Atome ID - Buy Now Pay Later

Interest-free online shopping

Description

Atome, Southeast Asia's leading Buy Now, Pay Later platform, is revolutionizing the way Indonesians shop with new PayLater products. In addition to our popular 3-easy-payment, 0%-interest service at partner merchants, you can now pay in installments for online purchases over 12 months with Atome VA PayLater. Enjoy a spending limit of up to Rp20,000,000 for a seamless online shopping experience on e-commerce platforms like Shopee, Tokopedia, Agoda, Shop Tokopedia, and more.
*** Shop Now, Pay Later - Discover the Atome Advantage***
▶1. Atome VA PayLater
Enjoy 0% interest on your online purchases for up to 40 days when you pay your bill in full before your due date. This feature can be used on online shopping platform apps such as Shopee, Tokopedia, Agoda, Shop Tokopedia, Lazada, Blibli, Traveloka, Zalora, Tiket.com, and MAP Club using your Atome limit of up to Rp20,000,000.
Aside from 12-month plans, installment options are also available for 3, 6, and 9 months. Plus, there are no admin fees or hidden charges to worry about.
To get started, all you need is:
- The latest version of the Atome app
- A few minutes to apply in-app
▶2. Buy Now Pay Later
Split your purchase into 3 interest-free payments or opt for more time with a small fee at our brand partners including Farmers Market, Tokopedia, Gojek, and more, where payments are automatically deducted from your preferred credit card or debit card — so you’ll never have to worry about missing a payment.
▶3. Manage bills at a glance
The Atome app does all the work for you so you’ll never miss a payment again. Easily check your credit bills, Atome VAPayLater transactions, cash loans, and payment history via the Atome app. You’ll also be informed whenever payments are due and when your payment cycle is complete.
Enjoy life more and maximize the convenience of installment payments by downloading the Atome app today!
► How to shop with Atome VA PayLater
1. Browse and choose your purchases on supported online platforms.
2. At checkout, select Bank Transfer, then choose your preferred bank (virtual account).
3. Tap on Place Order to confirm. Copy the Virtual Account (VA) number provided to proceed with payment.
4. Select VA PayLater, then choose the merchant platform and bank. Paste the VA number you copied earlier.
5. Ensure that the payment amount and bank details match your transaction.
6. Once your payment is successful, you'll receive a notification in both the Atome app and the merchant platform.
► How to pay with Atome Buy Now Pay Later
1. When shopping online, choose Atome as your payment method. If shopping in-store at partner merchants, scan the QR code at the cashier.
2. Choose from 3 interest-free payments, or opt for more time with a small service fee. All fees are clearly displayed in the app when you transact.
3. Pay the first installment at checkout. The remaining payments will be automatically charged monthly.
► CONTACT US
Atome is dedicated to offering you the best shopping experience with our flexible payment solutions. Should you have any questions, please reach out to us at [email protected]. Leave us a rating and review on the app store and follow us on social media:
Website: https://www.atome.id
Help Center: [email protected] or 021-50251717
Instagram: https://www.instagram.com/atome.id
Whatsapp: https://wa.me/message/NYUXWVBBGCCYP1
This service is provided by PT Atome Finance Indonesia which is licensed and supervised by Otoritas Jasa Keuangan.
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Atome ID FAQ

  • Is Atome ID free?

    Yes, Atome ID is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Atome ID legit?

    ⚠️ The Atome ID app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.

    Thanks for the vote

  • How much does Atome ID cost?

    Atome ID is free.

  • What is Atome ID revenue?

    To get estimated revenue of Atome ID app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

4.69 out of 5

26,425 ratings in Indonesia

5 star
23,719
4 star
632
3 star
256
2 star
181
1 star
1,637
Ratings History

Atome ID Reviews

gakk mau lagi

Mrs ris on

Indonesia

utang baru 60rb gara2 hp dikonter gak bisa pake selama 3 hari, dendanya jadi 130rb JANGAN PERNAH HUTANG DISINI

H-3 jatuh tempo aja udah di spam call

nbl- on

Indonesia

Ngeri

APLIKASI UTANG PALING GILA‼️‼️

Ratu uler on

Indonesia

Please buat siapapun yg lagi butuh banget pinjaman jangan pernah instal aplikasi ini‼️ Pinjaman gak seberapa tapi apk ini yg paling gede bunga nya, telat sehari dihitung bunga, langsung diteror orang kampung dengan ancaman. Pake apk yg lain aja kalo mau pinjam uang, bunga nya ngotak, dan gak diteror orang kampung dengan ancaman. Btw buat yg tau complain atome kemana ya? Pengalaman pribadi : Pinjam 3.500.000 ganti nya 5.400.000, telat sehari langsung 980rb cicilannya hahahahahh gila.

Puas dg atome

Dwi Hartini on

Indonesia

Atome selalu membantu

Bunga besar

Sampah 45 on

Indonesia

Bunga besar tak sesuai pelayanan penagihan gak sesuai peraturan gak ada sopan santun

CSNYA DI TRAINING LAGI

Korban CS on

Indonesia

Beda dari aplikasi paylater lain. Ini penggunaan tgl 22, tgl 12 udah ditagih. Blm sebulan loh!! dan CARA PENAGIHANNYA kayak orang hutang milyaran bulanan ga bayar! Telat sehari krna ga tau jatuh temponya ga sebulan (ya paling ga 3 hari sblm hari pemakaian) masih di maklumi.

Atome the BEST

Vaniemayulu on

Indonesia

Sepanjang memakai app ini sangat membantu. Tapi untuk skrg kenapa yaa akun saya sdh tidak bisa di gunakan padahal selama ini tdk pernah terlambat untuk membayar💕

SANGAT TIDAK DIRECOMENDED!!!

Babitralalaaaaa on

Indonesia

gak pernah pake pinjaman sama sekali tiba” dapat wa/tlp kalau ada tagihan sekian. mana ngancem segala lagi!! download dn masukin alamat pun karna pengen liat barang” yg katanya branded!!

Gajelas

Flummoxxxx on

Indonesia

GAJELAS NIH APLIKASI, UDAH DIBAYAR LUNAS TERUS GA PERNAH TELAT MALAH TIBATIBA GABISA MINJEM LAGI. KOCAK! PENAGIHAN GADA OTAK GOBLOK.

KONTTTTTT0lllll

AANJHENK on

Indonesia

APLIKASI KONT0LLL JANGAN DI INSTALL KATA KATA GUA KAYA YANG NAGIH

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App Info

Category
Shopping
Languages
English, Indonesian, Japanese, Malay, Thai, Chinese, Vietnamese
Recent release
2.113.0 (1 week ago )
Released on
Apr 22, 2021 (4 years ago )
Also available in
Indonesia, Brunei, Japan, Thailand, Vietnam
Last Updated
4 days ago
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