---
title: "SpendByMe - Отзывы, Доход и Загрузки приложения in Индия | Apple App Store"
description: "Stop tracking expenses manually.  Most expense tracker apps expect you to enter everything yourself. That’s where people give up.  SpendByMe is an AI-powered SMS & email-based automatic money manageme"
---

# SpendByMe — Индия
> Automatic Money Manager

![SpendByMe App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/44/90/e2/4490e230-1a46-33d8-d908-136b7dcad5f0/AppIcon-0-0-1x_U007emarketing-0-8-0-85-220.png/434x0w.png)

**Developer:** [Abhinav Ranjan Jha](https://apptail.io/ru/developer/abhinav-ranjan-jha-sknzYb)
**Category:** Finance
**Rating:** 4.3/5 (46 ratings)
**Price:** Free
**Bundle ID:** com.digidevs.spendbyme
**Store:** Apple App Store
**Country:** Индия
**Version:** 1.63.0 (released 2026-10-11)
**Original Release:** 2026-04-15
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6761703663)
**AppTail Page:** [https://apptail.io/ru/app/spendbyme-lyuz/india](https://apptail.io/ru/app/spendbyme-lyuz/india)

## SpendByMe Description
Stop tracking expenses manually.

Most expense tracker apps expect you to enter everything yourself. That’s where people give up.

SpendByMe is an AI-powered SMS & email-based automatic money management app that helps you track expenses, subscriptions, credit card bills, EMIs, and upcoming payments automatically.

Instead of manually entering transactions, SpendByMe analyzes transactional SMS messages, statement emails, receipts, and bank statements to organize your finances automatically.

No spreadsheets. No daily effort. No confusion.
Just clarity.

Works with almost every major currency worldwide.

▶ Track your money in 3 simple ways

1. Automatic expense tracking
Transactions can be tracked automatically using transactional SMS messages and email alerts.
Connect your email to fetch transaction alerts and credit card statements automatically.

2. Paste any transaction
Paste a bank message and it gets categorized and added instantly.

3. Manual entry
Add amount, merchant, and account. SpendByMe completes the rest automatically.

▶ Smart expense categorization
• Automatically categorizes your transactions
• Learns from your usage and improves over time
• Set custom rules for full control
• No need to fix categories again and again

▶ All your money in one place
• Bank accounts, credit cards, wallets, and cash
• Automatic balance tracking
• One clean view of your finances
• Automatic currency conversion support

No switching between apps. No guesswork.

▶ Smart credit card management
• Track credit card bills, due dates, and limits
• Monitor spending across multiple cards
• Understand your real credit usage
• Avoid missed payments and late fees

▶ Subscription, loan & EMI tracker
• Detect subscriptions, EMIs, loans, and recurring payments
• Track upcoming payments and due dates
• Avoid missed payments and hidden charges

▶ Splits with friends & couples
• Split expenses with friends instantly
• Track shared expenses for trips and groups
• Manage couple expenses easily
• Send reminders in one tap

▶ Tags & sub-tags for better organization
• Organize transactions using tags and sub-tags
• Track reimbursements and shared payments
• Create trip budgets and event budgets
• Filter transactions exactly how you want

▶ Spending map & smart insights
• See where you spend money on a map
• Track location-based spending habits

▶ Upcoming payments & invoice tracker
• Track upcoming bills and payments
• Create and manage invoices

▶ Budget planner & goal tracking
• Create budgets in seconds
• Track savings goals and financial targets

▶ Accurate financial tracking
• Separates expenses, income, and transfers properly
• Clean and reliable data
• Search any transaction instantly
• Real insights into your spending

▶ Powerful search & insights
• Search transactions, tags, merchants, or notes instantly
• AI-powered insights
• Understand where your money goes

Privacy-first expense tracker

▶ Your data stays yours.
• Everything stays on your device unless you enable sync
• Only transactional messages and emails are processed
• No access to personal chats
• No unnecessary data collection

SpendByMe does not read personal chats, OTPs, or unrelated messages.

Flexible and easy to use
• Want full automation? It’s there
• Prefer manual control? That works too

SpendByMe adapts to you.

Gets smarter over time.
The more you use it, the better it becomes.
Better categorization. Better accuracy. Less effort.

Take control of your money today.

Download SpendByMe — your smart expense tracker, budget planner, subscription tracker, split expense app, EMI tracker, credit card manager, and automatic money management app.


Terms of Use: This app uses the standard Apple Licensed Application End User License Agreement (EULA). You can find it here:


## SpendByMe Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/83/ad/7e/83ad7e99-5e61-4349-8fde-fe77f7d1f7e0/Screen_01__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/b8/d4/15/b8d41536-2f2a-066a-ff2d-a5706b048015/Screen_02__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/0a/48/ac/0a48ac8c-4236-1b6f-b5cc-d4b0931f5ac0/Screen_03__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c4/92/d6/c492d615-8fac-d573-bf6e-186449b3df3a/Screen_09__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/91/fd/62/91fd62ef-247a-e4a5-a96a-6e2a7abb4ece/Screen_10__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d0/de/b6/d0deb60d-7eef-5f7e-2819-f02bc87a6117/Screen_04__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/f9/01/c5/f901c54d-aba1-db38-1e54-c891642f4dac/Screen_05__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/65/a5/74/65a57445-10c5-785a-4f4e-0f0ef07f312a/Screen_08__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/d4/35/ef/d435ef80-e8a0-ed38-fa0d-f241db90a848/Screen_06__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)
- [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/5e/3b/48/5e3b4819-c27e-a190-9bcd-d58ce020d2a2/Screen_07__U00281284__U00d7_2778px_U0029.jpg/1284x2778.png)

## SpendByMe Rating Breakdown in Индия
- 5 stars: 34 (74%)
- 4 stars: 4 (9%)
- 3 stars: 1 (2%)
- 2 stars: 2 (4%)
- 1 stars: 5 (11%)

## SpendByMe Reviews in Индия

### *---- "Unable to fetch csv file"
I tried but it’s not showing path only to choose file and just popping file extension not supported!!
-- App warior, 2026-09-30

### ***** "Product is fine but support is poor"
Product is fine but support is poor
-- absays42, 2026-09-25

### **--- "Shortcut not working"
The add expense shortcut automation is not working at all some issue with support or version can u help resolve this on priority
-- swatis1609, 2026-09-15

### ***** "App is Useful But has lot bugs"
Buggy app, you want to use it, but due to nature of bugs you kind of loose your interest. 
Eg - one time app will work correct just another min it will stop and everything will become blank
-- LuciferCal, 2026-08-02

### *---- "Data lost for previous months"
All the data for the previous months is lost when the app was updated. Do not recommend using it
-- Anijazz889, 2026-08-01

### ***-- "Great app although data is erased"
Overall the app is really good. But i have lost all my data twice even when the cloud sync was on.
-- starlordsid, 2026-07-28

### ***** "Love the app, Small Suggestion/Request"
Hey mate, love the app, been a user for a decent time to know that it’s a great app. I use all of the features and it has easily become my most reliable way to track my expenses and finances. 

Small request, can you give us an overhaul of the categories and category rules section?

While those are great features in the app currently, the added ability to edit, create, delete and manage the categories better (including the default ones) would be an incredible benefit for the user. And along with that, whatever optimisations need to go for category rules so they work hand in hand would be the cherry on top. 

Again, great app, everything works well, love it. 🫶🏼
-- mr_chowdhary, 2026-07-26

### ****- "Amazing application and features"
The application is simply amazing. It’s feature loaded and designed beautifully. The auto-detect feature works pretty well. But one thing I felt was that, the app is still laggy and device heats up faster when using the app. I use iPhone 13 with up to date software version. 
Apart from these two, I didn’t find any other issues with the app. 

I used to use a different app, but after seeing and using this app for a week, I shifted to this now. Kudos.
-- Systematic_Me, 2026-07-21

### ****- "All good"
After reinstalling the app everything looks good. Kudos to the team.
-- Naveen 718, 2026-07-03

### ***** "Add XOF to supported currency"
Perfect app but please add XOF as currency
-- tonydgbd, 2026-06-28

[View all SpendByMe reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## SpendByMe In-App Purchases
| Item | Price |
|------|-------|
| Spendbyme Plus Monthly | ₹99.00 |
| SpendByMe Pro - Monthly | ₹199.00 |
| Spendbyme Max Monthly | ₹299.00 |
| Spendbyme Plus Yearly | ₹999.00 |
| Spendbyme Max Yearly | ₹2.00 |
| SpendByMe Pro 1 Year | ₹1.50 |
| SpendByMe Pro 6 Months | ₹799.00 |

## SpendByMe Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ по доходу | Индия | Finance | #21 |


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## SpendByMe Available In
- [Индия](https://apptail.io/ru/app/spendbyme-lyuz/india)
- [ОАЭ](https://apptail.io/ru/app/spendbyme-lyuz/united-arab-emirates)
- [Канада](https://apptail.io/ru/app/spendbyme-lyuz/canada)
- [Гана](https://apptail.io/ru/app/spendbyme-lyuz/ghana)
- [Ирландия](https://apptail.io/ru/app/spendbyme-lyuz/ireland)
- [Кения](https://apptail.io/ru/app/spendbyme-lyuz/kenya)
- [Непал](https://apptail.io/ru/app/spendbyme-lyuz/nepal)
- [Португалия](https://apptail.io/ru/app/spendbyme-lyuz/portugal)
- [Катар](https://apptail.io/ru/app/spendbyme-lyuz/qatar)
- [Уганда](https://apptail.io/ru/app/spendbyme-lyuz/uganda)
- [Соединенные Штаты](https://apptail.io/ru/app/spendbyme-lyuz/united-states)
- [Австралия](https://apptail.io/ru/app/spendbyme-lyuz/australia)

---

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