Banktivity: Budget & Finances

Brilliant app, keeps your finances organised,

I like the layout and format of the app but when trying to synch with my bank accounts, it just doesn’t work!

I find it useful to track my various accounts

Why have account balances shown on the summary screen suddenly changed to show ‘today’s balance’ when they previously showed the balance after all future transactions had been taken into account? At least if you’re going to change the screens, allow an option to revert to previous functionality! Unless this is a bug…but if it is, it’s a major one and not a mere annoyance.

The Mac app is a great, but this iOS app is not very helpful. Nine of the folders sync and you have to. Jew all your closed accounts. I can’t see the wood for the trees and will be removing this from my iPad.

Thank you for better connectivity and syncing. Thank you too for restoring Direct Access for UK banking - I know that the loss of was not your fault, but it is wonderful to have it back and working again, better than before. I love how well my iPhone and MacBook Pro sync together as I have so many accounts to track. For an app I use daily I am so very pleased with the progress. Please, Direct Access for EU accounts to make the 5 stars. Thank you guys for making my $100 subscription hike worth it!!! Update: my German accounts now update with Direct Access. Thanks for your continuing good work on all fronts.

I have had this app for four years and have complained to developers constantly about a bug - which they never, ever fix. They write back and ask for details which I provide - then no more news. This has been going on for years - hopeless at debugging. In case the developers read this - the bug is that in investment summary the “one month change” is consistently hopelessly wrong. It is not even close to the real figure calculated by the OS parent app. Why can’t you fix this bug? I am really fed up - every upgrade I hope that they might fix this bug - but no it is always the same hopelessly wrong figure. And yes, have tried resetting the synch many times. So am leaving one star review due to their poor attention to detailed debugging.

I’ve used Banktivity since 2012, and functionally it remains the best on the market hands down as others remarked here, for instance on multi-currency handling or budgeting. BUT While the developers took steps recently to improve the backend, specifically bank integration, it has been many years the app failed to advance on other fronts which can be summed up as a confusing hodgepodge: 1) User interface: just look at it, decidedly reminding you of 80x25 terminals with its slightly unwitting charm. No use is made of bigger screen real-estate on iPadOS, what you see is the same as on iOS. Yet the issues only start there: interaction is very screen-oriented, no “select object and see context information with a tap” or the like - you’ll be taken to another screen. Very tiring. The macOS version hasn’t far evolved either and fundamentally looks like it did ten years ago. Recently I was surprised to note that, in dark mode, budget progress bars (how much money is left) change colours from red/amber/green to a funny mix of purple/orange but then still red/green in places. Should be funny but isn’t. 2) Analysis: the reports offered on macOS are quite alright, but they simply don’t exist on iOS/iPadOS. Why? Query capabilities are restricted to pre-set options, there is no possibility to formulate Boolean clauses (AND, OR, NOT) freely. It wastes an important capability that would set Banktivity apart from its peers, and it limits user understanding of their finances. Also, categories cannot be assigned to security buy/sell transactions, which seems like an odd omission but can be really frustrating when you try to analyse your investments. 3) Forecasting: budgets, goals, reports, scheduled, and unscheduled spend are fundamentally disjointed: budgets let you understand what you’ve spent but they don’t let you project where you will be, for instance if you need to plan for a large purchase in six months. If you want to forecast where you’ll land you need reports which are only available on macOS. You can add goals which can be seen on iOS/iPadOS but only added/edited on macOS. But then there are your retirement goals which aren’t supported on iOS/iPadOS. Why? Also, when you forecast cashflow balances on your accounts the following happens: scheduled and unscheduled transactions are included but budget positions like “I'm spending £500 per month on groceries” are not. In what world does this help? In the end, the app gives off an impression of being supported by

I was so happy when version 7 came out - it did what I needed. Unfortunately since 8 has come out and the app automatically upgraded to version 8 there is a HUGE payment required to get the functionality that was available with version 7. So instead of a big payment per year I’ll just use it on my laptop and lose the versatility. If you are looking for a great app that works with British banks keep looking. The app is too expensive to contemplate using and there are better solutions. The developers have proved themselves out of the market. Time to look elsewhere.

I have to say the last 12 months have been a journey, however it’s starting to pay off. The App is getting better with each release (however these are still infrequent for a high price subscription) In terms of the iOS App a lot of the elements are too small and the UI is poor an unintuitive at present - functionally it’s excellent, however I’d expect for a cleaner more customisable Home Screen that tells me what I need to know. Use of standard iOS features like widgets for showing budget trackers with quick entry would make life easier. The main part for me is to make the mobile app function as just that, something mobile that works out and about. I need a quick UI to understand how much I’ve got left in an envelope at a glance, and to understand the impact on my goals if I decide to do something. While I have enjoyed over 5 years of Banktivity, and it’s improved a lot, there’s some quality of life items that need to be considered now.