--- title: "Umba - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store" description: "Umba allows users to apply, drawdown and repay loans directly from their smartphone. Once an individual is verified, we make lending decisions based on an assigned risk rating. What do people use Umba" --- # Umba — Vereinigte Staaten > Africa's Digital Bank ![Umba App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/af/25/66/af256665-aa39-76b4-19fd-f824075ed1cc/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png) **Developer:** [Umba](https://apptail.io/de/developer/umba-nDbb) **Category:** Finance **Rating:** 3.2/5 (37 ratings) **Price:** Free **Bundle ID:** com.umba.ios **Store:** Apple App Store **Country:** Vereinigte Staaten **Version:** 1.31.0 (released 2026-03-09) **Original Release:** 2022-07-22 **Languages:** English, French **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1572066078) **AppTail Page:** [https://apptail.io/de/app/umba-UyV/united-states](https://apptail.io/de/app/umba-UyV/united-states) ## Umba Description Umba allows users to apply, drawdown and repay loans directly from their smartphone. Once an individual is verified, we make lending decisions based on an assigned risk rating. What do people use Umba for? Plenty of things, like: Getting a Mobile Money Loan Apply mobile money loan in seconds. Receive mobile money to your M-Pesa account. Finance a Utility Bill Add your utility accounts in the Umba App and finance your utility bills! Pay for water, electricity, internet, and more. Transferring Money A secure and fast way to send money! Pay Utility Bills in other countries with a few taps. IT'S EASY TO GET STARTED Create your account Apply in seconds Receive an Umba Loan Increase your loan limit every time you repay a loan on time Umba puts you in control of your finances. The Umba app lets you apply for credit on the go and it works 24/7. No paperwork, collateral or office visits needed You can use your Umba loan to send money directly to your M-Pesa account, to merchants, or utility providers No late charges or rollover fees Get access to bigger loans, lower fees, and flexible payment terms as you repay Loans are approved and disbursed quickly Get access to credit to build the life you want -- for your business, your home, your family, your life. CONTACT US We love hearing from our customers so please let us know on the details below if you have any questions or comments. Questions? Our Customer Experience Team provides excellent support for your financial needs, from 8AM-5PM, Monday through Friday. Message us within the app and receive an answer in minutes! EMAIL: support@umba.com FACEBOOK: facebook.com/umbamobile WEB: www.umba.com ## Umba Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/df/38/4c/df384c08-4c4c-ac66-54b1-31657f2224ec/dd888b7a-7759-4236-9a67-6e3f666351db_iOS-Playstore_01.jpg/1284x2778.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/03/f5/9b/03f59bcf-c764-d8d1-cd5a-cdec6c0f3445/8f1503ee-1dad-496f-b290-cb1e37db4a7d_iOS-Playstore-KE-20_U0025_03_03.png/1284x2778.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/04/42/87/04428765-ed41-ee31-4b7f-e67ff87910a3/65936ea7-fbdf-434f-be12-516efb0c1ff0_iOS-Playstore_04.jpg/1284x2778.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c6/c2/ee/c6c2eeeb-f1db-1cac-6cc8-594d253c3896/524450b1-4298-448b-bc56-5dc167830edd_iOS-Playstore_05.jpg/1284x2778.png) ## Umba Rating Breakdown in Vereinigte Staaten - 5 stars: 13 (35%) - 4 stars: 4 (11%) - 3 stars: 6 (16%) - 2 stars: 4 (11%) - 1 stars: 10 (27%) ## Umba Reviews in Vereinigte Staaten ### *---- "Complain bout loan" I took a loan on this app and I’ve paid but it’s still showing that I haven’t paid, I hope y’all aren’t expecting me to pay another money tho because I can’t and if anything happens to my other bank account trust me I will report y’all -- Tobiloba1805, 2024-12-24 ### *---- "Scam" I deposited 3,500 into my Umba account and you scam haven’t credit me yet. I’m really disappointed with your poor service -- para meter, 2024-10-15 ### ***** "I am trying to reactivate my account and is showing me verifying already, please I need help" I am trying to reactivate my account and is still showing verifying please I need a customer support -- Mrs Eu2136, 2024-09-08 ### ***-- "Not happy" I really need to speak with and Agebt if UMBA bank because ever since 3days now I can’t make transfer out of my account is just telling processing or most times it shows pending then it reverts back to my account why -- Investor papi, 2024-04-21 ### ***-- "Add kuda and other online banking to your bank permission please" I only have kuda bank to link -- Kennymoney55, 2023-12-10 ### *---- "Negative review" Very disappointing that one cannot link his bank on this app The app is technically poor and the agents are so lazy to reply to customers complaints I regret signing up 😡😡 -- Frezzi1, 2023-06-02 ### ***** "Reliable loan app" I’ve used their loan services a few times and every single time they have given me very reasonable interest rates and repayment window. Also their services banking services are top notch, if your transaction didn’t go through , your money is in your account before you even notice. -- Nikiwinks, 2023-03-27 ### *---- "Stupid app" Nonsense app Doesn’t work Stole my informations and it couldn’t show up with anything -- Emmahsavage, 2023-02-16 ### *---- "SCAM" They are scam… I sent money on 27th of December from successfully my bank account to umba but I wasn’t credited. I wrote them both on emails and in app but nothing after I sent them the transaction receipt -- neeweeezy, 2022-12-30 ### *---- "Fake loan app" Very stupid app y’all just getting people information very foolish -- well204, 2022-09-10 ### *---- "This app is a scam please don’t download it" I loose money through the process of using this bank fake app -- newprince1612, 2022-09-07 [View all Umba reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Umba Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Kostenlos | Nigeria | Finance | #225 | ## Umba Discovered Keywords - umba ## Apps Similar to Umba - [Blocka Cash](https://apptail.io/de/app/blocka-cash-bNx/united-states) - [Kredi – Loan, Savings & Bills](https://apptail.io/de/app/kredi-loan-savings-bills-GrY/united-states) - [Kwikee - Credit and Savings](https://apptail.io/de/app/kwikee-credit-and-savings-IrY/united-states) - [Nirra](https://apptail.io/de/app/nirra-KrY/united-states) - [Aella App](https://apptail.io/de/app/aella-app-LrY/united-states) - [Arvofinance](https://apptail.io/de/app/arvofinance-PrY/united-states) - [Page Financials](https://apptail.io/de/app/page-financials-QrY/united-states) - [Sycamore - Save Invest Borrow](https://apptail.io/de/app/sycamore-save-invest-borrow-esY/united-states) - [Sofri - Borderless banking](https://apptail.io/de/app/sofri-borderless-banking-sudb/united-states) - [eLendly](https://apptail.io/de/app/elendly-wwjb/united-states) ## Umba Available In - [Nigeria](https://apptail.io/de/app/umba-UyV/nigeria) - [Vereinigte Staaten](https://apptail.io/de/app/umba-UyV/united-states) - [Vereinigtes Königreich](https://apptail.io/de/app/umba-UyV/united-kingdom) - [Neuseeland](https://apptail.io/de/app/umba-UyV/new-zealand) - [Irland](https://apptail.io/de/app/umba-UyV/ireland) - [Belgien](https://apptail.io/de/app/umba-UyV/belgium) - [Brasilien](https://apptail.io/de/app/umba-UyV/brazil) - [Belarus](https://apptail.io/de/app/umba-UyV/belarus) - [Kanada](https://apptail.io/de/app/umba-UyV/canada) - [Chile](https://apptail.io/de/app/umba-UyV/chile) - [China](https://apptail.io/de/app/umba-UyV/china) - [Kolumbien](https://apptail.io/de/app/umba-UyV/colombia) - [Tschechien](https://apptail.io/de/app/umba-UyV/czechia) - [Deutschland](https://apptail.io/de/app/umba-UyV/germany) - [Dänemark](https://apptail.io/de/app/umba-UyV/denmark) - [Dominikanische Republik](https://apptail.io/de/app/umba-UyV/dominican-republic) - [Ecuador](https://apptail.io/de/app/umba-UyV/ecuador) - [Ägypten](https://apptail.io/de/app/umba-UyV/egypt) - [Spanien](https://apptail.io/de/app/umba-UyV/spain) - [Finnland](https://apptail.io/de/app/umba-UyV/finland) - [Frankreich](https://apptail.io/de/app/umba-UyV/france) - [Griechenland](https://apptail.io/de/app/umba-UyV/greece) - [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/umba-UyV/hong-kong) - [Ungarn](https://apptail.io/de/app/umba-UyV/hungary) - [Indonesien](https://apptail.io/de/app/umba-UyV/indonesia) - [Israel](https://apptail.io/de/app/umba-UyV/israel) - [Indien](https://apptail.io/de/app/umba-UyV/india) - [Italien](https://apptail.io/de/app/umba-UyV/italy) - [Jamaika](https://apptail.io/de/app/umba-UyV/jamaica) - [Japan](https://apptail.io/de/app/umba-UyV/japan) - [Südkorea](https://apptail.io/de/app/umba-UyV/south-korea) - [Kuwait](https://apptail.io/de/app/umba-UyV/kuwait) - [Libanon](https://apptail.io/de/app/umba-UyV/lebanon) - [Litauen](https://apptail.io/de/app/umba-UyV/lithuania) - [Madagaskar](https://apptail.io/de/app/umba-UyV/madagascar) - [Nordmazedonien](https://apptail.io/de/app/umba-UyV/north-macedonia) - [Mexiko](https://apptail.io/de/app/umba-UyV/mexico) - [Malaysia](https://apptail.io/de/app/umba-UyV/malaysia) - [Niederlande](https://apptail.io/de/app/umba-UyV/netherlands) - [Norwegen](https://apptail.io/de/app/umba-UyV/norway) - [Nepal](https://apptail.io/de/app/umba-UyV/nepal) - [Philippinen](https://apptail.io/de/app/umba-UyV/philippines) - [Pakistan](https://apptail.io/de/app/umba-UyV/pakistan) - [Polen](https://apptail.io/de/app/umba-UyV/poland) - [Portugal](https://apptail.io/de/app/umba-UyV/portugal) - [Rumänien](https://apptail.io/de/app/umba-UyV/romania) - [Russland](https://apptail.io/de/app/umba-UyV/russia) - [Saudi-Arabien](https://apptail.io/de/app/umba-UyV/saudi-arabia) - [Schweden](https://apptail.io/de/app/umba-UyV/sweden) - [Singapur](https://apptail.io/de/app/umba-UyV/singapore) - [Thailand](https://apptail.io/de/app/umba-UyV/thailand) - [Türkei](https://apptail.io/de/app/umba-UyV/turkey) - [Taiwan](https://apptail.io/de/app/umba-UyV/taiwan) - [Ukraine](https://apptail.io/de/app/umba-UyV/ukraine) - [Usbekistan](https://apptail.io/de/app/umba-UyV/uzbekistan) - [Vereinigte Arabische Emirate](https://apptail.io/de/app/umba-UyV/united-arab-emirates) - [Südafrika](https://apptail.io/de/app/umba-UyV/south-africa) - [Argentinien](https://apptail.io/de/app/umba-UyV/argentina) - [Österreich](https://apptail.io/de/app/umba-UyV/austria) - [Australien](https://apptail.io/de/app/umba-UyV/australia) - [Aserbaidschan](https://apptail.io/de/app/umba-UyV/azerbaijan) --- ## About AppTail [AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/de) - [Top Charts](https://apptail.io/de/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/de) - Mobile App Intelligence Platform*