--- title: "Luvit x Junahand - Отзывы, Доход и Загрузки приложения in Филиппины | Apple App Store" description: "Luvit-Shop Smart, Pay Later As a young professional, you deserve to explore life's moments without burden. Luvit Card gives you the freedom to shop now and pay later in easy 3- or 6-month installment" --- # Luvit x Junahand — Филиппины > Shop Smart, Pay Later ![Luvit x Junahand App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/cf/14/67/cf1467e5-c9c6-39e6-d7d0-e2b3cb293899/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [WeFund Lending](https://apptail.io/ru/developer/wefund-lending-lYJc) **Category:** Finance **Rating:** 3.2/5 (113 ratings) **Price:** Free **Bundle ID:** com.wefund.luvit.app **Store:** Apple App Store **Country:** Филиппины **Version:** 1.6.0 (released 2026-05-15) **Original Release:** 2025-12-26 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6752631891) **AppTail Page:** [https://apptail.io/ru/app/luvit-x-junahand-czXx/philippines](https://apptail.io/ru/app/luvit-x-junahand-czXx/philippines) ## Luvit x Junahand Description Luvit-Shop Smart, Pay Later As a young professional, you deserve to explore life's moments without burden. Luvit Card gives you the freedom to shop now and pay later in easy 3- or 6-month installments Features ●Buy Now, Pay Later: 0% interest up to 40 days. After the monthly bill is incurred, you can choose to split purchases into monthly installments with applied interest. ●Flexible Terms: Choose between 3-month and 6-month payment plans ●High Spending Limits: Spend up to PHP 200,000 ●Instant Approval: Skip tedious traditional bank processes—apply entirely via our app, with approval in as fast as 90 seconds Example Calculation: Bill Amount: ₱2,000 Repayment Term: 3 months Monthly Interest Rate: 3% (₱60) Total Payment: ₱2,180 (at ₱726.67/month) Why Luvit Card? ●Shop Stress-Free: Avoid upfront costs ●Save Money: No annual fees, No hidden fees ●Easy Access: One app for all your spending ●Mastercard advantage: Trusted by partnered merchants with Mastercard —use it anywhere in the Philippines with peace of mind How It Works ●Shop: Buy anything online within Partnered merchants with Mastercard ●Pay Later: Split monthly bill payments into 3/6months, longer terms apply to invited users Who Can Join? ● Filipinos (aged between 18-60) ● Valid ID and a few key information to apply for the Luvit Card ●Assessment result in seconds, Once approved, you can shop online with Luvit Card within Mastercard partnered merchants. Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction. Contact us For any questions, feedback, or hesitations, please contact us via the following methods: ●Website: luvit.ph ●Call: +63 (02) 8841-9887 ●Email: cs@luvit.Junahandph.com；cs@luvitph.com； ●Address: St. Francis Square ●Bank Drive corner Julia Vargas Avenue, Ortigas Center, Mandaluyong City ●SEC Registration No. CS201825672 ●Certificate of Authority No. 2844 ●Corporate Name: WeFund Lending Corp. ("WeFund") ## Luvit x Junahand Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e2/c1/26/e2c12632-5104-fa8d-baf4-4cfcb406425a/ios_1@1x.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/61/a6/09/61a609b5-87a4-8bba-156e-63a690894f80/ios_2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4b/44/6e/4b446e63-f538-e610-42cc-2e639da4b24d/ios_3.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/af/4a/84/af4a84dc-25c7-f93a-9f37-a81cd6c0fbe7/ios_4.png/1242x2688.png) ## Luvit x Junahand Rating Breakdown in Филиппины - 5 stars: 57 (50%) - 4 stars: 3 (3%) - 3 stars: 3 (3%) - 2 stars: 3 (3%) - 1 stars: 47 (42%) ## Luvit x Junahand Reviews in Филиппины ### *---- "Data collector app dont fill up your info. Scam or Fraud" After all info provided not approve despite good credit standings. Auto disapproved. Meaning collecting lang sila ng info nyo and ID’s -- Mikeneverwanted, 2026-05-07 ### *---- "🙁" I got the card already but on the app it says the card will ship soon cant activate the physical card -- jomzky98, 2026-05-03 ### *---- "Luvit x Junahand is everything wrong in one place!" Extremely negative experience with Luvit x JuanHand. Poor customer support, unreliable service, and overall a frustrating experience. Honestly, it has all the negatives you can think of for a shop&paylater app in one place. -- GBJ Brutally Honest Review, 2026-05-02 ### *---- "Account occupied even i didn't apply yet" I dont have account in this application but when i try to apply they sah my information already occupied? -- Saekyaimnida, 2026-05-02 ### *---- "SCAM!!" BEWARE THEY WILL ONLY COLLECT YOUR DATA!! -- NICA012325, 2026-04-07 ### *---- "Declined" Always declined! -- Emlouisellygeorge, 2026-03-25 ### *---- "Doesn’t work as advertised" Got approved for a 9k limit but cannot use because it keeps declining purchases. The item is only worth 5k and yet payment doesn’t push through. Useless card at this point. -- NeverWater2023, 2026-03-10 ### *---- "Not working" Tried to use it on online shopping app like Shoppee but did not work. Same issues with the other reviews, will show spending limit chuchu -- chxchrist, 2026-03-08 ### *---- "DONT EVER DARE TO REGISTER" I just got approved with a ₱7,000 credit limit, but all transactions I tried were declined..food orders, airfare, Lazada payments, even Facebook ads. Definitely useless. It feels like they only needed my personal details. Don’t fall into this trap. -- Sugar0530_45, 2026-02-16 ### **--- "Inaccurate" I’ve used it once, Then after that all transactions are always declined. They will give you a credit limit that you cannot even use. Mind you, I don’t have any pending dues. Like what I said I only use it once. Not sure if this is a system bug or they’re just collecting information when you sign up. Such a waste. -- _ohmyj, 2026-02-07 ### ***-- "Transaction Declined" I got approved recently. I was given an ample spending limit, so I tried to use it to buy an airline ticket since my spending limit can cover for it, however to my surprise after entering the OTP I got a notif of Transaction Declined - it says please check your spending limit or card settings. I wonder why, my spending limit surely can cover it and the card settings? I dunno what to check the only thing I see is view card details and one touch card lock - of course the card isn’t lock. I tried to order food via foodpanda and guess what it went through, so maybe this Luvit still has limitations in terms of which merchants it can be used even if the merchant has mastercard payment there is no guarantee it could work, thus it’s trial and error. Surely this gonna work with Tiktokshop, Lazada, Shopee, FoodPanda and Grab as what they advertised. I hope this app could expand its scope of merchants which also use mastercard payments. For now I’ll rate it like this. :) -- ichijuo, 2026-02-05 ### ***** "Nice App" Easy to use app and highly recommended -- MVG02, 2026-02-01 ### **--- "Not sure" I got approved & spent to order food but now I can’t seem to use the remaining amount or balance regardless of the spending limit granted to me. My purchase gets declined with the reason to “check my spending limit or card settings”. I don’t see ant feature in the app to resolve my concern. It’s weird why it won’t allow me to spend within my limit. -- Qqkemsp, 2026-01-30 ### ***** "Easy to use" I love this new fintech app! So easy to use and convenient 💯 -- IvanBorgy12, 2026-01-30 ### ***** "Feedback" Highly recommended lots of friends use it already -- Lyca Angela, 2026-01-30 ### ***** "🥰🥰🥰🥰🥰" I highly recommend this application since it’s very convenient to use in any social media platform like food panda for foods and grocery. -- Trizia Jane, 2026-01-30 ### ***** "Great app" omaygad. sobrang ganda ng apps na to.. magtry na mabilis lang mag approve.... -- collinscang12, 2026-01-30 ### ***** "Luvit" First time to use this app pero na approved agad application ko perfect to very convenient gamitin lalo sa mga first time loaner. -- Scarthegreat, 2026-01-30 ### ***** "Amazing Application" Highly Recommended -- Archcab, 2026-01-30 ### ***** "LEGIT" this app is so very useful and friendly application and very convenient super legit!!! -- Krevspo, 2026-01-30 [View all Luvit x Junahand reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Luvit x Junahand Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Топ бесплатных | Филиппины | Finance | #20 | | Топ бесплатных | Филиппины | Overall | #104 | --- ## About AppTail [AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/ru) - [Top Charts](https://apptail.io/ru/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/ru) - Mobile App Intelligence Platform*