---
title: "You Need A Budget - Bewertungen, Einnahmen und Downloads in Neuseeland | Apple App Store"
description: "Have you ever worried about money? You are not alone.   Download You Need A Budget, get good at money, and never worry about money again.  “We started You Need A Budget January 1st with $37 saved and "
---

# You Need A Budget — Neuseeland
> Never worry about money again

![You Need A Budget App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/70/b4/ce/70b4ce66-40db-40e2-38ae-c3d6a141eca5/AppIcon-0-0-1x_U007epad-0-1-sRGB-85-220.png/434x0w.png)

**Developer:** [You Need A Budget](https://apptail.io/de/developer/you-need-a-budget-ZZwb) (Vereinigte Staaten)
**Category:** Finance
**Rating:** 4.8/5 (253 ratings)
**Price:** Free
**Bundle ID:** com.youneedabudget.evergreen.YNAB-Evergreen
**Store:** Apple App Store
**Country:** Neuseeland
**Version:** 26.23 (released 2026-06-24)
**Original Release:** 2015-10-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/nz/app/app/id1010865877)
**AppTail Page:** [https://apptail.io/de/app/ynab-zhh/new-zealand](https://apptail.io/de/app/ynab-zhh/new-zealand)

## You Need A Budget Description
Have you ever worried about money? You are not alone. 

Download You Need A Budget, get good at money, and never worry about money again.

“We started You Need A Budget January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.”
-Kyle,user since 2020

Start your free one-month trial and stop feeling like you’re bad at money. 

“You Need A Budget has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." 
-Kyle, again. We didn’t even pay him to say this, but maybe we should.

Why You Need A Budget?
-92% of You Need A Budget users report feeling less stressed about money since starting.
-The average user saves $600 in the first month, and $6,000 in the first year.

“A year of You Need A Budget costs less than a massage and is a heck of a lot better for reducing stress.”
-Kat, user since 2016

Benefits and Features

STOP ARGUING ABOUT MONEY
…and start planning your life, together

-Create and share unlimited plans with up to six people with one subscription
-Real time updates between devices make it easy to keep everyone informed
-Cheaper than couples counseling

STOP DROWNING IN DEBT
…and start seeing progress with your paydown

-Make a plan to pay down debt by calculating time and interest saved with the Loan Planner
-Avoid new credit card debt with You Need A Budget's clever built-in spending categorization feature
-Enjoy the benefits of a debt-paying community and resources

STOP FEELING DISORGANIZED
…and start feeling totally in control  

-Securely link financial accounts to automatically import transactions
-Easily add transactions manually, if you prefer
-Ask Siri to update your plan or provide expense category balances on the go

START REACHING MORE GOALS
…and stop thinking your future is limited 

-Keep your priorities and goals in focus
-Visualize progress as you go
-Watch your net worth climb

START SPENDING CONFIDENTLY
…and stop feeling guilt, doubt, and regret

-Calculate your “Cost to Be Me” 
-Make a flexible, proactive spending plan
-Always know how much you have to spend

START FEELING SUPPORTED
…and stop feeling like you’re alone in this

-Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish)
-Join workshops and attend live Q&A sessions
-Become part of our community of genuine, amazingly supportive people who get it
-Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.)

The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money? 

(You seem ready! And we already really like you, so please join us.) 

Free for 30 Days, then Monthly/Annual Subscriptions Available

Subscription Details
-You Need A Budget is a one-year auto-renewable subscription, billed monthly or annually.
-Payment will be charged to iTunes Account at confirmation of purchase.
-Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
-Account will be charged for renewal within 24-hours prior to the end of the current period.
-Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase.
-Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096)

Terms of Use:


Privacy Policy:


## You Need A Budget Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/03/53/b9/0353b98a-79eb-51fb-fba1-075ea2471f9a/APPLE_WATCH_GBP.png/416x496.png)

## You Need A Budget Rating Breakdown in Neuseeland
- 5 stars: 220 (87%)
- 4 stars: 21 (8%)
- 3 stars: 2 (1%)
- 2 stars: 4 (2%)
- 1 stars: 6 (2%)

## You Need A Budget Reviews in Neuseeland

### **--- "Spendy"
I love the app and the method. I have used it for about ten years to track everything. But it's just ao expensive that I don't think it's worth it any more.
If it worked automatically for NZ banks via Akahu, then the price would justify the time saving.
-- Richie789, 2026-06-20

### ***** "Great devs"
Responded to my review and fixed the issue quickly, thank you
-- Divrenek, 2026-06-18

### ***** "Life changing - makes money management fun again"
YNAB claim that managing money is easy. Follow their philosophy and the stress melts away. It seemed far fetched to me but after using it for two months now I can confidently say this is true!

I’ve tried dozens of other budgeting apps over the last decade or more and none have quite done what I needed them to. I’d always put YNAB in the “no” pile because it doesn’t do bank sync for NZ banks. My wife and I eventually decided to try it and wow, it delivers on the hype!

Within weeks we were feeling more confident about how we put our money to use and the clarity it offers. This month we’ve paid over $1,000 of vehicle maintenance and each transaction was painless because we knew we had that money put aside. We’re about halfway towards being a month ahead and are putting money aside for long-term goals and “emergencies”. We’ve paid for school camp four months early and are 35% of the way to our holiday savings goal. 

There is a bit of a learning curve, but you pick it up as you go. The YouTube videos are brilliant and the support team are super friendly and helpful. 

Cannot say how much this has helped us move from “money is dumb” to “love putting our money to work for our whānau”.

Thanks YNAB!
-- Chrispy Twitch, 2026-06-12

### ***-- "The app itself is great, but they keep changing ui"
I don’t like how they started putting things behind more menus. Now to clear a transaction when entering it has extra clicks to show more and then clear.
-- Divrenek, 2026-06-06

### ***** "THE BEST🤑"
NZ user, I cannot fault this app!  
So much fun to use! 
My month of May is fully funded - 1st time ever (I’m been using this app for 10 months). U
I use it everyday. 
“Heard it From Hannah” (YouTube spokesperson for YNAB) is the best resource to watch, very entertaining and super helpful! 🙌☺️
COST $199(NZD) annually - I would of spent this amount during the year - and not know where I spent it or what I spent it on, with YNAB I know where $199 is & it’s truly saved me hundreds! 
No linked NZ bank accounts, but honestly that’s not a biggie! 
Highly recommend to other kiwi’s & the world,  from a happy Kiwi here in NZ! Thanks YNAB & Hannah Meser, you ROCK! 💕🙌🌸
-- luwilna, 2026-05-01

### ***** "Great for knowing my money since 2018"
I couldn‘t do without this app now. Knowing exactly how much is left in each category, does affect my impulsivity. The positive is, I know if „I can afford it“ as in, really, rather than that there seems to be money in my bank 
No more „whoops forgot about x bill“ 
It took me a year to really get all the bills logged and then budget ahead for them over 12 months, but after that first year, it has been the app I use daily
-- WickedDeskLamp, 2026-03-01

### ***** "YNABULOUS!!"
Love this app! It took a bit to get hang of it…though heaps of resources, my FAV go to is Hannah (HiFH) on YouTube - search YNAB, Hannah. 
I’ve been using this app since July25 and I cannot fault it. Yes you pay $23.99/mth NZD, but no different to paying for Netflix, Spotify or any other subscription but you get an intuitive, fun, well resourced super budget app that takes little time to maintain and know what your money is doing! Spendteriffic!!Loving it! Thank you YNAB Team & Hannah! 🎊🌸✅💸😀
-- luwilna, 2025-08-30

### ***** "Life changing"
I no longer panic when bills come in because I know I’ve got the money set aside :)
-- Joan Rush, 2025-03-02

### ***** "Life changing"
I’ve been using YNAB for 5+ years, and it has changed my financial life. While it is expensive, the benefit I get way outweighs the cost.
-- whyisthismyalias, 2024-05-31

### *---- "Can’t import transactions from iPhone"
No button to import in the app and no way to import on the website version either. 

Wasted my time going through and entering the budgeting information only to find I have to enter every transaction manually.
-- Dzsem, 2024-04-05

### **--- "Too ānal"
I'm not this ott to keep using it, besides thankful I can't link a bank account - that voids the terms with your bank!
-- Annoyed1234kkd, 2024-01-06

### ***** "YNAB win!"
I’m never going back to other budgeting apps. YNAB teaches budgeting in a different way compared to traditional budgeting. Only budget *what you have*, and get out of that living paycheck-to-paycheck cycle and get out of debt! For good! 

Completely worth the money. Try it for 34 days without requiring any card details, and really learn the method. You won’t regret it!
-- zirahothman, 2023-07-01

### ***** "Legendary app"
Been using this for over 4 years, wouldn’t have been so good with money if it wasn’t for this app. Yearly subscription is totally worth it.
-- Acemuller74, 2022-09-14

### ***** "PERSONAL BUDGETING SUCCESS ON ANOTHER LEVEL"
Many many thanks to the YNAB team for creating this app!

This has taught me new ways of applying sensible budgeting principles in a way that works, and works… and works!

Yes, those principles can be applied to any method you choose, but no other method makes it as easy as YNAB does!

To anyone out there, unsure if this is the right thing, YNAB has a mean arsenal of instructional videos and more… it’s a budgeting package with punch 🥊. Try it, it changed my life.

Thank you, YNAB!
-- Mazywazy, 2022-05-14

### *---- "Unusable"
Not sure what changed in the last update but last week I signed up using Apple login to check out the app but decided to try other options first considering the unreasonably high subscription price and the face that I couldn’t link NZ banks - so I uninstalled the app. Today I returned to give the app a 2nd chance but I can’t sign in as it says there’s no associated account and I can’t sign up either - seems like an issue that’s been going on for a long time. Fool me twice, and so on…
-- Isone Olivier, 2022-02-18

[View all You Need A Budget reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## You Need A Budget In-App Purchases
| Item | Price |
|------|-------|
| You Need A Budget Subscription | $199.00 |

## You Need A Budget Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Umsatz | Irland | Finance | #1 |
| Top Umsatz | Norwegen | Finance | #2 |
| Top Umsatz | Aserbaidschan | Finance | #2 |
| Top Umsatz | Kuwait | Finance | #4 |
| Top Umsatz | Vereinigte Staaten | Finance | #5 |
| Top Umsatz | Chile | Finance | #5 |
| Top Umsatz | Griechenland | Finance | #5 |
| Top Umsatz | Kanada | Finance | #5 |
| Top Umsatz | Rumänien | Finance | #6 |
| Top Umsatz | Dänemark | Finance | #7 |
| Top Umsatz | Niederlande | Finance | #7 |
| Top Umsatz | Mexiko | Finance | #7 |
| Top Umsatz | Vereinigtes Königreich | Finance | #7 |
| Top Umsatz | Finnland | Finance | #8 |
| Top Umsatz | Singapur | Finance | #8 |
| Top Umsatz | Südafrika | Finance | #8 |
| Top Umsatz | Malaysia | Finance | #8 |
| Top Umsatz | Portugal | Finance | #9 |
| Top Umsatz | Belgien | Finance | #9 |
| Top Umsatz | Frankreich | Finance | #9 |
| Top Umsatz | Australien | Finance | #10 |
| Top Umsatz | Philippinen | Finance | #10 |
| Top Umsatz | Spanien | Finance | #10 |
| Top Umsatz | Pakistan | Finance | #10 |
| Top Umsatz | Italien | Finance | #11 |
| Top Umsatz | Ägypten | Finance | #12 |
| Top Umsatz | Deutschland | Finance | #14 |
| Top Umsatz | Vereinigte Arabische Emirate | Finance | #14 |
| Top Umsatz | Kolumbien | Finance | #15 |
| Top Umsatz | Polen | Finance | #15 |
| Top Umsatz | Dominikanische Republik | Finance | #16 |
| Top Umsatz | Schweden | Finance | #17 |
| Top Umsatz | Peru | Finance | #18 |
| Top Umsatz | Ukraine | Finance | #19 |
| Top Umsatz | Neuseeland | Finance | #20 |
| Top Umsatz | Israel | Finance | #25 |
| Top Umsatz | Schweiz | Finance | #26 |
| Top Umsatz | Ungarn | Finance | #27 |
| Top Umsatz | Österreich | Finance | #29 |
| Top Umsatz | Libanon | Finance | #29 |
| Top Umsatz | Nigeria | Finance | #36 |
| Top Umsatz | Ecuador | Finance | #36 |
| Top Umsatz | Belarus | Finance | #41 |
| Top Umsatz | Türkei | Finance | #43 |
| Top Umsatz | Thailand | Finance | #58 |
| Top Umsatz | Kasachstan | Finance | #66 |
| Top Umsatz | Russland | Finance | #68 |
| Top Umsatz | Japan | Finance | #68 |
| Top Umsatz | Vietnam | Finance | #82 |
| Top Kostenlos | Kanada | Finance | #84 |
| Top Umsatz | Indonesien | Finance | #86 |
| Top Umsatz | Sonderverwaltungsregion Hongkong | Finance | #89 |
| Top Kostenlos | Libanon | Finance | #89 |
| Top Umsatz | Indien | Finance | #93 |
| Top Kostenlos | Finnland | Finance | #102 |
| Top Kostenlos | Ungarn | Finance | #135 |
| Top Kostenlos | Dänemark | Finance | #146 |
| Top Kostenlos | Irland | Finance | #161 |
| Top Kostenlos | Polen | Finance | #183 |
| Top Kostenlos | Israel | Finance | #186 |
| Top Kostenlos | Niederlande | Finance | #197 |
| Top Kostenlos | Australien | Finance | #205 |
| Top Kostenlos | Griechenland | Finance | #226 |
| Top Kostenlos | Norwegen | Finance | #227 |
| Top Kostenlos | Belgien | Finance | #230 |
| Top Kostenlos | Peru | Finance | #231 |
| Top Kostenlos | Schweiz | Finance | #234 |
| Top Kostenlos | Vereinigte Staaten | Finance | #245 |

## You Need A Budget Discovered Keywords
- budgeting
- fudget budget planner tracker
- good budget
- spendee
- weekly budget
- mint
- mint budget
- budgeting app
- budget app
- simple budget planner

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## You Need A Budget Available In
- [Vereinigte Staaten](https://apptail.io/de/app/ynab-zhh/united-states)
- [Kanada](https://apptail.io/de/app/ynab-zhh/canada)
- [Vereinigtes Königreich](https://apptail.io/de/app/ynab-zhh/united-kingdom)
- [Australien](https://apptail.io/de/app/ynab-zhh/australia)
- [Deutschland](https://apptail.io/de/app/ynab-zhh/germany)
- [Niederlande](https://apptail.io/de/app/ynab-zhh/netherlands)
- [Belgien](https://apptail.io/de/app/ynab-zhh/belgium)
- [Spanien](https://apptail.io/de/app/ynab-zhh/spain)
- [Schweiz](https://apptail.io/de/app/ynab-zhh/switzerland)
- [Frankreich](https://apptail.io/de/app/ynab-zhh/france)
- [Irland](https://apptail.io/de/app/ynab-zhh/ireland)
- [Polen](https://apptail.io/de/app/ynab-zhh/poland)
- [Neuseeland](https://apptail.io/de/app/ynab-zhh/new-zealand)
- [Norwegen](https://apptail.io/de/app/ynab-zhh/norway)
- [Italien](https://apptail.io/de/app/ynab-zhh/italy)
- [Brasilien](https://apptail.io/de/app/ynab-zhh/brazil)
- [Portugal](https://apptail.io/de/app/ynab-zhh/portugal)
- [Philippinen](https://apptail.io/de/app/ynab-zhh/philippines)
- [Mexiko](https://apptail.io/de/app/ynab-zhh/mexico)
- [Russland](https://apptail.io/de/app/ynab-zhh/russia)
- [Singapur](https://apptail.io/de/app/ynab-zhh/singapore)
- [Schweden](https://apptail.io/de/app/ynab-zhh/sweden)
- [Dänemark](https://apptail.io/de/app/ynab-zhh/denmark)
- [Indien](https://apptail.io/de/app/ynab-zhh/india)
- [Finnland](https://apptail.io/de/app/ynab-zhh/finland)
- [Österreich](https://apptail.io/de/app/ynab-zhh/austria)
- [Ungarn](https://apptail.io/de/app/ynab-zhh/hungary)
- [Südafrika](https://apptail.io/de/app/ynab-zhh/south-africa)
- [Malaysia](https://apptail.io/de/app/ynab-zhh/malaysia)
- [Vereinigte Arabische Emirate](https://apptail.io/de/app/ynab-zhh/united-arab-emirates)
- [Japan](https://apptail.io/de/app/ynab-zhh/japan)
- [Tschechien](https://apptail.io/de/app/ynab-zhh/czechia)
- [Kolumbien](https://apptail.io/de/app/ynab-zhh/colombia)
- [Griechenland](https://apptail.io/de/app/ynab-zhh/greece)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/ynab-zhh/hong-kong)
- [Israel](https://apptail.io/de/app/ynab-zhh/israel)
- [Indonesien](https://apptail.io/de/app/ynab-zhh/indonesia)
- [Thailand](https://apptail.io/de/app/ynab-zhh/thailand)
- [Lettland](https://apptail.io/de/app/ynab-zhh/latvia)
- [Ukraine](https://apptail.io/de/app/ynab-zhh/ukraine)
- [Litauen](https://apptail.io/de/app/ynab-zhh/lithuania)
- [Bulgarien](https://apptail.io/de/app/ynab-zhh/bulgaria)
- [Rumänien](https://apptail.io/de/app/ynab-zhh/romania)
- [Saudi-Arabien](https://apptail.io/de/app/ynab-zhh/saudi-arabia)
- [Taiwan](https://apptail.io/de/app/ynab-zhh/taiwan)
- [Chile](https://apptail.io/de/app/ynab-zhh/chile)
- [Dominikanische Republik](https://apptail.io/de/app/ynab-zhh/dominican-republic)
- [Kroatien](https://apptail.io/de/app/ynab-zhh/croatia)
- [Estland](https://apptail.io/de/app/ynab-zhh/estonia)
- [Türkei](https://apptail.io/de/app/ynab-zhh/turkey)
- [Argentinien](https://apptail.io/de/app/ynab-zhh/argentina)
- [Slowakei](https://apptail.io/de/app/ynab-zhh/slovakia)
- [China](https://apptail.io/de/app/ynab-zhh/china)
- [Slowenien](https://apptail.io/de/app/ynab-zhh/slovenia)
- [Zypern](https://apptail.io/de/app/ynab-zhh/cyprus)
- [Panama](https://apptail.io/de/app/ynab-zhh/panama)
- [Vietnam](https://apptail.io/de/app/ynab-zhh/vietnam)
- [Luxemburg](https://apptail.io/de/app/ynab-zhh/luxembourg)
- [Peru](https://apptail.io/de/app/ynab-zhh/peru)
- [Ecuador](https://apptail.io/de/app/ynab-zhh/ecuador)
- [Sri Lanka](https://apptail.io/de/app/ynab-zhh/sri-lanka)
- [Kenia](https://apptail.io/de/app/ynab-zhh/kenya)
- [Paraguay](https://apptail.io/de/app/ynab-zhh/paraguay)
- [Pakistan](https://apptail.io/de/app/ynab-zhh/pakistan)
- [Oman](https://apptail.io/de/app/ynab-zhh/oman)
- [Ägypten](https://apptail.io/de/app/ynab-zhh/egypt)
- [Südkorea](https://apptail.io/de/app/ynab-zhh/south-korea)
- [Belarus](https://apptail.io/de/app/ynab-zhh/belarus)
- [Honduras](https://apptail.io/de/app/ynab-zhh/honduras)
- [Island](https://apptail.io/de/app/ynab-zhh/iceland)
- [Nigeria](https://apptail.io/de/app/ynab-zhh/nigeria)
- [Barbados](https://apptail.io/de/app/ynab-zhh/barbados)
- [Kasachstan](https://apptail.io/de/app/ynab-zhh/kazakhstan)
- [Malta](https://apptail.io/de/app/ynab-zhh/malta)
- [Katar](https://apptail.io/de/app/ynab-zhh/qatar)
- [Jamaika](https://apptail.io/de/app/ynab-zhh/jamaica)
- [Uruguay](https://apptail.io/de/app/ynab-zhh/uruguay)
- [Bahrain](https://apptail.io/de/app/ynab-zhh/bahrain)
- [Brunei Darussalam](https://apptail.io/de/app/ynab-zhh/brunei)
- [Ghana](https://apptail.io/de/app/ynab-zhh/ghana)
- [Uganda](https://apptail.io/de/app/ynab-zhh/uganda)
- [Libanon](https://apptail.io/de/app/ynab-zhh/lebanon)
- [Armenien](https://apptail.io/de/app/ynab-zhh/armenia)
- [Sonderverwaltungsregion Macau](https://apptail.io/de/app/ynab-zhh/macau)
- [Jordanien](https://apptail.io/de/app/ynab-zhh/jordan)
- [Mauritius](https://apptail.io/de/app/ynab-zhh/mauritius)
- [Namibia](https://apptail.io/de/app/ynab-zhh/namibia)
- [Algerien](https://apptail.io/de/app/ynab-zhh/algeria)
- [Madagaskar](https://apptail.io/de/app/ynab-zhh/madagascar)
- [Tunesien](https://apptail.io/de/app/ynab-zhh/tunisia)
- [Kuwait](https://apptail.io/de/app/ynab-zhh/kuwait)
- [Bermuda](https://apptail.io/de/app/ynab-zhh/bermuda)
- [Nordmazedonien](https://apptail.io/de/app/ynab-zhh/north-macedonia)
- [Nepal](https://apptail.io/de/app/ynab-zhh/nepal)
- [Belize](https://apptail.io/de/app/ynab-zhh/belize)
- [Kaimaninseln](https://apptail.io/de/app/ynab-zhh/cayman-islands)
- [Aserbaidschan](https://apptail.io/de/app/ynab-zhh/azerbaijan)
- [Angola](https://apptail.io/de/app/ynab-zhh/angola)
- [Suriname](https://apptail.io/de/app/ynab-zhh/suriname)
- [Mali](https://apptail.io/de/app/ynab-zhh/mali)
- [Usbekistan](https://apptail.io/de/app/ynab-zhh/uzbekistan)
- [Grenada](https://apptail.io/de/app/ynab-zhh/grenada)

---

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