---
title: "Emma - Budget Planner Tracker - Отзывы, Доход и Загрузки приложения in Великобритания | Apple App Store"
description: "Meet Emma, your ultimate budgeting app  Take full control of your money with Emma, the award-winning budget planner and budget tracker that helps you save money, manage bills, and invest smarter. Whet"
---

# Emma - Budget Planner Tracker — Великобритания
> Spending, Bills, Money Saving

![Emma App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/1f/b0/2a/1fb02adc-9e21-2bb3-25b3-9e45cac19463/AppIcon-0-0-1x_U007epad-0-11-0-85-220.png/434x0w.png)

**Developer:** [Emma Technologies](https://apptail.io/ru/developer/emma-technologies-CHQ) (Великобритания)
**Category:** Finance
**Rating:** 4.7/5 (24,973 ratings)
**Price:** Free
**Bundle ID:** com.emma-app.prod
**Store:** Apple App Store
**Country:** Великобритания
**Version:** 6.1.2 (released 2026-06-07)
**Original Release:** 2017-12-15
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/gb/app/app/id1270062373)
**AppTail Page:** [https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/united-kingdom](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/united-kingdom)

## Emma Description
Meet Emma, your ultimate budgeting app

Take full control of your money with Emma, the award-winning budget planner and budget tracker that helps you save money, manage bills, and invest smarter. Whether you’re budgeting for groceries, rent, or saving for your next big goal, Emma gives you all the tools to build healthier financial habits. Trusted by hundreds of thousands of users across the UK, Emma makes budgeting simple and effective.

Why Choose Emma

Emma combines all your bank accounts, credit cards, investments, and crypto wallets into one intuitive dashboard. You’ll always know where your money goes and how to stick to your budget with ease.

Key Features

Budgeting Made Easy
Create unlimited budgets with custom categories, track overspending with rolling budgets, and sync your plan with your pay cycle. Emma even supports merchant-based budgets, making it the most flexible budget app in the UK.

Powerful Insights &amp; Analytics
Understand your spending with interactive pie charts, cash flow timelines, and spend-over-time breakdowns. Emma helps you budget smarter by showing exactly where your money goes.

Smart Budget Alerts
Get real-time notifications when you’re close to your budget limits, a bill is due, or an unusual transaction occurs.

Bill &amp; Subscription Tracking
Never miss a payment again. Track bills, cancel unwanted subscriptions, and free up money in your budget instantly.

Smart Savings with Autosave

Build your savings alongside your budget with three flexible options:
• Custom Deposit: Set a recurring amount to save automatically
• Round Ups: Save spare change from daily purchases
• AI Saving: Let Emma calculate the perfect savings for your budget

Cashback &amp; Rewards
Earn free cashback at top UK brands and stretch your budget further.

Boost Your Credit Score
Report your rent to Equifax, TransUnion, and Experian directly from Emma and improve your credit score while staying on budget.

Personal &amp; Business Budgeting
Use Emma Spaces to manage personal and business budgets in one app, keeping everything organised.

Shared Budgets Made Simple
Split expenses with friends, housemates, or a partner using Emma Groups—no more awkward money chats.

Track Your Net Worth
Monitor assets and liabilities in real time and see how your overall budget and wealth grow.

Discover Better Financial Options
Compare loans, credit cards, and debt consolidation offers tailored to your budget.

Invest Commission-Free
Trade over 1,800 US stocks, including Apple, Meta, and NVIDIA. Capital at risk; other fees may apply.

Bank-Level Security

Your data is safe with Emma:
* 256-bit SSL encryption
* Biometric authentication
* FCA-registered and ICO-compliant
* Featured by BBC, Financial Times, TechCrunch, The Guardian, and more.

Subscriptions
Emma Plus, Pro, and Ultimate plans are available monthly or annually. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the billing period. Manage your plan directly in your Emma account settings. Prices start at £4.99/month and may vary by country.

Regulatory Information
Emma Technologies Ltd is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN 794952). Emma Technologies Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1042167) for investment services and consumer credit activities, including credit broking and credit information services. Emma Technologies Ltd acts as a credit broker, not a lender, and may receive a commission from lenders for introducing you to them.

Terms and Conditions: emma-app.com/terms
Privacy Policy: emma-app.com/privacy

Download Emma today,  the UK’s favourite budget app and join thousands of users who save money, stay on budget, improve their credit score, and build financial confidence every day.

## Emma Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/82/cb/f982cbdd-c3b3-be50-27f3-470505f2fc9f/uk-6.5.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d1/ff/7e/d1ff7e00-de24-536b-4622-cf0183960b71/s2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0d/6f/1c/0d6f1cde-d0f4-df4f-040d-213fca5a1b4f/s3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/01/26/e6/0126e64e-99aa-5b88-ea64-9c0f654ec423/s4.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ec/9e/88/ec9e8829-ffd7-a97e-dae5-5b4ae706cd7b/6.5.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c2/97/e5/c297e522-3475-0ec6-9596-6e1fd9f39145/s6.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f1/25/6b/f1256b77-909f-d9f7-231f-9173ffa2c93e/s7.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a4/77/b7/a477b7df-b379-3a85-b0b7-622591d05f10/6.5.jpg/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0e/cc/ab/0eccaba6-fe51-bf3c-41a4-921a7b51c591/s9.jpg/1242x2688.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f5/a8/85/f5a8859a-3395-a965-38c2-3e36ae99cb0d/s10.jpg/1242x2688.png)

## Emma Rating Breakdown in Великобритания
- 5 stars: 21,247 (85%)
- 4 stars: 1,759 (7%)
- 3 stars: 359 (1%)
- 2 stars: 260 (1%)
- 1 stars: 1,348 (5%)

## Emma Reviews in Великобритания

### *---- "Link bank account"
You cannot use this app without linking your bank account , this is a horrible idea that we have to trust an app from someone we know nothing about about, how do we know employees of Emma don’t look at our details at least the bank already has access to
-- PeterB_67, 2024-12-30

### *---- "AVOID - Buggy As Hell"
My partner swears by this app so I&#039;m on my 3rd attempt with it and have found myself so infuriated that I wanted to chuck my phone in the river at times. So far it has changed my default setting from being British to American for no reason causing me to have to delete my entire account and start over. It also charged me twice in one month and frequently when I try to add a new account it just says unable to add account even though it&#039;s for a major institution like Chase or HSBC. When it *does* finally let you add an account - the details are wrong even after syncing. Finally if you are a combined finance household - switching spaces is like pulling teeth.
-- Madison Covid, 2024-12-30

### *---- "Nothing Outstanding"
Tricked to opt in to their yearly membership. Total waste of money!
-- Itisvsk, 2024-12-29

### *---- "Used to be the best,"
This used to be amazing, especially when I could combine all different accounts to really track my spending, I did purchase the monthly one, but am just disappointed with it.
-- afbiigxe, 2024-12-27

### ***** "Great for budgetting"
Helped me get a real handle on my budget all in one place. Subscription tracker in particular is very useful and helped me get rid of some subscriptions I forgot I even had. As someone with a bad habit of signing up for things and then hardly ever using them or forgetting about them, this has saved me so much money so it is very much appreciated. The notification feature is also great and gives me a clear snapshot of what&#039;s ahead in terms of bills when I need it. This makes it so much easier for me to plan and stay in check.

In terms of the design of the app, can&#039;t have any complaints really. Everything is clear and easy to find for me so very well layed-out.

Genuinely so happy I gave this app a go as its gave me a much clearer perspective on all of my finances. Would have to say I will probably be recommending it to others too. Give it a go if you&#039;re looking to keep on top of your costs.
-- CrazyDave180, 2024-12-20

### *---- "Crazy expensive"
I don’t mind a paid app if it’s value for money. This app is crazy expensive. Banks like Monzo and Starling offer what this app has for free.
-- polzak1888, 2024-12-13

### **--- "Everything you need is behind paid wall."
I was looking for a budgeting app so I don’t have to faff about with the excel spreadsheets. I initially signed up with a free app, but choose the first paid layer for rent reporting. Then I attempted to organise my payments and lorrrrrd help me I couldn’t do it. I couldn’t assign new categories - you have to pay extra, couldn’t rename transactions - you have to pay extra. Very pushy with adverts ‘You can save money if you change you Internet provider’, etc. or ‘Invest in this… invest in that’. No, thanks. I just want to manage my money and if this means that I have to do it on excel, I’ll do it on excel. I’m not paying £9.99 a month just so I can save couple of hours a month. Sorry not sorry. Your ‘additional’ perks are more distracting than worth my time.
-- eglejuz, 2024-12-06

### *---- "Expensive ! Doesn’t make sens for savings"
The purpose is to save some money but paying a subscription 120£ per year, all my profit from my savings are spent for it - no sens !
-- BadenUB87, 2024-12-01

### **--- "Wary"
Not sure about this app. Joined, then subsequently deleted it after joining the free trial. There’s no way to cancel the subscription once you’ve started it. I’ve also been signed up to hundreds of newsletters and sites across the world since joining Emma finance. It could be a coincidence but mentioning it just in case.
-- Fc2004, 2024-11-30

### *---- "Unethical app design"
When I tried to delete my account it took me through a very long winded path to try delete it being like “are you sure you want to delete your account?”. It asked this so many times and the app is designed to try and squeeze as much money out of you as possible
-- Jakeyyy 🦞, 2024-11-29

[View all Emma reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)

## Emma In-App Purchases
| Item | Price |
|------|-------|
| Emma Pro | £83.99 |
| Emma Plus Monthly | £4.99 |
| Emma Plus Yearly | £41.99 |
| Emma Ultimate Monthly | £14.99 |
| Subscription | £83.99 |

## Emma Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Великобритания | Finance | #26 |
| Топ бесплатных | Великобритания | Overall | #305 |

## Emma Discovered Keywords
- expense tracker
- money spending expense tracker
- track spending
- monthly budget app
- personal finance
- money tracking
- home budget plan
- money manager expense budget
- track my spending
- billtracker for iphone

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## Emma Available In
- [Великобритания](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/united-kingdom)
- [Соединенные Штаты](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/united-states)
- [Канада](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/canada)
- [Италия](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/italy)
- [Франция](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/france)
- [Испания](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/spain)
- [Чехия](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/czechia)
- [Люксембург](https://apptail.io/ru/app/emma-budget-planner-tracker-HIm/luxembourg)

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