---
title: "Zenmoney: expense tracker - Bewertungen, Einnahmen und Downloads in Vereinigte Staaten | Apple App Store"
description: "Zenmoney is more than just an expense tracker. It’s your personal finance assistant and smart money analyst. It helps you see the full picture, brings clarity to your financial life, and supports your"
---

# Zenmoney: expense tracker — Vereinigte Staaten
> Budgeting with AI assistant

![Zenmoney App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/b8/fe/55/b8fe5538-e570-2260-199e-28ff70fadcfa/AppIcon-0-0-1x_U007emarketing-0-11-0-0-85-220.png/434x0w.png)

**Developer:** [Zenmoney OU](https://apptail.io/de/developer/zenmoney-ou-XUwb) (Estland)
**Category:** Finance
**Rating:** 4.7/5 (144 ratings)
**Price:** Free
**Bundle ID:** ru.zenmoney.ZenMoneyNative
**Store:** Apple App Store
**Country:** Vereinigte Staaten
**Version:** 26.1 (released 2026-03-16)
**Original Release:** 2014-09-01
**Languages:** Spanish, German, French, English, Polish, Portuguese, Russian, Ukrainian

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id905934786)
**AppTail Page:** [https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/united-states](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/united-states)

## Zenmoney Description
Zenmoney is more than just an expense tracker. It’s your personal finance assistant and smart money analyst. It helps you see the full picture, brings clarity to your financial life, and supports your long-term well-being.

Rely on accurate data. When everything is transparent, you can make calm and confident decisions, focused on your real goals and priorities.

Track spending and income automatically
Zenmoney connects all your bank accounts and cards in one place, supporting over 3,300 banks worldwide. It automatically imports and categorises transactions across cards, cash, investments, savings, and even crypto accounts. There’s no need for manual entry — you get a clear, complete picture of your finances at a glance.

You can also customise categories to match your personal needs and enjoy a detailed overview of your spending and income without any routine.

Analyse your spending and understand your habits
Zenmoney helps you see where your money goes each month and compare your spending across different periods. It highlights trends: which categories are growing, which are shrinking, and what impacts your overall budget the most.

You also get a clear balance of income vs expenses, so you can easily spot if your spending starts to outpace your earnings.

The app tracks your savings progress and shows how your reserves change over time — including how many months you could live without income, helping you build a stronger financial cushion.

Get personalised insights with a AI-powered assistant
Zenmoney features an AI assistant that helps you understand your current financial situation, set goals, and create custom analytical charts — even those not included in standard reports.

It can also analyse and compare spending across categories, generate insights for custom time periods, find old transactions, and suggest expenses you might want to optimise. With this personalised support, you gain a deeper understanding of your finances and make more confident decisions.

Plan your budget and stay on top of future spending
With Zenmoney, you can plan your essential expenses or create a full monthly budget. Choose whichever works best for you. You can schedule future calendar payments or set spending limits for specific categories and goals, and the app calculates your overall budget automatically.

You’ll also see how much disposable income is left for spontaneous spending, and easily decide how much to put into virtual saving pots for each goal.

The AI forecasts future spending based on your habits and history and highlights regular payments, upcoming bills, and subscriptions. All of them appear in a simple bill calendar, helping you avoid late fees and stop paying for subscriptions you no longer use.

Bring Zen to your finances
Zenmoney helps you get a clear view of your finances, plan thoughtfully, and feel at ease with your money.

Instead of a traditional “home bookkeeping” approach, Zenmoney acts as your personal finance assistant. It remembers what matters to you, reminds you about upcoming payments, helps you understand spending patterns, and shows how much you can safely spend or save.

## Zenmoney Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a6/e7/b0/a6e7b08c-4bb1-6dd2-311a-b1d3daed4351/iOS_1.jpg/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/67/1f/f9/671ff9fa-843b-4ea2-61d7-b3d4339a704a/2.jpg/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c3/08/4c/c3084c8c-8e2c-4974-e0f3-6971e19cf0de/3.jpg/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/5e/36/81/5e368155-bdbd-4853-4683-49a0a57c9232/iOS_4.jpg/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/95/00/c3/9500c369-b2e3-0a20-c084-6423da134a55/5.jpg/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cf/66/26/cf662671-59bb-90f6-bf98-24e9d049a9d1/6.jpg/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/cb/d2/4d/cbd24df3-90b1-a058-49da-cbacfdf14866/7.jpg/1290x2796.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2e/e4/29/2ee42949-696c-67a0-c81c-44a9d3afb279/8.jpg/1290x2796.png)

## Zenmoney Rating Breakdown in Vereinigte Staaten
- 5 stars: 124 (86%)
- 4 stars: 6 (4%)
- 3 stars: 4 (3%)
- 2 stars: 3 (2%)
- 1 stars: 7 (5%)

## Zenmoney Reviews in Vereinigte Staaten

### ***** "Пользуюсь с 2018-2019"
Я в восторге, очень удобно.
-- Evolution2h, 2026-03-12

### ***** "The Best"
This is best app for me! 5 stars. I have been using this app for 5 years now. Its simplicity and convenience have made keeping track of my finances a habit. Thank you to the developers for their hard work!
-- Andrey Zhizhin, 2026-02-26

### ***** "Лучшее!"
Самое лучшее приложение для учета финансов, всем советую!
-- Generous_Bird, 2026-01-21

### **--- "."
2 месяца пользовался приложением с расширенной подпиской. Сменил телефон и часть банков перестала синхронизироваться. 2 недели не могут исправить синхронизацию с т-банком,поддержка игнорирует. При этом поставить подписку на стоп они не могут.
-- Игнат Форсаж, 2025-12-13

### ***** "Круть"
Фи грамотность вышла на новый уровень, спасибо! Отличный интерфейс
-- thisunknw, 2025-12-04

### ***** "Great!"
ZenMoney is my go-to app for finally understanding where my money goes. I linked my bank accounts in minutes, and now it automatically tracks everything. I love the simple budgets and the alerts for upcoming bills - no more surprises! It feels like having a friendly financial assistant in my pocket. For the first time, I'm actually in control of my spending instead of wondering where it all went. Totally worth it
-- alaskabeat, 2025-11-01

### ***** "Great"
So far it’s the best finance tracking app in terms of price per benefits. 😎
-- xy.fm, 2025-09-15

### ***** "Отличное решение"
Я считаю это лучшее предложение на рынке среди всех конкурентов. Вести учёт финансов - обязательно для тех, кто хочет вырасти финансово. Данное приложение даёт абсолютно все инструменты для качественного учёта. Можно привязать любой Российский банк без каких-либо проблем. Скоро планирую оплатить бессрочную подписку, но только пока не понял как это сделать из России)
-- Артём Обрубов, 2025-07-09

### ***-- "Диаграмма расходов и доходов"
Сделайте вместо вкладки «Планы» круговую диаграмму с расходами и доходами,чтоб можно было в одном окне видеть расходы и доходы.
Очень жду этого обновления и думаю многим это понравится,так как это в разы удобнее.
Спасибо!
-- V.ldsl.v, 2025-06-12

### ***** "Супер"
Всё быстро и чётко. Синхронизация с многими банками работает хорошо.
-- XYLINET8, 2025-05-21

### ****- "Не хватает нормальной крипты"
Полноценный эфир и биткоин без ста нулей
-- Trskn35, 2025-05-05

### *---- "Пользовался один час"
Оплатил годовую подписку, зашел в приложения. Логин сбербижнес не входит. Райфайзенбанк не входит. Сайт работает криво (браузерная версия) - на вопрос поддержки, ответ был такой: да у нас такой отсталый сайт, вы им лучше не пользуйтесь. На вопрос как войти в банки? - ответ спустя час, не раз не входит, мы не виноваты . Поддержка ужасно работает. Приложение работает криво.
-- TarasovAUTO, 2025-04-22

### ***** "Good, but please, add the ability to attach files"
The application is very convenient and clear. But I would like to have the ability to attach files with payment documents.
-- I don’t want to use nickname, 2025-03-20

### ***** "Лучше, чем это приложение ещё не нашел"
Пользуюсь больше 3-х лет и лучше не нашел.
-- jackster.jar, 2025-02-25

### ***** "Один маленький недостаток."
Не хватает виджетов для удобства. Чтобы были интерактивными и функциональными. А так приложения супер пользуюсь уже 2 год! Всем советую!!!
-- Шон7, 2024-11-25

### ***-- "Зависает"
Приложение наглухо зависает при удалении счета. Так же не работает автоматическая синхронизация с сербским Raiffeisen banka. Давно пользуюсь приложением, все ок, но есть вот эти неприятные моменты
-- DenisLogistik, 2024-10-09

### ***** "Integrate Apple Card please"
I love the app! I thinks it’s the best app on the market! Integration with Apple Card will make you an ultimate winner! Please, do it!
-- Bergenzwille, 2024-01-08

### ***-- "Не работает кнопка смены даты транзакции"
Перестала работать после обновления на iOS 17
-- Kostik8, 2023-10-11

### ***** "Рекомендую"
Рекомендую!
-- 9serzh99, 2022-05-09

### *---- "Не рекомендую к покупке и использованию"
На системе отваливается синхронизация с рядом белорусских банков
-- u_arr, 2022-01-15

[View all Zenmoney reviews and detailed analytics on AppTail](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Zenmoney In-App Purchases
| Item | Price |
|------|-------|
| Monthly subscription | $1.99 |
| Annual subscription with trial | $11.99 |
| Annual subscription | $11.99 |
| Zenmoney Premium | $9.99 |
| Премиум Дзен-мани | $0.99 |

## Zenmoney Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Top Umsatz | Belarus | Finance | #2 |
| Top Umsatz | Kasachstan | Finance | #4 |
| Top Umsatz | Russland | Finance | #14 |
| Top Umsatz | Ukraine | Finance | #14 |
| Top Umsatz | Polen | Finance | #19 |
| Top Umsatz | Israel | Finance | #33 |
| Top Umsatz | Aserbaidschan | Finance | #35 |
| Top Umsatz | Finnland | Finance | #36 |
| Top Umsatz | Dominikanische Republik | Finance | #47 |
| Top Umsatz | Indonesien | Finance | #47 |
| Top Umsatz | Portugal | Finance | #53 |
| Top Kostenlos | Belarus | Finance | #60 |
| Top Umsatz | Tschechien | Finance | #61 |
| Top Umsatz | Ägypten | Finance | #73 |
| Top Umsatz | Niederlande | Finance | #76 |
| Top Umsatz | Spanien | Finance | #79 |
| Top Umsatz | Vereinigte Arabische Emirate | Finance | #83 |
| Top Umsatz | Türkei | Finance | #87 |
| Top Kostenlos | Russland | Finance | #89 |
| Top Umsatz | Thailand | Finance | #97 |
| Top Kostenlos | Kasachstan | Finance | #147 |
| Top Kostenlos | Polen | Finance | #302 |
| Top Kostenlos | Ukraine | Finance | #364 |
| Top Kostenlos | Griechenland | Finance | #400 |

## Zenmoney Discovered Keywords
- expense tracker
- monthly budget
- expense tracking
- money tracker
- saving money
- zenmoney
- expense
- expenses
- expense track
- track expenses

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## Zenmoney Available In
- [Russland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/russia)
- [Ukraine](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/ukraine)
- [Belarus](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/belarus)
- [Kasachstan](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/kazakhstan)
- [Vereinigte Staaten](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/united-states)
- [Polen](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/poland)
- [Usbekistan](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/uzbekistan)
- [Deutschland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/germany)
- [Türkei](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/turkey)
- [Tschechien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/czechia)
- [Lettland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/latvia)
- [Zypern](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/cyprus)
- [Israel](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/israel)
- [Armenien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/armenia)
- [Spanien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/spain)
- [Kanada](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/canada)
- [Niederlande](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/netherlands)
- [Italien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/italy)
- [Vereinigte Arabische Emirate](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/united-arab-emirates)
- [Aserbaidschan](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/azerbaijan)
- [Thailand](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/thailand)
- [Vereinigtes Königreich](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/united-kingdom)
- [Indien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/india)
- [Estland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/estonia)
- [Australien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/australia)
- [Litauen](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/lithuania)
- [Finnland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/finland)
- [Schweden](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/sweden)
- [Portugal](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/portugal)
- [Frankreich](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/france)
- [Bulgarien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/bulgaria)
- [Singapur](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/singapore)
- [Indonesien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/indonesia)
- [Irland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/ireland)
- [Vietnam](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/vietnam)
- [Brasilien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/brazil)
- [Argentinien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/argentina)
- [Neuseeland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/new-zealand)
- [Schweiz](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/switzerland)
- [Österreich](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/austria)
- [Belgien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/belgium)
- [China](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/china)
- [Japan](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/japan)
- [Slowakei](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/slovakia)
- [Südafrika](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/south-africa)
- [Rumänien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/romania)
- [Sonderverwaltungsregion Hongkong](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/hong-kong)
- [Norwegen](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/norway)
- [Südkorea](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/south-korea)
- [Bahrain](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/bahrain)
- [Mexiko](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/mexico)
- [Malaysia](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/malaysia)
- [Pakistan](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/pakistan)
- [Kolumbien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/colombia)
- [Dänemark](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/denmark)
- [Griechenland](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/greece)
- [Kroatien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/croatia)
- [Ungarn](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/hungary)
- [Sri Lanka](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/sri-lanka)
- [Philippinen](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/philippines)
- [Katar](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/qatar)
- [Nordmazedonien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/north-macedonia)
- [Mali](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/mali)
- [Sonderverwaltungsregion Macau](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/macau)
- [Malta](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/malta)
- [Mauritius](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/mauritius)
- [Libanon](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/lebanon)
- [Kaimaninseln](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/cayman-islands)
- [Namibia](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/namibia)
- [Nigeria](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/nigeria)
- [Kuwait](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/kuwait)
- [Kenia](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/kenya)
- [Nepal](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/nepal)
- [Jordanien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/jordan)
- [Oman](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/oman)
- [Panama](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/panama)
- [Peru](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/peru)
- [Barbados](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/barbados)
- [Jamaika](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/jamaica)
- [Island](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/iceland)
- [Honduras](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/honduras)
- [Paraguay](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/paraguay)
- [Angola](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/angola)
- [Ghana](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/ghana)
- [Grenada](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/grenada)
- [Saudi-Arabien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/saudi-arabia)
- [Ägypten](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/egypt)
- [Ecuador](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/ecuador)
- [Slowenien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/slovenia)
- [Algerien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/algeria)
- [Senegal](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/senegal)
- [Suriname](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/suriname)
- [Dominikanische Republik](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/dominican-republic)
- [Tunesien](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/tunisia)
- [Chile](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/chile)
- [Taiwan](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/taiwan)
- [Belize](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/belize)
- [Uganda](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/uganda)
- [Brunei Darussalam](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/brunei)
- [Uruguay](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/uruguay)
- [Bermuda](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/bermuda)
- [Luxemburg](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/luxembourg)
- [Madagaskar](https://apptail.io/de/app/dzen-mani-ucet-rasxodov-Utf/madagascar)

---

## About AppTail

[AppTail](https://apptail.io/de) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io/de)
- [Top Charts](https://apptail.io/de/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/de/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io/de) - Mobile App Intelligence Platform*