--- title: "You Need A Budget - Отзывы, Доход и Загрузки приложения in Новая Зеландия | Apple App Store" description: "Have you ever worried about money? You are not alone. Download You Need A Budget, get good at money, and never worry about money again. “We started You Need A Budget January 1st with $37 saved and " --- # You Need A Budget — Новая Зеландия > Never worry about money again ![You Need A Budget App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/3c/a9/e3/3ca9e3c4-beb6-5c13-00b3-41ed8ce365ad/AppIcon-0-0-1x_U007epad-0-1-sRGB-85-220.png/434x0w.png) **Developer:** [You Need A Budget](https://apptail.io/ru/developer/you-need-a-budget-ZZwb) (Соединенные Штаты) **Category:** Finance **Rating:** 4.8/5 (253 ratings) **Price:** Free **Bundle ID:** com.youneedabudget.evergreen.YNAB-Evergreen **Store:** Apple App Store **Country:** Новая Зеландия **Version:** 26.33 (released 2026-09-02) **Original Release:** 2015-10-20 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/nz/app/app/id1010865877) **AppTail Page:** [https://apptail.io/ru/app/ynab-zhh/new-zealand](https://apptail.io/ru/app/ynab-zhh/new-zealand) ## You Need A Budget Description Have you ever worried about money? You are not alone. Download You Need A Budget, get good at money, and never worry about money again. “We started You Need A Budget January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle,user since 2020 Start your free one-month trial and stop feeling like you’re bad at money. “You Need A Budget has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why You Need A Budget? -92% of You Need A Budget users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of You Need A Budget costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with You Need A Budget's clever built-in spending categorization feature -Enjoy the benefits of a debt-paying community and resources STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Join workshops and attend live Q&A sessions -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.) The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -You Need A Budget is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: Privacy Policy: ## You Need A Budget Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/c0/ea/0e/c0ea0e4d-cf54-b05e-b504-e3c383acedac/iPhone69_AU_1.png/1290x2796.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/92/46/35/9246359a-94c4-b6f5-ecc1-9a1577c9be6f/iPhone69_AU_2.png/1290x2796.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/63/24/01/632401d2-ca21-cce4-6bf8-ecc75f701ea3/iPhone69_AU_3.png/1290x2796.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/b1/5f/5a/b15f5abd-2e8c-e690-27f9-753fba1b8af7/iPhone69_AU_4.png/1290x2796.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/bf/07/ab/bf07ab91-4534-db15-e957-e05a99b2dd37/iPhone69_AU_5.png/1290x2796.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/19/e1/f0/19e1f0fb-5637-baa0-21be-1eed80837d92/iPhone69_AU_5a.png/1290x2796.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/00/76/b8/0076b8d6-3d01-e7be-a915-62d5a1034738/iPhone69_AU_6.png/1290x2796.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/7d/8a/74/7d8a74e4-cb75-993e-55b2-f257a4cc5cfe/iPhone69_AU_7.png/1290x2796.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/4c/73/50/4c735038-55be-4965-cc8e-745d94801f1f/iPhone69_AU_8.png/1290x2796.png) ## You Need A Budget Rating Breakdown in Новая Зеландия - 5 stars: 220 (87%) - 4 stars: 21 (8%) - 3 stars: 2 (1%) - 2 stars: 4 (2%) - 1 stars: 6 (2%) ## You Need A Budget Reviews in Новая Зеландия ### **--- "Spendy" I love the app and the method. I have used it for about ten years to track everything. But it's just ao expensive that I don't think it's worth it any more. If it worked automatically for NZ banks via Akahu, then the price would justify the time saving. -- Richie789, 2026-06-20 ### ***** "Great devs" Responded to my review and fixed the issue quickly, thank you -- Divrenek, 2026-06-18 ### ***** "Life changing - makes money management fun again" YNAB claim that managing money is easy. Follow their philosophy and the stress melts away. It seemed far fetched to me but after using it for two months now I can confidently say this is true! I’ve tried dozens of other budgeting apps over the last decade or more and none have quite done what I needed them to. I’d always put YNAB in the “no” pile because it doesn’t do bank sync for NZ banks. My wife and I eventually decided to try it and wow, it delivers on the hype! Within weeks we were feeling more confident about how we put our money to use and the clarity it offers. This month we’ve paid over $1,000 of vehicle maintenance and each transaction was painless because we knew we had that money put aside. We’re about halfway towards being a month ahead and are putting money aside for long-term goals and “emergencies”. We’ve paid for school camp four months early and are 35% of the way to our holiday savings goal. There is a bit of a learning curve, but you pick it up as you go. The YouTube videos are brilliant and the support team are super friendly and helpful. Cannot say how much this has helped us move from “money is dumb” to “love putting our money to work for our whānau”. Thanks YNAB! -- Chrispy Twitch, 2026-06-12 ### ***** "THE BEST🤑" NZ user, I cannot fault this app! So much fun to use! My month of May is fully funded - 1st time ever (I’m been using this app for 10 months). U I use it everyday. “Heard it From Hannah” (YouTube spokesperson for YNAB) is the best resource to watch, very entertaining and super helpful! 🙌☺️ COST $199(NZD) annually - I would of spent this amount during the year - and not know where I spent it or what I spent it on, with YNAB I know where $199 is & it’s truly saved me hundreds! No linked NZ bank accounts, but honestly that’s not a biggie! Highly recommend to other kiwi’s & the world, from a happy Kiwi here in NZ! Thanks YNAB & Hannah Meser, you ROCK! 💕🙌🌸 -- luwilna, 2026-05-01 ### ***** "Great for knowing my money since 2018" I couldn‘t do without this app now. Knowing exactly how much is left in each category, does affect my impulsivity. The positive is, I know if „I can afford it“ as in, really, rather than that there seems to be money in my bank No more „whoops forgot about x bill“ It took me a year to really get all the bills logged and then budget ahead for them over 12 months, but after that first year, it has been the app I use daily -- WickedDeskLamp, 2026-03-01 ### ***** "Life changing" I no longer panic when bills come in because I know I’ve got the money set aside :) -- Joan Rush, 2025-03-02 ### ***** "Life changing" I’ve been using YNAB for 5+ years, and it has changed my financial life. While it is expensive, the benefit I get way outweighs the cost. -- whyisthismyalias, 2024-05-31 ### *---- "Can’t import transactions from iPhone" No button to import in the app and no way to import on the website version either. Wasted my time going through and entering the budgeting information only to find I have to enter every transaction manually. -- Dzsem, 2024-04-05 ### **--- "Too ānal" I'm not this ott to keep using it, besides thankful I can't link a bank account - that voids the terms with your bank! -- Annoyed1234kkd, 2024-01-06 ### ***** "YNAB win!" I’m never going back to other budgeting apps. YNAB teaches budgeting in a different way compared to traditional budgeting. Only budget *what you have*, and get out of that living paycheck-to-paycheck cycle and get out of debt! For good! Completely worth the money. Try it for 34 days without requiring any card details, and really learn the method. You won’t regret it! -- zirahothman, 2023-07-01 ### ***** "Legendary app" Been using this for over 4 years, wouldn’t have been so good with money if it wasn’t for this app. Yearly subscription is totally worth it. -- Acemuller74, 2022-09-14 ### ***** "PERSONAL BUDGETING SUCCESS ON ANOTHER LEVEL" Many many thanks to the YNAB team for creating this app! This has taught me new ways of applying sensible budgeting principles in a way that works, and works… and works! Yes, those principles can be applied to any method you choose, but no other method makes it as easy as YNAB does! To anyone out there, unsure if this is the right thing, YNAB has a mean arsenal of instructional videos and more… it’s a budgeting package with punch 🥊. Try it, it changed my life. Thank you, YNAB! -- Mazywazy, 2022-05-14 ### *---- "Unusable" Not sure what changed in the last update but last week I signed up using Apple login to check out the app but decided to try other options first considering the unreasonably high subscription price and the face that I couldn’t link NZ banks - so I uninstalled the app. Today I returned to give the app a 2nd chance but I can’t sign in as it says there’s no associated account and I can’t sign up either - seems like an issue that’s been going on for a long time. Fool me twice, and so on… -- Isone Olivier, 2022-02-18 ### ***** "Finally fixed date picker" I’ve found YNAB’s app generally good but the date picker ignoring regional start of week was always deeply frustrating. Fixed now! -- wanion, 2022-01-26 ### *---- "Expensive" I’ve been using YNAB since 2010 ish in its various forms. Have loved it. Switched over to the new system 2 years ago. However they have just increased the subscription price and the exchange rate from USD makes this app very expensive for something that’s supposed to help people struggling with their debt. I don’t think I’ll be renewing my subscription in January. -- sillygoose86, 2021-11-02 [View all You Need A Budget reviews and detailed analytics on AppTail](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## You Need A Budget In-App Purchases | Item | Price | |------|-------| | You Need A Budget Subscription | $199.00 | ## You Need A Budget Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Топ по доходу | Соединенные Штаты | Finance | #4 | | Топ по доходу | Ирландия | Finance | #5 | | Топ по доходу | Канада | Finance | #5 | | Топ по доходу | Португалия | Finance | #5 | | Топ по доходу | Норвегия | Finance | #6 | | Топ по доходу | Великобритания | Finance | #8 | | Топ по доходу | Нидерланды | Finance | #8 | | Топ по доходу | Австралия | Finance | #8 | | Топ по доходу | Швейцария | Finance | #9 | | Топ по доходу | Ливан | Finance | #10 | | Топ по доходу | Бельгия | Finance | #10 | | Топ по доходу | Дания | Finance | #10 | | Топ по доходу | Румыния | Finance | #11 | | Топ по доходу | Новая Зеландия | Finance | #11 | | Топ по доходу | Польша | Finance | #12 | | Топ по доходу | Мексика | Finance | #13 | | Топ по доходу | Израиль | Finance | #13 | | Топ по доходу | Сингапур | Finance | #14 | | Топ по доходу | Пакистан | Finance | #16 | | Топ по доходу | Колумбия | Finance | #17 | | Топ по доходу | Перу | Finance | #17 | | Топ по доходу | Венгрия | Finance | #18 | | Топ по доходу | Франция | Finance | #20 | | Топ по доходу | Украина | Finance | #21 | | Топ по доходу | Италия | Finance | #21 | | Топ по доходу | Индия | Finance | #21 | | Топ по доходу | Германия | Finance | #22 | | Топ по доходу | Греция | Finance | #23 | | Топ по доходу | Нигерия | Finance | #23 | | Топ по доходу | Эквадор | Finance | #25 | | Топ по доходу | Филиппины | Finance | #25 | | Топ по доходу | Австрия | Finance | #26 | | Топ по доходу | Кувейт | Finance | #27 | | Топ по доходу | Египет | Finance | #28 | | Топ по доходу | Финляндия | Finance | #28 | | Топ по доходу | Испания | Finance | #30 | | Топ по доходу | Казахстан | Finance | #31 | | Топ по доходу | Бразилия | Finance | #34 | | Топ по доходу | ОАЭ | Finance | #38 | | Топ по доходу | Малайзия | Finance | #39 | | Топ по доходу | Южно-Африканская Республика | Finance | #43 | | Топ по доходу | Беларусь | Finance | #46 | | Топ по доходу | Азербайджан | Finance | #53 | | Топ по доходу | Доминиканская Республика | Finance | #61 | | Топ по доходу | Швеция | Finance | #62 | | Топ по доходу | Турция | Finance | #66 | | Топ по доходу | Чехия | Finance | #67 | | Топ по доходу | Россия | Finance | #69 | | Топ по доходу | Таиланд | Finance | #72 | | Топ по доходу | Чили | Finance | #82 | | Топ по доходу | Вьетнам | Finance | #87 | | Топ бесплатных | Канада | Finance | #108 | | Топ бесплатных | Ирландия | Finance | #146 | | Топ бесплатных | Перу | Finance | #194 | | Топ бесплатных | Норвегия | Finance | #200 | | Топ бесплатных | Ливан | Finance | #211 | | Топ бесплатных | Израиль | Finance | #217 | | Топ бесплатных | Финляндия | Finance | #225 | | Топ бесплатных | Азербайджан | Finance | #232 | | Топ бесплатных | Швейцария | Finance | #232 | | Топ бесплатных | Греция | Finance | #234 | | Топ бесплатных | Дания | Finance | #242 | ## You Need A Budget Discovered Keywords - 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[Вьетнам](https://apptail.io/ru/app/ynab-zhh/vietnam) - [Перу](https://apptail.io/ru/app/ynab-zhh/peru) - [Эквадор](https://apptail.io/ru/app/ynab-zhh/ecuador) - [Шри-Ланка](https://apptail.io/ru/app/ynab-zhh/sri-lanka) - [Кения](https://apptail.io/ru/app/ynab-zhh/kenya) - [Парагвай](https://apptail.io/ru/app/ynab-zhh/paraguay) - [Пакистан](https://apptail.io/ru/app/ynab-zhh/pakistan) - [Египет](https://apptail.io/ru/app/ynab-zhh/egypt) - [Оман](https://apptail.io/ru/app/ynab-zhh/oman) - [Гондурас](https://apptail.io/ru/app/ynab-zhh/honduras) - [Беларусь](https://apptail.io/ru/app/ynab-zhh/belarus) - [Республика Корея](https://apptail.io/ru/app/ynab-zhh/south-korea) - [Нигерия](https://apptail.io/ru/app/ynab-zhh/nigeria) - [Казахстан](https://apptail.io/ru/app/ynab-zhh/kazakhstan) - [Барбадос](https://apptail.io/ru/app/ynab-zhh/barbados) - [Исландия](https://apptail.io/ru/app/ynab-zhh/iceland) - [Ливан](https://apptail.io/ru/app/ynab-zhh/lebanon) - [Катар](https://apptail.io/ru/app/ynab-zhh/qatar) - [Мальта](https://apptail.io/ru/app/ynab-zhh/malta) - [Ямайка](https://apptail.io/ru/app/ynab-zhh/jamaica) - [Уругвай](https://apptail.io/ru/app/ynab-zhh/uruguay) - [Бруней](https://apptail.io/ru/app/ynab-zhh/brunei) - [Бахрейн](https://apptail.io/ru/app/ynab-zhh/bahrain) - [Гана](https://apptail.io/ru/app/ynab-zhh/ghana) - [Уганда](https://apptail.io/ru/app/ynab-zhh/uganda) - [Макао (САР)](https://apptail.io/ru/app/ynab-zhh/macau) - [Маврикий](https://apptail.io/ru/app/ynab-zhh/mauritius) - [Армения](https://apptail.io/ru/app/ynab-zhh/armenia) - [Иордания](https://apptail.io/ru/app/ynab-zhh/jordan) - [Мадагаскар](https://apptail.io/ru/app/ynab-zhh/madagascar) - [Намибия](https://apptail.io/ru/app/ynab-zhh/namibia) - [Алжир](https://apptail.io/ru/app/ynab-zhh/algeria) - [Непал](https://apptail.io/ru/app/ynab-zhh/nepal) - [Северная Македония](https://apptail.io/ru/app/ynab-zhh/north-macedonia) - [Тунис](https://apptail.io/ru/app/ynab-zhh/tunisia) - [Кувейт](https://apptail.io/ru/app/ynab-zhh/kuwait) - [о-ва Кайман](https://apptail.io/ru/app/ynab-zhh/cayman-islands) - [Бермудские о-ва](https://apptail.io/ru/app/ynab-zhh/bermuda) - [Белиз](https://apptail.io/ru/app/ynab-zhh/belize) - [Узбекистан](https://apptail.io/ru/app/ynab-zhh/uzbekistan) - [Венесуэла](https://apptail.io/ru/app/ynab-zhh/venezuela) - [Сенегал](https://apptail.io/ru/app/ynab-zhh/senegal) - [Суринам](https://apptail.io/ru/app/ynab-zhh/suriname) - [Ангола](https://apptail.io/ru/app/ynab-zhh/angola) - [Мали](https://apptail.io/ru/app/ynab-zhh/mali) - [Гренада](https://apptail.io/ru/app/ynab-zhh/grenada) - [Азербайджан](https://apptail.io/ru/app/ynab-zhh/azerbaijan) --- ## About AppTail [AppTail](https://apptail.io/ru) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. Track your app's performance, discover ranking keywords, monitor competitors, and analyze market trends. - [Search Apps](https://apptail.io/ru) - [Top Charts](https://apptail.io/ru/top-iphone-apps) - [Sign Up for Full Access](https://apptail.io/ru/account/signup?utm_campaign=ai-crawl&utm_content=footer) *Data provided by [AppTail](https://apptail.io/ru) - Mobile App Intelligence Platform*