---
title: "Klarna: Smarter everyday money - Отзывы, Доход и Загрузки приложения in Бельгия | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹  ¹UK: Klarna’s Pay in 3/P"
---

# Klarna: Smarter everyday money — Бельгия
> Shop anywhere, manage & save

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/0d/b3/63/0db363bf-343d-436a-1c56-7ade1beda566/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/ru/developer/klarna-bank-DDQ) (Швеция)
**Category:** Finance
**Rating:** 4.6/5 (60,737 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Бельгия
**Version:** 26.29.240 (released 2026-07-17)
**Original Release:** 2016-06-22
**Languages:** English, Czech, Danish, Dutch, Finnish, French, German, Greek (modern), Hungarian, Italian, Norwegian Bokmål, Polish, Portuguese, Romanian, Slovak, Swedish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/be/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belgium](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belgium)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹

¹UK: Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated if it charges interest or lasts over 12 months. It is not regulated if it’s 0% interest and 12 months or less. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Klarna’s Regulated Financing has a representative APR of 21.9% (fixed).

¹Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.  

SHOP WITH THE KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No fees and no credit impact to apply. Unlock exclusive benefits with a membership.²

²UK: Service fee or a paid membership required to access Klarna Card Pay Later plans. Pay in 3 loans with a service fee are regulated credit agreements. Representative APR 38.75%. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. 

²UK & Ireland: Paid membership required for a physical card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.

UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ 

³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: 
Ireland: 

UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴

⁴Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: 

KLARNA MOBILE

Get unlimited 5G for just £15/month.⁵ No hassle, cancel anytime.⁶

⁵UK: Klarna Mobile is provided by Gigs, and uses the Vodafone network. Klarna acts as an agent on Gigs' behalf. Klarna Mobile Subscription Terms and Gigs' End User Service Agreement apply:  Unlimited data is subject to Gigs' Acceptable Use Policy:  

⁶UK: You may cancel your subscription at any time in the Klarna app. If you cancel, your plan will stay active until the end of your current billing cycle. The cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods.

24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a6/14/56/a614569f-2fe1-2b8e-db40-be7fb6d286eb/1_-_Smart_shopping_Apple_UK.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6c/1e/35/6c1e35c4-11e9-1f73-074c-260c2ed5b55c/2_-_Flexible_Payments_Apple_UK.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f9/c3/52/f9c35213-a21a-23ac-33b3-d183ed318d9f/3_-_Klarna_Card_Apple_UK.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/25/76/72/257672e3-4360-e548-54c5-fdd5d0366f99/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c4/fd/b4/c4fdb4dd-8e14-519b-792a-1afe8eb4bfa8/5_-_Cashback_Apple_UK.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/97/6e/4d976e64-0e89-14cc-6469-115bdf4e7c5f/6_-_Balance_Apple_UK.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/94/fe/02/94fe02ef-057e-eac7-a1a9-779e0c7d11c7/7_-_EN_Security_Apple.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/ec/e7/aaece700-bcbf-4251-662d-c6bdb52ca44c/8_-_Mobile_plan_UK_Apple.jpg/1242x2688.png)

## Klarna Rating Breakdown in Бельгия
- 5 stars: 48,289 (80%)
- 4 stars: 6,746 (11%)
- 3 stars: 1,873 (3%)
- 2 stars: 813 (1%)
- 1 stars: 3,016 (5%)

## Klarna Reviews in Бельгия

### *---- "Widgets"
We need a widget for fidelity cards like it was the case on Stocard… since it was mandatory to use Klarna instead of Stocard, now Stocard is unusable (so is its widget) and there is none for Klarna. I’ll change my review once the widget is there.
-- bvizzzzz, 2025-02-09

### **--- "Apple Watch"
L’appli Stocard était dispo sur Apple Watch. Merci que les cartes dans Klarna soient disponible sur Apple Watch.
-- OBancu, 2025-02-08

### *---- "Why cannot sort card by "last used"?"
Its very annoying to scroll everytime till the bottom of the page just to find my most used client card, which starts with X. It should be on top, sorted by last used!
-- stasky15, 2025-02-07

### *---- "VOLEUR"
NUL 2 mois que j attend un remboursement jamais la même personne qui vous répond pas de suisvi de dossier donc a chaque fois tout re expliquer 1000e en attente je vais devoir prendre un avocat NE TELECHARGE PAS
-- nscrew, 2025-02-07

### *---- "Très déçu Very disappointed"
Cette application a remplacé l’application Stocard. Tout est fait pour recevoir de la pub, et en plus, dans l’espace en ligne sur le site Internet, la version française n’est même pas développée et la version anglaise est partielle et on a même pas accès à ses cartes de fidélité. Je pense que je chercherai une alternative à cette application.
-- nr1150, 2025-02-07

### *---- "Niet tevreden"
Stocard was veel gebruiksvriendelijker
-- Amai er is nog werk aan zulle, 2025-02-07

### *---- "Verwijdering klantenkaarten"
Plots verdwijnen alle klantenkaarten van de app. Daar sta je dan aan de kassa zonder klantenkaart terwijl je op die manier geen kortingen meer krijgt. Zelfs geen één ster waardig!
-- Matt_vb, 2025-02-06

### *---- "Stocard naar Klarna"
Dus Stocard en Klarna slagen de handen in elkaar en Stocard is dus een dood platform geworden 🤮. Niet eens toegang tot het oude Stocard platform zodat ik accounts kan linken. Het is dégoûtant dat klanten naar een krediet service worden gepusht. Er is maar 1 manier om bedrijven te laten voelen dat je misnoegd bent. Op zoek naar een vervanging dus. Schaam jullie!!
-- Hellavic, 2025-02-05

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Швеция | Finance | #2 |
| Топ бесплатных | Ирландия | Finance | #2 |
| Топ бесплатных | Норвегия | Finance | #2 |
| Топ бесплатных | Португалия | Finance | #4 |
| Топ бесплатных | Швейцария | Finance | #4 |
| Топ бесплатных | Италия | Finance | #4 |
| Топ бесплатных | Австрия | Finance | #4 |
| Топ бесплатных | Бельгия | Finance | #4 |
| Топ бесплатных | Финляндия | Finance | #4 |
| Топ бесплатных | Нидерланды | Finance | #5 |
| Топ бесплатных | Греция | Finance | #5 |
| Топ бесплатных | Великобритания | Finance | #6 |
| Топ бесплатных | Дания | Finance | #6 |
| Топ бесплатных | Германия | Finance | #7 |
| Топ бесплатных | Франция | Finance | #9 |
| Топ бесплатных | Венгрия | Finance | #11 |
| Топ бесплатных | Соединенные Штаты | Finance | #11 |
| Топ бесплатных | Новая Зеландия | Finance | #12 |
| Топ бесплатных | Польша | Finance | #12 |
| Топ бесплатных | Канада | Finance | #12 |
| Топ бесплатных | Испания | Finance | #13 |
| Топ бесплатных | Румыния | Finance | #17 |
| Топ бесплатных | Чехия | Finance | #19 |
| Топ бесплатных | Австралия | Finance | #27 |
| Топ бесплатных | Швеция | Overall | #40 |
| Топ бесплатных | Швейцария | Overall | #42 |
| Топ бесплатных | Финляндия | Overall | #43 |
| Топ бесплатных | Германия | Overall | #47 |
| Топ бесплатных | Италия | Overall | #50 |
| Топ бесплатных | Португалия | Overall | #51 |
| Топ бесплатных | Греция | Overall | #52 |
| Топ бесплатных | Южно-Африканская Республика | Finance | #52 |
| Топ бесплатных | Ирландия | Overall | #61 |
| Топ бесплатных | Австрия | Overall | #61 |
| Топ бесплатных | Великобритания | Overall | #62 |
| Топ бесплатных | Норвегия | Overall | #83 |
| Топ бесплатных | Доминиканская Республика | Finance | #85 |
| Топ бесплатных | Бельгия | Overall | #89 |
| Топ бесплатных | Нидерланды | Overall | #91 |
| Топ бесплатных | Испания | Overall | #119 |
| Топ бесплатных | Соединенные Штаты | Overall | #121 |
| Топ бесплатных | Венгрия | Overall | #141 |
| Топ бесплатных | Франция | Overall | #146 |
| Топ бесплатных | Дания | Overall | #149 |
| Топ бесплатных | Новая Зеландия | Overall | #164 |
| Топ бесплатных | Канада | Overall | #169 |
| Топ бесплатных | Перу | Finance | #178 |
| Топ бесплатных | Эквадор | Finance | #183 |
| Топ бесплатных | Польша | Overall | #195 |
| Топ бесплатных | Румыния | Overall | #196 |
| Топ бесплатных | Мексика | Finance | #216 |
| Топ бесплатных | Колумбия | Finance | #220 |
| Топ бесплатных | Чехия | Overall | #223 |
| Топ бесплатных | Чили | Finance | #234 |

## Klarna Discovered Keywords
- buy
- paypal
- which
- pay later
- revolut
- and bank
- k
- wishes
- moneysavingexpert
- save for later

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## Klarna Available In
- [Соединенные Штаты](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Германия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/germany)
- [Швеция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sweden)
- [Великобритания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Италия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/italy)
- [Норвегия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/norway)
- [Нидерланды](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [Франция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/france)
- [Канада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/canada)
- [Австрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/austria)
- [Испания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/spain)
- [Бельгия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Австралия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/australia)
- [Швейцария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Португалия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Финляндия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/finland)
- [Польша](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/poland)
- [Чехия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Греция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/greece)
- [Дания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Ирландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Румыния](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/romania)
- [Словакия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Венгрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hungary)
- [Новая Зеландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Бразилия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Мексика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mexico)
- [Индия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/india)
- [Люксембург](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Колумбия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/colombia)
- [Таиланд](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Южно-Африканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Болгария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Ангола](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/angola)
- [Доминиканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Хорватия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Египет](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Словения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Аргентина](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Перу](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/peru)
- [Япония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/japan)
- [Гонконг (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Литва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Кипр](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [Тайвань](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Эквадор](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Сенегал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Шри-Ланка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Латвия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Республика Корея](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Чили](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/chile)
- [Кения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Эстония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Малайзия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malaysia)
- [Гондурас](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/honduras)
- [Мальта](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malta)
- [Азербайджан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/azerbaijan)
- [Непал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/nepal)
- [Ямайка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jamaica)
- [Уганда](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uganda)
- [Северная Македония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/north-macedonia)
- [Панама](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/panama)
- [Армения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/armenia)
- [Суринам](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/suriname)
- [Иордания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jordan)
- [Израиль](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/israel)
- [Парагвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/paraguay)
- [Маврикий](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mauritius)
- [Гренада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/grenada)
- [Исландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/iceland)
- [Бермудские о-ва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bermuda)
- [Катар](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Намибия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Узбекистан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Бахрейн](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Уругвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [о-ва Кайман](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Белиз](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belize)
- [Макао (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/macau)

---

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