---
title: "Self – Credit Builder &amp; Cash - Отзывы, Доход и Загрузки приложения in Соединенные Штаты | Apple App Store"
description: "Self helps you create healthy financial habits with tools to build credit and grow your savings. Or need funds fast? Self Cash gives you quick access to money for unexpected expenses. Whether you’re s"
---

# Self – Credit Builder &amp; Cash — Соединенные Штаты
> Build credit or get cash now.

![Self App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple221/v4/92/5a/b5/925ab5ab-a327-e092-64b7-8757ea36fd28/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [Self Lender](https://apptail.io/ru/developer/self-lender-WLQ)
**Category:** Finance
**Rating:** 4.9/5 (286,418 ratings)
**Price:** Free
**Bundle ID:** com.selflender.thor
**Store:** Apple App Store
**Country:** Соединенные Штаты
**Version:** 7.7.0 (released 2026-04-13)
**Original Release:** 2018-03-30
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id1364215562)
**AppTail Page:** [https://apptail.io/ru/app/self-credit-builder-cash-Cwo/united-states](https://apptail.io/ru/app/self-credit-builder-cash-Cwo/united-states)

## Self Description
Self helps you create healthy financial habits with tools to build credit and grow your savings. Or need funds fast? Self Cash gives you quick access to money for unexpected expenses.
Whether you’re starting fresh or rebuilding, Self empowers your financial wellness and puts you in control. All credit scores are welcome.

GET A CASH ADVANCE
- Qualify for up to $100†
- See offers in less than 5 minutes
- No credit check, no impact to your score
- No hidden fees, no monthly charges

THE SECURED CARD WITH NO CREDIT CHECK
- Add the secured Self Visa® Credit Card* to your toolkit
- No credit check required
- High approval rates
- Control your credit limit
- Build credit with all 3 credit bureaus
- Use everywhere Visa is accepted in the US

BUILD CREDIT &amp; SAVINGS TOGETHER
- Lift your credit score by 47 points, on average‡
- Plans start at $25/mo.§
- Unlock your savings at the end, minus interest and fees
- No credit score req.
- No credit check

REPORT YOUR RENT PAYMENTS AT NO EXTRA COST
- Increase your credit score at no cost‖
- Build credit with all 3 credit bureaus — Equifax, Experian, and TransUnion
- No hard pull, no credit check
- No credit card required
- Establish positive payment history — credit score’s #1 factor¶
- Track credit score with VantageScore 3.0¹
- Self’s fastest way to build credit²

GET THE CREDIT YOU DESERVE FOR CELL PHONE AND MORE
- Build credit with cell phone, water, electricity, gas, and rent payments for $6.95/mo.³
- Add up to 5 payments to your TransUnion credit report each month
- Credit monitoring by TransUnion
- Cancel any time

DISCLOSURES
*The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A. each Member FDIC.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change. $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49% as of 1/1/2026. Offer valid for new customers only.

Credit Builder Accounts &amp; Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC. Subject to credit approval.

‡Based on a 2025 TransUnion® study, customers who opened a 24 month Self Credit Builder Account in Q1 2024 with a starting VantageScore 3.0 under 600 and made on-time payments, saw an average VantageScore 3.0 increase of 47 by month 12. Results will vary, Self does not guarantee a score increase. Late/missed payments on other Self products and other credit obligations can lower scores even if Credit Builder Account payments are made on time.

§Minimum and maximum repayment period for all loan products is 24 months. Maximum Annual Percentage Rate (APR) of all loan products is 15.92%. Sample products are $25 monthly loan payment at a $511 loan amount, 24 month term and 15.92% APR, Total Payments of $600; Check the pricing page in the Self app or Self.inc for current pricing.

†Self Cash is offered in the Self app only, bank account connection via Plaid and associated debit card required, not offered in all states. Fees apply for expedited disbursement. Cash advance amounts vary based on eligibility and may change periodically; no guarantee of offer. Average offer $60, as of Q2 2025.

‖Results vary. You may not receive an improved credit score. Not all lenders use scores impacted by rent reporting. Not all bill payments may be eligible. See learn.self.inc/lpg/mpa/rent-bills-landing for details.

¶See 

¹Credit scores only available to customers our 3rd party vendor is able to validate.

²Payments are reported to the bureaus within 72 hours. Payments may take two weeks or more to appear on your credit report.

³Rent payments are reported to Experian, Equifax &amp; TransUnion. Utility &amp; cell phone payments are reported to TransUnion.

Self Financial, Inc. PO Box 11, Southlake, TX 76092-9998

## Self Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/76/9c/a5/769ca541-3983-1945-a6b5-f87cae1a3c85/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Current_01.png/1290x2796.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/07/77/b0/0777b037-0769-17b3-cf53-1341af889dd6/Self_Lender_U002c_Inc_Self_iOS_6.9_US_Current_02.png/1290x2796.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/59/f5/24/59f52428-d703-7d40-92a7-5eb84c7545b5/Self_Lender_U002c_Inc_Self_iOS_6.9_US_SS_Mocks_V2_03v5.png/1290x2796.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3a/f4/3b/3af43b2d-65d9-e550-799e-7adc9dd24fb8/Self_Lender_U002c_Inc_Self_iOS_6.9_US_SS_Mocks_V2_04.png/1290x2796.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d7/c6/77/d7c67758-205f-734b-9144-4b9c75d378ed/Self_Lender_U002c_Inc_Self_iOS_6.9_US_SS_Mocks_V2_05.png/1290x2796.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7f/03/77/7f03777d-672c-397d-a331-314349eddec0/Self_Lender_U002c_Inc_Self_iOS_6.9_US_SS_Mocks_V2_06.png/1290x2796.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/8b/82/c2/8b82c2a0-28b6-e311-a4a9-9824a77f90cb/Self_Lender_U002c_Inc_Self_iOS_6.9_US_SS_Mocks_V2_07.png/1290x2796.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/02/a6/54/02a654a3-ed7e-ec3f-18ab-03737509cb93/Self_Lender_U002c_Inc_Self_iOS_6.9_US_SS_Mocks_V2_08.png/1290x2796.png)

## Self Rating Breakdown in Соединенные Штаты
- 5 stars: 262,706 (92%)
- 4 stars: 14,480 (5%)
- 3 stars: 3,624 (1%)
- 2 stars: 1,320 (0%)
- 1 stars: 4,288 (1%)

## Self Reviews in Соединенные Штаты

### *---- "They lie about sending the money on time"
Self is a good way to save money and build your credit but THEY LIE about sending the money on time.

They have the regular pay out that take 5-10 business days to get and than they have the one that is the next day one!!

It’s all a lie I did the one for the next day and I paid off the account early and still waiting for my money!!! It’s been a week and 3 days since I paid it off! 

The company needs to fix their fake and lying business
-- Sghseyhc, 2024-12-31

### *---- "Customer Support non existent"
That feel when customer support gaslights you with “We work tirelessly to provide prompt and top tier service” comments while you have just finished sending them the 20th email and your issue is still unresolved.
-- Alex’s thoughts, 2024-12-31

### *---- "SCAM"
They dropped my credit score 82 points over 1 payment that wouldn’t go through and they  pretty much told me I’m screwed and cannot do anything about it.
-- Cdjune094, 2024-12-31

### *---- "Doesn’t change"
I got this a few months ago and it’s hasn’t change my credit score not even by 1 point, I wasted my money and still have payments. Not to mention they take a percentage of it when it’s paid off
-- mary272727, 2024-12-30

### ***** "SELF Review"
Self is a great app it helps you build credit all around the board. I recommend this app to any &amp; all future customers.
-- Customerrrrrrr_, 2024-12-29

### ***** "Great company"
Really helped my score.  Awesome program.
-- Xytor, 2024-12-29

### ***** "Great app!"
Helped my credit score! Easy to use
-- Txbby52, 2024-12-29

### ***** "Greatest app ever!"
Best app ever for newly turned 18yr olds who have no credit score, Trust me!!
-- Uhnia, 2024-12-29

### ***** "💪"
I will recommend everyone to get self credit builder. You guys are the best.
-- wowo42, 2024-12-28

### ***** "Awesome App"
Very user friendly thank you!
-- Sunday18!, 2024-12-28

### ***** "Actually Works"
Thankful for this app here. I’ve been building my credit using this
-- Ja’Dah, 2024-12-28

### ***** "Credit builder"
Great place to build your credit they will make sure you reach that goals thanks self being there for everyone 🙏 Homere Bonheur
-- Homere92, 2024-12-28

### ***** "So far, so good"
I’ve had the app for about 6 months so far and my score has gone up 17 points. It fluctuates depending on what credit-related actions I take, but I’m up. Not too shabby.
-- JonnyGent, 2024-12-28

### ***** "Absolutely amazing!!"
Self has helped me so much in building my credit and I recommend you to use it to !!!
-- Unknown-princess, 2024-12-27

### *---- "49 points went down"
My credit score dropped by 49 points only for the reason I opened an account with Self. Frustrating
-- KUMAR PKNY, 2024-12-27

### ***** "I am pleased"
They are effective at building your credit took 2 months for me to see results
-- belovedOg, 2024-12-27

### ***** "Accountability"
With the self at it helped me hold myself accountable on building my credit
-- BigSosha, 2024-12-27

### ***-- "Need money"
Hard to get my pay out !!! Don’t give enough instructions
-- 1 reddon, 2024-12-26

### ***** "Fantastic App"
It keeps me on track. I love it!!
-- TytanTroy, 2024-12-25

### ***** "Amazing"
Amazing way to build credit for a new person with no credit
-- Yea122222yyyyyyhhhD, 2024-12-25

[View all Self reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&amp;utm_content=reviews)


## Self Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ бесплатных | Соединенные Штаты | Finance | #108 |

## Self Discovered Keywords
- credit
- متجر النادر
- self
- grow credit
- abad app
- credit strong
- credit app
- build credit
- credit building apps
- trackchecker

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