---
title: "Affirm: Buy now, pay over time - Отзывы, Доход и Загрузки приложения in Соединенные Штаты | Apple App Store"
description: "Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay.  Why you’ll"
---

# Affirm: Buy now, pay over time — Соединенные Штаты
> Flexible payments, big savings

![Affirm App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/5c/ff/43/5cff43d6-e273-9e76-8a9e-67fd4c343a2b/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png)

**Developer:** [Affirm](https://apptail.io/ru/developer/affirm-huQ) (Соединенные Штаты)
**Category:** Shopping
**Rating:** 4.9/5 (1,713,826 ratings)
**Price:** Free
**Bundle ID:** com.affirm.recharge
**Store:** Apple App Store
**Country:** Соединенные Штаты
**Version:** 4.67.1 (released 2026-05-19)
**Original Release:** 2015-08-24
**Languages:** English, French

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id967040652)
**AppTail Page:** [https://apptail.io/ru/app/affirm-buy-now-pay-over-time-cug/united-states](https://apptail.io/ru/app/affirm-buy-now-pay-over-time-cug/united-states)

## Affirm Description
Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S., or pay with Affirm on Apple Pay.

Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options 
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Request to pay over time with the Affirm Card online or in-store

Take your Affirm Card everywhere: 
• Get a physical card and use it anywhere Visa is accepted in the U.S. 
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.

Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.

The Affirm Card is a Visa® debit card issued by Evolve Bank &amp; Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at  Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.

## Affirm Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/e1/81/28/e18128d3-22f8-7044-4668-a68ee028b509/Affirm-iOS-01.png/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3c/0c/51/3c0c51c8-57f0-3b25-bda7-84540a1a8b01/Affirm-iOS-02.png/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/12/08/14/120814e2-b2fb-675f-ab71-a88aa5e89f77/Affirm-iOS-03.png/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7a/a2/ff/7aa2ff95-ea73-4b8d-d604-1ddb166ee047/Affirm-iOS-04.png/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/a7/ce/14a7cea5-6fe2-8da9-6b0e-2ae8b4f0d885/Affirm-iOS-05.png/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/6c/ec/3f/6cec3f35-33bf-a15e-75e3-df72f08b7d4c/Affirm-iOS-06.png/1284x2778.png)

## Affirm Rating Breakdown in Соединенные Штаты
- 5 stars: 1,590,535 (93%)
- 4 stars: 73,851 (4%)
- 3 stars: 18,138 (1%)
- 2 stars: 6,029 (0%)
- 1 stars: 25,273 (1%)

## Affirm Reviews in Соединенные Штаты

### ***** "Simply Amazing App!!"
Just an Amazing App!! Thank you for helping me buy the things I really want!!
-- WJB SON, 2024-12-31

### ***** "Shopping made possible"
I enjoy shop through affirm, gives me the power to buy things I need and give me the time to pay over time.
-- Calmsheep, 2024-12-31

### ***** "Affirm"
It’s very connivence and computer friendly
-- Tony Flores2377, 2024-12-31

### *---- "App doesn’t even load anymore"
After updating to iOS 18 the app no longer loads. I just get a “unexpected error occurred” when loading the app. Can’t login, can’t view my loans. What’s worse is it seems like the development team isn’t even prioritizing this. Two bug fix releases in the last month and nothing. Extremely frustrating.
-- Jmeza081, 2024-12-31

### *---- "Refund"
I’m having to jump through hoops on a refund I’m untitled to on a cancelled order. I reported it to the BBB and will be open to talking to the public eye about how Affirm handles their refund process as I have seen that there are other people that share my same experience.
-- *Gonzalez007, 2024-12-31

### *---- "Run. They’ll try to trap you &amp; keep you from closing your account."
Affirm was fine while I was an active customer, the nightmare began when I tried to close my account. They have set up so many roadblocks to prevent customers from being able to close their accounts. I last used Affirm around a year ago. After trying to unsuccessfully close my account through the app a few times, I called customer service over a month ago and the lady I spoke with said she closed my card for the account and that I would need to reach out again in 30 days to cancel my account. I reached out today to finish closing. The first person I spoke to said they couldn’t close my account and that they were going to check why. I guess I should have said thank you or something, because after two minutes of unresponsiveness to me (when no question had been asked of me and I was blindly assuming I was supposed to wait for them to reply with whatever information they discovered) they left the chat. I had to start all over with another guy. They at first said it was due to not having the correct address, then  they told me my card was never actually canceled. I was forwarded to a manager who was just about as helpful as the two associates before him. And just received an email from him about how to close the card from the app. Here we go, starting the whole process over again. It’s feeling very scammy/gimmicky. Avoid these people at all costs.
-- Laurenelizabethvernon, 2024-12-30

### *---- "Affirm defaulting on loan terms"
I signed my loan terms stating I would be able to pay more than the minimum due.  I have tried for 2 months to pay more. When I go to “make a payment” and choose “OTHER AMOUNT”, no matter what amount I type in (above my regular payment) it auto fill to full payoff amount. This violates the term I signed for.  I am being charged 35% interest with NO WAY TO PAY THIS DOWN SOONER.  This is NOT what my loan documents state.  THIS IS FRAUD.
-- wcuscjebkr, 2024-12-30

### *---- "Does not work"
The app magically does not let you make a payment all of a sudden
-- YungQueen, 2024-12-30

### ***** "Buena app"
Muy buena la aplicación
-- Expositomiranda, 2024-12-30

### *---- "Pinky"
I was not given the opportunity to give my annual income. They just denied me.
-- Redbug19, 2024-12-30

### *---- "Returns"
Your system does not work for a return. Why
-- sparksroscoe, 2024-12-30

### *---- "The app is terrible."
I can not believe how bad this app is. The number of times I receive errors when doing things as simple as checking buying power, signing in, making a payment, adding a payment method, ect. There is literally nothing that I can do with the app whatsoever. It’s just a PITA to deal with. If you try to get any support for the issues it’s even worse because not only do you receive the same answers from the assistant but you are also likely to receive an error from that as well. I resorted to using the website which then begs you to use the app to accomplish anything. It’s a constant run around just to give someone my money. Will never be using affirm for anything once this is over. I’m likely going to pay the entire bill that I have once I figure out how to actually make a payment just so I can wash my hands of this mess.
-- birbcihefibec, 2024-12-30

### ***** "Happy Camper"
Affirm has allowed me to travel freely. It’s a beautiful thing!
-- ctuesdayc, 2024-12-30

### ***** "1"
always there when I need you
-- BWilds2, 2024-12-30

### *---- "Bad they are abuses!"
The manager is not the interested in helping
-- 3denisse, 2024-12-30

### ****- "Name Each Bill"
It would be great if we had the option to name each bill. Instead of it being just the company we purchased from. For example, Amazon-Christmas Gifts; Walmart-bike. 

Also if there were an easier way to view refunds. 

Thanks!
-- Momsashopper, 2024-12-30

### *---- "Terrible"
This app and the affirm system is poor as could be, customer service is bad, app is not updated as it should, one day you have credit next day you don’t!
-- Elma_madero, 2024-12-29

### ***** "THE BEST"
This app will be referred to all my friends thank for making my purchase easy and flexible for sure👍🏽.
-- Raysterock, 2024-12-29

### ***** "Buy Now, pay over time"
Just as the title say, I love the app. Affirm allows me to get what I need when needed.
-- Satisfied Customer as well, 2024-12-29

### *---- "Gave me purchase power then took it back"
Gag
-- 187@&amp;, 2024-12-29

[View all Affirm reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Affirm Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Соединенные Штаты | Shopping | #19 |
| Топ бесплатных | Канада | Shopping | #36 |
| Топ бесплатных | Соединенные Штаты | Overall | #129 |
| Топ бесплатных | Великобритания | Shopping | #252 |
| Топ бесплатных | Канада | Overall | #300 |

## Affirm Discovered Keywords
- pay later apps
- buy now
- make payments
- pay in payments
- pay in installments
- pay over time
- affirm buy now pay over time
- affirm
- laybuy
- 407 etr

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## Affirm Available In
- [Соединенные Штаты](https://apptail.io/ru/app/affirm-buy-now-pay-over-time-cug/united-states)
- [Канада](https://apptail.io/ru/app/affirm-buy-now-pay-over-time-cug/canada)
- [Великобритания](https://apptail.io/ru/app/affirm-buy-now-pay-over-time-cug/united-kingdom)

---

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