--- title: "PhonePe Business: Merchant App - Отзывы, Доход и Загрузки приложения in Индия | Apple App Store" description: "The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive sett" --- # PhonePe Business: Merchant App — Индия > Accept Digital Payments. ![PhonePe Business App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e9/70/3e/e9703e4f-6f51-ac73-7bf8-99c75099376d/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png) **Developer:** [PHONEPE PRIVATE](https://apptail.io/ru/developer/phonepe-private-Ilgb) (Индия) **Category:** Business **Rating:** 3.1/5 (3,070 ratings) **Price:** Free **Bundle ID:** com.phonepe.app.business **Store:** Apple App Store **Country:** Индия **Version:** 26.0427.02 (released 2026-05-14) **Original Release:** 2019-08-17 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1463742453) **AppTail Page:** [https://apptail.io/ru/app/phonepe-business-merchant-app-IiVd/india](https://apptail.io/ru/app/phonepe-business-merchant-app-IiVd/india) ## PhonePe Business Description The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more. Once your account is activated, download the payment QR sticker & start accepting payments from Google Pay, Paytm, BHIM, BharatPe, Amazon UPI etc. Order free QR stickers & get them delivered to your store, across India. Key Benefits of PhonePe Business App Easy payment acceptance: Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets. Get instant help: Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app. Direct settlement into your bank account: Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day. Real-time transactions & payments tracking: Check your transactions & settlements easily in the History section on the PhonePe Business app. Get Instant Loan for Merchants: The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business. Merchant Loan Highlights: - Attractive interest rates with up to 30 months tenure - Instant digital loan with 0 paperwork - Online loans from INR 50,000 to INR 5,00,000 - Easy repayment option with EDI - Easy Daily Installments - EDIs deducted from daily transactions collected via customer payments on PhonePe - 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products - Multiple lenders & option to select the best offering at competitive interest rates - Low processing fees & no other hidden charges - Daily updates about your Loan on the PhonePe Business app - Option to foreclose Loan any time Online Loan Eligibility: The eligibility criteria for business loans for merchants are: Accept payments on PhonePe QR for more than INR 15,000 per month Be an active merchant, accepting payments on PhonePe QR for 3 months or more *Merchant loans are offered at the discretion of our lending partners & the criteria above may change on a case-by-case basis Documents required: Details to be shared are as follows: - Date of Birth - PAN - Aadhaar Number *Business or Bank account details are NOT needed for loans up to INR 5 lakhs; may change as per our lender policies. Steps to avail: - Choose loan value & interest rate - Enter details such as Date of Birth, PAN, & Aadhaar Number - Click a selfie, & complete KYC digitally - Set-up Auto-pay on your account More about the loan offerings: - Min. Tenure: 3 months - Max. Tenure: 30 months - Max. rate of interest charged: 30% flat p.a. Example: For total cost of the Loan, including the principal amount & all applicable fees: - Principal loan amount: Rs. 15,000 - Flat Interest Rate: 18% p.a. - Processing Fees: 2% - Tenure: 3 months Then, - Total interest amount payable: Rs. 675 - Total processing fee amount payable: Rs. 300 - Total cost to the user: Rs. 15,975 Our RBI registered NBFCs partners - Innofin Solutions Pvt Ltd - Aditya Birla Finance Limited - PayU Finance India Private Limited Upgrade customer payment experience at your store with PhonePe’s payment devices. PhonePe POS Device: Place an order for your POS Device on the app & accept payments via UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. Learn about charges on the App. PhonePe Smart Speaker: Order a SmartSpeaker on the app, install it at your store & get instant payment notifications in select regional languages. Surprise customers with payment alerts in the voice of celebrities. ## PhonePe Business Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/1f/18/8f/1f188f64-6c84-a854-0a56-bf02876c4747/47e4d3ae-13b3-48cd-aedb-d20670b7004a_1_iOSL.png/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/1a/17/cb/1a17cb88-115b-f44e-ea2f-08d22593bb1f/d9156adf-be43-4f11-8500-6f40a52000be_4_iOSL.png/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/47/e7/13/47e713a6-572b-ac3c-9081-87c4d58a9c4f/c635d93b-3d08-4719-8844-e820de029e4b_9_iOSL.png/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/5c/e6/c0/5ce6c073-c598-9aa6-8bc1-a9209111133a/4b85c341-4d09-4fb5-be64-c2a2ebe9c4c5_3_iOSL.png/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/2d/a3/77/2da3773b-4f2f-fbf2-3385-4d3c2c7a9dd6/0c22550b-a12f-4cae-a118-1a0c58d65b37_5_iOSL.png/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/da/c3/6e/dac36ea7-87da-4ddb-3077-7d4ee98663de/2906f3ec-8500-457d-bdac-f5a7066e5b6a_2_iOSL.png/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/bc/99/59/bc99593b-fb6e-f973-1dc3-34a31591d282/17813f3c-2359-4be9-a22a-f25a7d244c5a_6_iOSL.png/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource116/v4/ed/2e/b1/ed2eb1af-90f2-07ed-cbaa-24a084ed42e0/5be1b88b-a198-489c-b0e9-1c981d0c3ca4_7_iOSL.png/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/54/4d/4c/544d4ce8-ef94-21f9-dc12-5ba37bd6fe36/848e0a7f-6bda-419f-bef8-bfbb2237e8a6_10_iOSL.png/1242x2688.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource126/v4/5d/75/c1/5d75c1a8-27c7-5e08-36fd-be49939e08fc/78e3bd0b-6017-4ee4-bc36-0d5d26344445_8_iOSL.png/1242x2688.png) ## PhonePe Business Rating Breakdown in Индия - 5 stars: 1,314 (43%) - 4 stars: 233 (8%) - 3 stars: 182 (6%) - 2 stars: 185 (6%) - 1 stars: 1,156 (38%) ## PhonePe Business Reviews in Индия ### *---- "Spekar krab hi rha h 2 months se" 2 months se mera spekar krab ho rha kitni baar maine complaind ki h lekin aaj tak koi spekar replace krne nhi aya h -- One assistant, 2026-05-04 ### *---- "Poor service" Kindly improve your app and services. Thank you. -- Dineshxyz, 2026-05-04 ### ***** "Don not open phone pay business in my mobile iphoneX" Don not open phone pay business in my mobile iphoneX -- Akhilllllllllllllll, 2026-04-29 ### *---- "App crashes" App crashes every time I try to open… not able to see my transactions .. forcing me to use the phone Pe website which is not very user friendly -- Ananthj_, 2026-04-28 ### ****- "Not working now for iPhone 8 users from past 3 days" Not working for iPhone 8 with latest ios from past 3 days -- CTReddy1, 2026-04-21 ### *---- "Not working" After recent updation application not working in my iPhone -- uchaudhary, 2026-04-20 ### *---- "Issues" Payment analytics in this app is not working Please fix this issue Since last seven days this function is not working -- Sk.imran, 2026-04-20 ### *---- "Bakwas app" I had a very disappointing experience with the PhonePe Business app. Customer support is also not helpful—they either take too long to respond or give generic answers without actually solving the problem. Overall, not a good experience. -- Alpha traders, 2026-04-18 ### *---- "No sound notification" Why there is no sound or voice payment notifications in iOS -- King baazz, 2026-04-16 ### *---- "No solutions" Customer care people are unknowledgeable, don’t know how to solve issues of merchant. -- TMStre, 2026-04-16 ### *---- "Chor PhonePe" They cut my so much money from my account saying account charges -- Goldy Khundia, 2026-04-16 ### *---- "Worst app" Trying to take loan but it is showing update app after updating.Waste app -- Alishasif, 2026-04-10 ### *---- "PhonePe business not deactivating account since 3yr" PhonePe isn’t deactivating account since 3years. I’m unable to register new company for upi usage on PhonePe business -- SinghJasK, 2026-04-09 ### *---- "App log out issue" Hi team Biggest issue in your application is account log out automatically in 2-3 days I am cashier of my shop so it get logout in every 2-3 days And facing issue when we are checking payment Then i have to call the owner and ask them otp for re login your this app please solve this issue Thanks -- Chirag Jhalani, 2026-04-05 ### ***-- "Request" Plz add payment noticfaction with sound like andriod -- Rakesh denny, 2026-04-04 ### *---- "Very bad Merchant App" Their Agent and help support are given wrong information to the customer and not supporting they given incorrect information to the customer and take charges to the customer -- Satish Mahto, 2026-04-02 ### *---- "Worst sounbox service" Worstttt -- Ravanbc, 2026-03-31 ### **--- "Bug" While enter GST number showing valid number enter error message but number is already valid -- Dhaval167, 2026-03-31 ### ***** "Excellent" Excellent for business -- Lalhruaizela, 2026-03-30 ### *---- "Phone pay" Wrost ap they take hidden charges -- Dadhwalabhi, 2026-03-24 [View all PhonePe Business reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## PhonePe Business Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Топ бесплатных | Индия | Business | #21 | | Топ бесплатных | Индия | Overall | #362 | ## PhonePe Business Discovered Keywords - merchant app - phonepe business ## Apps Similar to PhonePe Business - [Dhani: UPI, Cards & Bills](https://apptail.io/ru/app/dhani-upi-cards-bills-BLm/india) - [Paytm for Business](https://apptail.io/ru/app/paytm-for-business-eio/india) - [Khatabook Vyapar App](https://apptail.io/ru/app/khatabook-vyapar-app-KCt/india) - [HDFC Bank SmartHub Vyapar](https://apptail.io/ru/app/hdfc-bank-smarthub-vyapar-mQC/india) - [BharatPe for Business](https://apptail.io/ru/app/bharatpe-for-business-vvK/india) - [OkCredit - Udhar Bahi Khata](https://apptail.io/ru/app/okcredit-udhar-bahi-khata-ViVd/india) - [HDB OnTheGo: Loan App](https://apptail.io/ru/app/hdb-onthego-loan-app-kxrf/india) - [Zomato Restaurant Partner](https://apptail.io/ru/app/zomato-restaurant-partner-duIi/india) - [Bajaj Finserv For Business](https://apptail.io/ru/app/bajaj-finserv-for-business-hgjo/india) - [Google Pay for Business](https://apptail.io/ru/app/google-pay-for-business-mEPt/india) --- ## About AppTail [AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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