YNAB

And yes , I do not worry about money.

Dear ynab team ! Whenever I try to continue either with apple or with google I am getting the message “ We had trouble matching your Apple profile to an existing YNAB account. Please log in with your email. You can always link to Apple later in Settings.” And the message when trying to sign in with google “ we could find an account with that google email “ . Is there any way around to fix this issue ? I would love to use the app.

A good app but very expensive. I had to stop using because of its price.

Regardless of what users say, It is a hefty cost, especially if you are strapped for cash and need an app to help get you on track. No possibility to connect bank accounts (in Greece) so users have the only option to manually add transactions.

I’ve been using YNAB for a month now wondering if I should pay the hefty price it asks for. The thing about YNAB is that it’s changes your perspective on how you should spend your money. Now I spend my money based on the money I have left in the corresponding budget not the money in my bank account. This is a game changer for me. I’ve used dozens of expense tracking apps only to realize that I need an app to help me manage my money not track my expenses. So in conclusion this app is totally worth the hefty price!

Ynab is a top notch budgeting system. It is worth becoming familiar with its principles even if one is not willing to use the app to implement them through the use of this particular app. Great for those who want their money to be invested in what they value the most.

During the past year it has helped me manage and organise my finance and gather up to 5 times my salary. Ynab helped me alot plus it has alot of good features for fast data input! I haven’t tried another but i did some research before investing in this one. It pays for itself ... literally

I don’t love some of the recent updates and think they take away functionality instead of adding to it. But it is still a great app. There is one thing that keeps me from recommending it to other people, though, because it would be very confusing for a non-mathy person. There have been instances where the app automatically reallocates money to another category and you don’t know what happened or where the money came from. Mostly from one month to the next. For example: I understand the concept of not overspending, but there are times when I need a category to be temporarily red to remind me someone is paying me back. If you have 10k in your account, but one category is short $400, you clearly have enough to cover that amount. But somehow when you go on to the next month, it shows the “ready to assign” as something like -102.86. How do you explain this to a new user? There should be a step in between months that allows us to either “accept” the previous month’s accounting, or “accept” whatever is happening to get to -102.86, WITH an explanation of the money moves. I can’t imagine that ya’ll don’t get a ton of questions trying to help people figure out what the heck happened. I’m a grown adult. If I want a category red for a minute because it helps me keep track, I shouldn’t HAVE to automatically accept some random accounting that I can’t even explain. I get the concept YNAB is trying to promote, but there are better ways to do this.

YNAB is a wonderful budgeting tool, but not everything is intuitive. I had been using it incorrectly (assigning income as a category rather than to READY TO ASSIGN). After asking for help and several exmai exchanges, Bian (the customer service rep) sent me an extended video he recorded that showed me how to correct all the mistakes I had made in setting up my accounts. Now I am finally making full use of this powerful budgeting application.

This is *the* single best app I’ve ever spent money on - completely changed my relationship with my finances and allowed me to finally get on top of everything and plan for the future. There’s a learning curve but once you get the hang of it, you’ll wonder how you ever lived without it. Thank you *so* much to the developer and the entire YNAB team ❤️👏❤️