [Singapur](https://apptail.io/de/app/refyne-kJUb/singapore)
- [Deutschland](https://apptail.io/de/app/refyne-kJUb/germany)
- [Australien](https://apptail.io/de/app/refyne-kJUb/australia)
- [Vereinigte Arabische Emirate](https://apptail.io/de/app/refyne-kJUb/united-arab-emirates)
- [Österreich](https://apptail.io/de/app/refyne-kJUb/austria)
- [Vereinigtes Königreich](https://apptail.io/de/app/refyne-kJUb/united-kingdom)
- [Chile](https://apptail.io/de/app/refyne-kJUb/chile)
- [China](https://apptail.io/de/app/refyne-kJUb/china)
- [Kolumbien](https://apptail.io/de/app/refyne-kJUb/colombia)
- [Zypern](https://apptail.io/de/app/refyne-kJUb/cyprus)
- [Tschechien](https://apptail.io/de/app/refyne-kJUb/czechia)
- [Dänemark](https://apptail.io/de/app/refyne-kJUb/denmark)
- [Dominikanische Republik](https://apptail.io/de/app/refyne-kJUb/dominican-republic)
- [Algerien](https://apptail.io/de/app/refyne-kJUb/algeria)
- [Ecuador](https://apptail.io/de/app/refyne-kJUb/ecuador)
- [Ägypten](https://apptail.io/de/app/refyne-kJUb/egypt)
- [Spanien](https://apptail.io/de/app/refyne-kJUb/spain)
- [Finnland](https://apptail.io/de/app/refyne-kJUb/finland)
- [Frankreich](https://apptail.io/de/app/refyne-kJUb/france)
- [Griechenland](https://apptail.io/de/app/refyne-kJUb/greece)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/refyne-kJUb/hong-kong)
- [Ungarn](https://apptail.io/de/app/refyne-kJUb/hungary)
- [Indonesien](https://apptail.io/de/app/refyne-kJUb/indonesia)
- [Irland](https://apptail.io/de/app/refyne-kJUb/ireland)
- [Israel](https://apptail.io/de/app/refyne-kJUb/israel)
- [Italien](https://apptail.io/de/app/refyne-kJUb/italy)
- [Japan](https://apptail.io/de/app/refyne-kJUb/japan)
- [Südkorea](https://apptail.io/de/app/refyne-kJUb/south-korea)
- [Kuwait](https://apptail.io/de/app/refyne-kJUb/kuwait)
- [Kasachstan](https://apptail.io/de/app/refyne-kJUb/kazakhstan)
- [Libanon](https://apptail.io/de/app/refyne-kJUb/lebanon)
- [Litauen](https://apptail.io/de/app/refyne-kJUb/lithuania)
- [Nordmazedonien](https://apptail.io/de/app/refyne-kJUb/north-macedonia)
- [Mexiko](https://apptail.io/de/app/refyne-kJUb/mexico)
- [Malaysia](https://apptail.io/de/app/refyne-kJUb/malaysia)
- [Nigeria](https://apptail.io/de/app/refyne-kJUb/nigeria)
- [Niederlande](https://apptail.io/de/app/refyne-kJUb/netherlands)
- [Norwegen](https://apptail.io/de/app/refyne-kJUb/norway)
- [Neuseeland](https://apptail.io/de/app/refyne-kJUb/new-zealand)
- [Oman](https://apptail.io/de/app/refyne-kJUb/oman)
- [Peru](https://apptail.io/de/app/refyne-kJUb/peru)
- [Philippinen](https://apptail.io/de/app/refyne-kJUb/philippines)
- [Pakistan](https://apptail.io/de/app/refyne-kJUb/pakistan)
- [Polen](https://apptail.io/de/app/refyne-kJUb/poland)
- [Portugal](https://apptail.io/de/app/refyne-kJUb/portugal)
- [Katar](https://apptail.io/de/app/refyne-kJUb/qatar)
- [Russland](https://apptail.io/de/app/refyne-kJUb/russia)
- [Saudi-Arabien](https://apptail.io/de/app/refyne-kJUb/saudi-arabia)
- [Schweden](https://apptail.io/de/app/refyne-kJUb/sweden)
- [Slowenien](https://apptail.io/de/app/refyne-kJUb/slovenia)
- [Thailand](https://apptail.io/de/app/refyne-kJUb/thailand)
- [Türkei](https://apptail.io/de/app/refyne-kJUb/turkey)
- [Taiwan](https://apptail.io/de/app/refyne-kJUb/taiwan)
- [Ukraine](https://apptail.io/de/app/refyne-kJUb/ukraine)
- [Vietnam](https://apptail.io/de/app/refyne-kJUb/vietnam)
- [Südafrika](https://apptail.io/de/app/refyne-kJUb/south-africa)
- [Argentinien](https://apptail.io/de/app/refyne-kJUb/argentina)
- [Aserbaidschan](https://apptail.io/de/app/refyne-kJUb/azerbaijan)
- [Belgien](https://apptail.io/de/app/refyne-kJUb/belgium)
- [Brasilien](https://apptail.io/de/app/refyne-kJUb/brazil)
- [Belarus](https://apptail.io/de/app/refyne-kJUb/belarus)
- [Kanada](https://apptail.io/de/app/refyne-kJUb/canada)
- [Schweiz](https://apptail.io/de/app/refyne-kJUb/switzerland)

---

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