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A1Credit
Published by: A1 Capital Solution
Description
Need a soft loan? That’s exactly what we offer at A1 credit! A1 credit allows you access instant credit to provide for your personal and business needs. It’s as simple as downloading the mobile app, applying for a loan, filling in the necessary details and voila! Your cash is ready!
RATES AND REQUIREMENTS
A1 Credit offers instant credit to salary earners, especially civil servants and our loan products range from amounts of N50,000 and up to N1,000,000. You can pay back between 12 - 36 months. Our usual repayment period is monthly.
To access these soft loans, however, you must be above 21 years of age and must be employed with a stable income. You may also be required to submit your bank statement and a valid ID.
Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36% to 120%.
FOR EXAMPLE;
If you get our personal loan product of N50,000 to pay back over a 12-month tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N18,000 in interest. This means that your total Principal + Interest repayment would be N68,000 only.
We also require at least, one guarantor and for loans above certain amounts, you may be asked to submit additional documents which may include your NIN and bank cheque to aid our verification process and to help us serve you better.
Nevertheless, our loan application process is seamless as all you need to do is download our app and apply right from your smartphone!
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RATES AND REQUIREMENTS
A1 Credit offers instant credit to salary earners, especially civil servants and our loan products range from amounts of N50,000 and up to N1,000,000. You can pay back between 12 - 36 months. Our usual repayment period is monthly.
To access these soft loans, however, you must be above 21 years of age and must be employed with a stable income. You may also be required to submit your bank statement and a valid ID.
Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36% to 120%.
FOR EXAMPLE;
If you get our personal loan product of N50,000 to pay back over a 12-month tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N18,000 in interest. This means that your total Principal + Interest repayment would be N68,000 only.
We also require at least, one guarantor and for loans above certain amounts, you may be asked to submit additional documents which may include your NIN and bank cheque to aid our verification process and to help us serve you better.
Nevertheless, our loan application process is seamless as all you need to do is download our app and apply right from your smartphone!
Screenshots
A1Credit FAQ
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Is A1Credit free?
Yes, A1Credit is completely free and it doesn't have any in-app purchases or subscriptions.
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Is A1Credit legit?
Not enough reviews to make a reliable assessment. The app needs more user feedback.
Thanks for the vote -
How much does A1Credit cost?
A1Credit is free.
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What is A1Credit revenue?
To get estimated revenue of A1Credit app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
App is not rated in India yet.
Ratings History
A1Credit Reviews
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App Info
- Category
- Finance
- Publisher
- A1 Capital Solution
- Languages
- English
- Recent release
- 1.3 (1 year ago )
- Released on
- Jul 26, 2022 (2 years ago )
- Also available in
- Nigeria, United States, United Kingdom, Pakistan, Japan, South Korea, Kuwait, Kazakhstan, Lebanon, Mexico, Malaysia, Netherlands, Norway, New Zealand, Peru, Philippines, India, Poland, Portugal, Romania, Russia, Saudi Arabia, Sweden, Singapore, Thailand, Türkiye, Taiwan, Ukraine, Vietnam, South Africa, Dominican Republic, Argentina, Austria, Australia, Azerbaijan, Belgium, Brazil, Belarus, Canada, Switzerland, Chile, China, Colombia, Czechia, Germany, Italy, Algeria, Ecuador, Egypt, Spain, Finland, France, Greece, Hong Kong SAR China, Hungary, Indonesia, Ireland, Israel, United Arab Emirates
- Last Updated
- 2 months ago