---
title: "SoFi: Bank, Invest &amp; Crypto - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store"
description: "Why do 15.8M members love SoFi? Bank, invest, and own crypto all in one app, now with SoFi Coach, your free AI-driven financial guide.  NEW! SOFI COACH: AI-DRIVEN FINANCIAL GUIDE • Chat with Coach for"
---

# SoFi: Bank, Invest &amp; Crypto — Vereinigte Staaten
> Online Banking &amp; Investing

![SoFi App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/c6/b5/d0/c6b5d010-2d93-d702-5be3-c561a0310566/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Social Finance](https://apptail.io/de/developer/social-finance-REQ) (Vereinigte Staaten)
**Category:** Finance
**Rating:** 4.7/5 (385,469 ratings)
**Price:** Free
**Bundle ID:** com.sofi.mobile
**Store:** Apple App Store
**Country:** Vereinigte Staaten
**Version:** 3.111.0 (released 2026-08-29)
**Original Release:** 2017-04-10
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1191985736)
**AppTail Page:** [https://apptail.io/de/app/sofi-bank-invest-crypto-rZk/united-states](https://apptail.io/de/app/sofi-bank-invest-crypto-rZk/united-states)

## SoFi Description
Why do 15.8M members love SoFi? Bank, invest, and own crypto all in one app, now with SoFi Coach, your free AI-driven financial guide.

NEW! SOFI COACH: AI-DRIVEN FINANCIAL GUIDE
• Chat with Coach for personalized financial insights, powered by SoFi Financial Planners.
• AI-driven analysis of your spending, budget, credit score, debt, and investment portfolio.

ONLINE BANKING
• Open a bank account with no account, service, or maintenance fees and no minimum balance required.
• Mobile banking app to send money, transfer funds, pay bills, and manage your finances.

HIGH-YIELD SAVINGS ACCOUNT
• Savings Vaults help you organize your emergency fund and savings goals in one place.
• Instant transfers between checking and savings with no fees.

BUY, SELL &amp; HOLD CRYPTO
• First national chartered bank where individuals can buy, sell, and hold cryptocurrency.
• Access Bitcoin, Ethereum, Solana, plus 25+ cryptocurrencies on a platform with the safeguards of a bank.

SOFI PLUS PREMIUM MEMBERSHIP
• 4.50% APY on up to $20,000 in savings with a SoFi Plus membership.¹

STOCK TRADING &amp; INVESTING
• Trade stocks and ETFs through SoFi Securities to build your investment portfolio (other fees apply).
• Invest in fractional shares from $5, or explore index funds, ETFs, and options trading (restrictions apply).
• Automated investing, IRA and Roth IRA retirement accounts, and portfolio management through SoFi Wealth.

BUDGET APP &amp; MONEY MANAGEMENT
• Budget app to track spending, set savings goals, and manage your finances from one place.
• Track expenses, monitor your net worth, and manage money across SoFi and linked accounts.

LOANS &amp; CREDIT SCORE
• Personal loans and student loan refinancing for debt consolidation and large purchases. Pre-qualify in minutes without affecting your credit score.
• Credit score monitoring, credit report access, and credit-building tools.

BANK SECURITY &amp; CUSTOMER SUPPORT
• Bank-level encryption, fraud alerts, and instant notifications for suspicious activity.
• Financial support team available 7 days/week via chat or (855) 456-SOFI (7634).

For disclosures on SoFi Invest platforms visit SoFi.com/legal. For a full listing of the fees associated with SoFi Invest please view our fee schedule (

When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name. See the SoFi Bank Deposit Account Agreement for details.

We do not charge any account, service, or maintenance fees for SoFi Checking and Savings. We do charge transaction fees for outgoing wire transfers, Instant Transfers, and global remittance transfers. Our fee policy is subject to change at any time. See the SoFi Bank Fee Sheet for details at sofi.com/legal/banking-fees/.

Estimated annual interest earnings are based on a $20,000 SoFi Bank savings account balance and assumes 3.10% APY, with interest compounded monthly and no additional deposits or withdrawals. It also assumes that you receive eligible direct deposit or $5,000 in qualifying deposits every 31 days for the entire 12 months. Rates are variable and subject to change, and actual interest earned may vary based on changes to your account balance and applicable APY. Interest earned on a traditional bank account based on a $20,000 savings balance and FDIC savings rate of 0.38%, referenced July 20, 2026.

This estimate is for informational purposes only and should not be relied on as a guarantee of future interest earnings. For your most current APY details, see the APY Details page in the SoFi mobile app. See also sofi.com/legal/banking-rate-sheet.

## SoFi Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ec/8b/37/ec8b37b9-3718-5352-f2c2-04c6ab50974f/01_Member_Update_iOS.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ba/06/18/ba061807-854a-5b5b-05b6-0b1cb03cc872/02_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c7/f6/95/c7f695ff-4092-5f30-651f-d3a11ae50d69/03_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d1/e0/ee/d1e0ee40-5d0d-da10-dcf3-c9dd468a60af/04_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e6/1c/aa/e61caa70-5105-994c-eb4f-be0e12d74cb0/05_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/3a/9a/dc/3a9adc67-14b8-c8d1-859a-6117e7d53b43/06_QuickUpdate_iOS.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/6d/c1/f96dc112-e67c-eb1d-ddac-31efedf054f3/08_QuickUpdate_9_June_26_iOS.jpg/1242x2688.png)

## SoFi Rating Breakdown in Vereinigte Staaten
- 5 stars: 339,203 (88%)
- 4 stars: 22,500 (6%)
- 3 stars: 7,829 (2%)
- 2 stars: 3,274 (1%)
- 1 stars: 12,663 (3%)

## SoFi Reviews in Vereinigte Staaten

### *---- "Won’t let me log in"
I have sat here for 10 minutes trying to log in. Turned WiFi on and off, closed the app only for me to have to reenter the info. Can’t get tech support unless I have the app. But I can’t get that if it wouldn’t let me log in. The fact I have to get this app in the first place for the stupid card is absurd. If I could give it 0 I would
-- Pumpkinkidd, 2024-12-30

### ***** "Don’t miss out"
SoFi offers SOOOOO much more than any of the competing financial institutions! Seriously, mind-blown that I didn’t know about this platform sooner.
-- some degenerate, 2024-12-30

### ***** "SoFi is Great!"
Y’all we can always improve. This is an actual 5 star banking app, just needs some slight user experience upgrades but overall 100% recommendation and for SoFi, take less to give more in return you’ll see more users hop on board..
-- elDeeChills, 2024-12-30

### *---- "Not user friendly"
To hard to figure out how to add funds and stop auto funds.
-- SlyeMouse, 2024-12-30

### *---- "One of the worst apps I’ve ever used."
It takes forever to find where the payment page is then if you check on it it has doubled the payment.  I would never recommend this app to anyone.
-- Cathyb1708, 2024-12-30

### ***** "Great Bank"
SoFi really have your best interests at heart. But also have to your part. “ No free lunches in life” but if you do your part you can go places with SoFi
-- credit one custe, 2024-12-30

### *---- "Not the best"
Never received a physical card in spite of many attempts to get it. Customer service is very poor and not helpful at all.
-- MBVJB, 2024-12-30

### *---- "iOS apps"
Worst banking app there is. Keeps crashing and takes 12 attempts to finally log in
-- crazzh, 2024-12-30

### ***** "SoFi"
They thought of everything!
-- Oangelete, 2024-12-30

### ***** "GREAT APP!"
FIVE STARS
-- Gigiandkikigirlybabygirly, 2024-12-30

[View all SoFi reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## SoFi Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Kostenlos | Vereinigte Staaten | Finance | #25 |

## SoFi Discovered Keywords
- investing
- banking
- sofi
- sofi app
- sofi money
- sofi relay
- sofi one stop shop finances
- sofi banking
- sofi loan
- free bank

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