Expense Tracker: Money Zen
Budget for Spending & Saving
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Description

How to Develop the Habit of Bookkeeping

Bookkeeping should be simple and straightforward, which is easy to say, but:

- So many categories, and subcategories? What category should I choose? — Money Zen use a tagging system, you can write "food, eat out, restaurant_name, meal_name", as detailed or rough as you want.
- I bought two boxes of eggs with different prices, add this to this, where is the calculator? Where is the equation I just entered? Is there a typo? — Money Zen has a calculator that does not need to input the equal sign, and can see the equation
- When adding yesterday's expenses, I have to tap three times (tap date, yesterday, complete) to change the date to yesterday? — On Money Zen, just tap the left arrow or swipe right on the date, and the date will be changed to yesterday.

What's the use of these so easily tracked expenses?

- If you want to budget for the future, then look at where the money has been spent in the past year, how much did you spend on each item per month? — In Money Zen you can select any time range, and see the daily/monthly/annual average spending for each tag
- A restaurant you often eat at, because you have wrote down the name of the restaurant and the name of the meal (as tags) every time—in Money Zen, tap the tag of this restaurant, and then tap to show "Median & No. of Transactions", what you see at this time is like the menu of this restaurant — the median is roughly equal to the unit price of each set meal: $XX for egg fried rice, $xx for mapo tofu. Before you know it, Money Zen becomes a menu collector and records your tastes.
- Search: past air tickets, past trips, when items were purchased, and whether the warranty has expired
- Look at the changes in your spending on food each year, whether you've gone from eating fast food to cooking your own meals, whether you're eating better and better, but spending less and less
- Looking back and seeing the changes in your life, are you spending less on things useless and putting your votes in the form of money on things you support?
- Did you spend more meaningfully, increasing your contribution to the outside world, supporting your family and friends, and contributing to society?

Money Zen can also be used as a shopping list, so you can write it down before you buy, only the amount is zero, and then add the amount after you buy.

Money Zen comes with a financial management method: use part of the monthly income for spending, and the rest for investing. The money saved for spending can be accumulated. If you spend less this month, you will have more money to spend in the future. Know two balances at any time: how much money is left to spend, and how much money is left to invest.

In order to buy something, you can save a little money every month to the account for spending, and when the amount is reached, you can buy it with peace of mind.

Just like transferring money to a investment account to buy stocks in real life, you can add these investment accounts in Money Zen, and record each transfer to these accounts, and the amount left for investing will be automatically updated.

Now that the investment accounts has been added, Money Zen also provides the function to manually update the values of these accounts and display the total assets.

Multiple currencies are also necessary. Expenses are not necessarily in the same currency, but the statistics can be in a fixed currency - Money Zen provides the ability to select the accounting currency, and other currencies are automatically converted to it according to the exchange rate for statistics and display.

In real life, when converting from one currency to another, you may lose money due to bad exchange rates - Money Zen provides a function to record real-life currency conversions, and the balance is updated accordingly, you can also see the actual balance of each currency you own.

This is my dream bookkeeping app - Money Zen.

Privacy policy and terms of use: https://moneyzen.app/terms/
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In-Apps

+15 Tags
$0.00
+35 Tags
$0.00
Supporter Program
$0.99

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User Rating

4.35 out of 5

17 ratings in United States

5 star
12
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1
1 star
1

Ratings History

Reviews

Great app!!!

VivienVW on

Keeps me on top of my expenses, it’s very clean and easy to use! Simple perfection!

Good enough itself but

superpigsam_us on

The last update moves tag search feature into supporter-only. I accept the idea of supporting the developer, however there should be an one-time buying option.

Learning curve

Race hollister on

Took a while to learn the layout, but finally figuring it out.

Best financial calculator I’ve ever used

lady_tasting_tea on

Highly recommend this app. Lite, easy to use and FREE of ads! I like it.

I like it!

Cushy pillow on

You can create a shopping list but save items for later if they don't fit in this week's budget. You can see the savings and spending acct balances to move money around if needs be. One of the easiest aps I've ever used!

好看,好用。

jin r on

使用过好多款记账app,财禅是最喜欢的一款。并且十分慷慨的免费试用。对于我的用途,十一个标签就够了。不用再购买更多的标签。如果以后出个什么高级版之类的,我妥妥的购买!

很好用的app

tttemplar on

希望作者没有放弃对app的开发与完善,如果能得到持续开发支持,我愿意选择付费版。

great

miao915 on

very good app,easy to use

good

IamNiuniuDad on

很好

Muy útil

Eduardao007 on

Muy útil para entender los gastos y poder tener parámetros de referencia

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59
Top Grossing
71
Top Grossing
99
Top Free
500

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App Info

Category
Finance
Publisher
Guojie Zeng
Languages
English, Chinese, Japanese
Recent version
2024.2 (6 months ago )
Released on
Nov 4, 2013 (10 years ago )
Last updated
1 month ago