---
title: "PalmPay - Transfers, Bills - Отзывы, Доход и Загрузки приложения in Нигерия | Apple App Store"
description: "PalmPay: The Smarter Way to Bank! - Trusted by millions of Nigerian users for seamless money transfers and payments. - Enjoy seamless and unlimited Free Transfers to all banks. - Easy to sign up with "
---

# PalmPay - Transfers, Bills — Нигерия
> Say yes to more

![PalmPay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/f8/66/95/f8669533-574b-1794-ecca-0f191a8d621b/AppIcon-0-0-1x_U007emarketing-0-7-0-0-sRGB-85-220.png/434x0w.png)

**Developer:** [Palmpay](https://apptail.io/ru/developer/palmpay-XVtc)
**Category:** Finance
**Rating:** 4.0/5 (40,677 ratings)
**Price:** Free
**Bundle ID:** com.transsnet.newpalmpay
**Store:** Apple App Store
**Country:** Нигерия
**Version:** 7.1.0 (released 2026-01-25)
**Original Release:** 2019-09-28
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ng/app/app/id1479656820)
**AppTail Page:** [https://apptail.io/ru/app/palmpay-transfers-bills-hSN/nigeria](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/nigeria)

## PalmPay Description
PalmPay: The Smarter Way to Bank!
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- Enjoy a FREE ATM card with zero maintenance fee.
- Explore exclusive data bundles such as social and campus plans. 
- Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance!
- 24/7 Customer Support is always available for you.
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PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users. 
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now.
 
1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.
2.PalmPay ATM Card
- Apply via the app or obtain it instantly at a local card agent. 
- Enjoy zero maintenance fee and zero SMS alerts fee. 
- Accepted everywhere - usable at any POS, ATM, and online channel.
3.Data Bundle
- Purchase data bundles quickly and securely anytime. 
- Explore exclusive plans such as MTN Social Bundles, GLO Campus Bundles, and Airtel 6X Voice Bundles. 
4.Airtime
- Recharge instantly on MTN, Airtel, GLO, T2 Mobile (9Mobile), and Smile. 
- Top up in seconds, anytime, anywhere. 
- Stay connected with Airtime Auto-Renew - recharge automatically and avoid downtime. 
5.Wealth
- Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%.
- SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees.
6. Loan (Powered by Blooms MFB Ltd.)
- Repayment periods from 61 days to 6 months
- Loan amount from N2000 to N500000
- APR up to 36% per annum
*For example; N1000 is given for 90 days loan term,
*Interest: N90(9%rate)
*Total amount payable: N1090
*Representative: 36%APR
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We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.
 
1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).
 
2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud. 
 
3. Security Certifications
PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards. 
 
4. Fraud Protection
In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports.
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Contact us
We are always excited to hear from you. For any feedback or concerns, reach us via:
1. Helpline: 018886888
2. Email: support@palmpay.com
3. Website: 
4. Address: 20 opebi rode ikeja, Lagos
To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng 
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay

## PalmPay Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/76/08/15/760815b0-6f05-3978-2367-eb0c659db4f4/38.png/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/85/85/eb/8585ebd5-940b-c608-8f8b-2c3b427dd952/46.png/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3a/56/7e/3a567e0a-f407-f74c-93e1-1cccbe0054b9/57.png/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/79/55/07/7955073e-2eed-48d8-2b34-1cd92d50f8e7/40.png/1242x2688.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/45/1d/75/451d757c-5e89-a2ad-cfbf-58730d788597/41.png/1242x2688.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0d/f0/91/0df091d5-07e6-faba-55c6-621c43d789fc/44.png/1242x2688.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5a/e9/53/5ae95342-60f3-4c04-cf39-fbaf4fe819c3/Apple_6.5-07.png/1242x2688.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/56/f5/bf/56f5bf7a-636a-dc06-243a-bc440b3a0323/Apple_6.5-08.png/1242x2688.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/df/9f/ed/df9fed75-8e50-c228-f8e7-b04abf8148c1/Apple_6.5-09.png/1242x2688.png)

## PalmPay Rating Breakdown in Нигерия
- 5 stars: 24,824 (61%)
- 4 stars: 4,715 (12%)
- 3 stars: 3,147 (8%)
- 2 stars: 2,695 (7%)
- 1 stars: 5,296 (13%)

## PalmPay Reviews in Нигерия

### *---- "Deducting money for insurance in my bank"
PalmPay is the worsted bank have never seen ,why will you deduct my money without telling me ,I promise you i will never never use PalmPay again in my life
-- Fabregas😎, 2025-01-05

### ***** "Good evening pampay"
Hello petty girl
-- league-soccer, 2025-01-05

### *---- "Frozen account"
Please What’s going on with my account 
My money is frozen all my identity are verified 
I have been using palmpay for years no issues 

I need you to help me solve this issues for me 

Regards
-- Help to solve my issues, 2025-01-04

### ***** "Best"
Palmpay is the best of all online banking apps
-- OGBON 001, 2025-01-03

### *---- "Ihatethisapp"
Very useless app I recommend opay
-- Fav hot, 2025-01-03

### ***** "Scam"
I just opened this account newly, and I discovered another person’s bvn and full name has been already linked with the account. What should I do. Please can you delete the account for me?
-- Sinaazi, 2025-01-02

### *---- "“Palmpay falls short”"
I'm extremely disappointed with Pam Pay. After opening an account and setting up my spend and Save account, I'm now unable to access it. The error message "Request failed with status code 403" is frustrating.

Customer service is non-existent - emails go unanswered and phone numbers are disconnected.

Would not recommend.
-- T I FLAMEZ, 2025-01-02

### *---- "Transaction with asking"
Trying to make a refund but it nt working
-- Nanuifat, 2025-01-01

### *---- "Swapped information"
I’ve been getting messages and calls from your people calling me another person’s name that am owing you people money which I have not borrowed from you before.
Please rectify this issues and stop calling or texting me.
-- Enny says?, 2025-01-01

### ***-- "Benard"
Prosper
-- Prosper boss, 2024-12-31

### *---- "Target savings no interest"
Don’t try saving target savings 
Been saving 6 months for 600k
No interest given on the payment day 
Why? Because they changed the saving time frame so that you wont meet up.
-- odinaka vvvvv, 2024-12-31

### *---- "I need a Refund"
I made a transfer for long now which hasn’t been credited to the owner but I have been debited since that day 
And no rufund till I laid a complaint on the app but nothing yet 
Mind you it happened twice 
I haven’t been refunded and the owner hasn’t been Credited either
-- zara Treasure, 2024-12-31

### ****- "You have been trying for me since day one I really appreciate"
You have been trying for me since day one I really appreciate
-- omooluwachilofgod, 2024-12-30

### *---- "Scam of a bank"
Palmpay is the worst bank you could ever think of using ,they steal people money in the disguise of fraudulent transactions, it is going to two months now my friends account has been blocked all they keep saying is their legal team is reviewing it after he provided all the necessary documents they need and requested for. You can’t even go to their walk in bank because it is trash ,they are so broke that they can’t even get a standard office to attend to customers and that’s why they keep on trying to steal from their customers .
-- Stupid Palmpay, 2024-12-30

### *---- "Debited without token"
Bought electricity token since 19th December 2024 till today being 30th December 2024 I’ve not received any token but have been debited.
-- angry comments refund my money, 2024-12-30

### *---- "Getting bad"
I can’t access my spend and save money again 😖😖😠😡
-- Dívine52, 2024-12-29

### ***** "Excellent"
This is best banking app ever, more better in paying bills
-- Davidprimoking, 2024-12-29

### ***** "Best MFB"
I love Palmpay
-- kabsyi, 2024-12-29

### *---- "Scammers"
This app is useless and all scammers , they harbor those useless flexi cash, if you love your peace,never you take a loan from this useless app, they will get access to all your contacts and call them telling them you’re a thief , uselsss people
-- WosaJ, 2024-12-28

### ***** "Malam"
PalmPay is a good apk
-- Maeshajeed, 2024-12-28

[View all PalmPay reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews)


## PalmPay Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Нигерия | Finance | #4 |
| Топ бесплатных | Нигерия | Overall | #15 |

## PalmPay Discovered Keywords
- bills
- palmpay
- transfers

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- [ALAT](https://apptail.io/ru/app/alat-qVL/nigeria)
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## PalmPay Available In
- [Нигерия](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/nigeria)
- [Соединенные Штаты](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/united-states)
- [Великобритания](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/united-kingdom)
- [Канада](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/canada)
- [Германия](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/germany)
- [Австралия](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/australia)
- [Южно-Африканская Республика](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/south-africa)
- [Кения](https://apptail.io/ru/app/palmpay-transfers-bills-hSN/kenya)

---

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