--- title: "Billease - Buy Now, Pay Later - Отзывы, Доход и Загрузки приложения in Филиппины | Apple App Store" description: "Billease makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with Bi" --- # Billease - Buy Now, Pay Later — Филиппины > Shop on Installments PH ![Billease App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/c1/6e/12/c16e1232-806c-1fe3-7363-8f072911f235/AppIcon-0-1x_U007ephone-0-1-0-0-85-220-0.png/434x0w.png) **Developer:** [First Digital Finance](https://apptail.io/ru/developer/first-digital-finance-wWQ) (Филиппины) **Category:** Finance **Rating:** 4.7/5 (38,464 ratings) **Price:** Free **Bundle ID:** com.billease **Store:** Apple App Store **Country:** Филиппины **Version:** 4.63.0 (released 2026-05-28) **Original Release:** 2019-12-01 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id1484485168) **AppTail Page:** [https://apptail.io/ru/app/billease-buy-now-pay-later-Spt/philippines](https://apptail.io/ru/app/billease-buy-now-pay-later-Spt/philippines) ## Billease Description Billease makes your online shopping affordable and convenient by spreading your payments into simple installment plans. Just find what you want at any of our online merchant stores, choose Pay with Billease, and enjoy your flexible monthly payments. You can also unlock exciting features with every successful repayment! Billease is the best shopping finance experience in the Philippines! MUCH BETTER THAN CASH LOAN OR CONSUMER LOAN Paying with Billease is more convenient than SSS loans, consumer loans, or cash credit. Buy what you want today directly on Lazada or at any of our merchants and select to pay with Billease. That will split your purchase in convenient installments. We’ll let you know when your payments are due ahead of time. Collateral or down payment are not needed. Borrow money for shopping quick and online.The credit approval process is super easy and super fast! Most customers who apply on our app can get an instant decision and can get credit immediately. And you don’t have to deal with the credit money. Just shop and enjoy! BETTER THAN CASH CREDIT OR CREDIT CARD Billease is built for the digital age. Secure transactions through integration in our merchant partner’s checkout process. No credit card numbers to worry about. Always keep track of your transactions in our app. MORE THAN 10,000 MERCHANTS Lazada, Kimstore, Mandaue Foam, Anson’s, Philippine Airlines, Agoda, Datablitz, and hundreds of other merchants. 0% interest at these merchants: Anker, Cole Haan, Jockey, KitchenAid, Tempur and more. Load your phone and just settle the exact amount on your next due date. No interest or fees added. GCash, Maya, coins.ph and GrabPay top-ups are also available. EASY BILL PAYMENT: Easily pay 100s Billers including Globe, Smart, Meralco Maynilad, Manila Water, Easytrip RFID and even Government Contributions: SSS, Pag-Ibig and more. ENJOY LOWEST INTEREST RATES FOR ONLINE PURCHASES Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Watch out for our 0% APR promo with selected merchants and mobile load. CONVENIENT REPAYMENT OPTIONS You can easily pay your installments via InstaPay or PESONet, direct bank deposits, coins.ph, or at over 22,000 7-Eleven, Cebuana, and MLhuillier retail outlets. NO FUNNY BUSINESS What you see is what you pay - no hidden fees. Our app lets you configure your installments and see the exact amount you will pay every month upfront. Before availing we will always generate a Disclosure Statement in compliance with the Truth in Lending Act for you to avoid surprises. INFORMATION ABOUT THE COST OF YOUR INSTALLMENT PLAN: Monthly interest rate ranges from 0% to 3.49% Annual Percentage Rate (APR) of our installment plans ranges from 0% to 36% Service charges range from 0%-10% - Loan amounts range from PhP 500 - 50,000 Installment terms are flexible from 2 to 12 month REPRESENTATIVE EXAMPLE OF THE TOTAL COST OF A LOAN: 3 month Lazada Installment plan for PhP 12,000. -We will disburse PhP 12,000 to your Lazada Wallet (no upfront deductions). -You will need to repay in 3 monthly installments of PhP 4,539. This consists of PhP 4,000 Principal, PhP 419 Interest, PhP 120 Service Charge per installment. -In total you will need to repay PhP 13,617 which includes PhP 12,000 Principal, PhP 1,257 Interest and PhP 360 Service Charge We love feedback! Email us at: info@billease.ph FB: IG: Corporate Name: First Digital Finance Corporation Business Name: First Digital Finance Corporation PSEC Registration Number: CS201516347 Regulated by SEC as Finance Company with Certificate of Authority (CA): 1101 Regulated by Bangko Sentral ng Pilipinas as Operator of Payment System (OPSCOR-2021-0007) ## Billease Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ae/25/8c/ae258c98-a822-f15b-7e5a-92c1e9fe059f/ecbcf03a-58a4-45cd-9868-caf66e2ab94d_Art_Card_Ver_1.2-2.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/50/62/b5/5062b56a-2f22-98f0-1a65-60ef289bb026/a8e45d45-385c-466a-aa52-094621823e4d_Art_Card_Ver_1.3.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c5/f3/34/c5f334a4-e911-4ec9-1506-9d20ad06442d/d690d4f2-0e4b-4a7b-b5e3-59a76417e781_Art_Card_Ver_1.4.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/73/4c/06/734c06cb-c162-b03c-3a15-b884f231f9c5/f78e62da-1b0e-4375-91e2-0e019a294ad2_Art_Card_Ver_1.5.png/1242x2688.png) ## Billease Rating Breakdown in Филиппины - 5 stars: 33,882 (88%) - 4 stars: 1,520 (4%) - 3 stars: 700 (2%) - 2 stars: 381 (1%) - 1 stars: 1,981 (5%) ## Billease Reviews in Филиппины ### ***** "Very considerate" I sent an email requesting for consideration to extend my loan due date as i am Experiencing difficulty in my fund due to my health. I told them I am willing to pay the penalty.what they did is they WAIVED the penalty out of their consideration to my situation!! May God bless Billease in helping struggling Filipino like me. Salute -- shawee c, 2025-01-02 ### ***** "The Best Lending App" I have been a customer of BillEase for quite sometime now and this is the best lending app. Aside from they are so fast to reply their representative are very polite and professional in emails and calls. -- hsisnjalamajsjalnana, 2025-01-01 ### *---- "Scam" Don’t use this app for your loan or groceries. Ginamit ko pang bayad sa isang store and ang tagal ma approve nung payment that time, na-cancel na yung qr code sa till naka pending pa din yung payment. Ending, nagbayad ako ng cash. Mag fa fall off daw yung payment sabi kasi nga na decline naman. After 5 days nakatanggap ako ng text na approve yung loan. Nagbigay alo ng resibo as evidence na hindi na approve yung bayad, wala silang action. Dine delay nila ng dinedelay hanggang sa mapilitan kang bayaran na lang monthly yung nabawas na amount. NEVER AGAIN. -- theresmae, 2024-12-28 ### ***-- "Incorrect App Description" Why it says “Age 4+ years old”? Is a 4-year-old kid allowed to apply for loan? I think it should be 18+ years old. -- AnonymousSorry101, 2024-12-27 ### *---- "Useless Loan App" Always saying reaply after putting your details useless app since day 1 -- Shumad99, 2024-12-27 ### ***-- "Update" Goods naman pero tama na kaka-update -- Akimitsu_10, 2024-12-26 ### ***** "best loan app" this is the best loan app that I have used so far, billease provides great service and they did not make me regret using it. kudos to my friend who introduced billease to me! -- xo, stel, 2024-12-25 ### *---- "Proof of billing issue" D ako maka alis sa proof of billing sira ata app na to, naka ilang ulit nako nag pic ng resibo ko pabalik balik lang -- yqhdjsh, 2024-12-22 ### ***** "The most trusted loan app!! 🫶🏻" Very professional makipag usap pag nalate ka ng bayad eexplain sayo ng maayos without any threats, rlly love this loan app❤️ -- kgel20, 2024-12-20 ### **--- "Disappointed" Well i used billease from 2020 till now but it’s really disappointing when i need to borrow an amount it takes a days to approved, unlike before its like a lightning speed.. -- Eldy-_10, 2024-12-16 ### *---- "NOT RECOMMENDED." This app cant help you, no agent replying or responding to u. -- Wens Angel, 2024-12-16 ### *---- "waste of time" made me send all of my documents just for them to say re-apply on a later date. should've said it in the beginning -- mansanassssssss, 2024-12-16 ### ***-- "about the loan process" when i first started to loan the loan is immediately approved but now it takes 1 month for the loan to be approve, what is happening to this app now -- Carloata, 2024-12-16 ### ***** "❤️❤️❤️❤️" The best loan app ❤️ -- madielfje, 2024-12-15 ### *---- "NOT HELPFULL" I cannot reapply on your loan app it was rejected since month of july, but until now december still cannot reapply ? You should say always try again? Then tell me how can your lending app can help on the people who need this? -- I AM JUST HONEST REVIEW, 2024-12-14 ### ***** "RELIABLE" I've been using this app for quite some time and was able to increase my limit to 47,000 gradually. Such a wonderful app. Kudos Billease devs! -- GeloMariñas, 2024-12-14 ### ***** "LUV IT" This app’s really good! I got approved immediately and used it for my laptop’s even though above credit limit and still got it in no DP! Love this app so much! I just hope my credit limit will increase more! 🙇‍♀️ -- rx.rai, 2024-12-14 ### ***** "THE BEST OF ALL" Can't deny the fact that this loan app is my go to friend 🥰 thank you billease mwaaah -- suzamerichtig, 2024-12-14 ### ***** "Number 1 loan app" I've been with them since 2022. Loved it ever since! -- OdileofSwanLake, 2024-12-13 ### ***** "Very Considerate Reliable" Ive missed a due date pero they still waive my penalties and they even let me reloan mabait sila sa customers kaya aalagaan ko tong credit reputation ko dito from now on -- DelphiPrimo, 2024-12-13 [View all Billease reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Billease Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Топ бесплатных | Филиппины | Finance | #9 | | Топ бесплатных | Филиппины | Overall | #52 | ## Billease Discovered Keywords - pay later - juanhand - a-bill - billease - buy now - firsts ## Apps Similar to Billease - [Tonik Bank: Loans & Deposits](https://apptail.io/ru/app/tonik-bank-loans-deposits-Dpx/philippines) - [CIMB Bank Philippines](https://apptail.io/ru/app/cimb-bank-philippines-juB/philippines) - [Digido Loan App Philippines](https://apptail.io/ru/app/digido-loan-app-philippines-tXG/philippines) - [MariBank PH (SeaBank)](https://apptail.io/ru/app/maribank-ph-seabank-QSI/philippines) - [JuanHand-Online Cash Loan App](https://apptail.io/ru/app/juanhand-online-cash-loan-app-LEU/philippines) - [UNO Digital Bank](https://apptail.io/ru/app/uno-digital-bank-ebbb/philippines) - [Home Credit Philippines](https://apptail.io/ru/app/home-credit-philippines-mvUb/philippines) - [Skyro](https://apptail.io/ru/app/skyro-QXrk/philippines) - [MoneyCat.ph](https://apptail.io/ru/app/moneycatph-DkUm/philippines) - [Pesoloan - Quick Cash Loan](https://apptail.io/ru/app/pesoloan-quick-cash-loan-zfyo/philippines) --- ## About AppTail [AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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