---
title: "Calm  credit - Отзывы, Доход и Загрузки приложения in Нигерия | Apple App Store"
description: "Calm Credit is a mobile loan application operated by ARZIKI BRIDGE TECHNOLOGY LIMITED, a registered financial service provider in Nigeria (DUNS No. 669824759). The app provides a simple and transparen"
---

# Calm  credit — Нигерия
> Simple and secure loan access

![Calm  credit App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/13/56/2e/13562ed1-c8be-692b-b60d-7b75393e03b2/AppIcon-1x_U007epad-0-11-0-85-220-0.png/434x0w.png)

**Developer:** [Unknown](https://apptail.io/ru/developer/unknown-KhMUYb)
**Category:** Finance
**Rating:** 4.2/5 (717 ratings)
**Price:** Free
**Bundle ID:** com.arzikibridge.calmcredit
**Store:** Apple App Store
**Country:** Нигерия
**Version:** 1.0.0 (released 2026-04-15)
**Original Release:** 2026-04-15
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id6760962740)
**AppTail Page:** [https://apptail.io/ru/app/calm-credit-Kovz/nigeria](https://apptail.io/ru/app/calm-credit-Kovz/nigeria)

## Calm  credit Description
Calm Credit is a mobile loan application operated by ARZIKI BRIDGE TECHNOLOGY LIMITED, a registered financial service provider in Nigeria (DUNS No. 669824759). The app provides a simple and transparent way for individuals and small business owners to apply for short-term personal loans.

Calm Credit is not a bank. It provides loan services through ARZIKI BRIDGE TECHNOLOGY LIMITED, a registered financial service provider in Nigeria.

Key Features
• No collateral required
• Fully digital and paperless application process
• Clear display of loan amount, fees, and repayment schedule before confirmation
• Funds are transferred directly to your bank account upon approval
• Manage your loan and repayments within the app

How It Works
1. Create an account and verify your identity (NIN, BVN, and basic details may be required)
2. Submit a loan request through the app
3. If approved, funds are disbursed to your bank account
4. Repay according to the schedule displayed in the app

Eligibility
• Must be a resident of Nigeria
• Must be at least 18 years old
• Must have a valid phone number and bank account
• Loan approval is subject to credit evaluation

Loan Information
Loan Amount: ₦20,000 – ₦300,000  
Loan Term: 90 – 180 days  
APR: 12% – 36%  

Example:
Loan Amount: ₦150,000  
Loan Duration: 180 days  
APR: 12.17%  
Total Repayment: ₦159,000 (calculated with interest at the applicable APR)

All fees and charges are included in the APR. No hidden fees.

Responsible Use
Borrow only what you can repay. If you experience difficulty repaying, please contact our support team early. We do not use aggressive or threatening collection practices.

Data &amp; Privacy
All personal data (including NIN, BVN, and other sensitive information) is collected, processed, and stored securely, in accordance with our Privacy Policy and applicable data protection regulations. For more details on how your personal information is handled, please refer to our full Privacy Policy available at: [Link to Privacy Policy].

Company Information
Company: ARZIKI BRIDGE TECHNOLOGY LIMITED  
DUNS Number: 669824759  
Address: NO. 10, VISTULA CLOSE, MAITAMA, ABUJA, FCT, NIGERIA  
Postal Code: 900271  
Customer Support Email: credit@arzikibridge.vip

## Calm  credit Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ef/a9/3d/efa93da9-8ed3-34fb-15d9-74d72f9fdc77/1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/64/49/06/6449062e-bc0e-0a07-4cc5-2da552225a8b/2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/cd/63/ac/cd63ac6f-12d5-fa58-1203-97fdb5d265cb/3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4c/c8/60/4cc860a4-6c07-ec9b-1b64-b78d8c5ae6eb/4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3a/41/20/3a4120b4-3ca4-a551-92e6-ae22ec9d0310/5.jpg/1242x2688.png)

## Calm  credit Rating Breakdown in Нигерия
- 5 stars: 490 (68%)
- 4 stars: 55 (8%)
- 3 stars: 48 (7%)
- 2 stars: 38 (5%)
- 1 stars: 86 (12%)

## Calm  credit Reviews in Нигерия

### *---- "Don’t bother"
Don’t bother downloading this app
They won’t approve your loan after getting your information
-- Bimmzzzzzz, 2026-05-27

### *---- "Don’t bother to download.They are scammers."
They’re scammers and liars. Do not download.
-- chetaeke, 2026-05-26

### ***** "Hey"
Hey
-- Omo Kareem, 2026-05-24

### ***** "Action"
Confirm
-- ZehinuL Abi, 2026-05-22

### ***** "For house rent please I will pay back"
Please help me with a loan I will pay back help me please
-- Nicky fairy, 2026-05-10

### ***** "Good"
Excellent
-- Nina Vera j, 2026-05-05

### *---- "Loan"
Useless app,please guys do not waste your time ,they don’t approve loan
-- Miogbopa!, 2026-05-02

### *---- "Ajeh no download oh"
So u don’t approve loan jusy wasted my data uou mfs
-- Letsade, 2026-04-30

[View all Calm  credit reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Calm  credit Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Нигерия | Finance | #16 |
| Топ бесплатных | Нигерия | Overall | #69 |


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---

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