---
title: "Spendwise: Smarter Spending - Bewertungen, Einnahmen und Downloads in Neuseeland | Apple App Store"
description: "$12.99 a month sounds small. $156 a year doesn't.  Spendwise is the budgeting app that runs itself. Connect your NZ bank account securely through Akahu, and every transaction is pulled in and categori"
---

# Spendwise: Smarter Spending — Neuseeland
> Smarter spending, made simple.

![Spendwise App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/c2/57/09/c25709dd-be6e-34d5-b3fe-0cbd4c30ccfb/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Victoria Jull](https://apptail.io/de/developer/victoria-jull-FfkQxc) (Neuseeland)
**Category:** Finance
**Rating:** 5.0/5 (2 ratings)
**Price:** Free
**Bundle ID:** nz.spendwise.app
**Store:** Apple App Store
**Country:** Neuseeland
**Version:** 1.0 (released 2026-07-28)
**Original Release:** 2026-08-01
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/nz/app/app/id6791476983)
**AppTail Page:** [https://apptail.io/de/app/spendwise-smarter-spending-eicB/new-zealand](https://apptail.io/de/app/spendwise-smarter-spending-eicB/new-zealand)

## Spendwise Description
$12.99 a month sounds small. $156 a year doesn't.

Spendwise is the budgeting app that runs itself. Connect your NZ bank account securely through Akahu, and every transaction is pulled in and categorised automatically – groceries, fuel, subscriptions, takeaways – no spreadsheets, no manual entry, no guilt.

See where your money actually goes: A clear monthly picture shows you income, spending, category breakdowns, trends, and your top merchants.

Catch the money leaks: Spendwise spots recurring payments and subscriptions, flags price rises, doubled-up services, and quiet habits that add up — always showing the yearly reality behind the monthly cost.

One number for your financial health: The Confidence Score blends your savings rate, spending trend, safety buffer, subscription load, and budget progress into a single 0–100 score.

Private by design: Bank connections are read-only via Akahu — we can see transactions, never move money. Your data is never sold, and you can delete everything, any time, from inside the app.

Want a look before connecting anything? Demo mode gives you a full, realistic tour without touching a bank account.

Spendwise is an information tool, not financial advice. Made in New Zealand for New Zealanders.

Terms of Use: 

## Spendwise Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e0/3c/8f/e03c8f8e-c49b-62cc-b203-373ed0c73264/03-subscriptions.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7a/dd/c6/7addc6c6-644d-4a89-a2eb-a9df5231bcd0/01-home.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4b/e9/df/4be9df1e-c0e3-e51f-5612-89fdc4e8a89a/04-transactions.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/71/8b/24/718b2484-78fb-e500-c156-ec9f55fc1e07/02-analytics.png/1284x2778.png)

## Spendwise Rating Breakdown in Neuseeland
- 5 stars: 2 (100%)
- 4 stars: 0 (0%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 0 (0%)


## Spendwise In-App Purchases
| Item | Price |
|------|-------|
| Spendwise Plus | $129.99 |
| Spendwise Essential | $9.99 |
| Spenwise Plus | $12.99 |

## Spendwise Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Umsatz | Neuseeland | Finance | #22 |
| Top Kostenlos | Neuseeland | Finance | #102 |




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