---
title: "Klarna: Smarter everyday money - Отзывы, Доход и Загрузки приложения in Словения | Apple App Store"
description: "FLEXIBLE WAYS TO PAY Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹  ¹ UK: Klarna’s Pay in 3/"
---

# Klarna: Smarter everyday money — Словения
> Shop anywhere, manage & save

![Klarna App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/20/6e/ec/206eec3d-5769-bf3a-112d-ea9c557993f9/AppIcon-0-0-1x_U007ephone-0-1-0-85-220.png/434x0w.png)

**Developer:** [Klarna Bank](https://apptail.io/ru/developer/klarna-bank-DDQ) (Швеция)
**Category:** Finance
**Rating:** 2.1/5 (107 ratings)
**Price:** Free
**Bundle ID:** com.klarna.app
**Store:** Apple App Store
**Country:** Словения
**Version:** 26.23.260 (released 2026-06-08)
**Original Release:** 2016-06-22
**Languages:** English, Czech, Danish, Dutch, Finnish, French, German, Greek (modern), Hungarian, Italian, Norwegian Bokmål, Polish, Portuguese, Romanian, Slovak, Swedish

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/si/app/app/id1115120118)
**AppTail Page:** [https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovenia](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovenia)

## Klarna Description
FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹

¹ UK: Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated if it charges interest or lasts over 12 months. It is not regulated if it’s 0% interest and 12 months or less. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Klarna’s Regulated Financing has a representative APR of 21.9% (fixed).

¹ Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.  

SHOP WITH THE KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No fees and no credit impact to apply. Unlock exclusive benefits with a membership.²

² UK: Service fee or a paid membership required to access Klarna Card Pay Later plans. Pay in 3 loans with a service fee are regulated credit agreements. Representative APR 38.75%. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

² UK & Ireland: A paid Klarna Membership is required for a physical card. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.


UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³ 

³ Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: 
Ireland: 


UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴

⁴ Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: 

USE KLARNA WITH APPLE PAY
Split the cost with Klarna on Apple Pay, available in-store and online.

FIND THE BEST PRICE, EVERY TIME
Search for any product and instantly compare prices across stores.

HASSLE-FREE RETURNS
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

TRACK ALL YOUR DELIVERIES
Get real-time updates, arrival times, and pickup photos—right in the Klarna app.

24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.

## Klarna Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/20/eb/a6/20eba675-a1d6-a97f-63f9-bb5f995e3869/1_-_Smart_shopping_Apple_UK.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/fe/80/53/fe805393-5c24-8c5d-16fd-e0df487752cb/2_-_Flexible_Payments_Apple_UK.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8d/49/ac/8d49ac25-abe0-a80c-c4f9-23f7f521172f/3_-_Klarna_Card_Apple_UK.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/99/ea/cd/99eacd94-ce07-be5a-fd02-c5621dc21f28/4_-_Memberships_Apple_US.jpg/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/de/31/7b/de317b48-a6f7-d852-8fa7-af99bee98dc9/5_-_Cashback_Apple_UK.jpg/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/2d/a0/b1/2da0b17b-5a6b-bbe0-70ad-59edea508871/6_-_Balance_Apple_UK.jpg/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/93/ab/ad/93abadba-64f3-cb64-a0bc-58a9d6f91fcc/7_-_Apple_Pay_Apple_UK.jpg/1242x2688.png)

## Klarna Rating Breakdown in Словения
- 5 stars: 26 (24%)
- 4 stars: 3 (3%)
- 3 stars: 1 (1%)
- 2 stars: 2 (2%)
- 1 stars: 75 (70%)

## Klarna Reviews in Словения

### *---- "Bloated garbage"
Rip stocard.
-- pshemee, 2025-09-23

### *---- "Migration issues"
Lost all my cards since the migration failed. Was also in contact with the team to no avail.
-- T1 Qord, 2025-08-24

### *---- "Absolute rubbish"
It requires digning up with every use. Dissapointed
-- LaraAaa7676, 2025-07-31

### *---- "No Apple Watch support"
Just migrated from Stocard, since I was forced to. I’m super frustrated by the fact there is no Apple Watch app which was my main use case for Stocard. I hope Klarna builds it fast.
-- ExStocardUser, 2025-06-01

### *---- "SMS code won't come"
Lost all my cards, because old app isn't working and I cannot register in the new one. Terrible!
-- lmzin123, 2025-05-27

### *---- "Terrible"
2FA does not work, so cant even register and they disabled the old app. 

On the off chance you get the 2fa to work, most of the features dont work dince the app is riddled with bugs
-- Matjaz L, 2025-05-11

### *---- "Killing Stocard is bad"
Prefered the Stocard app
-- makonja985, 2025-05-10

### *---- "Not using this over stocard"
L
-- Marcuss8, 2025-05-04

### *---- "Held hostage"
This horrible app stole my cards from StoCards and is now holding them hostage until I give them all of my personal details. Embarrassing company that I will never use!!!
-- itsgreg341, 2025-05-02

### *---- "Verification code never came"
I dont get verification code! I lost all my cards!
-- Goranchek, 2025-04-30

### *---- "It newer works"
Whenever i need it i can not login. Region Slovenia.
-- Dennillson, 2025-04-30

### *---- "I want Stocard"
I used Stocard it was a great app! But because I had an account the app got blocked, I can't use my cards. and I can't transfer them to Klarna as they suggest. The login system is the same, I enter the email to which the account was linked, and then they ask for a phone login and I don't get a code. They swallowed up a great app, they didn't create anything new
-- StasYashk, 2025-04-28

### *---- "Klarna can’t send text"
Because Klarna doesn’t send text, I lost my cards and points. Could you please extend Stocard for at least two weeks so i can make some screen shots of my cards and ask the company’s for new ones?
-- The Silent Sparrow, 2025-04-27

### *---- "So bad you cant even create an account"
Imagine Klarna taking over Stocard. It prompts you for over 3 months to create an account. You are trying to create an account for 3 months and you cant even get a SMS code.
Now I cant get my cards from Stocard because I cant neither create an account nor log in. I suggest taking a sprint to fix this stupid bug or let people use the old app.
-- Juneau13, 2025-04-25

### **--- "Search bar"
Search bar missing, app it’s not so useful without it. Can you add it?
-- jnjursn, 2025-04-25

### *---- "Can not log in"
all my cards from stocard are gone and I can’t log it to klarna. Please help
-- P45’, 2025-04-24

### *---- "The worst experience"
I am very disappointed with the way Klarna works. I can't even log in and I can't download the card from the Shopster app. When I type in the phone number to have the code sent to me, there is no response. It is also not posted anywhere who you can contact if you have problems. Klarna, you should be ashamed of yourself for having such an unprofessional attitude towards users
-- Salt 1988, 2025-04-24

### *---- "Does not work"
Can’t log in, text with code never received
-- Jaszt01, 2025-04-23

### *---- "Cant login, cant contact support"
It requires to move my cards from Stocard to Klarna but I cant create a new account on Klarna - i dont get confirmation sms and there is no email adress for support.
-- Klev11, 2025-04-22

### *---- "Useless app"
Very bad application, you can’t do anything… it doesn’t send the code to the phone
-- Jozefefko, 2025-04-22

[View all Klarna reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## Klarna Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Португалия | Finance | #2 |
| Топ бесплатных | Ирландия | Finance | #2 |
| Топ бесплатных | Норвегия | Finance | #3 |
| Топ бесплатных | Австрия | Finance | #3 |
| Топ бесплатных | Швейцария | Finance | #3 |
| Топ бесплатных | Финляндия | Finance | #3 |
| Топ бесплатных | Бельгия | Finance | #3 |
| Топ бесплатных | Греция | Finance | #4 |
| Топ бесплатных | Нидерланды | Finance | #4 |
| Топ бесплатных | Дания | Finance | #4 |
| Топ бесплатных | Венгрия | Finance | #5 |
| Топ бесплатных | Италия | Finance | #5 |
| Топ бесплатных | Польша | Finance | #6 |
| Топ бесплатных | Швеция | Finance | #7 |
| Топ бесплатных | Великобритания | Finance | #7 |
| Топ бесплатных | Германия | Finance | #8 |
| Топ бесплатных | Канада | Finance | #9 |
| Топ бесплатных | Испания | Finance | #9 |
| Топ бесплатных | Франция | Finance | #10 |
| Топ бесплатных | Румыния | Finance | #12 |
| Топ бесплатных | Новая Зеландия | Finance | #14 |
| Топ бесплатных | Соединенные Штаты | Finance | #15 |
| Топ бесплатных | Чехия | Finance | #19 |
| Топ бесплатных | Австралия | Finance | #23 |
| Топ бесплатных | Греция | Overall | #26 |
| Топ бесплатных | Швейцария | Overall | #27 |
| Топ бесплатных | Финляндия | Overall | #36 |
| Топ бесплатных | Австрия | Overall | #40 |
| Топ бесплатных | Португалия | Overall | #43 |
| Топ бесплатных | Италия | Overall | #44 |
| Топ бесплатных | Южно-Африканская Республика | Finance | #50 |
| Топ бесплатных | Ирландия | Overall | #51 |
| Топ бесплатных | Норвегия | Overall | #55 |
| Топ бесплатных | Германия | Overall | #57 |
| Топ бесплатных | Бельгия | Overall | #63 |
| Топ бесплатных | Доминиканская Республика | Finance | #63 |
| Топ бесплатных | Великобритания | Overall | #64 |
| Топ бесплатных | Швеция | Overall | #66 |
| Топ бесплатных | Нидерланды | Overall | #80 |
| Топ бесплатных | Испания | Overall | #98 |
| Топ бесплатных | Венгрия | Overall | #101 |
| Топ бесплатных | Эквадор | Finance | #102 |
| Топ бесплатных | Франция | Overall | #113 |
| Топ бесплатных | Польша | Overall | #123 |
| Топ бесплатных | Дания | Overall | #132 |
| Топ бесплатных | Соединенные Штаты | Overall | #145 |
| Топ бесплатных | Румыния | Overall | #146 |
| Топ бесплатных | Чили | Finance | #161 |
| Топ бесплатных | Канада | Overall | #174 |
| Топ бесплатных | Колумбия | Finance | #196 |
| Топ бесплатных | Новая Зеландия | Overall | #197 |
| Топ бесплатных | Чехия | Overall | #217 |
| Топ бесплатных | Перу | Finance | #271 |
| Топ бесплатных | Азербайджан | Finance | #293 |
| Топ бесплатных | Австралия | Overall | #301 |
| Топ бесплатных | Египет | Finance | #370 |
| Топ бесплатных | Бразилия | Finance | #403 |
| Топ бесплатных | Гонконг (САР) | Finance | #467 |

## Klarna Discovered Keywords
- pay later

## Apps Similar to Klarna
- [DHgate-Online Wholesale Stores](https://apptail.io/ru/app/dhgate-online-wholesale-stores-Itf/slovenia)
- [PrettyLittleThing](https://apptail.io/ru/app/prettylittlething-jQj/slovenia)
- [UNice: Wigs & Hair Bundles](https://apptail.io/ru/app/unice-wigs-hair-bundles-anK/slovenia)
- [OTTO - Online Shopping & Möbel](https://apptail.io/ru/app/otto-online-shopping-mobel-eBM/slovenia)
- [EGO: Women’s Clothing & Shoes](https://apptail.io/ru/app/ego-womens-clothing-shoes-ubYn/slovenia)

## Klarna Available In
- [Соединенные Штаты](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-states)
- [Германия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/germany)
- [Швеция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sweden)
- [Великобритания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/united-kingdom)
- [Италия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/italy)
- [Норвегия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/norway)
- [Нидерланды](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/netherlands)
- [Франция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/france)
- [Канада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/canada)
- [Австрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/austria)
- [Испания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/spain)
- [Бельгия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belgium)
- [Австралия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/australia)
- [Швейцария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/switzerland)
- [Финляндия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/finland)
- [Португалия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/portugal)
- [Польша](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/poland)
- [Чехия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/czechia)
- [Греция](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/greece)
- [Дания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/denmark)
- [Ирландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ireland)
- [Румыния](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/romania)
- [Словакия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovakia)
- [Венгрия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hungary)
- [Новая Зеландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/new-zealand)
- [Бразилия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/brazil)
- [Мексика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mexico)
- [Индия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/india)
- [Люксембург](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/luxembourg)
- [Таиланд](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/thailand)
- [Колумбия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/colombia)
- [Южно-Африканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-africa)
- [Болгария](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bulgaria)
- [Ангола](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/angola)
- [Доминиканская Республика](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/dominican-republic)
- [Словения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/slovenia)
- [Хорватия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/croatia)
- [Египет](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/egypt)
- [Аргентина](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/argentina)
- [Перу](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/peru)
- [Япония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/japan)
- [Гонконг (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/hong-kong)
- [Литва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/lithuania)
- [Тайвань](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/taiwan)
- [Сенегал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/senegal)
- [Шри-Ланка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/sri-lanka)
- [Эквадор](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/ecuador)
- [Латвия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/latvia)
- [Кипр](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cyprus)
- [Республика Корея](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/south-korea)
- [Эстония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/estonia)
- [Кения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/kenya)
- [Чили](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/chile)
- [Мальта](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malta)
- [Азербайджан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/azerbaijan)
- [Малайзия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/malaysia)
- [Уганда](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uganda)
- [Гондурас](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/honduras)
- [Северная Македония](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/north-macedonia)
- [Ямайка](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jamaica)
- [Панама](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/panama)
- [Армения](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/armenia)
- [Иордания](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/jordan)
- [Непал](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/nepal)
- [Суринам](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/suriname)
- [Израиль](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/israel)
- [Парагвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/paraguay)
- [Исландия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/iceland)
- [Намибия](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/namibia)
- [Катар](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/qatar)
- [Гренада](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/grenada)
- [Узбекистан](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uzbekistan)
- [Бахрейн](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bahrain)
- [Бермудские о-ва](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/bermuda)
- [Маврикий](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/mauritius)
- [Белиз](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/belize)
- [о-ва Кайман](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/cayman-islands)
- [Уругвай](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/uruguay)
- [Макао (САР)](https://apptail.io/ru/app/klarna-smarter-everyday-money-Xoj/macau)

---

## About AppTail

[AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends.

- [Search Apps](https://apptail.io/ru)
- [Top Charts](https://apptail.io/ru/top-iphone-apps)
- [Sign Up for Full Access](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=footer)

*Data provided by [AppTail](https://apptail.io/ru) - Mobile App Intelligence Platform*