--- title: "Luvit x Junahand - Отзывы, Доход и Загрузки приложения in Филиппины | Apple App Store" description: "Luvit-Shop Smart, Pay Later As a young professional, you deserve to explore life's moments without burden. Luvit Card gives you the freedom to shop now and pay later in easy 3- or 6-month installment" --- # Luvit x Junahand — Филиппины > Shop Smart, Pay Later ![Luvit x Junahand App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/59/77/5f/59775ffa-4f8b-85e2-d4f3-d07d4b8cd258/AppIcon-0-0-1x_U007ephone-0-1-85-220.png/434x0w.png) **Developer:** [WeFund Lending](https://apptail.io/ru/developer/wefund-lending-lYJc) **Category:** Finance **Rating:** 3.0/5 (133 ratings) **Price:** Free **Bundle ID:** com.wefund.luvit.app **Store:** Apple App Store **Country:** Филиппины **Version:** 1.8.0 (released 2026-06-12) **Original Release:** 2025-12-26 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/ph/app/app/id6752631891) **AppTail Page:** [https://apptail.io/ru/app/luvit-x-junahand-czXx/philippines](https://apptail.io/ru/app/luvit-x-junahand-czXx/philippines) ## Luvit x Junahand Description Luvit-Shop Smart, Pay Later As a young professional, you deserve to explore life's moments without burden. Luvit Card gives you the freedom to shop now and pay later in easy 3- or 6-month installments Features ●Buy Now, Pay Later: 0% interest up to 40 days. After the monthly bill is incurred, you can choose to split purchases into monthly installments with applied interest. ●Flexible Terms: Choose between 3-month and 6-month payment plans ●High Spending Limits: Spend up to PHP 200,000 ●Instant Approval: Skip tedious traditional bank processes—apply entirely via our app, with approval in as fast as 90 seconds Example Calculation: Bill Amount: ₱2,000 Repayment Term: 3 months Monthly Interest Rate: 3% (₱60) Total Payment: ₱2,180 (at ₱726.67/month) Why Luvit Card? ●Shop Stress-Free: Avoid upfront costs ●Save Money: No annual fees, No hidden fees ●Easy Access: One app for all your spending ●Mastercard advantage: Trusted by partnered merchants with Mastercard —use it anywhere in the Philippines with peace of mind How It Works ●Shop: Buy anything online within Partnered merchants with Mastercard ●Pay Later: Split monthly bill payments into 3/6months, longer terms apply to invited users Who Can Join? ● Filipinos (aged between 18-60) ● Valid ID and a few key information to apply for the Luvit Card ●Assessment result in seconds, Once approved, you can shop online with Luvit Card within Mastercard partnered merchants. Note: Always study the terms and conditions and the disclosure statements before proceeding with any transaction. Contact us For any questions, feedback, or hesitations, please contact us via the following methods: ●Website: luvit.ph ●Call: +63 (02) 8841-9887 ●Email: cs@luvit.Junahandph.com；cs@luvitph.com； ●Address: St. Francis Square ●Bank Drive corner Julia Vargas Avenue, Ortigas Center, Mandaluyong City ●SEC Registration No. CS201825672 ●Certificate of Authority No. 2844 ●Corporate Name: WeFund Lending Corp. ("WeFund") ## Luvit x Junahand Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e2/c1/26/e2c12632-5104-fa8d-baf4-4cfcb406425a/ios_1@1x.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/61/a6/09/61a609b5-87a4-8bba-156e-63a690894f80/ios_2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/4b/44/6e/4b446e63-f538-e610-42cc-2e639da4b24d/ios_3.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/af/4a/84/af4a84dc-25c7-f93a-9f37-a81cd6c0fbe7/ios_4.png/1242x2688.png) ## Luvit x Junahand Rating Breakdown in Филиппины - 5 stars: 60 (45%) - 4 stars: 5 (4%) - 3 stars: 4 (3%) - 2 stars: 5 (4%) - 1 stars: 59 (44%) ## Luvit x Junahand Reviews in Филиппины ### *---- "Data collector app dont fill up your info. Scam or Fraud" After all info provided not approve despite good credit standings. Auto disapproved. Meaning collecting lang sila ng info nyo and ID’s -- Mikeneverwanted, 2026-05-07 ### *---- "🙁" I got the card already but on the app it says the card will ship soon cant activate the physical card -- jomzky98, 2026-05-03 ### *---- "Luvit x Junahand is everything wrong in one place!" Extremely negative experience with Luvit x JuanHand. Poor customer support, unreliable service, and overall a frustrating experience. Honestly, it has all the negatives you can think of for a shop&paylater app in one place. -- GBJ Brutally Honest Review, 2026-05-02 ### *---- "Account occupied even i didn't apply yet" I dont have account in this application but when i try to apply they sah my information already occupied? -- Saekyaimnida, 2026-05-02 ### *---- "SCAM!!" BEWARE THEY WILL ONLY COLLECT YOUR DATA!! -- NICA012325, 2026-04-07 ### *---- "Declined" Always declined! -- Emlouisellygeorge, 2026-03-25 ### *---- "Doesn’t work as advertised" Got approved for a 9k limit but cannot use because it keeps declining purchases. The item is only worth 5k and yet payment doesn’t push through. Useless card at this point. -- NeverWater2023, 2026-03-10 ### *---- "Not working" Tried to use it on online shopping app like Shoppee but did not work. Same issues with the other reviews, will show spending limit chuchu -- chxchrist, 2026-03-08 ### *---- "DONT EVER DARE TO REGISTER" I just got approved with a ₱7,000 credit limit, but all transactions I tried were declined..food orders, airfare, Lazada payments, even Facebook ads. Definitely useless. It feels like they only needed my personal details. Don’t fall into this trap. -- Sugar0530_45, 2026-02-16 ### **--- "Inaccurate" I’ve used it once, Then after that all transactions are always declined. They will give you a credit limit that you cannot even use. Mind you, I don’t have any pending dues. Like what I said I only use it once. Not sure if this is a system bug or they’re just collecting information when you sign up. Such a waste. -- _ohmyj, 2026-02-07 [View all Luvit x Junahand reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Luvit x Junahand Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Топ бесплатных | Филиппины | Finance | #24 | | Топ бесплатных | Филиппины | Overall | #118 | --- ## About AppTail [AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/ru) - [Top Charts](https://apptail.io/ru/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/ru) - Mobile App Intelligence Platform*