Benefits OnLine

Retirement & Benefit Services

Downloads
Revenue

Description

You don’t need a computer to keep up with your employer-sponsored benefit plans. With the free* Benefits OnLine® Mobile app, you’ll have easy access to your benefit plans with Merrill, virtually 24/7. Find out how easy it is to:

Manage your accounts
•Check your account balances, detailed holdings and account history
•Manage your investments and update contribution rates
•View your Account Summary with interactive graphics
•Request a loan, withdrawal or rollover

Access financial information
•Review U.S. & Global market data
•Add securities to your device watchlist
•Monitor major market securities

Personalize your experience
•Stay up to date with My To-Do List and Alert messages
•Have your Merrill investment account balances and Bank of America account balances displayed along with your benefit plan accounts
•Choose “online deliver” for statements and confirmations

Stay Secure
•Set up Touch ID/Face ID to log in securely without using your password**
•Visit our Privacy & Security page to learn about the features we offer to help protect you and your accounts

IMPORTANT NOTICE:
The Benefits OnLine® app for iPhone is available to clients who have access to the benefits.ml.com website. Some of the features and services available on benefits.ml.com are not available within this app. Please access the website to access all functionality. Select Application License Agreement and review the amended Terms & Conditions, which apply to the website and all mobile devices. By downloading and using this app, you agree to the current Terms & Conditions.
*You may be charged access fees from your wireless service provider depending on your mobile device. Please check with your wireless service provider for details on specific fees and charges.

**Certain devices are eligible for enrollment in Touch ID/Face ID.
The images included are for illustrative purposes only.
Merrill Privacy and Security: ml.com/privacy

Merrill makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), a registered broker-dealer and Member Securities Investor Protection Corporation (SIPC), and other subsidiaries of Bank of America Corporation. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.

Merrill is the marketing name for Merrill Lynch Wealth Management, and Merrill Edge®, both of which are made available through Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S). Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.

Trust and fiduciary services are provided by U.S. Trust, a division of Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. Both are wholly owned subsidiaries of Bank of America Corporation.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

MLPF&S and Bank of America, N.A. make available investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation.

Investment products, insurance and annuity products:
•Are Not FDIC Insured
•Are Not Bank Guaranteed
•May Lose Value
•Are Not Deposits
•Are Not Insured by Any Federal Government Agency
•Are Not a Condition to Any Banking Service or Activity

© 2024 Bank of America Corporation. All Rights Reserved Benefits OnLine is a registered trademark of Bank of America Corporation.
Hide Show More...

Screenshots

Benefits OnLine FAQ

  • Is Benefits OnLine free?

    Yes, Benefits OnLine is completely free and it doesn't have any in-app purchases or subscriptions.

  • Is Benefits OnLine legit?

    ⚠️ The Benefits OnLine app has poor ratings and negative feedback. Users seem unsatisfied with its performance or features.

    Thanks for the vote

  • How much does Benefits OnLine cost?

    Benefits OnLine is free.

  • What is Benefits OnLine revenue?

    To get estimated revenue of Benefits OnLine app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.

User Rating

1 out of 5

1 ratings in Argentina

5 star
0
4 star
0
3 star
0
2 star
0
1 star
1
Ratings History

Benefits OnLine Reviews

Terrible App

craig6$&542 on

United States

This is the worst app. You might get a match at your company, but after dealing with terrible interface and constant questions you will 100% cancel. Please, if you are company use Fidelity. Make it easier for us users.

Terrible

Blubbberducky on

United States

The app is slow and it takes five actions to get to anything useful. There’s a lot that you can’t do on the app that you can only do on a web browser. Also, every month it asked me to sign up for electronic delivery just so that it can try to get me to sign up for their promotional emails. I have everything else turned to electronic delivery except I don’t want to receive their promotional emails. The UI is unintuitive and cluttered. Using this app is an awful experience.

No longer displays HSA account value

Banker418 on

United States

After the latest update, my hsa balance is no longer displayed in the accounts section. I don’t like that.

Confusing Navigation

Joeeeee9618 on

United States

Confusing layout. Difficult to get to the correct menu and it changes through the transaction lifecycle. Unclear status once actions have been taken. Low-use menus are prominent while important options are buried layers deep. Need to rethink the navigation experience. I use several banking and brokerage apps daily and this is noticeably worse than all others

Works great!

Savy52 on

United States

I don’t know why I see all these reviews saying it doesn’t work because it works perfectly fine for me. I invested in a Roth IRA through them and it works great. I did take it out because I needed money and I had no problem with that either. Overall it’s a great app!

Password

ToyotaCoro110ra on

United States

The password forgot, the button does not work when send on text message.

Numbers don’t match website

Jbird4769 on

United States

The app and desktop site show significantly different balances in my LIIA (like off by over $10k). This app has no functionality and is just a pile of hot garbage

Age 4+

Dm747474 on

United States

Ha. Things have got so bad that kids are skipping pre-k and going straight to 401-k

Seizure, stroke. massive seizure….

Take your money out on

United States

This review is not about the app. Is about the Merrill 401k retirement . My husband was already retired. When he had a stroke. December 21 2022. He was diagnosed with aphasia . since my husband was the one who took care of everything ! Bills etc I had no access to anything. I took me a while to do the power of attorney. That way I could be able to request money. I call this person name Melissa . Sent her the power of attorney. Never heard from her. I called again. Her secretary Tanisha requested the power of attorney. I sent it. She said. Melissa would be in touch with you . She never ever contacted me . Till today. 3/2024 She knew our situation. She new I was desperate . March 2024. Still can’t withdraw money.

Update the app

Cumminsdude59 on

United States

It would be nice if I could actually get into my plan to see the performance and update my contribution amount, but it won’t even load the page

Store Rankings

Ranking History
App Ranking History not available yet
Category Rankings
Chart
Category
Rank
Top Free
230

Benefits OnLine Installs

Last 30 days

Benefits OnLine Revenue

Last 30 days

Benefits OnLine Revenue and Downloads

Gain valuable insights into Benefits OnLine performance with our analytics.
Sign up now to access downloads, revenue, and more.