3S Money

Pay and get paid faster in 190+ countries with an International Business account.
3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally.
With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business.
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Fast, flexible global payment solutions
- Enjoy rapid processing times and full payment support from a dedicated Relationship Manager.
- Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs.
Protect against FX risk
- Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees.
- Make one-time payments in local currencies with fair FX rates and instant settlement.
- Open local currency accounts to accept payments with no hidden FX fees.
Take control of your cash flow
- Real-time payment notifications and multi-currency balance updates.
- Instantly approve outgoing payments from any account user.
- Deposit incoming payments into your preferred account with one click.
Your money is always safe
- We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC)
- Our corresponding banking partners safeguard your funds and retain 100% liquidity.
- We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time.
Premium client support
- Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer.
- We speak 35 languages and provide human client support across seven international offices.

*Head to https://3s.money/ for more information on your accounts, services and currency coverage.