---
title: "Waypoint Budget Planner App - Отзывы, Доход и Загрузки приложения in Канада | Apple App Store"
description: "Waypoint Budget is a simple budgeting app and expense tracker for Canadians who want clarity, not complexity. See what you can safely spend today, build real savings, and reach your goals.  No overwhe"
---

# Waypoint Budget Planner App — Канада
> Money Tracker, Made in Canada

![Waypoint Budget Planner App App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/e5/8c/0d/e58c0db3-d428-f196-c9b4-588173374731/AppIcon-0-0-1x_U007epad-0-1-85-220.png/434x0w.png)

**Developer:** [Waypoint Budget](https://apptail.io/ru/developer/waypoint-budget-DTmL)
**Category:** Finance
**Rating:** 4.8/5 (57 ratings)
**Price:** Free
**Bundle ID:** com.waypointbudget.app
**Store:** Apple App Store
**Country:** Канада
**Version:** 1.3.0 (released 2026-10-05)
**Original Release:** 2026-07-05
**Languages:** English

**App Store Link:** [Download on Apple App Store](https://apps.apple.com/ca/app/app/id6781432747)
**AppTail Page:** [https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/canada](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/canada)

## Waypoint Budget Planner App Description
Waypoint Budget is a simple budgeting app and expense tracker for Canadians who want clarity, not complexity. See what you can safely spend today, build real savings, and reach your goals.

No overwhelming dashboards. No selling your data. Just a budget planner with the tools to manage your money with confidence.

WHAT YOU GET

- Safe to Spend
The number you want mid-month. Waypoint Budget takes the cash you have, subtracts the expenses due before your next payday and anything you set aside, and shows what is left. It learns your recurring expenses from your own history.

- Budget planner that works the way you think
Monthly budgets, category budgets, or rollover budgets. Group related categories into one shared total, and set a different amount for any month ahead.

- Automatic expense tracking with bank sync
Sync transactions from 10,000+ banks in Canada (via Flinks) and the US (via Plaid). Works with RBC, TD, Scotiabank, BMO, CIBC, Tangerine, EQ Bank and most credit unions. Read-only and encrypted, we never store your password.

- Smart categorization that learns
Transactions sort themselves into your categories and learn from your corrections. Split one as you enter it, or write your own rules.

- No bank connection needed
Track cash and manual accounts by hand, and update a balance by importing a statement. Every budgeting feature works without a bank.

- Import anything
Moving from another app or catching up on paper? Import CSV files, PDF statements, even photos of receipts. Cleaned, categorized, and duplicate-checked. On every plan.

- AI Money Coach
Ask your finances anything and get insights, breakdowns, and charts on demand. AI is optional and only sees your data when you turn it on.

- Savings goals that stick
An emergency fund, a home, paying off debt. Watch progress over time.

- Expenses and subscriptions
Recurring expenses, subscriptions, and income on a clean monthly calendar, so you spot the ones you forgot about.

- Income the way you are paid
Salary, freelance, rental, or pay that changes every cheque. Track each source and see your next payday on the calendar.

- Net worth tracker
Watch your full picture grow, and track contributions against annual limits for TFSA, RRSP, FHSA, RESP, 401k, and IRA.

- Budgeting for couples and families
Shared budgets, joint goals, category-level transparency, and a privacy toggle for your balances.

- Reports, alerts, and your own dashboard
Spot trends and spending leaks, get alerts before a category goes over, and arrange your dashboard yourself.

- Made in Canada, built for Canada and the US
Both currencies, regional accounts and pricing, and budget profiles side by side. Your data is stored on secure servers in Canada. Works on phone, tablet, and browser, always in sync.

PRIVACY FIRST

Funded by your subscription, not by selling your data. Read-only bank connections. Encrypted in transit. No third-party ads.

PLANS

- Free: Manual budgeting, expense tracking, imports, goals, calendar, basic reports
- Plus: 1 bank connection, unlimited Money Coach, subscription tracking, weekly summaries, advanced reports
- Pro: Up to 5 bank connections, net worth, registered accounts (TFSA, RRSP, 401k, IRA), household budgeting, multiple profiles

BUILT BY TWO, NOT A CORPORATION

Bootstrapped and independent, built by two people who found budgeting apps felt like homework. Get started in 2 minutes, no credit card.

SUBSCRIPTION DETAILS

Waypoint Plus and Pro are auto-renewable subscriptions, billed monthly or annually. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the current period ends, and your account is charged within 24 hours before renewal. Manage subscriptions and auto-renewal in your Apple Account settings after purchase.

Terms of Service: 
Privacy Policy: 

Questions? support@waypointbudget.com

## Waypoint Budget Planner App Screenshots
- [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/f9/9c/b9/f99cb987-6b94-7bef-e22c-4dcfb348a07a/Apple_iPhone_16_Pro_Max_Screenshot_1.jpg/1320x2868.png)
- [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/a4/c2/22/a4c2227f-e0f5-f86d-121c-4cb0b0d0e01d/Apple_iPhone_16_Pro_Max_Screenshot_2.jpg/1320x2868.png)
- [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/61/2e/ab/612eab59-6411-aaf6-6db0-1d156c32e770/Apple_iPhone_16_Pro_Max_Screenshot_3.jpg/1320x2868.png)
- [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/0b/48/fd/0b48fd6a-3c09-e0ac-a11b-9288624b241d/Apple_iPhone_16_Pro_Max_Screenshot_4.jpg/1320x2868.png)
- [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/25/39/05/253905be-92ee-ea54-81c9-03e6733595ee/Apple_iPhone_16_Pro_Max_Screenshot_5.jpg/1320x2868.png)
- [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/53/e8/f3/53e8f38a-b761-57f6-e4ae-531029821037/Apple_iPhone_16_Pro_Max_Screenshot_6.jpg/1320x2868.png)
- [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/bf/0b/21/bf0b21bd-aba8-8167-6ccf-246d6d526158/Apple_iPhone_16_Pro_Max_Screenshot_7.jpg/1320x2868.png)
- [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/3f/4e/73/3f4e7306-3ea4-abd3-6a2a-934cd8c59b9c/Apple_iPhone_16_Pro_Max_Screenshot_8.jpg/1320x2868.png)
- [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/04/44/d1/0444d14d-2080-13c9-34ec-9305863425c9/Apple_iPhone_16_Pro_Max_Screenshot_9.jpg/1320x2868.png)

## Waypoint Budget Planner App Rating Breakdown in Канада
- 5 stars: 49 (86%)
- 4 stars: 7 (12%)
- 3 stars: 0 (0%)
- 2 stars: 0 (0%)
- 1 stars: 1 (2%)

## Waypoint Budget Planner App Reviews in Канада

### ***** "Finallly!!!!! You’re the one we’ve been waiting for"
Now I don’t have to build an app because you have done it. I’ve been looking for the perfect budgeting app and I just downloaded it but this is soo perfect! Can’t wait to see all you’ll achieve with it.
-- Glamrous, 2026-09-07

### ***** "Good bank linking"
Honestly didn’t expect my Scotia credit card to link so easily but it did, along with RBC. That was the main thing for me, every other app I tried always failed for me. Nice simple design too, and I like that it’s based in Canada.
-- Glam12345, 2026-08-27

### **--- "On the fence"
Transactions often do not sync. Have to reconnect banks multiple times. Want to love this app because it has potential.
-- V.Trimble, 2026-08-25

### ***** "Best Finace Tracking app I have used in canada so far"
the subscriptions tracking love how it automates and fills in by itself without having me to manually input each transaction every time good transaction tracking, I love the budgeting feature helps to see what payments are coming up and how much is you fixed total cost per month.
-- Leon Gongola, 2026-08-22

### ***** "Finally!"
I have been looking forever for a budgeting app that works for me!  I have just been using a spreadsheet because I didn’t like any of the options out there, but Waypoint has everything I have been looking for: easy to use, simple interface, colourful charts, easy to see tracking in each category, lots of customization for type of budget(annual, monthly, rollover, auto contributions for each category), phone version and desktop version. Thank you developers for making something that actually is usable in day to day living!
-- A Reviewer 789, 2026-08-19

### ***** "Great app"
We’ve been using this app for the last couple months and it has been super great. Only one little glitch in connecting with our bank one time. Great way to keep track of your spending and a nice budgeting tool.
-- L H Torkelson, 2026-08-16

### ***** "Best budgeting app to change your life"
I've been using it for 3 months and my life changed for the better. User friendly, goal oriented, proudly made in Canada. The founders are open to suggestions. I requested a feature and it was implemented a few days after.
-- Missiz Soni, 2026-08-08

### ***** "Easy to use"
This app is pretty good for keeping your finances organized, and connecting it to some banks can be a bit tricky, but customer service can help you out with that. If you're looking for a simple way to manage your money, this app is definitely worth a try.
-- rdanek, 2026-08-05

### *---- "Garbage App"
The most inconvenient
-- 13Arya73, 2026-08-02

### ***** "👍"
As a student, I feel like i’m always overspending money that I don’t have LOL but I have really reeled in my spending ever since I started using this and have been staying on track with my budget! I just wish there was a phone widget so I could have access to the app more easily though.
-- 𝕩𝕪, 2026-07-21

### ****- "Bookmark or App…?"
Over the last two months, the bookmark version (via their website) has proven to be so helpful in managing my money in a simple format that is easy to review and edit - along with subscribing to access one financial institution ($8/month CAD) to track my accounts - while the goals dashboard keeps me on track to paying down debt. Now they have finally created an app… (as of July 2026)… time will tell how it compares; I’ll update my review in a a month or two!
-- Lene_Bean, 2026-07-05

[View all Waypoint Budget Planner App reviews and detailed analytics on AppTail](https://app.apptail.io/signup?utm_campaign=ai-crawl&utm_content=reviews)

## Waypoint Budget Planner App In-App Purchases
| Item | Price |
|------|-------|
| Waypoint Plus | $79.99 |
| Waypoint Pro | $129.99 |

## Waypoint Budget Planner App Store Rankings
| Chart | Country | Category | Rank |
|-------|---------|----------|------|
| Топ по доходу | Канада | Finance | #14 |
| Топ бесплатных | Канада | Finance | #141 |

## Waypoint Budget Planner App Discovered Keywords
- waypoint budget planner app

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## Waypoint Budget Planner App Available In
- [Канада](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/canada)
- [Соединенные Штаты](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/united-states)
- [Намибия](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/namibia)
- [Панама](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/panama)
- [Сальвадор](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/el-salvador)
- [Тунис](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/tunisia)
- [Бахрейн](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/bahrain)
- [Уругвай](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/uruguay)
- [Республика Корея](https://apptail.io/ru/app/waypoint-budget-planner-app-qfJA/south-korea)

---

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