--- title: "You Need A Budget - Bewertungen, Einnahmen und Downloads in Neuseeland | Apple App Store" description: "Have you ever worried about money? You are not alone. Download You Need A Budget, get good at money, and never worry about money again. “We started You Need A Budget January 1st with $37 saved and " --- # You Need A Budget — Neuseeland > Never worry about money again ![You Need A Budget App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/eb/cb/f3/ebcbf38e-1639-3781-f3ab-85649f0310ea/AppIcon-0-0-1x_U007epad-0-1-sRGB-85-220.png/434x0w.png) **Developer:** [You Need A Budget](https://apptail.io/de/developer/you-need-a-budget-ZZwb) (Vereinigte Staaten) **Category:** Finance **Rating:** 4.8/5 (250 ratings) **Price:** Free **Bundle ID:** com.youneedabudget.evergreen.YNAB-Evergreen **Store:** Apple App Store **Country:** Neuseeland **Version:** 26.20 (released 2026-06-03) **Original Release:** 2015-10-20 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/nz/app/app/id1010865877) **AppTail Page:** [https://apptail.io/de/app/ynab-zhh/new-zealand](https://apptail.io/de/app/ynab-zhh/new-zealand) ## You Need A Budget Description Have you ever worried about money? You are not alone. Download You Need A Budget, get good at money, and never worry about money again. “We started You Need A Budget January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle,user since 2020 Start your free one-month trial and stop feeling like you’re bad at money. “You Need A Budget has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why You Need A Budget? -92% of You Need A Budget users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of You Need A Budget costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with You Need A Budget's clever built-in spending categorization feature -Enjoy the benefits of a debt-paying community and resources STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Join workshops and attend live Q&A sessions -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.) The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -You Need A Budget is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: Privacy Policy: ## You Need A Budget Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/03/53/b9/0353b98a-79eb-51fb-fba1-075ea2471f9a/APPLE_WATCH_GBP.png/416x496.png) ## You Need A Budget Rating Breakdown in Neuseeland - 5 stars: 217 (87%) - 4 stars: 21 (8%) - 3 stars: 3 (1%) - 2 stars: 3 (1%) - 1 stars: 6 (2%) ## You Need A Budget Reviews in Neuseeland ### ***** "THE BEST🤑" NZ user, I cannot fault this app! So much fun to use! My month of May is fully funded - 1st time ever (I’m been using this app for 10 months). U I use it everyday. “Heard it From Hannah” (YouTube spokesperson for YNAB) is the best resource to watch, very entertaining and super helpful! 🙌☺️ COST $199(NZD) annually - I would of spent this amount during the year - and not know where I spent it or what I spent it on, with YNAB I know where $199 is & it’s truly saved me hundreds! No linked NZ bank accounts, but honestly that’s not a biggie! Highly recommend to other kiwi’s & the world, from a happy Kiwi here in NZ! Thanks YNAB & Hannah Meser, you ROCK! 💕🙌🌸 -- luwilna, 2026-05-01 ### ***** "Great for knowing my money since 2018" I couldn‘t do without this app now. Knowing exactly how much is left in each category, does affect my impulsivity. The positive is, I know if „I can afford it“ as in, really, rather than that there seems to be money in my bank No more „whoops forgot about x bill“ It took me a year to really get all the bills logged and then budget ahead for them over 12 months, but after that first year, it has been the app I use daily -- WickedDeskLamp, 2026-03-01 ### ***** "YNABULOUS!!" Love this app! It took a bit to get hang of it…though heaps of resources, my FAV go to is Hannah (HiFH) on YouTube - search YNAB, Hannah. I’ve been using this app since July25 and I cannot fault it. Yes you pay $23.99/mth NZD, but no different to paying for Netflix, Spotify or any other subscription but you get an intuitive, fun, well resourced super budget app that takes little time to maintain and know what your money is doing! Spendteriffic!!Loving it! Thank you YNAB Team & Hannah! 🎊🌸✅💸😀 -- luwilna, 2025-08-30 ### ***** "Life changing" I no longer panic when bills come in because I know I’ve got the money set aside :) -- Joan Rush, 2025-03-02 ### ***** "Life changing" I’ve been using YNAB for 5+ years, and it has changed my financial life. While it is expensive, the benefit I get way outweighs the cost. -- whyisthismyalias, 2024-05-31 ### *---- "Can’t import transactions from iPhone" No button to import in the app and no way to import on the website version either. Wasted my time going through and entering the budgeting information only to find I have to enter every transaction manually. -- Dzsem, 2024-04-05 ### **--- "Too ānal" I'm not this ott to keep using it, besides thankful I can't link a bank account - that voids the terms with your bank! -- Annoyed1234kkd, 2024-01-06 ### ***** "YNAB win!" I’m never going back to other budgeting apps. YNAB teaches budgeting in a different way compared to traditional budgeting. Only budget *what you have*, and get out of that living paycheck-to-paycheck cycle and get out of debt! For good! Completely worth the money. Try it for 34 days without requiring any card details, and really learn the method. You won’t regret it! -- zirahothman, 2023-07-01 ### ***** "Legendary app" Been using this for over 4 years, wouldn’t have been so good with money if it wasn’t for this app. Yearly subscription is totally worth it. -- Acemuller74, 2022-09-14 ### ***** "PERSONAL BUDGETING SUCCESS ON ANOTHER LEVEL" Many many thanks to the YNAB team for creating this app! This has taught me new ways of applying sensible budgeting principles in a way that works, and works… and works! Yes, those principles can be applied to any method you choose, but no other method makes it as easy as YNAB does! To anyone out there, unsure if this is the right thing, YNAB has a mean arsenal of instructional videos and more… it’s a budgeting package with punch 🥊. Try it, it changed my life. Thank you, YNAB! -- Mazywazy, 2022-05-14 ### *---- "Unusable" Not sure what changed in the last update but last week I signed up using Apple login to check out the app but decided to try other options first considering the unreasonably high subscription price and the face that I couldn’t link NZ banks - so I uninstalled the app. Today I returned to give the app a 2nd chance but I can’t sign in as it says there’s no associated account and I can’t sign up either - seems like an issue that’s been going on for a long time. Fool me twice, and so on… -- Isone Olivier, 2022-02-18 ### ***** "Finally fixed date picker" I’ve found YNAB’s app generally good but the date picker ignoring regional start of week was always deeply frustrating. Fixed now! -- wanion, 2022-01-26 ### *---- "Expensive" I’ve been using YNAB since 2010 ish in its various forms. Have loved it. Switched over to the new system 2 years ago. However they have just increased the subscription price and the exchange rate from USD makes this app very expensive for something that’s supposed to help people struggling with their debt. I don’t think I’ll be renewing my subscription in January. -- sillygoose86, 2021-11-02 ### **--- "No fortnightly pay or payment provisions" Useless as a budgeting tool for some with it’s inability to handle fortnightly pay or payments. Deleted after an hour. -- RelentlessRob, 2021-09-21 ### ***** "Life changing" I’ve been using YNAB for years now. The app and money management methodology is absolutely life changing. It’s simple and easy to use but also changes how you think about money. -- Kelly670, 2021-09-14 ### ***** "Three months in and we are $2.5k ahead - !and" This is true to its word, 3 months in and we are now 2.5K ahead - there is a two week ‘float’. In our bills account that is set aside to pay bills, and its easy - because ‘every dollar’ has a job, and the jobs are clearly laid out in the budget we set up - we can see that we need to ‘not spend’ that money on anything other than its job! After the first month we were in a position to pay for all the things we needed/wanted. - no more using the credit card for things and finding a minimum payment at the end of the month, now we have money set aside for essentials, we know our ‘true costs’ and we pay for things as they are needed. Actually watching our groceries and out other spending has been fantastic as we realise what picking the fancy cheese or the over $20 wine does to the amount we have to spend. We have also covered two trips away from home and two young adults birthdays including presents and eating out with money we set aside and that felt so good to be able to treat everyone out for a meal and give a gift that wasn’t debt on our credit cards. I cant believe i waited so long to test this - it took one of us retiring and our income dropping earlier than expected - to push the YNAB adoption, and yet we have never felt more in control of our money or felt so confident that we can afford to live and spend and save. We are making good progress on paying down a less than 2K card debt - at this rate the debt will be gone by Christmas and we will have funds to cover Christmas in cash, and also to have a post Christmas/summer holiday (Southern Hemisphere so Christmas is summer for us). I am looking forward to next year and how much we can save once we have no real debts other than a small mortgage - -- knitkntifrog, 2021-05-25 ### ***** "Very recommend" Very. -- changed_perspective, 2021-02-09 ### ***** "Such a great app" I enjoy using it and it is very through -- jokelly88, 2020-12-10 ### ***** "Simply the best" I have been using YNAB for about 4 years. Have dabbled with a couple of others, but none match the dynamic flow of YNAB -- iJorgeB, 2020-05-27 ### ***** "Changed my life!!" I’m not joking! Completely on top of my finances now. Always know where I am at and with the repeat transaction button I have set up all my regular bills and so know exactly when my car needs registration for example. Can save easily for costs such as the dentist or special things such as an overseas trip. Also eat out more without feeling guilty because I budget for it. Sounds onerous but it is so, so simple. Before, looking after my finances was a gigantic burden.... now it’s a pleasure. Plus I have savings for the first in an eon! Totally recommend this programme. -- DrawSomethingNZ, 2019-12-18 [View all You Need A Budget reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## You Need A Budget In-App Purchases | Item | Price | |------|-------| | You Need A Budget Subscription | $199.00 | ## You Need A Budget Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Umsatz | Finnland | Finance | #1 | | Top Umsatz | Irland | Finance | #1 | | Top Umsatz | Norwegen | Finance | #2 | | Top Umsatz | Ukraine | Finance | #3 | | Top Umsatz | Belarus | Finance | #4 | | Top Umsatz | Portugal | Finance | #5 | | Top Umsatz | Kanada | Finance | #5 | | Top Umsatz | Vereinigtes Königreich | Finance | #7 | | Top Umsatz | Philippinen | Finance | #7 | | Top Umsatz | Polen | Finance | #7 | | Top Umsatz | Dominikanische Republik | Finance | #7 | | Top Umsatz | Vereinigte Staaten | Finance | #8 | | Top Umsatz | Nigeria | Finance | #9 | | Top Umsatz | Rumänien | Finance | #9 | | Top Umsatz | Schweiz | Finance | #9 | | Top Umsatz | Australien | Finance | #9 | | Top Umsatz | Griechenland | Finance | #10 | | Top Umsatz | Niederlande | Finance | #10 | | Top Umsatz | Neuseeland | Finance | #11 | | Top Umsatz | Dänemark | Finance | #11 | | Top Umsatz | Kolumbien | Finance | #12 | | Top Umsatz | Russland | Finance | #14 | | Top Umsatz | Schweden | Finance | #15 | | Top Umsatz | Belgien | Finance | #15 | | Top Umsatz | Österreich | Finance | #15 | | Top Umsatz | Ecuador | Finance | #16 | | Top Umsatz | Vietnam | Finance | #16 | | Top Umsatz | Spanien | Finance | #16 | | Top Umsatz | Ungarn | Finance | #16 | | Top Umsatz | Malaysia | Finance | #17 | | Top Umsatz | Ägypten | Finance | #18 | | Top Umsatz | Indien | Finance | #19 | | Top Umsatz | Deutschland | Finance | #19 | | Top Umsatz | Italien | Finance | #20 | | Top Umsatz | Vereinigte Arabische Emirate | Finance | #20 | | Top Umsatz | Singapur | Finance | #24 | | Top Umsatz | Frankreich | Finance | #25 | | Top Umsatz | Mexiko | Finance | #26 | | Top Umsatz | Sonderverwaltungsregion Hongkong | Finance | #27 | | Top Umsatz | Kuwait | Finance | #27 | | Top Umsatz | Pakistan | Finance | #32 | | Top Umsatz | Peru | Finance | #32 | | Top Umsatz | Libanon | Finance | #33 | | Top Umsatz | Türkei | Finance | #35 | | Top Umsatz | Chile | Finance | #42 | | Top Umsatz | Tschechien | Finance | #45 | | Top Umsatz | Aserbaidschan | Finance | #49 | | Top Umsatz | Kasachstan | Finance | #53 | | Top Umsatz | Südafrika | Finance | #55 | | Top Umsatz | Israel | Finance | #67 | | Top Umsatz | Japan | Finance | #79 | | Top Kostenlos | Kanada | Finance | #83 | | Top Umsatz | China | Finance | #91 | | Top Umsatz | Brasilien | Finance | #96 | | Top Umsatz | Thailand | Finance | #100 | | Top Kostenlos | Ungarn | Finance | #121 | | Top Kostenlos | Libanon | Finance | #122 | | Top Kostenlos | Finnland | Finance | #132 | | Top Kostenlos | Griechenland | Finance | #138 | | Top Kostenlos | Dänemark | Finance | #141 | | Top Kostenlos | Dominikanische Republik | Finance | #152 | | Top Kostenlos | Polen | Finance | #160 | | Top Kostenlos | Schweiz | Finance | #165 | | Top Kostenlos | Belgien | Finance | #175 | | Top Kostenlos | Portugal | Finance | #176 | | Top Kostenlos | Belarus | Finance | #178 | | Top Kostenlos | Irland | Finance | #178 | | Top Kostenlos | Neuseeland | Finance | #182 | | Top Kostenlos | Schweden | Finance | #193 | | Top Kostenlos | Österreich | Finance | #217 | | Top Kostenlos | Norwegen | Finance | #218 | | Top Kostenlos | Niederlande | Finance | #223 | | Top Kostenlos | Vereinigte Staaten | Finance | #231 | | Top Kostenlos | Australien | Finance | #232 | | Top Kostenlos | Israel | Finance | #245 | | Top Kostenlos | Rumänien | Finance | #251 | | Top Kostenlos | Aserbaidschan | Finance | #258 | | Top Kostenlos | Italien | Finance | #267 | | Top Kostenlos | Mexiko | Finance | #298 | | Top Kostenlos | Vereinigtes Königreich | Finance | #300 | | Top Kostenlos | Spanien | Finance | #303 | | Top Kostenlos | Peru | Finance | #329 | | Top Kostenlos | Frankreich | Finance | #343 | | Top Kostenlos | Singapur | Finance | #345 | | Top Kostenlos | Chile | Finance | #345 | | Top Kostenlos | Philippinen | Finance | #358 | | Top Kostenlos | Ukraine | Finance | #371 | | Top Kostenlos | Ägypten | Finance | #375 | | Top Kostenlos | Kasachstan | Finance | #378 | | Top Kostenlos | Ecuador | Finance | #382 | | Top Kostenlos | Kuwait | Finance | #417 | | Top Kostenlos | Deutschland | Finance | #429 | | Top Kostenlos | Algerien | Finance | #469 | | Top Kostenlos | Kolumbien | Finance | #484 | ## You Need A Budget Discovered Keywords - 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[Vietnam](https://apptail.io/de/app/ynab-zhh/vietnam) - [Luxemburg](https://apptail.io/de/app/ynab-zhh/luxembourg) - [Peru](https://apptail.io/de/app/ynab-zhh/peru) - [Ecuador](https://apptail.io/de/app/ynab-zhh/ecuador) - [Sri Lanka](https://apptail.io/de/app/ynab-zhh/sri-lanka) - [Kenia](https://apptail.io/de/app/ynab-zhh/kenya) - [Paraguay](https://apptail.io/de/app/ynab-zhh/paraguay) - [Pakistan](https://apptail.io/de/app/ynab-zhh/pakistan) - [Oman](https://apptail.io/de/app/ynab-zhh/oman) - [Ägypten](https://apptail.io/de/app/ynab-zhh/egypt) - [Honduras](https://apptail.io/de/app/ynab-zhh/honduras) - [Südkorea](https://apptail.io/de/app/ynab-zhh/south-korea) - [Belarus](https://apptail.io/de/app/ynab-zhh/belarus) - [Barbados](https://apptail.io/de/app/ynab-zhh/barbados) - [Nigeria](https://apptail.io/de/app/ynab-zhh/nigeria) - [Island](https://apptail.io/de/app/ynab-zhh/iceland) - [Kasachstan](https://apptail.io/de/app/ynab-zhh/kazakhstan) - [Malta](https://apptail.io/de/app/ynab-zhh/malta) - [Jamaika](https://apptail.io/de/app/ynab-zhh/jamaica) - [Katar](https://apptail.io/de/app/ynab-zhh/qatar) - [Uruguay](https://apptail.io/de/app/ynab-zhh/uruguay) - [Brunei Darussalam](https://apptail.io/de/app/ynab-zhh/brunei) - [Bahrain](https://apptail.io/de/app/ynab-zhh/bahrain) - [Uganda](https://apptail.io/de/app/ynab-zhh/uganda) - [Libanon](https://apptail.io/de/app/ynab-zhh/lebanon) - [Ghana](https://apptail.io/de/app/ynab-zhh/ghana) - [Armenien](https://apptail.io/de/app/ynab-zhh/armenia) - [Sonderverwaltungsregion Macau](https://apptail.io/de/app/ynab-zhh/macau) - [Jordanien](https://apptail.io/de/app/ynab-zhh/jordan) - [Mauritius](https://apptail.io/de/app/ynab-zhh/mauritius) - [Namibia](https://apptail.io/de/app/ynab-zhh/namibia) - [Algerien](https://apptail.io/de/app/ynab-zhh/algeria) - [Madagaskar](https://apptail.io/de/app/ynab-zhh/madagascar) - [Tunesien](https://apptail.io/de/app/ynab-zhh/tunisia) - [Kuwait](https://apptail.io/de/app/ynab-zhh/kuwait) - [Bermuda](https://apptail.io/de/app/ynab-zhh/bermuda) - [Nordmazedonien](https://apptail.io/de/app/ynab-zhh/north-macedonia) - [Nepal](https://apptail.io/de/app/ynab-zhh/nepal) - [Belize](https://apptail.io/de/app/ynab-zhh/belize) - [Kaimaninseln](https://apptail.io/de/app/ynab-zhh/cayman-islands) - [Aserbaidschan](https://apptail.io/de/app/ynab-zhh/azerbaijan) - [Angola](https://apptail.io/de/app/ynab-zhh/angola) - [Suriname](https://apptail.io/de/app/ynab-zhh/suriname) - [Mali](https://apptail.io/de/app/ynab-zhh/mali) - [Usbekistan](https://apptail.io/de/app/ynab-zhh/uzbekistan) - [Grenada](https://apptail.io/de/app/ynab-zhh/grenada) --- ## About AppTail [AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/de) - [Top Charts](https://apptail.io/de/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/de) - Mobile App Intelligence Platform*