---
title: "YNAB - Bewertungen, Einnahmen und Downloads in Finnland | Apple App Store"
description: "Have you ever worried about money? You are not alone.   Download YNAB, get good at money, and never worry about money again.  “We started YNAB January 1st with $37 saved and ended the year with $42,00"
---

# YNAB — Finnland

![YNAB App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b0/6f/1f/b06f1fcc-ba4c-780f-7750-2a28533a7359/AppIcon-0-0-1x_U007epad-0-1-sRGB-85-220.png/434x0w.png)

**Developer:** [You Need A Budget](https://apptail.io/de/developer/you-need-a-budget-ZZwb) (Vereinigte Staaten)
**Category:** Finance
**Rating:** 4.7/5 (107 ratings)
**Price:** Free
**Bundle ID:** com.youneedabudget.evergreen.YNAB-Evergreen
**Store:** Apple App Store
**Country:** Finnland
**Version:** 26.12 (released 2026-04-01)
**Original Release:** 2015-10-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/fi/app/app/id1010865877)
**AppTail Page:** [https://apptail.io/de/app/ynab-zhh/finland](https://apptail.io/de/app/ynab-zhh/finland)

## YNAB Description
Have you ever worried about money? You are not alone. 

Download YNAB, get good at money, and never worry about money again.

“We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle, YNAB user since 2020

Start your free one-month trial and stop feeling like you’re bad at money. 

“YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." 
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Why YNAB?
-92% of YNAB users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

“A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, YNAB user since 2016

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with YNAB’s clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control  

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go

START REACHING MORE GOALS
…and stop thinking your future is limited 

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me” 
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money? 

(You seem ready! And we already really like you, so please join us.) 

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-YNAB is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:


Privacy Policy:


California Privacy Policy:


## YNAB Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/14/26/9d/14269d5d-1ef7-8e84-1811-bcdfbf4a5532/APPLE_WATCH_Last_Updated_Nov_27_U002c_2024.jpg/416x496.png)

## YNAB Rating Breakdown in Finnland
- 5 stars: 88 (82%)
- 4 stars: 13 (12%)
- 3 stars: 2 (2%)
- 2 stars: 0 (0%)
- 1 stars: 4 (4%)

## YNAB Reviews in Finnland

### *---- "Worse and worse UX"
Used to be 5 stars, but they keep making the user experience worse. It’s now convoluted, unintuitive, and full of questionable design decisions.
-- Callepaca, 2025-08-13

### *---- "Stop ruining the app with useless updates"
Completely unfathomable changes making the UX worse and worse.
-- Crepecon, 2025-02-07

### *---- "Disappointing"
Overpriced and poorly designed. The interface is clunky, basic features are missing, and it feels incomplete. Not worth the cost—better free options available.
-- kelwkxoekxodl, 2024-12-27

### ***** "Paras!!"
Ehdottomasti paras budjetointi appi!! Aivan turha kokeilla muita, ovat aivan leluja YNABiin verrattuna. Tässä on kaikki tehty oikein.
-- Eripari, 2024-04-16

### ****- "A fine app but…"
I wish the mobile app had better reporting tools for statistics and other graphs. Ability to estimate wealth generation from monthly Income v Expense report.
-- mimsee2, 2023-11-18

### ***** "Happy YNABer since 2016"
Hands down the best budgeting software/app/system there is! It's absolutely saved my finances.
-- sannatikk, 2022-07-12

### ***** "Aluksi tylsä, mutta pidemmän päälle loisto peli"
En oikein yleisesti ottaen tykkää mobiilipeleistä. Tää on kuitenkin hyvä, kunhan tähän pääsee vauhtiin. Toisin kuin yleensä pelien kanssa, tässä säästyy rahaa! Ostin tänään uudet kuulokkeet, enkä maksanut osamaksulla.
-- Pää-vo, 2021-10-17

### *---- "European customer data is not safe with YNAB"
1) YNAB wants its users to buy one-year subscriptions, but they do not offer localisation for different countries. Poor value for the service.

2) Users cannot choose which cloud storage is used to sync their private data, for example to use iCloud or something that stores customer data inside EEA. Poor user customisability and lacking compliance with EU’s laws.

3) Users private data will be transferred outside EEA, which is illegal by default without a separate legal contract of how YNAB is providing equal data protection that GDPR is providing as privacy Shield has been invalidated. YNAB has no respect for EU’s GDPR and data security laws.

4) YNAB cannot protect non-Americans’ data against FISA section 702 data requests, which means that US government will get access to all your data that you store within YNAB. YNAB Does not respect your privacy, choose services that store data inside EU instead to YNAB.

If you want to keep your economical data safe and private, do not use YNAB, until they stop  illegal transfer of European customer’s data outside EU.
-- Zornac, 2020-12-18

### ***** "Hyvä työkalu"
Uskomattoman hyvä työkalu rahankäytön seurantaan ja budjetointiin. Helpottaa elämää erittäin paljon. Suosittelen.
-- Didriyuk, 2020-11-27

### ***** "Hyvä budjetointiohjelma"
Hyvä sovellus rahojen hallintaan ja säästämiseen. Englannin kielen taito tarpeen.
-- kekeijo1, 2020-07-07

### ***** "User for over 5 years. Still in love!"
I have been using YNAB for over five years now. It’s gotten me through good times and bad. I’ve paid off debts to my parents, credit cards and was able to see through the fog of a divorce with the help of YNAB. I originally got into budgeting while in college. I was an avid Dave Ramsey follower and loved the zero dollar ideology. I don’t remember if he did an ad for YNAB or if google ads sent it to me because it’s similar or what, but I found YNAB soon after and got a 30 day free trial. I actually had to contact support right before my time ran out because I didn’t have the $50 (at the time) to buy it. They gave me two more months free so I could get the money together. As you can see, if it wasn’t for that support then when I was struggling, I wouldn’t be here some 5+ years later. I’m even grandfathered I’m at the original price and hope to keep it for as long as possible. I’ve even contemplated working for them! I currently live in Finland and do wish we had the ability to use the automatic transactions feature (my bank even has it). But I’m still a huge YNAB supporter. I recently just got back from a holiday and used YNAB the whole time to stay on budget.  

Thanks YNAB team!
-- laurenc0812, 2019-11-21

### ***** "YNAB IS THE BEST"
Using YNAB has radically changed my life. I work as a psychologist and my perspective on YNAB is that it takes the same principles of intentional decision making that I apply with my clients in other areas of their lives and implements it to personal and business finances. I can not recommend it enough. The app version works beautifully too and is a wonderful complement to the website version.
-- MegaMcSara, 2019-05-30

[View all YNAB reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## YNAB In-App Purchases
| Item | Price |
|------|-------|
| YNAB Subscription | €119.00 |

## YNAB Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Umsatz | Irland | Finance | #2 |
| Top Umsatz | Norwegen | Finance | #3 |
| Top Umsatz | Vereinigtes Königreich | Finance | #4 |
| Top Umsatz | Vereinigte Staaten | Finance | #5 |
| Top Umsatz | Kanada | Finance | #5 |
| Top Umsatz | Dänemark | Finance | #5 |
| Top Umsatz | Schweiz | Finance | #5 |
| Top Umsatz | Neuseeland | Finance | #6 |
| Top Umsatz | Polen | Finance | #7 |
| Top Umsatz | Niederlande | Finance | #7 |
| Top Umsatz | Portugal | Finance | #8 |
| Top Umsatz | Spanien | Finance | #8 |
| Top Umsatz | Ungarn | Finance | #8 |
| Top Umsatz | Rumänien | Finance | #8 |
| Top Umsatz | Ägypten | Finance | #9 |
| Top Umsatz | Pakistan | Finance | #9 |
| Top Umsatz | Indonesien | Finance | #9 |
| Top Umsatz | Philippinen | Finance | #10 |
| Top Umsatz | Österreich | Finance | #10 |
| Top Umsatz | Australien | Finance | #10 |
| Top Umsatz | Frankreich | Finance | #11 |
| Top Umsatz | Belgien | Finance | #11 |
| Top Umsatz | Kolumbien | Finance | #11 |
| Top Umsatz | Ecuador | Finance | #13 |
| Top Umsatz | Russland | Finance | #15 |
| Top Umsatz | Griechenland | Finance | #15 |
| Top Umsatz | Ukraine | Finance | #19 |
| Top Umsatz | Sonderverwaltungsregion Hongkong | Finance | #19 |
| Top Umsatz | Nigeria | Finance | #19 |
| Top Umsatz | Malaysia | Finance | #20 |
| Top Umsatz | Peru | Finance | #21 |
| Top Umsatz | Libanon | Finance | #21 |
| Top Umsatz | Mexiko | Finance | #21 |
| Top Umsatz | Italien | Finance | #21 |
| Top Umsatz | Indien | Finance | #24 |
| Top Umsatz | Chile | Finance | #25 |
| Top Umsatz | Thailand | Finance | #25 |
| Top Umsatz | Israel | Finance | #27 |
| Top Umsatz | Singapur | Finance | #27 |
| Top Umsatz | Deutschland | Finance | #27 |
| Top Umsatz | Finnland | Finance | #29 |
| Top Umsatz | Taiwan | Finance | #34 |
| Top Umsatz | Kuwait | Finance | #38 |
| Top Umsatz | Kasachstan | Finance | #38 |
| Top Umsatz | Aserbaidschan | Finance | #43 |
| Top Umsatz | Belarus | Finance | #46 |
| Top Umsatz | Türkei | Finance | #49 |
| Top Umsatz | Südafrika | Finance | #50 |
| Top Umsatz | Tschechien | Finance | #51 |
| Top Umsatz | Dominikanische Republik | Finance | #52 |
| Top Umsatz | Schweden | Finance | #53 |
| Top Umsatz | Japan | Finance | #54 |
| Top Umsatz | Brasilien | Finance | #57 |
| Top Umsatz | Vereinigte Arabische Emirate | Finance | #72 |
| Top Kostenlos | Irland | Finance | #75 |
| Top Umsatz | Vietnam | Finance | #79 |
| Top Kostenlos | Kanada | Finance | #83 |
| Top Kostenlos | Dominikanische Republik | Finance | #113 |
| Top Kostenlos | Israel | Finance | #135 |
| Top Kostenlos | Neuseeland | Finance | #147 |
| Top Kostenlos | Norwegen | Finance | #153 |
| Top Kostenlos | Niederlande | Finance | #159 |
| Top Kostenlos | Portugal | Finance | #169 |
| Top Kostenlos | Finnland | Finance | #172 |
| Top Kostenlos | Belgien | Finance | #175 |
| Top Kostenlos | Chile | Finance | #182 |
| Top Kostenlos | Australien | Finance | #183 |
| Top Kostenlos | Polen | Finance | #206 |
| Top Kostenlos | Ungarn | Finance | #212 |
| Top Kostenlos | Südafrika | Finance | #213 |
| Top Kostenlos | Schweiz | Finance | #214 |
| Top Kostenlos | Vereinigte Staaten | Finance | #215 |
| Top Kostenlos | Griechenland | Finance | #219 |
| Top Kostenlos | Schweden | Finance | #233 |
| Top Kostenlos | Österreich | Finance | #236 |
| Top Kostenlos | Peru | Finance | #239 |
| Top Kostenlos | Ukraine | Finance | #241 |
| Top Kostenlos | Kasachstan | Finance | #247 |
| Top Kostenlos | Deutschland | Finance | #263 |
| Top Kostenlos | Spanien | Finance | #268 |
| Top Kostenlos | Kolumbien | Finance | #281 |
| Top Kostenlos | Italien | Finance | #284 |
| Top Kostenlos | Vereinigtes Königreich | Finance | #297 |
| Top Kostenlos | Belarus | Finance | #298 |
| Top Kostenlos | Frankreich | Finance | #303 |
| Top Kostenlos | Pakistan | Finance | #323 |
| Top Kostenlos | Singapur | Finance | #336 |
| Top Kostenlos | Rumänien | Finance | #336 |
| Top Kostenlos | Ägypten | Finance | #336 |
| Top Kostenlos | Mexiko | Finance | #339 |
| Top Kostenlos | Ecuador | Finance | #344 |
| Top Kostenlos | Philippinen | Finance | #345 |
| Top Kostenlos | Dänemark | Finance | #402 |
| Top Kostenlos | Vereinigte Arabische Emirate | Finance | #416 |
| Top Kostenlos | Tschechien | Finance | #417 |
| Top Kostenlos | Indonesien | Finance | #500 |

## YNAB Discovered Keywords
- income and expense tracker
- ynab
- income
- budget and expense
- budget planner tracker
- bill organizer
- budget and expenses
- income ok
- money planner pro
- bill management

## Apps Similar to YNAB
- [Goodbudget Budget Planner](https://apptail.io/de/app/goodbudget-budget-planner-FIb/finland)
- [Expense & Budget App: Spendee](https://apptail.io/de/app/expense-budget-app-spendee-jwd/finland)
- [Buddy: Budget Planner App](https://apptail.io/de/app/buddy-budget-planner-app-tRf/finland)
- [Debt Payoff Planner & Tracker](https://apptail.io/de/app/debt-payoff-planner-tracker-Igh/finland)
- [Budget Bestie](https://apptail.io/de/app/budget-bestie-NQqp/finland)

## YNAB Available In
- [Vereinigte Staaten](https://apptail.io/de/app/ynab-zhh/united-states)
- [Kanada](https://apptail.io/de/app/ynab-zhh/canada)
- [Vereinigtes Königreich](https://apptail.io/de/app/ynab-zhh/united-kingdom)
- [Australien](https://apptail.io/de/app/ynab-zhh/australia)
- [Deutschland](https://apptail.io/de/app/ynab-zhh/germany)
- [Niederlande](https://apptail.io/de/app/ynab-zhh/netherlands)
- [Belgien](https://apptail.io/de/app/ynab-zhh/belgium)
- [Spanien](https://apptail.io/de/app/ynab-zhh/spain)
- [Schweiz](https://apptail.io/de/app/ynab-zhh/switzerland)
- [Frankreich](https://apptail.io/de/app/ynab-zhh/france)
- [Irland](https://apptail.io/de/app/ynab-zhh/ireland)
- [Polen](https://apptail.io/de/app/ynab-zhh/poland)
- [Neuseeland](https://apptail.io/de/app/ynab-zhh/new-zealand)
- [Norwegen](https://apptail.io/de/app/ynab-zhh/norway)
- [Italien](https://apptail.io/de/app/ynab-zhh/italy)
- [Brasilien](https://apptail.io/de/app/ynab-zhh/brazil)
- [Philippinen](https://apptail.io/de/app/ynab-zhh/philippines)
- [Portugal](https://apptail.io/de/app/ynab-zhh/portugal)
- [Mexiko](https://apptail.io/de/app/ynab-zhh/mexico)
- [Russland](https://apptail.io/de/app/ynab-zhh/russia)
- [Singapur](https://apptail.io/de/app/ynab-zhh/singapore)
- [Schweden](https://apptail.io/de/app/ynab-zhh/sweden)
- [Dänemark](https://apptail.io/de/app/ynab-zhh/denmark)
- [Indien](https://apptail.io/de/app/ynab-zhh/india)
- [Finnland](https://apptail.io/de/app/ynab-zhh/finland)
- [Österreich](https://apptail.io/de/app/ynab-zhh/austria)
- [Ungarn](https://apptail.io/de/app/ynab-zhh/hungary)
- [Südafrika](https://apptail.io/de/app/ynab-zhh/south-africa)
- [Malaysia](https://apptail.io/de/app/ynab-zhh/malaysia)
- [Vereinigte Arabische Emirate](https://apptail.io/de/app/ynab-zhh/united-arab-emirates)
- [Japan](https://apptail.io/de/app/ynab-zhh/japan)
- [Tschechien](https://apptail.io/de/app/ynab-zhh/czechia)
- [Kolumbien](https://apptail.io/de/app/ynab-zhh/colombia)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/ynab-zhh/hong-kong)
- [Griechenland](https://apptail.io/de/app/ynab-zhh/greece)
- [Indonesien](https://apptail.io/de/app/ynab-zhh/indonesia)
- [Israel](https://apptail.io/de/app/ynab-zhh/israel)
- [Thailand](https://apptail.io/de/app/ynab-zhh/thailand)
- [Lettland](https://apptail.io/de/app/ynab-zhh/latvia)
- [Ukraine](https://apptail.io/de/app/ynab-zhh/ukraine)
- [Litauen](https://apptail.io/de/app/ynab-zhh/lithuania)
- [Bulgarien](https://apptail.io/de/app/ynab-zhh/bulgaria)
- [Rumänien](https://apptail.io/de/app/ynab-zhh/romania)
- [Saudi-Arabien](https://apptail.io/de/app/ynab-zhh/saudi-arabia)
- [Taiwan](https://apptail.io/de/app/ynab-zhh/taiwan)
- [Chile](https://apptail.io/de/app/ynab-zhh/chile)
- [Dominikanische Republik](https://apptail.io/de/app/ynab-zhh/dominican-republic)
- [Kroatien](https://apptail.io/de/app/ynab-zhh/croatia)
- [Estland](https://apptail.io/de/app/ynab-zhh/estonia)
- [Argentinien](https://apptail.io/de/app/ynab-zhh/argentina)
- [Türkei](https://apptail.io/de/app/ynab-zhh/turkey)
- [Slowakei](https://apptail.io/de/app/ynab-zhh/slovakia)
- [Zypern](https://apptail.io/de/app/ynab-zhh/cyprus)
- [China](https://apptail.io/de/app/ynab-zhh/china)
- [Slowenien](https://apptail.io/de/app/ynab-zhh/slovenia)
- [Luxemburg](https://apptail.io/de/app/ynab-zhh/luxembourg)
- [Panama](https://apptail.io/de/app/ynab-zhh/panama)
- [Vietnam](https://apptail.io/de/app/ynab-zhh/vietnam)
- [Peru](https://apptail.io/de/app/ynab-zhh/peru)
- [Ecuador](https://apptail.io/de/app/ynab-zhh/ecuador)
- [Sri Lanka](https://apptail.io/de/app/ynab-zhh/sri-lanka)
- [Kenia](https://apptail.io/de/app/ynab-zhh/kenya)
- [Paraguay](https://apptail.io/de/app/ynab-zhh/paraguay)
- [Pakistan](https://apptail.io/de/app/ynab-zhh/pakistan)
- [Oman](https://apptail.io/de/app/ynab-zhh/oman)
- [Ägypten](https://apptail.io/de/app/ynab-zhh/egypt)
- [Belarus](https://apptail.io/de/app/ynab-zhh/belarus)
- [Südkorea](https://apptail.io/de/app/ynab-zhh/south-korea)
- [Honduras](https://apptail.io/de/app/ynab-zhh/honduras)
- [Nigeria](https://apptail.io/de/app/ynab-zhh/nigeria)
- [Barbados](https://apptail.io/de/app/ynab-zhh/barbados)
- [Island](https://apptail.io/de/app/ynab-zhh/iceland)
- [Katar](https://apptail.io/de/app/ynab-zhh/qatar)
- [Malta](https://apptail.io/de/app/ynab-zhh/malta)
- [Kasachstan](https://apptail.io/de/app/ynab-zhh/kazakhstan)
- [Jamaika](https://apptail.io/de/app/ynab-zhh/jamaica)
- [Bahrain](https://apptail.io/de/app/ynab-zhh/bahrain)
- [Uruguay](https://apptail.io/de/app/ynab-zhh/uruguay)
- [Brunei Darussalam](https://apptail.io/de/app/ynab-zhh/brunei)
- [Ghana](https://apptail.io/de/app/ynab-zhh/ghana)
- [Uganda](https://apptail.io/de/app/ynab-zhh/uganda)
- [Libanon](https://apptail.io/de/app/ynab-zhh/lebanon)
- [Armenien](https://apptail.io/de/app/ynab-zhh/armenia)
- [Sonderverwaltungsregion Macau](https://apptail.io/de/app/ynab-zhh/macau)
- [Mauritius](https://apptail.io/de/app/ynab-zhh/mauritius)
- [Jordanien](https://apptail.io/de/app/ynab-zhh/jordan)
- [Madagaskar](https://apptail.io/de/app/ynab-zhh/madagascar)
- [Algerien](https://apptail.io/de/app/ynab-zhh/algeria)
- [Namibia](https://apptail.io/de/app/ynab-zhh/namibia)
- [Bermuda](https://apptail.io/de/app/ynab-zhh/bermuda)
- [Nepal](https://apptail.io/de/app/ynab-zhh/nepal)
- [Tunesien](https://apptail.io/de/app/ynab-zhh/tunisia)
- [Belize](https://apptail.io/de/app/ynab-zhh/belize)
- [Nordmazedonien](https://apptail.io/de/app/ynab-zhh/north-macedonia)
- [Kaimaninseln](https://apptail.io/de/app/ynab-zhh/cayman-islands)
- [Kuwait](https://apptail.io/de/app/ynab-zhh/kuwait)
- [Angola](https://apptail.io/de/app/ynab-zhh/angola)
- [Mali](https://apptail.io/de/app/ynab-zhh/mali)
- [Usbekistan](https://apptail.io/de/app/ynab-zhh/uzbekistan)
- [Aserbaidschan](https://apptail.io/de/app/ynab-zhh/azerbaijan)
- [Suriname](https://apptail.io/de/app/ynab-zhh/suriname)

---

## About AppTail

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