Very efficient
We have 4 accounts at American State Bank: 1) Business 2) Personal checking account 3) Savings account 4) A second checking account exclusively for ACH drafts. (We do not provide ACH authorization from our personal checking account; we once had a “merchant” who continued to “draft” from our account after we told them to stop, and the only recourse was to close that account and open another and replace checks. Now, we can, if necessary, close only this account, and while we would need to set up ACH again for “honorable” merchants, we wouldn’t need to replace our checks for the primary checking account.) So, we can deposit checks with the app, and journal, as needed between the various accounts. And, I can easily see, on the app all accounts’ balances and transactions.
