Worst app
Worst app please don’t consider for loans many other FI are way better than this in terms of customer experience and processing
Mirae Asset Fin: Loans
Secured Loans & Personal Loans
Разработчик:
MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE
Описание
Mirae Asset Financial Services: Your Financing Needs Simplified; Fast, Easy & Hassle-Free.
We aim to provide you loan in the most convenient & simplified manner. Through our app & online platform we provide secured & unsecured loans without the hassles of visiting branches, completing tons of paperwork or any hidden charges.
Avail & manage personal loans, loans against mutual funds, and loans against shares easily – all in one place!
A licensed Non-Banking Financial Company (NBFC).
Our Products:
1. Personal Loan for Salaried
Avail personal loans up to ₹5 lakh at an attractive interest rate with no hidden charges and an effortless online application process.
Why Personal Loan with Mirae Asset Financial Services?
- Loan Sanctioned in 10 Mins
- No Hidden Charges
- Easy Digital Process, No Branch Visits
- Tenure Options upto 48 Months
- Zero Foreclosure Charges
- Zero Physical Paperwork
Personal Loan Interest Rate, Tenure & Charges:
- Interest Rates from 11.49% to 20% p.a
- Loan Amount: ₹50,000 to ₹5 Lakh
- Loan Tenure – 6 to 48 months
- Minimum APR – 13%
- Maximum APR – 37%
- Processing fees – 2.5% to 3.5%*
- Stamp Duty – ₹200
- Minimum income: ₹20,000 per month
- Credit Score: 700+
An example of a Personal Loan for salaried:
- Principal Amount: ₹1,00,000
- Interest rate*: 14% p.a.
- Tenure: 24 months
- Processing Fee (3.5%)*: ₹3,500 + Taxes
- Stamp Duty: ₹200
- EMI: ₹4,801 per month
- Total interest payable: ₹15,232.
- Total amount to be repaid: ₹4,801 x 24 = ₹1,15,232.
- Total cost of loan = Interest Amount + Processing Fees + Taxes** & other charges = ₹15,232 + ₹3,500 + ₹830 = ₹19,562
*Interest rate & processing fees vary as per loan amount & tenure.
**Taxes as Applicable
2. Loan Against Mutual Funds and Shares
Loan against mutual funds and shares is an overdraft facility, with interest charged only on the utilized amount for the number of days. With loan against mutual funds and shares you get a flexible repayment terms with interest-only monthly payments where you can repay the principal amount anytime during the loan tenure as per your convenience. You can lien mark mutual funds across different AMCs registered with both CAMS & KFintech and pledge shares held in demat with NSDL.
Why Loan Against Mutual Funds and Shares with Mirae Asset Financial Services?
- 15 Mins Process*
- 100% Digital
- Instant Disbursal
- Easy Repayment: Interest-only monthly payments
- Zero Prepayment & Foreclosure charges
- Large list of approved securities
*Loan Against Mutual Funds in 15 minutes and Loan Against Shares on the same day.
Loan Against Mutual Funds and Shares Interest rate, Tenure & Charges:
- Annual Interest Rate = 10.5%
- Maximum Annual Percentage Rate (APR) = 27.3%
- Tenure = 12 Months
- Minimum Period = 12 Months
- Maximum Period = 12 Months
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
An example of a Loan Against Securities:
- Principal Amount = ₹80,000
- Annual Interest Rate = 10.5%
- Tenure = 12 Months
- Interest payable= (₹80,000 x 10.5%) / 12 Months = ₹700 per month (Principal amt need to be repaid at the end of loan tenure )
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
- Total Loan Repayment Amount = ₹88,400 (including principal and interest)
- Total Cost of Loan = Interest Amount + Processing Fees + Stamp Duty = ₹8400 + ₹999** + ₹500 = ₹9899**
** Taxes as Applicable
Loan Against Securities of ₹80,000 for a period of 12 months, at an annual interest rate of 10.5% APR, then the customer will pay monthly interest for 12 months of ₹700 per month.
The total loan payment over 12 months will be ₹88,400 (including principal and interest). A processing fee of ₹999 + GST & stamp duty of ₹500 will be charged.
*Taxes as Applicable
Experience a seamless loan process with Mirae Asset Financial Services. Visit our website today to access the funds you need to fulfill your financial goals!
Website: https://www.miraeassetfin.com
Privacy Policy: https://www.miraeassetfin.com/privacy-policy.html
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We aim to provide you loan in the most convenient & simplified manner. Through our app & online platform we provide secured & unsecured loans without the hassles of visiting branches, completing tons of paperwork or any hidden charges.
Avail & manage personal loans, loans against mutual funds, and loans against shares easily – all in one place!
A licensed Non-Banking Financial Company (NBFC).
Our Products:
1. Personal Loan for Salaried
Avail personal loans up to ₹5 lakh at an attractive interest rate with no hidden charges and an effortless online application process.
Why Personal Loan with Mirae Asset Financial Services?
- Loan Sanctioned in 10 Mins
- No Hidden Charges
- Easy Digital Process, No Branch Visits
- Tenure Options upto 48 Months
- Zero Foreclosure Charges
- Zero Physical Paperwork
Personal Loan Interest Rate, Tenure & Charges:
- Interest Rates from 11.49% to 20% p.a
- Loan Amount: ₹50,000 to ₹5 Lakh
- Loan Tenure – 6 to 48 months
- Minimum APR – 13%
- Maximum APR – 37%
- Processing fees – 2.5% to 3.5%*
- Stamp Duty – ₹200
- Minimum income: ₹20,000 per month
- Credit Score: 700+
An example of a Personal Loan for salaried:
- Principal Amount: ₹1,00,000
- Interest rate*: 14% p.a.
- Tenure: 24 months
- Processing Fee (3.5%)*: ₹3,500 + Taxes
- Stamp Duty: ₹200
- EMI: ₹4,801 per month
- Total interest payable: ₹15,232.
- Total amount to be repaid: ₹4,801 x 24 = ₹1,15,232.
- Total cost of loan = Interest Amount + Processing Fees + Taxes** & other charges = ₹15,232 + ₹3,500 + ₹830 = ₹19,562
*Interest rate & processing fees vary as per loan amount & tenure.
**Taxes as Applicable
2. Loan Against Mutual Funds and Shares
Loan against mutual funds and shares is an overdraft facility, with interest charged only on the utilized amount for the number of days. With loan against mutual funds and shares you get a flexible repayment terms with interest-only monthly payments where you can repay the principal amount anytime during the loan tenure as per your convenience. You can lien mark mutual funds across different AMCs registered with both CAMS & KFintech and pledge shares held in demat with NSDL.
Why Loan Against Mutual Funds and Shares with Mirae Asset Financial Services?
- 15 Mins Process*
- 100% Digital
- Instant Disbursal
- Easy Repayment: Interest-only monthly payments
- Zero Prepayment & Foreclosure charges
- Large list of approved securities
*Loan Against Mutual Funds in 15 minutes and Loan Against Shares on the same day.
Loan Against Mutual Funds and Shares Interest rate, Tenure & Charges:
- Annual Interest Rate = 10.5%
- Maximum Annual Percentage Rate (APR) = 27.3%
- Tenure = 12 Months
- Minimum Period = 12 Months
- Maximum Period = 12 Months
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
An example of a Loan Against Securities:
- Principal Amount = ₹80,000
- Annual Interest Rate = 10.5%
- Tenure = 12 Months
- Interest payable= (₹80,000 x 10.5%) / 12 Months = ₹700 per month (Principal amt need to be repaid at the end of loan tenure )
- Processing Fee = ₹999 + GST
- Stamp Duty = ₹500
- Total Loan Repayment Amount = ₹88,400 (including principal and interest)
- Total Cost of Loan = Interest Amount + Processing Fees + Stamp Duty = ₹8400 + ₹999** + ₹500 = ₹9899**
** Taxes as Applicable
Loan Against Securities of ₹80,000 for a period of 12 months, at an annual interest rate of 10.5% APR, then the customer will pay monthly interest for 12 months of ₹700 per month.
The total loan payment over 12 months will be ₹88,400 (including principal and interest). A processing fee of ₹999 + GST & stamp duty of ₹500 will be charged.
*Taxes as Applicable
Experience a seamless loan process with Mirae Asset Financial Services. Visit our website today to access the funds you need to fulfill your financial goals!
Website: https://www.miraeassetfin.com
Privacy Policy: https://www.miraeassetfin.com/privacy-policy.html
Скриншоты
Mirae Asset Fin Частые Вопросы
-
Приложение Mirae Asset Fin бесплатное?
Да, Mirae Asset Fin полностью бесплатное и не содержит встроенных покупок или подписок.
-
Является ли Mirae Asset Fin фейковым или мошенническим?
🤔 Качество приложения Mirae Asset Fin спорное. Некоторые пользователи довольны, в то время как другие сообщают о проблемах. Рекомендуем ознакомиться с отдельными отзывами для получения более полной картины.
Спасибо за ваш голос -
Сколько стоит Mirae Asset Fin?
Приложение Mirae Asset Fin бесплатное.
-
Сколько зарабатывает Mirae Asset Fin?
Чтобы получить оценку дохода приложения Mirae Asset Fin и другие данные AppStore, вы можете зарегистрироваться на платформе мобильной аналитики AppTail.
Оценки пользователей
Приложение еще не оценено в Австрия.
История оценок
Mirae Asset Fin Отзывы Пользователей
Scam
Not giving any loan collecting your all data seems like thay give you loan but at end when you done 90% of process like bank nách, e-sing, bank details but at end video process cancel all. Then you feel like cheated.
Review
Weast of time
issues need to be fixed
after recent update it does not show drawing power, revised drawing power and current outstanding and not getting any mails regarding this which i was getting earlier every day. Second issue is with the shares which are pledged if it got split or bonus that share doesn't show in the app. Third is Not getting any detail while de pledging shares to how much amount need to be transferred for depledging. Fourth is In app help and support section, write to us link is not opening.
Very useful app for loan against mutual funds and stocks
App is little bit sluggish but its certainly useful for quick money. Also its best interest rate (although it has increased couple of times) among competitors. Overall best service for loan against MF and stock. I have few suggestions like add feature to show interest on utilised amount similar to Bajaj finance app. This is very useful to understand applicable interest amount and no need to rely on Mirae aseet SMS or mail every month. Another suggestion is to avoid processing fee for two different RTA CAMS and Kfintech. We need to pay processing fee twice for two different RTA. Overall very good service and keep continuing the good work.
The true interest rate is actual high than bank
As per illustration in app summary, the loan against mutual funds is not actually 9.5% as per the EMI calculator. It actually works out to be 16.4% interest charges. Isn’t it quite high? this needs to be relooked to make it really attractive and viable. Also open up a gateway for educational loan / abroad education which are out of reach for middle class however at truly reasonable rate of interest, which is quite productive lending! Of course, this also has to be worked out as a affordable interest charges, not with 15-16% hope to see a evolved financial services against mutual funds, going forward from an institute like yours
Great Initiative.
Very easy to avail loan. Highly recommended.
App not working
The app is not working for last few weeks, no able to login. Can you have a look please.
Getting error
I am getting an error like check back in sometime .
Loan application got stuck
not able to finish loan application it got stuck on resume application but nothing happening
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Ключевые слова
Mirae Asset Fin Установки
30дн.
Mirae Asset Fin Доход
30дн.Mirae Asset Fin Доходы и Загрузки
Получите ценные инсайты о производительности Mirae Asset Fin с помощью нашей аналитики.
Зарегистрируйтесь сейчас, чтобы получить доступ к статистика загрузок и доходов и многому другому.
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Информация о приложении
- Категория
- Finance
- Разработчик
- MIRAE ASSET FINANCIAL SERVICES (INDIA) PRIVATE
- Языки
- English
- Последнее обновление
- 1.11.03 (2 недели назад )
- Выпущено
- Feb 25, 2022 (2 года назад )
- Также доступно в
- Индия , Канада , Соединенные Штаты , Индонезия , Саудовская Аравия , Россия , Малайзия , Норвегия , Филиппины , Пакистан , Португалия , Румыния , Кувейт , Сингапур , Таиланд , Тайвань , Вьетнам , Южно-Африканская Республика , Мексика , Ливан , ОАЭ , Япония , Гонконг (САР) , Греция , Великобритания , Франция , Испания , Египет , Алжир , Германия , Китай , Австралия , Австрия
- Обновлено
- 3 дня назад
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