---
title: "Klarna: Smarter everyday money - Отзывы, Доход и Загрузки приложения in Чехия | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹  ¹UK: Klarna’s Pay in 3/P"
---

# Klarna: Smarter everyday money — Чехия
> Shop anywhere, manage & save

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/0d/b3/63/0db363bf-343d-436a-1c56-7ade1beda566/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/ru/developer/klarna-bank-DDQ) (Швеция)
**Category:** Finance
**Rating:** 4.5/5 (22,684 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Чехия
**Version:** 26.29.240 (released 2026-07-17)
**Original Release:** 2016-06-22
**Languages:** English, Czech, Danish, Dutch, Finnish, French, German, Greek (modern), Hungarian, Italian, Norwegian Bokmål, Polish, Portuguese, Romanian, Slovak, Swedish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/cz/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/czechia](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/czechia)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹

¹UK: Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated if it charges interest or lasts over 12 months. It is not regulated if it’s 0% interest and 12 months or less. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Klarna’s Regulated Financing has a representative APR of 21.9% (fixed).

¹Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.  

SHOP WITH THE KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No fees and no credit impact to apply. Unlock exclusive benefits with a membership.²

²UK: Service fee or a paid membership required to access Klarna Card Pay Later plans. Pay in 3 loans with a service fee are regulated credit agreements. Representative APR 38.75%. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. 

²UK & Ireland: Paid membership required for a physical card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.

UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ 

³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: 
Ireland: 

UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴

⁴Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: 

KLARNA MOBILE

Get unlimited 5G for just £15/month.⁵ No hassle, cancel anytime.⁶

⁵UK: Klarna Mobile is provided by Gigs, and uses the Vodafone network. Klarna acts as an agent on Gigs' behalf. Klarna Mobile Subscription Terms and Gigs' End User Service Agreement apply:  Unlimited data is subject to Gigs' Acceptable Use Policy:  

⁶UK: You may cancel your subscription at any time in the Klarna app. If you cancel, your plan will stay active until the end of your current billing cycle. The cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods.

24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/a6/14/56/a614569f-2fe1-2b8e-db40-be7fb6d286eb/1_-_Smart_shopping_Apple_UK.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6c/1e/35/6c1e35c4-11e9-1f73-074c-260c2ed5b55c/2_-_Flexible_Payments_Apple_UK.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f9/c3/52/f9c35213-a21a-23ac-33b3-d183ed318d9f/3_-_Klarna_Card_Apple_UK.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/25/76/72/257672e3-4360-e548-54c5-fdd5d0366f99/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c4/fd/b4/c4fdb4dd-8e14-519b-792a-1afe8eb4bfa8/5_-_Cashback_Apple_UK.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4d/97/6e/4d976e64-0e89-14cc-6469-115bdf4e7c5f/6_-_Balance_Apple_UK.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/94/fe/02/94fe02ef-057e-eac7-a1a9-779e0c7d11c7/7_-_EN_Security_Apple.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/aa/ec/e7/aaece700-bcbf-4251-662d-c6bdb52ca44c/8_-_Mobile_plan_UK_Apple.jpg/1242x2688.png)

## Klarna Rating Breakdown in Чехия
- 5 stars: 18,187 (80%)
- 4 stars: 1,401 (6%)
- 3 stars: 710 (3%)
- 2 stars: 373 (2%)
- 1 stars: 2,013 (9%)

## Klarna Reviews in Чехия

### *---- "Nahrada stocard -spatna"
Stocard bez varovani prestala fungovat a zmizely mi vsechny karty. Ucet Klarna mam prazdny. Hodne spatna aplikace. Mazu a najdu novou, bohuzel.
-- ˇˇˇˇˇˇˇˇˇˇˇˇˇˇˇ, 2025-01-21

### *---- "Úplně k ničemu"
Převod věrnostních karet ze Stocard nefunguje,ve Stocard se uložené karty a kódy již také nezobrazují,takže jediná šance je nasbírat si nové karty.Ty ale rozhodně nebudu ukládat do Klarny,která je uplně k ničemu
-- vilbar007, 2025-01-21

### *---- "Sdílení"
Nefunguje sdílení karet a kopirování čísla karty
-- fb*€62;+5, 2025-01-21

### *---- "No app for Apple Watch"
No app for Apple Watch, that is step back for former Stocard users. Now is no way for watch-only shopping (without phone in my pocket).
-- Macek93, 2025-01-20

### *---- "Forced to go from Stocard (card storage) to Klarna (payment app without widget)"
Did not need ‘new app’ for card storage, just to find out you can pay with the app (not why I had the original app) and there is NO WIDGET for the main screen… therefore it is useless and I will save my cards somewhere else
-- Zdenek137, 2025-01-20

### *---- "Apple watch"
Why can I not use your app over Apple watch?
-- Kowalski791, 2025-01-19

### *---- "Can’t search in loyalty cards"
It is very very unpleasant when I’m standing in front of cash desk and have to roll thru all my cards  and search a particular one. 
Please add a search bar!!!
Stocard app was also able to use gps, locate where I am and make suggestion about the loyalty cards.
-- Cír, 2025-01-19

### **--- "Neprehlednost"
Jelikoz mam hodne karet, chybu mi funkce vyhledavani v kartach, jak ti mela aplikace stocard predtim. Je to velmi otravná aplikace
-- Gejsa69, 2025-01-19

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Ирландия | Finance | #2 |
| Топ бесплатных | Бельгия | Finance | #3 |
| Топ бесплатных | Швеция | Finance | #3 |
| Топ бесплатных | Греция | Finance | #3 |
| Топ бесплатных | Венгрия | Finance | #4 |
| Топ бесплатных | Финляндия | Finance | #4 |
| Топ бесплатных | Португалия | Finance | #4 |
| Топ бесплатных | Швейцария | Finance | #4 |
| Топ бесплатных | Норвегия | Finance | #5 |
| Топ бесплатных | Италия | Finance | #5 |
| Топ бесплатных | Австрия | Finance | #5 |
| Топ бесплатных | Нидерланды | Finance | #5 |
| Топ бесплатных | Германия | Finance | #5 |
| Топ бесплатных | Дания | Finance | #6 |
| Топ бесплатных | Великобритания | Finance | #6 |
| Топ бесплатных | Новая Зеландия | Finance | #7 |
| Топ бесплатных | Испания | Finance | #8 |
| Топ бесплатных | Франция | Finance | #8 |
| Топ бесплатных | Соединенные Штаты | Finance | #9 |
| Топ бесплатных | Канада | Finance | #9 |
| Топ бесплатных | Польша | Finance | #10 |
| Топ бесплатных | Румыния | Finance | #12 |
| Топ бесплатных | Чехия | Finance | #16 |
| Топ бесплатных | Австралия | Finance | #17 |
| Топ бесплатных | Южно-Африканская Республика | Finance | #41 |
| Топ бесплатных | Греция | Overall | #46 |
| Топ бесплатных | Италия | Overall | #52 |
| Топ бесплатных | Финляндия | Overall | #60 |
| Топ бесплатных | Швейцария | Overall | #62 |
| Топ бесплатных | Доминиканская Республика | Finance | #62 |
| Топ бесплатных | Португалия | Overall | #63 |
| Топ бесплатных | Бельгия | Overall | #70 |
| Топ бесплатных | Ирландия | Overall | #71 |
| Топ бесплатных | Швеция | Overall | #76 |
| Топ бесплатных | Великобритания | Overall | #77 |
| Топ бесплатных | Германия | Overall | #84 |
| Топ бесплатных | Нидерланды | Overall | #91 |
| Топ бесплатных | Австрия | Overall | #95 |
| Топ бесплатных | Норвегия | Overall | #97 |
| Топ бесплатных | Венгрия | Overall | #119 |
| Топ бесплатных | Испания | Overall | #125 |
| Топ бесплатных | Соединенные Штаты | Overall | #128 |
| Топ бесплатных | Эквадор | Finance | #132 |
| Топ бесплатных | Франция | Overall | #142 |
| Топ бесплатных | Новая Зеландия | Overall | #173 |
| Топ бесплатных | Канада | Overall | #181 |
| Топ бесплатных | Дания | Overall | #184 |
| Топ бесплатных | Колумбия | Finance | #193 |
| Топ бесплатных | Мексика | Finance | #199 |
| Топ бесплатных | Румыния | Overall | #211 |
| Топ бесплатных | Перу | Finance | #213 |
| Топ бесплатных | Азербайджан | Finance | #214 |
| Топ бесплатных | Польша | Overall | #216 |
| Топ бесплатных | Чили | Finance | #216 |
| Топ бесплатных | Израиль | Finance | #223 |
| Топ бесплатных | Чехия | Overall | #243 |

## Klarna Discovered Keywords
- klar
- pay later
- save for later
- card now

## Apps Similar to Klarna
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## Klarna Available In
- [Соединенные Штаты](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Германия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/germany)
- [Швеция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sweden)
- [Великобритания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Италия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/italy)
- [Норвегия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/norway)
- [Нидерланды](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [Франция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/france)
- [Канада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/canada)
- [Австрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/austria)
- [Испания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/spain)
- [Бельгия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Австралия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/australia)
- [Швейцария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Португалия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Финляндия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/finland)
- [Польша](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/poland)
- [Чехия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Греция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/greece)
- [Дания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Ирландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Румыния](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/romania)
- [Словакия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Венгрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hungary)
- [Новая Зеландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Бразилия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Мексика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mexico)
- [Индия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/india)
- [Люксембург](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Колумбия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/colombia)
- [Таиланд](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Южно-Африканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Болгария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Ангола](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/angola)
- [Доминиканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Хорватия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Египет](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Словения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Аргентина](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Перу](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/peru)
- [Япония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/japan)
- [Гонконг (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Литва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Кипр](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [Тайвань](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Эквадор](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Сенегал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Шри-Ланка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Латвия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Республика Корея](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Чили](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/chile)
- [Кения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Эстония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Малайзия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malaysia)
- [Гондурас](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/honduras)
- [Мальта](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malta)
- [Азербайджан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/azerbaijan)
- [Непал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/nepal)
- [Ямайка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jamaica)
- [Уганда](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uganda)
- [Северная Македония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/north-macedonia)
- [Панама](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/panama)
- [Армения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/armenia)
- [Суринам](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/suriname)
- [Иордания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jordan)
- [Израиль](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/israel)
- [Парагвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/paraguay)
- [Маврикий](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mauritius)
- [Гренада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/grenada)
- [Исландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/iceland)
- [Бермудские о-ва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bermuda)
- [Катар](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Намибия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Узбекистан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Бахрейн](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Уругвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [о-ва Кайман](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Белиз](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belize)
- [Макао (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/macau)

---

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