--- title: "Paper - Invoice & Payments - Отзывы, Доход и Загрузки приложения in Индонезия | Apple App Store" description: "Complete Online Invoice and Digital Payment Solution for Smart Businesses Paper is a smart business solution for entrepreneurs to run their business more efficiently and strategically. With automated" --- # Paper - Invoice & Payments — Индонезия > Bills & Payments Management ![Paper App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/94/3b/34/943b34fb-5883-92d1-0a55-bcf948183edb/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png) **Developer:** [PAKAR DIGITAL GLOBAL, PT](https://apptail.io/ru/developer/pakar-digital-global-pt-GJl) (Индонезия) **Category:** Business **Rating:** 4.6/5 (533 ratings) **Price:** Free **Bundle ID:** id.paper.ionic **Store:** Apple App Store **Country:** Индонезия **Version:** 2.66.2 (released 2026-10-07) **Original Release:** 2023-10-02 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/id/app/app/id6463997183) **AppTail Page:** [https://apptail.io/ru/app/paper-invoice-payments-FpTn/indonesia](https://apptail.io/ru/app/paper-invoice-payments-FpTn/indonesia) ## Paper Description Complete Online Invoice and Digital Payment Solution for Smart Businesses Paper is a smart business solution for entrepreneurs to run their business more efficiently and strategically. With automated financial processes, you can focus on growing your business as the top priority. With Paper, you can: - Automate invoicing, payments, reconciliation, and financial reporting - Turn your credit card into a productivity tool, extending payment terms and maintaining healthy cash flow - Access business financing through credit card–based funding to support business growth Trusted by more than 700,000 businesses in Indonesia, Paper works with partners licensed by Bank Indonesia and supervised by OJK (Financial Services Authority), and is supported by leading banks and payment networks. Start managing your business finances smarter, safer, and more efficiently with Paper. Paper's Main Features 1. Digital Invoicing - Create online invoices for free in just 3 minutes. - Each digital invoice includes a payment link and can be sent automatically via WhatsApp, SMS, or email. - Equipped with official PERURI e-stamp, ensuring the legal validity of every invoice easily and conveniently. 2. Send and Receive Business Payments - Access more than 30 invoice payment methods, including credit cards, installments without EDC machines, bank transfers, QRIS, Virtual Accounts, and marketplaces (Tokopedia, Shopee, Blibli). - All payments are directly connected to the online invoicing system, enabling automatic and real-time payment reconciliation. 3. International Payments with PaperXB PaperXB makes it easy to pay international suppliers without needing a foreign bank account. - Send cross-border payments with no hidden fees - Pay overseas suppliers directly from your business dashboard - Transfer money abroad easily via mobile without visiting a bank - Use a business credit card to extend payment terms and maintain healthy cash flow 4. Expense Management with Paper Horizon A complete corporate card solution that helps companies manage team expenses transparently and efficiently. With Paper Horizon, you can issue additional cards for each department, set spending limits, and monitor expenses in real time. - Monitor all transactions through the Paper dashboard - Instant onboarding and top-up - Flexible spending limits and expense delegation for teams or departments - Direct integration with Paper’s accounting and invoicing system - Extended payment terms up to 60 days - Cashback on business subscription tools at various online merchants Additional Benefits - Every invoice transaction processed through Paper is automatically recorded and presented in simple financial reports, making it easy even for new business owners to understand. - Integrates with your business ERP and can be customized through Enterprise Solutions, including OCR for converting hardcopy invoices to digital format, three-way matching, and other advanced features. Paper is ISO 27001 certified and trusted by leading companies in Indonesia such as Kopi Kenangan, J&T Cargo, and PT Catur Sentosa Adiprana (Mitra10), and many more. Your feedback is valuable to us. If you have any questions or suggestions, feel free to contact us: support@paper.id Website: Facebook: Instagram: LinkedIn: YouTube: ## Paper Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0e/a9/d1/0ea9d1c3-e747-6911-b6ab-6b533765ec80/7cee0529-fa08-4c88-b20e-babb8da9fa07_1242x2208_pixels-01.jpg/1242x2208.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/6d/de/a7/6ddea748-7fa7-dcf1-d60b-9d158e5df7aa/e4c23da4-4c80-4394-a850-d7b478c4b4ab_1242x2208_pixels-02.jpg/1242x2208.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/e4/22/cf/e422cf6a-563f-9301-1128-de9854a891b7/1d8d4783-56fa-4143-aa58-5fa78d70a41b_1242x2208_pixels-03.jpg/1242x2208.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/75/9f/82/759f828f-f67c-740e-1f4b-ae9464bb7c53/89346e17-1be3-463e-bd83-fc20d3a88126_1242x2208_pixels-04.jpg/1242x2208.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/9d/4d/90/9d4d9062-5fdc-44a1-3764-566fec940dc4/72cb7aec-9e0b-4675-8ec9-dc9ad887b81a_1242x2208_pixels-05.jpg/1242x2208.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8e/9a/19/8e9a1976-ba6e-0675-3d35-cfa1050a1522/6390484c-7779-4844-bf5b-3cc31071ddd4_1242x2208_pixels-06.jpg/1242x2208.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/49/1a/bf/491abfd5-80e8-ef61-c480-a054019fb866/1bb06650-83dc-4375-8408-504f4d44634e_1242x2208_pixels-07.jpg/1242x2208.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/85/7b/65857bd7-fa4b-12de-33d9-aa492410e859/972a0111-549f-4c2f-a2f8-d00b98959e64_1242x2208_pixels-08.jpg/1242x2208.png) ## Paper Rating Breakdown in Индонезия - 5 stars: 461 (86%) - 4 stars: 10 (2%) - 3 stars: 9 (2%) - 2 stars: 8 (2%) - 1 stars: 45 (8%) ## Paper Reviews in Индонезия ### *---- "Not recomended" Susah vertifnya. Udh bolak balik vertif msih ga bisa. Parahhh. Bagian terkaitnya kya ngerjain orang. Bner2 ga recomended lah buat jdi aplikasi Burukkkk sangat ini bner bikin emosi -- careenchyntian, 2026-08-20 ### *---- "GA REKOMENDASI" Saya pengguna paper dari 2024, dan subscribe saya masih panjang sampai 2027, customer ada bayar pakai metode pembayaran qris dinamis paper, namun status tidak kunjung paid (masih unpaid) dan entahlah itu uang kemana. Dalam sehari aja bisa ratusan ribu saya mengalami seperti ini. Apakah CS dan sales bisa dihubungi? Oh jelas maksimal hanya jam 5 sore, sedangkan operasional toko sampai jam 3 pagi hahahaha. Goodjob paper, jaya jaya jaya🫡 -- hebeieheovskw, 2026-08-17 ### *---- "Verifikasi ribet" Verifikasi ribet -- Arkent2314, 2026-08-14 ### *---- "APLIKASI CACATA" Aplikasi CACAT BANYAK BUGNYA -- No_Name83, 2026-08-07 ### ***** "Bagus dan Sangat memudahkan" Is the best -- Uang 2023, 2026-08-01 ### ***** "Good" Cocok Untuk Pembisnis -- Aksbco, 2026-07-26 ### *---- "Perusahaan janggal" Tim management & risk janggal -- Berbagi cerita, 2026-06-30 ### ***** "Pakai kode referal 377ZAWEAPP. Langsung jadi akun plus" Untuk langsung Jadi akun Paper Plus dari paper id daftar menggunakan kode referal: 377ZAWEAPP Dapatkan biaya transaksi rendah dengan memasukkan kode referal di atas. Yaitu 377ZAWEAPP -- Bahri iccank, 2026-03-17 ### ****- "Cukup Baik" Sebenarnya aplikasi ini mudah digunakan dan sesuai dengan kebutuhan saya, sayangnya ada bug yg belum di perbaiki, salah satunya invoice tidak bisa dihapus. -- Ms Jono, 2026-02-28 ### ***-- "Eror" Erorr saat mau ambil foto utk verif ktp -- Anastasiamiky, 2026-02-06 ### ***** "Solusi umkm" Berterima kasih banget sama yg punya paper.id aplikasi free nya aja ngebantu banget buat umkm. Mau sungkep. 🙏🏻 . -- Lelahsaudara, 2026-01-27 ### *---- "Lemot banget kalau buka di imac atau macbook" Parah sih lemot banget kalau buka di imac dan macbook -- pris00006, 2026-01-24 ### ***-- "BUG ENTER" Di versi lama dulu kita bisa penvet enter untuk bikin teks dibawah teks yang udah ada jadi bisa bikin kaya gini 1. 2 3. sekarang gabisa, kalau pencet enter malah selesai, semoga paham maksudnya perbaiki lagi -- callmemonn_, 2026-01-19 ### ***** "Sangat helpfull" Saya ingin berterima kasih kepada customer service paper.id yang sangat membantu. Berkat mereka, uang saya yang tertipu berhasil dikembalikan sepenuhnya. Ini di luar dugaan, karena sebenarnya ini akibat kelalaian saya sendiri. Terima kasih banyak! 🙏🏻 -- azharaanurr, 2026-01-08 ### ***-- "Sangat membantu, tapi suka loading / ngehang lama" Sangat membantu, tapi suka loading / ngehang lama. Apalagi kalo dikejar waktu. Loading lama banget. Harus sering2 direfresh. Tolong diperbaiki. Sayang banget sistemnya bagus tp sering loading lama. Aplikasi atau webnya sama saja. -- ذرني, 2025-12-22 ### ***** "The best" Saya kan gaptek tapi adminnya sabarrrrrr buengetttt mana free the best -- jcnaaa, 2025-12-01 ### ***** "Sangat membantu bisnis saya" Fitur nya banyak jadi cukup membantu case case bisnis saya -- Leonaldo Jose, 2025-10-26 ### ***** "Keren" Gokss -- ddytnv, 2025-10-13 ### **--- "Gabisa login" Otp tidak masuk ke wa maupun ke sms -- ?:$3&, 2025-07-11 ### *---- "Di update ke versi terbaru malah error!" Barusan update, malah mau gunakan Paperp payout enggk bisa masukan nominal yang mau dibayar. Please fix it. -- MV_KWEE, 2025-07-04 [View all Paper reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Paper Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Топ бесплатных | Индонезия | Business | #126 | ## Paper Discovered Keywords - my inventory - invoice - payment - inventory business - inventory lite - warehouse inventory - myinventory - inventory "for iphone - inventory pro - inventory free ## Apps Similar to Paper - [Aman - Employee Benefits](https://apptail.io/ru/app/aman-employee-benefits-uOw/indonesia) - [BTN Credit Card Mobile](https://apptail.io/ru/app/btn-credit-card-mobile-oFz/indonesia) - [SPOT NEW GENERATION](https://apptail.io/ru/app/spot-new-generation-qsNb/indonesia) - [Mentorbaik](https://apptail.io/ru/app/mentorbaik-xtOb/indonesia) - [iFortepay](https://apptail.io/ru/app/ifortepay-Bqxh/indonesia) - [GO-MANDOR](https://apptail.io/ru/app/go-mandor-atxh/indonesia) - 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[Канада](https://apptail.io/ru/app/paper-invoice-payments-FpTn/canada) - [Швейцария](https://apptail.io/ru/app/paper-invoice-payments-FpTn/switzerland) - [Чили](https://apptail.io/ru/app/paper-invoice-payments-FpTn/chile) - [Колумбия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/colombia) - [Чехия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/czechia) - [Германия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/germany) - [Дания](https://apptail.io/ru/app/paper-invoice-payments-FpTn/denmark) - [Доминиканская Республика](https://apptail.io/ru/app/paper-invoice-payments-FpTn/dominican-republic) - [Алжир](https://apptail.io/ru/app/paper-invoice-payments-FpTn/algeria) - [Эквадор](https://apptail.io/ru/app/paper-invoice-payments-FpTn/ecuador) - [Египет](https://apptail.io/ru/app/paper-invoice-payments-FpTn/egypt) - [Испания](https://apptail.io/ru/app/paper-invoice-payments-FpTn/spain) - [Финляндия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/finland) - [Франция](https://apptail.io/ru/app/paper-invoice-payments-FpTn/france) - [Великобритания](https://apptail.io/ru/app/paper-invoice-payments-FpTn/united-kingdom) - [Гана](https://apptail.io/ru/app/paper-invoice-payments-FpTn/ghana) - [Греция](https://apptail.io/ru/app/paper-invoice-payments-FpTn/greece) - [Гайана](https://apptail.io/ru/app/paper-invoice-payments-FpTn/guyana) - [Гонконг (САР)](https://apptail.io/ru/app/paper-invoice-payments-FpTn/hong-kong) - [Венгрия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/hungary) - [Израиль](https://apptail.io/ru/app/paper-invoice-payments-FpTn/israel) - [Индия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/india) - [Исландия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/iceland) - [Италия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/italy) - [Япония](https://apptail.io/ru/app/paper-invoice-payments-FpTn/japan) - [Кения](https://apptail.io/ru/app/paper-invoice-payments-FpTn/kenya) - [Камбоджа](https://apptail.io/ru/app/paper-invoice-payments-FpTn/cambodia) - [Республика Корея](https://apptail.io/ru/app/paper-invoice-payments-FpTn/south-korea) - [Кувейт](https://apptail.io/ru/app/paper-invoice-payments-FpTn/kuwait) - [о-ва Кайман](https://apptail.io/ru/app/paper-invoice-payments-FpTn/cayman-islands) - [Казахстан](https://apptail.io/ru/app/paper-invoice-payments-FpTn/kazakhstan) - [Ливан](https://apptail.io/ru/app/paper-invoice-payments-FpTn/lebanon) - [Люксембург](https://apptail.io/ru/app/paper-invoice-payments-FpTn/luxembourg) - [Мадагаскар](https://apptail.io/ru/app/paper-invoice-payments-FpTn/madagascar) - [Северная Македония](https://apptail.io/ru/app/paper-invoice-payments-FpTn/north-macedonia) - [Мали](https://apptail.io/ru/app/paper-invoice-payments-FpTn/mali) - [Макао (САР)](https://apptail.io/ru/app/paper-invoice-payments-FpTn/macau) - [Маврикий](https://apptail.io/ru/app/paper-invoice-payments-FpTn/mauritius) - [Мексика](https://apptail.io/ru/app/paper-invoice-payments-FpTn/mexico) - [Малайзия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/malaysia) - [Нигерия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/nigeria) - [Нидерланды](https://apptail.io/ru/app/paper-invoice-payments-FpTn/netherlands) - [Норвегия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/norway) - [Непал](https://apptail.io/ru/app/paper-invoice-payments-FpTn/nepal) - [Новая Зеландия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/new-zealand) - [Оман](https://apptail.io/ru/app/paper-invoice-payments-FpTn/oman) - [Панама](https://apptail.io/ru/app/paper-invoice-payments-FpTn/panama) - [Филиппины](https://apptail.io/ru/app/paper-invoice-payments-FpTn/philippines) - [Пакистан](https://apptail.io/ru/app/paper-invoice-payments-FpTn/pakistan) - [Польша](https://apptail.io/ru/app/paper-invoice-payments-FpTn/poland) - [Португалия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/portugal) - [Парагвай](https://apptail.io/ru/app/paper-invoice-payments-FpTn/paraguay) - [Катар](https://apptail.io/ru/app/paper-invoice-payments-FpTn/qatar) - [Румыния](https://apptail.io/ru/app/paper-invoice-payments-FpTn/romania) - [Россия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/russia) - [Саудовская Аравия](https://apptail.io/ru/app/paper-invoice-payments-FpTn/saudi-arabia) - [Швеция](https://apptail.io/ru/app/paper-invoice-payments-FpTn/sweden) - [Сингапур](https://apptail.io/ru/app/paper-invoice-payments-FpTn/singapore) - [Словения](https://apptail.io/ru/app/paper-invoice-payments-FpTn/slovenia) - [Сенегал](https://apptail.io/ru/app/paper-invoice-payments-FpTn/senegal) - [Сальвадор](https://apptail.io/ru/app/paper-invoice-payments-FpTn/el-salvador) - [Таиланд](https://apptail.io/ru/app/paper-invoice-payments-FpTn/thailand) - [Тунис](https://apptail.io/ru/app/paper-invoice-payments-FpTn/tunisia) - [Турция](https://apptail.io/ru/app/paper-invoice-payments-FpTn/turkey) - [Тайвань](https://apptail.io/ru/app/paper-invoice-payments-FpTn/taiwan) - [Украина](https://apptail.io/ru/app/paper-invoice-payments-FpTn/ukraine) - [Уганда](https://apptail.io/ru/app/paper-invoice-payments-FpTn/uganda) - [Соединенные Штаты](https://apptail.io/ru/app/paper-invoice-payments-FpTn/united-states) - [Уругвай](https://apptail.io/ru/app/paper-invoice-payments-FpTn/uruguay) - [Узбекистан](https://apptail.io/ru/app/paper-invoice-payments-FpTn/uzbekistan) - [Вьетнам](https://apptail.io/ru/app/paper-invoice-payments-FpTn/vietnam) - [Армения](https://apptail.io/ru/app/paper-invoice-payments-FpTn/armenia) - [Южно-Африканская Республика](https://apptail.io/ru/app/paper-invoice-payments-FpTn/south-africa) - [Ангола](https://apptail.io/ru/app/paper-invoice-payments-FpTn/angola) --- ## About AppTail [AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/ru) - [Top Charts](https://apptail.io/ru/top-iphone-apps) - [Sign Up for Full Access](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/ru) - Mobile App Intelligence Platform*