--- title: "Perpay - Shop and Build Credit - Отзывы, Доход и Загрузки приложения in Соединенные Штаты | Apple App Store" description: "Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp Get up to $1,000 to spend now. Build credit by paying it back automatically each time you ge" --- # Perpay - Shop and Build Credit — Соединенные Штаты > Shop, pay later, build credit ![Perpay App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/db/09/a7/db09a78a-893d-02ca-55d1-3fbc366ba142/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png) **Developer:** [Perpay](https://apptail.io/ru/developer/perpay-ypPd) **Category:** Finance **Rating:** 4.6/5 (9,879 ratings) **Price:** Free **Bundle ID:** com.perpay.mobile **Store:** Apple App Store **Country:** Соединенные Штаты **Version:** 3.6.0 (released 2026-03-02) **Original Release:** 2018-10-20 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1421276642) **AppTail Page:** [https://apptail.io/ru/app/perpay-shop-and-build-credit-itP/united-states](https://apptail.io/ru/app/perpay-shop-and-build-credit-itP/united-states) ## Perpay Description Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest. SHOP THE PERPAY MARKETPLACE Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees. BUILD CREDIT WITH PERPAY+ Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop. APPLY FOR THE PERPAY CREDIT CARD Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee². The Perpay Credit Card is issued by Celtic Bank. Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: ¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau. ²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: ³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: 2400 Market Street, Suite 300, Philadelphia, PA. 19103 ## Perpay Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/ff/e1/2d/ffe12df0-3cb4-11c5-054c-f4fe482d1ff2/1.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/8a/81/a0/8a81a073-b89b-b342-ff1d-3db87f435cb2/2.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/91/07/7a/91077a53-c62a-d52e-1028-977814c261f3/59__U00284_U0029.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3d/27/1d/3d271d5a-81fb-ed6f-50cc-fb1c8e24f113/4.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2a/1a/4b/2a1a4baf-4fef-0d0d-4954-bffbe6a1edc1/5.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c4/da/0d/c4da0d17-c401-7f7d-c64b-fbd3bf36e6c3/6.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9d/b2/86/9db286f4-85fa-3e27-b7b8-0c95dcc0c8d1/7.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/ec/ae/c1/ecaec131-da24-6250-a6d9-7bb904a4d7fd/8.png/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/01/18/21/01182152-0b94-4be2-4f9e-302cd34e58bf/9.png/1242x2688.png) ## Perpay Rating Breakdown in Соединенные Штаты - 5 stars: 8,341 (84%) - 4 stars: 637 (6%) - 3 stars: 237 (2%) - 2 stars: 97 (1%) - 1 stars: 567 (6%) ## Perpay Reviews in Соединенные Штаты ### *---- "UNREACHABLE!" The turnaround time for a response, and solution is totally unacceptable, not to mention when who or whatever responds they tell you the exact same thing every time, without reviewing the information, instead the person who replies will forward you the same automated message, you will receive yourmerchandise, after approval “ ONE DAY”. -- Anyone? Please Help!, 2024-12-31 ### *---- "Terrible service affirm better" This app is terrible it hides itself in hidden fees and agendas ur better off using affirm it’s better safer and actually helps builds ur credit -- Death4154, 2024-12-27 ### *---- "Direct Deposit" My direct deposit has yet to hit my Perpay account. Now to my understanding my whole check is in limbo! I will update if anything changes but for now this is my experience. -- Tbagz_30, 2024-12-21 ### *---- "Overpriced Shipping and Products" I have been with Perpay a little over a year and the products are severely overpriced. Every item is already priced higher than the store. Most of the items are discontinued from retailers and have clearance prices online but are almost double on Perpay. They also charge extreme shipping fees. You will be charged around $20 for EVERY item. I ordered 4 items totaling $500 and was charged $70. You have no shipping options. High ticket items are sometimes $500-$1000 more than the retail prices. Be sure to compare the prices online before you buy. -- Qbeezie, 2024-12-20 ### ***** "Amazing App" Hello I just want to say that this app is awesome I have been using it now for about 3 years this app is very helpful and convenient I never have to worry it come right out of my check or I can switch it pay by credit/debit card there are tons of items I wish I seen a couple more but all together this is great would recommend this to anyone -- Jamel Bloomquist, 2024-12-15 ### *---- "None" The Marketplace is very overpriced and the Credit Card could take upwards of 30 days and they don’t have shipping or tracking numbers so they have no ETA for the cards meanwhile they continue to withdraw 75$ for the credo card out of each check. Transfers take forever their customer service is subpar as well. -- TMFDeeCabrone, 2024-12-13 ### *---- "Can’t verify" I had this app trying to use it but it keeps telling me my identity is not verified I tried to contact customer service no one reply -- Faces89, 2024-12-13 ### *---- "SCAM" They will take your money and that’s when customer service goes MIA coincidentally. Even when You speak with them, they’ll lie. They’ll charge your card even if you cancelled it. I. I am 300$ deep on a cancelled card. Do not sign up with them. -- Chelaaa109, 2024-12-13 ### *---- "Legit resell scammers" You can expect items to be listed for 200$ + more then what they are worth and have ridiculous and I mean ridiculous shipping fees. They are making a lot of money just basically being 3rd part re sellers and calling it making credit. Don’t fall for the sham it’s not worth it. You can also look through the reviews and see their same copy and paste reply to everyone they don’t care about you period. Also you want me to upload my direct deposit to yall who don’t even take care of customers and ignore them and have 0 contact phone number? NICE TRY DIDDY -- DeliciousQuackOG, 2024-12-08 ### *---- "Everything is overpriced" I was going to use this app but after seeing how everything is soo overpriced I would not recommend this to anybody Klarna and Afterpay are a way better option! -- Adrian420&, 2024-12-03 ### *---- "Still waiting" I'd like to give a review but unfortunately I haven't received my order nor has it been shipped out. I've gotten paid days ago and I'm sure they have as well but I still have yet to see any movement in my order. Biggest downfall is customer service. No way to contact them directly with a phone number. But they can ca you when they are trying to get you to buy into their services. Communication is key and this is a key that doesn't open a door for me. I'll give another review WHENEVER I get my order 😒 -- MaddyDaddy78, 2024-11-30 ### *---- "Horrible customer service" I have been trying to have someone actually review my account for about 3 weeks now and I keep getting the same generic answer. They close the chats out before making sure that you have an understanding of the chat. A few months ago a glitch occurred and I’ve been having to contact customer service and here it is months later, still no one can honestly answer my question. Why did my account change? -- KNJ2tday, 2024-11-27 ### *---- "Awful Company" Started out being a decent site. But they overcharged me more than $300 and they refuse to do anything about it. I can tolerate the price gouging they do on their site. I can’t tolerate theft. Run away. Don’t fall for it. -- Skycityyy, 2024-11-25 ### *---- "PRICING" LOOK AT THE PRICES!! For the PS5 they are charging $500 more than its actual price plus an additional $20 shipping fee. Then it says it’ll ship 2-3 weeks after the first payment. It’s not worth it!!!!! It says they’ll take $105 each pay for a number of 10 payments. The PS5 is $499 right now but on this app it’s $999 + $16.99 shipping. Everything else has high prices as well. Make sure you compare it to other places. -- Mickey 9418, 2024-11-24 ### ***** "Love Perpay" I love how fast you get your items and they start you off with 1000 dollars I’m already at almost 1500 -- ghostlyyy, 2024-11-18 ### ***** "PREPAY Credit Card" When I first saw this card on Credit Karma. I was a little leery, but I applied and was approved. Set up my direct deposit and the cards been working great for me. I’m able to use it anywhere. MasterCard is accepted. I haven’t had any problems with it. I even set up an external account so I can make extra payments to keep my balance low, highly recommend this card for people trying to rebuild or establish credit. -- kelbell7300, 2024-11-17 ### *---- "Can’t use chat need to talk to someone asap" The chat option doesn’t work on the app or on the website -- Chichi6678, 2024-11-06 ### *---- "Trying to set up direct deposit" Trying to set up direct deposit but can’t and there is no customer service except just prompts that don’t actually help would love to buy stuff but I need someone actually helping and not a robot with prompts -- Straight123456, 2024-11-04 ### *---- "APP NOT WORKING PROPERLY" App will not load so I can’t even use it. -- yuhhboiwill, 2024-10-25 ### *---- "Not affordable" This price of this stuff is ridiculous and it’s cheaper to go buy it yourself. -- Batam74, 2024-10-24 [View all Perpay reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Perpay Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Топ бесплатных | Соединенные Штаты | Finance | #114 | ## Perpay Discovered Keywords - pay in 6 - pay with four - build credit - buy now - zip usa - four - zip financing - pay 4 - zip co - zip afterpay ## Apps Similar to Perpay - [Vola: Cash Advance & Credit](https://apptail.io/ru/app/vola-cash-advance-credit-uOm/united-states) - [Zilch: Spend with benefits](https://apptail.io/ru/app/zilch-spend-with-benefits-oDx/united-states) - [B9: Cash Advance & Banking](https://apptail.io/ru/app/b9-cash-advance-banking-uay/united-states) - [Grain: The Digital Credit Card](https://apptail.io/ru/app/grain-the-digital-credit-card-nWF/united-states) - [Credit Genie: Get Cash Advance](https://apptail.io/ru/app/credit-genie-get-cash-advance-qWF/united-states) - [Hundy - Money When You Need It](https://apptail.io/ru/app/hundy-money-when-you-need-it-tMH/united-states) - [Kora Money](https://apptail.io/ru/app/kora-money-vMH/united-states) - [SoLo Funds: Lend & Borrow](https://apptail.io/ru/app/solo-funds-lend-borrow-wMH/united-states) - [CashNetUSA](https://apptail.io/ru/app/cashnetusa-CQH/united-states) - [Deferit: Pay bills in 4](https://apptail.io/ru/app/deferit-pay-bills-in-4-XzL/united-states) --- ## About AppTail [AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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