---
title: "Pocketly: Instant Loan Online - Отзывы, Доход и Загрузки приложения in Индия | Apple App Store"
description: "Pocketly – Your Go-To Instant personal loan app!  Need a quick loan? Say goodbye to long bank queues and endless paperwork! Welcome to Pocketly, the ultimate instant personal loan app designed to give"
---

# Pocketly: Instant Loan Online — Индия
> Personal Money Loans on Credit

![Pocketly App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/1a/1d/3b/1a1d3ba2-22e9-532a-3738-39a201af4af8/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Speel Finance Company Private](https://apptail.io/ru/developer/speel-finance-company-private-dQUYGb) (Индия)
**Category:** Finance
**Rating:** 4.3/5 (8,425 ratings)
**Price:** Free
**Bundle ID:** in.pocketly.appv2
**Store:** Apple App Store
**Country:** Индия
**Version:** 6.3 (released 2026-03-18)
**Original Release:** 2020-03-20
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id1503307519)
**AppTail Page:** [https://apptail.io/ru/app/pocketly-instant-loan-online-LJK/india](https://apptail.io/ru/app/pocketly-instant-loan-online-LJK/india)

## Pocketly Description
Pocketly – Your Go-To Instant personal loan app!

Need a quick loan? Say goodbye to long bank queues and endless paperwork! Welcome to Pocketly, the ultimate instant personal loan app designed to give you financial freedom exactly when you need it. Whether you are a student needing tuition fees or a salaried professional facing an end-of-month crunch, Pocketly is the secure online loan solution you have been waiting for.

With the Pocketly money app, credit is just a tap away. We offer a seamless experience that lets you get credit up to ₹25,000. Our smart technology ensures that once your KYC is approved, the loan amount is disbursed into your account within seconds!

Why Choose Pocketly?

We understand that financial needs can be urgent. That is why our quick loan process is designed for speed and simplicity.
- Zero Physical Documentation: Complete your KYC online. No paper forms, no fuss. Everything is 100% digital.
- Lightning-Fast Disbursal: Get cash in your bank account in seconds after KYC approval.

Key Features:
- Credit up to ₹25,000: Bridge your financial gaps with Pocketly. Get instant access to funds from small amounts up to ₹25,000 anytime!
- Instant Disbursal: Complete your 100% online KYC in minutes on our instant personal loan app. Once verified, your quick loan is transferred immediately to your account.
- Specialized for Everyone: Manage your cash flow seamlessly with Pocketly, the widely trusted student loan provider that also caters to salaried individuals seeking a reliable money app.
- Flexible Repayment Plans: Repay on your own terms! Choose a payback period of 60 to 180 days. Our interest rates are affordable, starting from just 2% to 3% per month.
- Referral Rewards: Spread the word about our online loan platform! Refer your friends to Pocketly and earn up to ₹10,000 in benefits.

Who is Pocketly Money App For?

- Students: Do you need extra cash for books, exams, or a trip? Pocketly is the perfect student loan companion to keep your studies and lifestyle on track.
- Salaried Professionals: Facing an unexpected medical bill or utility expense? Use our quick loan feature to bridge the gap until payday.
- Self-employed Professionals: Need urgent funds to cover small business expenses? Our loan assist feature provides the financial backup you need instantly.

Transparent Fees &amp; Charges

Transparency is the core of our loan assistance promise.
- Interest Rates: 2% to 3% per month.
- Processing Fees: 0% - 7.5% (GST extra as applicable).
- Tenure: 60 days to 180 days.

Representative Loan Example
Here is how our online loan calculation works:
Loan Amount: ₹1,000
Tenure: 60 Days
Interest Rate: 36% per annum
Processing Fee: As applicable (assumed small fee for calculation)
Calculation:
Interest = ₹1,000 x 36% x 60/365 = ₹60
Total Repayment Amount: ₹1,000 (Principal) + ₹60 (Interest) = ₹1,060
(Note: GST and processing fees will be extra as applicable)

Trusted &amp; Secure
Speel Finance Company Pvt. Ltd. (CIN: U65920MH1995PTC090558). (&quot;Speel Finance / the Company&quot;) is a RBI registered NBFC. 
Speel Finance Company Pvt. Ltd. provides the loans as well as owns and operates the digital lending platform application Pocketly.

Get access to funds exactly when you need them. Whether you need a student loan for college expenses, loan assistance to manage monthly budgets, or a quick loan for a medical emergency, we are here to help. Funds are just seconds away!

Join thousands of satisfied users who have made Pocketly their preferred online loan partner. Experience a true instant personal loan app where money reaches you in a flash.

Contact Us

We love hearing from our users to keep improving our money app. If you have any queries or need help with your student loan application, please reach out: care@support.pocketly.in

Download Pocketly now—the smart loan assist and borrowing solution for modern India!

## Pocketly Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/51/43/dc/5143dc0e-38fc-535e-d33e-624afa8ea654/1.jpg/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/9d/66/77/9d6677c1-3816-534c-239e-fc460cad7420/2.jpg/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c2/e7/8b/c2e78b25-7485-5b0c-5fd9-33b0ff4cfab3/3.jpg/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/29/cc/1f/29cc1f76-848a-38dd-8e2a-cbe2ae22b52b/4.jpg/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d7/2c/df/d72cdf1d-356e-de62-8a40-7f7b1ad1002c/5.jpg/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/27/72/e2/2772e2b2-a575-82c0-2358-362fa507e9a5/6.jpg/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/20/68/45/20684553-f751-0d59-c8df-8f242ec91075/7.jpg/1290x2796.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/14/5a/87/145a877d-001e-38b1-7594-0c32f86e8c7e/8.jpg/1290x2796.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/88/a4/91/88a49152-fba7-733a-397d-d67846ecd0de/9.jpg/1290x2796.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0b/b1/e7/0bb1e7a1-7bea-f89e-17c7-7aa749338179/10.jpg/1290x2796.png)

## Pocketly Rating Breakdown in Индия
- 5 stars: 6,364 (76%)
- 4 stars: 552 (7%)
- 3 stars: 241 (3%)
- 2 stars: 179 (2%)
- 1 stars: 1,089 (13%)

## Pocketly Reviews in Индия

### ***** "User Friendly"
The loan disbursal speed is what sets Pocketly apart
-- Saurabh_11, 2025-01-02

### *---- "Poor customer service"
I am trying to contact with the customer service till the previous night but I can connect with them
-- Raj08usb, 2025-01-01

### *---- "Idiotic telecallers"
They did not updated video kyc I have done it 2 times still it’s showing pending in application. How lazy your team is..still facing issues with video kyc how idiotic is this app
-- susmitha cuty, 2024-12-30

### *---- "Scamer  hai ye log"
Ye log scamer h guys phele loan denge tumse tumara video bnaw k and document lenge fir jb tum emi bhroge to ye phele 1-2 emi shi se hone denge or fir tumme fake upi qr denge taki tum pay na kr pao or fir ye tumme or netbanking option tumari majburi ho jaenge netbanking option mai inka app app k andr hi sbi ki website mai redirect hoga jha ye tumse apne dusre bank mai paise transfer krwate hai , ab ya to transaction cancel hogi ya isne dusre bank ko jaengi .paise milne k bd ye bolte h apki emi pending h or fir ap pr fine mrte rhenge apko preshan krenge . Please stay safe🙏🙏🙏🙏
-- Fake app reviewer, 2024-12-19

### ***** "Great app"
This app wroks very well and is working properly.Very useful compared to other kyc and money lending application.Works very smooth and fast and is very userfriendly,the procedure are simple. ❤️
-- Manas2721, 2024-12-15

### **--- "Waste app"
Dont waste ur valuable time
-- Deeeeppaaakkk, 2024-12-12

### *---- "It’s worst app"
This app was no response for any issue .., and so much of interest are taken ,, so please don’t taken the money in this app 😶‍🌫️
-- Pocketly worst, 2024-12-12

### *---- "Pathetic"
Third class application
-- Rob srk 93, 2024-12-12

### *---- "Fraud"
They take the numbers from contacts and they start blackmailing with the morphed photos to pay the money simply even if Loan is not taken I need someone to investigate this one properly and ensure not to play with people life
-- Chandana121, 2024-12-10

### ***-- "Buggy application"
The app is full of bug. It’s painful to operate this application on ios devices.
-- Raaki12, 2024-12-08

### *---- "Still they are keep pending my loan process"
I have cleared all my loans but they are not providing further loans to me very worst app
-- Loan wrost, 2024-12-02

### *---- "Fraud app"
Payment double lene ke bdd bhe cibil pe settelment show krvaate hai chor hai sb yehh puraa staff inkaa bahut bkwas hai fraud hai
-- Nikku3210, 2024-11-25

### ***** "Excellent"
Great app for loan…being a student in emergency when i get out of money…i take loan form this app and it is too much helpful..!
-- Ayush sarkar828, 2024-11-24

### *---- "Please don&#039;t fall for this scam"
This is my personal experience pls dont fall for this trap they will harras you keep on calling you and your family and most importantly i never provided any phone no for my parents they definitely steal your data
-- anuuragbhardwaj, 2024-11-24

### *---- "Don’t use loan app below 21 year"
If you use loan app belw 21 year without any income you may lose credit score after 2 to 3 year because of there give you more money with more interest. If you use that one your downfall will starts.
-- Singupurapu kalyan, 2024-11-23

### ***** "Very good"
Best app for short time cash needs
-- RohitpChaudhari, 2024-11-19

### ***** "Pocketly Loan App Feedback"
Pocketly has been a lifesaver during my toughest financial situations. The app is incredibly user-friendly, with a seamless process for applying and receiving loans. The quick approval and disbursal of funds have been a great support when I needed money urgently.

I truly appreciate the transparency in the terms and conditions, as well as the flexibility in repayment options. Pocketly has become my go-to solution for financial emergencies. Highly recommended for anyone looking for a reliable and efficient loan app!
-- Aravindsuresh, 2024-11-19

### ***** "Review"
Good app , helpful for everyone
-- Emmanueljoy, 2024-11-18

### ****- "Service is good"
Pocketly
-- S55577, 2024-11-18

### *---- "Fraud taking all information and reject the loan"
While I’m using the the i got the message in whatsapp that my 1000 thousand loan is approved or i got call from pocketly that my loan is approved after all the process video kyc and taking all bank info. And documentation info. They said amount is disbursed but i got no money in my account they are fraud don’t use this app waste of time worst app I’ve using more instant loan apps but this app is disgusting at the end of the procedure they reject my loan i was calling them they block my number or customer calling executive saying all are busy so please don’t share any detail’s with them they will miss use of your info: worst app don’t waste your time it’s fruad app don’t use it
-- Manpreetlottia, 2024-11-14

[View all Pocketly reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Pocketly Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Индия | Finance | #41 |
| Топ бесплатных | Индия | Overall | #289 |

## Pocketly Discovered Keywords
- pm2
- payme
- pocketmoney
- freo pay
- quickmoney
- pocket money
- card for students
- pockett
- payrupik
- pocketly

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