---
title: "Klarna: Smarter everyday money - Отзывы, Доход и Загрузки приложения in Япония | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹  SHOP WITH THE KLARNA CARD² Pay w"
---

# Klarna: Smarter everyday money — Япония

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/20/6e/ec/206eec3d-5769-bf3a-112d-ea9c557993f9/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/ru/developer/klarna-bank-DDQ) (Швеция)
**Category:** Finance
**Rating:** 3.1/5 (61 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Япония
**Version:** 26.23.260 (released 2026-06-08)
**Original Release:** 2016-06-22
**Languages:** English, Czech, Danish, Dutch, Finnish, French, German, Greek (modern), Hungarian, Italian, Norwegian Bokmål, Polish, Portuguese, Romanian, Slovak, Swedish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/jp/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/japan](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/japan)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 4 interest-free payments, pay the full amount, in 30 days or over time.¹

SHOP WITH THE KLARNA CARD²
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No credit impact to apply. Unlock exclusive benefits with a membership.

UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback.³ Get cashback at hundreds of stores.

USE KLARNA WITH APPLE PAY
Split the cost with Klarna on Apple Pay, available in-store and online.⁴

KLARNA MOBILE
Get reliable coverage on AT&T’s network with unlimited 5G that stays fast⁵ for just $35/month. No hassle, cancel anytime.⁶

FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.

HASSLE-FREE RETURNS
Need to send something back? Report a return and we’ll pause your payments.

TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos.

24/7 CUSTOMER SERVICE
Use our chat for 24/7 support.

¹Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.
²Deposits in your balance account are held at WebBank, Member FDIC. Klarna is not an FDIC-insured bank and deposit insurance only covers the failure of WebBank. Your deposits in the balance account are eligible for pass-through deposit insurance coverage if certain conditions are satisfied. Funds may be made available to you before WebBank receives them (“early availability funds”); such early availability funds may not be FDIC insured until received by WebBank. Loans that you obtain using the Klarna Card not insured by the FDIC and are not deposits. Physical card only included with a paid Klarna Membership Plan. Klarna Membership offered in partnership with WebBank for a monthly fee. Cancel any time in the App. Exclusions, conditions, and limitations apply to membership benefits. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as all waived fees, cashback, and discounts. Actual results will vary based on benefit usage.
³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply: 
⁴Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see 
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
⁵Actual speeds vary by location, network, and device. Subject to Acceptable Use Policy. Unlocked device and no. required. Some numbers not eligible.
⁶Cancel up to 24 hours before renewal in the Klarna app.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/dd/62/89/dd628974-f28b-1b5e-9dae-2d4b8962014c/1_-_Smart_shopping_Apple_US.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/35/63/ab/3563ab09-084f-44b8-772a-5b5ccd8a9c67/2_-_Manage_payments_Apple_US.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/38/50/9c/38509c61-1c19-293a-7973-dcbe597c9aea/3_-_Klarna_Card_Apple_US.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3f/2d/e8/3f2de824-0bb9-13ce-3b3f-46b2f485ff6c/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/91/a6/3c/91a63cdf-93b9-d125-4cb1-bbd766ff6078/5_-_Cashback_Apple_US.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/55/c7/4b/55c74bd8-5dfc-b687-fed7-68be20cf992f/6_-_Apple_Pay_US_Apple.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/50/1f/64/501f64a9-0183-620d-a717-2086f3a6f93f/7_-_EN_Security_Apple.jpg/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4a/43/af/4a43af7b-674f-8c5a-1ae9-01681ea4085d/8_-_Mobile_plan_US_Apple.jpg/1242x2688.png)

## Klarna Rating Breakdown in Япония
- 5 stars: 28 (46%)
- 4 stars: 3 (5%)
- 3 stars: 1 (2%)
- 2 stars: 4 (7%)
- 1 stars: 25 (41%)

## Klarna Reviews in Япония

### *---- "すぐに起動しない時がある"
ポイントカードはすぐに使ってすぐスキャンしたいのにこのアプリはアプリ起動時にロゴ表示して止まることがある。
ポイントカード系は通信なんかせずにすぐにまずは起動してほしい。

ポイントカードなんて使いたい時にすぐ使えないと意味がない。
このアプリは別アプリから案内されて移行したが以前のアプリはこんなことなかったので深い失望しかない。

このアプリ作成者はポイントカードがどのような使い方をするか想定できているのでしょうか？
少なくとも分かっていたらこのような設計はしない。
-- A' or 'A' = 'A';--, 2025-08-23

### *---- "アップルウォッチで使えない"
stocard から強制移行されて一番困っているのがこれです。買い物の度に毎回スマホを出さなきゃならないのが苦痛すぎます。せめて同程度の機能を持たせた上で移行させてほしかったです。

相変わらず買い物の度に毎回カバンからスマホを取り出す苦痛の日々が続いています。お願いですから早くアップルウォッチに対応お願いします。

アップルウォッチ対応まだでしょうか
スマホを持っていかずにコンビニに行くことも多いのでもう実損害が出ています。

対応出来なければ以前のものに戻して下さい
-- Yoshiru5, 2025-08-12

### *---- "使えない"
Stocardから自動的に移行になったが、認証後もサインインも出来ない。
こんな使えないソフトを公開するな。
-- Yasuatnz, 2025-07-23

### *---- "最悪"
日本になっているのに日本語にならない。前のが使いやすかった。
前のデータが全て消えた。
-- じみだけどw, 2025-07-22

### *---- "全部消えた"
入れてたポイントカード、全部消えた。最悪です。
-- Rukarukarukaqqqqq, 2025-07-17

### *---- "Applewatchで使えません"
stocardから移行しましたが、今までの様にApplewatchで使えなくなり大変困っています。登録したバーコードの順序も選択で変えられなくなっており不便です。
また日本語対応にもなっていないので、多々困っております。
-- ぷに丸すみぺん, 2025-07-12

### *---- "全然だめ"
Stocardから移行されたアプリ。Stocardに登録していたカードがスムーズに移行されるって書いてあったけど、全部登録し直さないといけないみたい。言語の選択肢も英語しか出てこない。
-- ちょめごろう, 2025-07-06

### *---- "利用したい時downloadできない"
アプリサイズは284mb必要性がどこにあります？すべでのカードを写真を撮って画像するのも100mbより少ないでしょう？
-- tas多々, 2025-07-05

### *---- "最低"
ポイントカードをまとめてたアプリから自動移行みたいになったけど、日本語選択したにもかかわらず英語で表示されて、直し方検索しても英語でしか出てこない。最悪のアプリ。アカウントの削除方法を教えて欲しい。悪用されるとしか思えない不親切なアプリ。
-- ⭐︎あさがお⭐︎, 2025-07-04

### *---- "使えない"
登録すらできない
-- キングえんがわ, 2025-07-03

### *---- "全て英語で意味不明"
Languageが英語のみ。使えないアプリ。星１すら付けたくない
-- Yameta方が良い, 2025-07-03

### *---- "日本語"
日本語選んでるのに英語表記どうにかして欲しいです。
-- pomme0506, 2025-06-29

### **--- "Unsatisfied for new app."
Since the transition from Stocard to Klarna (presumably on the developer’s side), the app has become noticeably less user-friendly.

First, the widget now only displays two cards, whereas the previous version allowed six. You also can’t reorder them, and the app doesn’t prioritize recently used cards. Instead, the order is fixed and arbitrary, often putting rarely used cards at the top. As a result, the widget has become almost useless.

Furthermore, I’m disappointed that the app forced users to migrate without keeping the old version as an option. Such a change should have come with more consideration for existing users’ workflows.
-- SKY_0510, 2025-06-28

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Португалия | Finance | #2 |
| Топ бесплатных | Ирландия | Finance | #2 |
| Топ бесплатных | Норвегия | Finance | #3 |
| Топ бесплатных | Австрия | Finance | #3 |
| Топ бесплатных | Швейцария | Finance | #3 |
| Топ бесплатных | Финляндия | Finance | #3 |
| Топ бесплатных | Бельгия | Finance | #3 |
| Топ бесплатных | Греция | Finance | #4 |
| Топ бесплатных | Нидерланды | Finance | #4 |
| Топ бесплатных | Дания | Finance | #4 |
| Топ бесплатных | Венгрия | Finance | #5 |
| Топ бесплатных | Италия | Finance | #5 |
| Топ бесплатных | Польша | Finance | #6 |
| Топ бесплатных | Швеция | Finance | #7 |
| Топ бесплатных | Великобритания | Finance | #7 |
| Топ бесплатных | Германия | Finance | #8 |
| Топ бесплатных | Канада | Finance | #9 |
| Топ бесплатных | Испания | Finance | #9 |
| Топ бесплатных | Франция | Finance | #10 |
| Топ бесплатных | Румыния | Finance | #12 |
| Топ бесплатных | Новая Зеландия | Finance | #14 |
| Топ бесплатных | Соединенные Штаты | Finance | #15 |
| Топ бесплатных | Чехия | Finance | #19 |
| Топ бесплатных | Австралия | Finance | #23 |
| Топ бесплатных | Греция | Overall | #26 |
| Топ бесплатных | Швейцария | Overall | #27 |
| Топ бесплатных | Финляндия | Overall | #36 |
| Топ бесплатных | Австрия | Overall | #40 |
| Топ бесплатных | Португалия | Overall | #43 |
| Топ бесплатных | Италия | Overall | #44 |
| Топ бесплатных | Южно-Африканская Республика | Finance | #50 |
| Топ бесплатных | Ирландия | Overall | #51 |
| Топ бесплатных | Норвегия | Overall | #55 |
| Топ бесплатных | Германия | Overall | #57 |
| Топ бесплатных | Бельгия | Overall | #63 |
| Топ бесплатных | Доминиканская Республика | Finance | #63 |
| Топ бесплатных | Великобритания | Overall | #64 |
| Топ бесплатных | Швеция | Overall | #66 |
| Топ бесплатных | Нидерланды | Overall | #80 |
| Топ бесплатных | Испания | Overall | #98 |
| Топ бесплатных | Венгрия | Overall | #101 |
| Топ бесплатных | Эквадор | Finance | #102 |
| Топ бесплатных | Франция | Overall | #113 |
| Топ бесплатных | Польша | Overall | #123 |
| Топ бесплатных | Дания | Overall | #132 |
| Топ бесплатных | Соединенные Штаты | Overall | #145 |
| Топ бесплатных | Румыния | Overall | #146 |
| Топ бесплатных | Чили | Finance | #161 |
| Топ бесплатных | Канада | Overall | #174 |
| Топ бесплатных | Колумбия | Finance | #196 |
| Топ бесплатных | Новая Зеландия | Overall | #197 |
| Топ бесплатных | Чехия | Overall | #217 |
| Топ бесплатных | Перу | Finance | #271 |
| Топ бесплатных | Азербайджан | Finance | #293 |
| Топ бесплатных | Австралия | Overall | #301 |
| Топ бесплатных | Египет | Finance | #370 |
| Топ бесплатных | Бразилия | Finance | #403 |
| Топ бесплатных | Гонконг (САР) | Finance | #467 |

## Klarna Discovered Keywords
- klarna
- pay your way

## Apps Similar to Klarna
- [Tradera – buy & sell](https://apptail.io/ru/app/tradera-buy-sell-hjb/japan)
- [DHgate-Online Wholesale Stores](https://apptail.io/ru/app/dhgate-online-wholesale-stores-Itf/japan)
- [PrettyLittleThing](https://apptail.io/ru/app/prettylittlething-jQj/japan)
- [LovelyWholesale-Shopping](https://apptail.io/ru/app/lovelywholesale-shopping-sVu/japan)

## Klarna Available In
- [Соединенные Штаты](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Германия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/germany)
- [Швеция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sweden)
- [Великобритания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Италия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/italy)
- [Норвегия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/norway)
- [Нидерланды](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [Франция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/france)
- [Канада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/canada)
- [Австрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/austria)
- [Испания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/spain)
- [Бельгия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Австралия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/australia)
- [Швейцария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Финляндия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/finland)
- [Португалия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Польша](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/poland)
- [Чехия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Греция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/greece)
- [Дания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Ирландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Румыния](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/romania)
- [Словакия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Венгрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hungary)
- [Новая Зеландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Бразилия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Мексика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mexico)
- [Индия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/india)
- [Люксембург](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Таиланд](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Колумбия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/colombia)
- [Южно-Африканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Болгария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Ангола](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/angola)
- [Доминиканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Словения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Хорватия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Египет](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Аргентина](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Перу](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/peru)
- [Япония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/japan)
- [Гонконг (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Литва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Тайвань](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Сенегал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Шри-Ланка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Эквадор](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Латвия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Кипр](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [Республика Корея](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Эстония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Кения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Чили](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/chile)
- [Мальта](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malta)
- [Азербайджан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/azerbaijan)
- [Малайзия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malaysia)
- [Уганда](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uganda)
- [Гондурас](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/honduras)
- [Северная Македония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/north-macedonia)
- [Ямайка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jamaica)
- [Панама](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/panama)
- [Армения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/armenia)
- [Иордания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jordan)
- [Непал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/nepal)
- [Суринам](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/suriname)
- [Израиль](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/israel)
- [Парагвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/paraguay)
- [Исландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/iceland)
- [Намибия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Катар](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Гренада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/grenada)
- [Узбекистан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Бахрейн](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Бермудские о-ва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bermuda)
- [Маврикий](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mauritius)
- [Белиз](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belize)
- [о-ва Кайман](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Уругвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [Макао (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/macau)

---

## About AppTail

[AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io/ru)
- [Top Charts](https://apptail.io/ru/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io/ru) - Mobile App Intelligence Platform*