Bajaj Finserv App is trusted by 45 million+ customers all over India for their financial and payment needs. With this app, you can apply online for personal loan, home loan, gold loan, etc. You can shop offline from 1 million+ products at no-cost EMI, manage investments, get insurance, and do much more. You can also easily pay all your utility bills, recharge your mobile and DTH services, and transfer money using BHIM UPI.

Instant Personal Loan App

• Get an instant personal loan of up to ₹40 Lakh with this loan app.
• Doctors & Chartered Accountants can get funding through professional loans.
• Self-employed individuals can opt for a Business loan at affordable rates.

Highlights of Personal Loan
• Finance Amount: ₹20,000 to ₹40 Lakh
• Repayment Tenure: 12 to 96 months
• Rate of Interest / Annual Percentage Rate (APR): 12% to 34%
Processing Fees: up to 3.93% of disbursed amount Incl of Taxes

For ₹1,00,000/- borrowed at an interest rate of 2% p.m. for 12 months (interest rate on reducing balance method), the payable amount would be: Processing fee* ₹3930, Other charges ₹100, Interest ₹13,472. The total amount to be repaid after a year will be ₹1,17,542. *Interest rate and processing fees vary as per the products.

Locate Stores for No-Cost EMI at Bajaj Mall

• Locate stores at Bajaj Mall to enjoy No-Cost EMI options on over 1 million products.
• From Electronics, Appliances & Smartphones to Fitness Equipment and Furniture, shop for everything at No-Cost EMI.
• Find all the top brands like Samsung, Sony, LG, Whirlpool, & others at Bajaj Mall.
• Use the store locator to find the nearest Bajaj Finserv Partner Store for in-store shopping.

Bill Payment & Online Recharge

• Online Bill Payments
Make electricity bill payments online along with other monthly utilities such as water, LPG, broadband etc. Get cashback on your bill payment credited to your Bajaj Pay Wallet.
• Online Mobile Recharge
Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge on Bajaj Finserv App. Earn cashback on mobile recharge using the Bajaj Pay UPI & use it for future bill payments.
• FASTag
The Bajaj Finserv App enables quick and easy FASTag recharge. You can recharge on the go & enjoy hassle-free travel.

BHIM UPI App

• Create your unique Bajaj Pay UPI ID & send/receive money or pay bills by scanning any QR code and authorize your UPI payments by entering the UPI PIN.
• Add money to your Bajaj Pay Wallet & make seamless bill payments.

Credit Card

• Apply for Bajaj Finserv-RBL Credit Card in a few easy steps.
• Make credit card bill payments online, enjoy cash withdrawals using credit card & get reward points on your spending with the RBL credit card & DBS credit card.

Fixed Deposits

• Get high ROI on fresh and renewal of FD.
• You can start investment in FD at ₹15,000 & also get a loan against it.
• You can also invest in Bajaj Finance Systematic Deposit Plan with just ₹5,000.

Mutual Funds

• Investment in Mutual Funds starts with an amount as low as ₹100.
• You can invest in any Mutual Fund via monthly SIP or pay lumpsum.
• Mutual Fund SIP calculators can help you draw an estimate & plan well.

Insurance

• Bajaj Finserv App offers all kinds of Insurance on its platform such as Health insurance, Motor insurance, & Pocket Insurance.

App in App

• Fulfil your daily needs of shopping, food & groceries, travel, home-furnishing etc on one single platform with 100+ brand partners.

Features

• Find all your financial relations at a glance
• Use EMI calculators & pay your EMIs online
• Check CIBIL score & get credit health report online
• Download your loan account statements
• Avail quick assistance online for your queries