YNAB

This app is a key in my financial clarity, literacy, and progress. It is worth every dollar and has helped me save & preserve so much money because it keeps me on track, mindful, and intentional. Even when I slip up and am not managing it perfectly.

I love YNAB and can’t remember and understand how I managed to live financially before I found it (almost a 3-year user). But gooood.. yet another change to UI.. it’s starting to drive me insane.. I so appreciated the clean, easy to use, not overly “busy” or complicated, and minimalistic app and now it just keeps getting more and more stuff I couldn’t care less about. I mean “cost to be me”? Really? I already had a way to see how much I will need to assign to my categories for the month. Editing categories (order, name, target) was so easy and straightforward before, and now if I need to move things around I have to think for a bit every time how to do so. YNAB app is becoming like my grocery store nearby - every 2-3 weeks I go there and things are moved around “in an effort to make things better”, except it’s been going on for about 9 months now. It’s seriously frustrating and there’s really no reason for all this to be as complicated as it now is. Change for the sake of change rarely proved to be useful and sensible. I wish there was at least an option to toggle “new YNAB” on and off.. Annoying!!

I really enjoyed my free trial and definitely felt more in control of my money, but unfortunately, I have to reauthorize my bank account daily. It’s just not worth the hassle.

I would give this app zero stars if I could. I downloaded up 1.5 weeks ago, have spent 40+ hours so far trying to figure it out, watched a ton of their how-to videos in which they speak too fast and switch screens too fast to be able to keep up with what they’re trying to explain. I keep messing up with entries and then have to delete the entire category because there is no way to undo or correct what I entered wrong. I reached out for help to their support email, and received no help or support after 24 hours like they promised. What they really need for the price of this app ($180 CDN for 1 year) is a support phone number where they can remotely go over the shoulder to help you. After countless wasted hours, frustration, swearing and tears, this app is not worth it, especially with no help from their support team. If a budgeting app requires you to watch a truckload of videos and read a ton of how-to manuals and directives for every little thing as this one does and still leaves you hanging, you can be sure it isn’t a user-friendly app.

This app helps to make money wonderfully tangible. I also feel like I get to spend my money twice. Once when I assign it, and again when I spend it :)

YNAB gives you so much insight and control over your budget and how you’re spending. Goal setting and the ease at which you can allocate and move money around is slick and makes budgeting fun to do. The connections to the banks have improved a lot over time and there are less sync errors than the early days. Highly recommend, this will change your life if you embrace the philosophy.

I’ve been a YNAB user for more than 5 years and have LOVED it! However, a few months ago the app started forcing me to reauthorize my connection every time I open the app. I find it extremely frustrating and really devalues the convenience of using the paid app instead of the budgeting feature available through my bank. I’ve reached out to the YNAB support - who always answer quickly! - the the answer for this issue is - so sorry, it’s the bank doing its best to protect your account. I love YNAB but am feeling very frustrated and considering cancelling my subscription.

While it was easy up connect at least one of my banks ( the other pulls up the name ok then says it’s not supported), naming and getting dollar amount loaded is frustrating and not very intuitive. I was hoping setup wasn’t a long drawn out affair but do far…..

This could use a two-tier pricing structure; one for users who use automatic bank syncing, and one for those who do not. I find manually adding transactions to be better for managing my spending. Otherwise this is a great app with an excellent desktop web interface. YNAB has wonderful resources and support. Take control of your finances. Understand your net worth.

Couldn’t find a way to import bank transactions