---
title: "Upstox Loans - Отзывы, Доход и Загрузки приложения in Индия | Apple App Store"
description: "Finance made fast, simple & seamless with Upstox Loans From unplanned expenses to your next big life goal—whatever the need, Upstox Loans makes borrowing stress-free and instant. Brought to you by RKS"
---

# Upstox Loans — Индия

![Upstox Loans App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/5c/a0/79/5ca07951-183a-b6b8-c3c7-0a0b71de7661/AppIcon-0-0-1x_U007emarketing-0-11-0-85-220.png/434x0w.png)

**Developer:** [RKSV SECURITIES INDIA PRIVATE](https://apptail.io/ru/developer/rksv-securities-india-private-xcsb) (Индия)
**Category:** Finance
**Rating:** 3.0/5 (7 ratings)
**Price:** Free
**Bundle ID:** in.upstox.loans
**Store:** Apple App Store
**Country:** Индия
**Version:** 0.5.0 (released 2025-09-02)
**Original Release:** 2025-08-12
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/in/app/app/id6745022530)
**AppTail Page:** [https://apptail.io/ru/app/upstox-loans-YUBw/india](https://apptail.io/ru/app/upstox-loans-YUBw/india)

## Upstox Loans Description
Finance made fast, simple & seamless with Upstox Loans
From unplanned expenses to your next big life goal—whatever the need, Upstox Loans makes borrowing stress-free and instant. Brought to you by RKSV Securities Pvt. Ltd., we offer access to personal loans from trusted NBFCs and banks, through a fully digital and secure experience.

Example:
Personal loan Amount: ₹2,00,000
Tenure: 36 months
Interest Rate: 24% p.a.
Processing Fee: ₹5,900 (incl. GST)
EMI: ₹7,210
Total Interest: ₹79,546
APR: 26.5%
Net Disbursed: ₹1,94,100
Total Repayment: ₹2,79,546

Lending Partner(s)
All personal loans are disbursed by RBI-registered entities. Upstox does not disburse loans. Currently partnered with:

InCred Financial Services Ltd
022-42117799
care@incred.com
Chatbot: 8826272192
www.incred.com

What’s needed to apply for a personal loan?
You may be asked to submit:
Aadhaar & PAN for KYC
Bank account details for disbursal
A selfie for ID verification
Additional documents may be requested based on your profile.

Eligibility Criteria for a Personal Loan
Eligibility is determined by lending partners. Common requirements include:
Indian citizens (age 21–65)
Salaried or self-employed
Meeting the lender’s income criteria
A credit score aligned with the lender’s risk policy
Repayment & Prepayment of Personal Loan
EMIs are auto-debited from your registered bank account via eNACH
Maintain a sufficient balance to avoid bounce charges
Foreclosure or part-payment allowed (may attract additional charges as per lender’s policy)
Secure & Transparent

Upstox is committed to responsible lending practices. You will receive your Sanction Letter, Loan Agreement, and Key Fact Statement (KFS) on your registered email for complete clarity.

Privacy Policy: 

Ready to make your next move?
Download the Upstox Loans App and get funds on the go—fast, flexible, and fully digital.

## Upstox Loans Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/60/4b/4e/604b4e4a-d167-cc83-b9fd-cd92807a8ad1/1.jpg/1242x2688.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/33/dc/de/33dcdecc-a9a9-0441-5ec9-e5b23e54983f/2.jpg/1242x2688.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c0/e7/bc/c0e7bcfc-3b96-8e80-1de0-ff670a284e5e/3.jpg/1242x2688.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/21/fd/b7/21fdb7ef-d9f7-0e17-5fa2-9fba1d64f4fd/4.jpg/1242x2688.png)

## Upstox Loans Rating Breakdown in Индия
- 5 stars: 2 (29%)
- 4 stars: 2 (29%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 3 (43%)







---

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