Cashflows

Description

* Follow @MyCashflowApp on Twitter!

Cashflows helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain.

Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future.

It's not interested in the past, so there's no need to enter or maintain your transaction history.

It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make.

Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap to toggle them on or off.

FEATURES:

- Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them.
- Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options.
- Warning balance: Set a warning balance for an account and see at a glance when your balance is below it.
- Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions.
- Reports: Create PDF or XML reports and send them by email or to your Dropbox account.
- iCloud Sync with Cashflows for Mac.
- Generate reports in PDF, CSV or XML
- Backup and restore your data to Dropbox or iTunes.

MANY USES:

* Planning Future Purchases:

This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford.

* Planning for Change:

You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future.

* Planning for Uncertainty:

The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later.

* Getting Out of Debt:

This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.

MOVING FROM TOTAL CASHFLOW?:

1. In Total Cashflow, go to Sync -> Export to iTunes
2. In iTunes on Mac or PC (with device connected and selected) go to Apps, then find Cashflow HD / Cashflow under “File Sharing”
3. Select the "MyCashflow.xml” file, then click “Save to…” and select a suitable folder
4. Browse to the folder and rename the file Cashflows.xml
5. Select Cashflows under “File Sharing” (Cashflows has a “thinner” icon than Cashflow HD / Cashflow)
6.Click “Add…” and select the new Cashflows.xml file
7. In Cashflows, go to Sync -> Import from iTunes

If you prefer, email us at [email protected] for Dropbox migration instructions.

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Screenshots

User Rating

4.29 out of 5

7 ratings in United Kingdom

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Ratings History

Reviews

HELP!

Ive been using this app for sometime now and it’s been a lifesaver helping me keep control of my finances. However today I cannot access the app that has all my data, “the developer of this app needs to update it to work with latest version of iOS”. If anyone can help it would be much appreciated.

Extremely useful

I have used this app for years and have found it invaluable. However, today I tried to add a recurring payment and wasn’t able to access that facility. Is this no longer available? I tried it again today and it’s now working perfectly. Tried again on 8th October and it’s not working again.

Brilliant App

I love using this app. I have tried lots of budgeting apps but this is by far the best and I use it daily. Love it.

My Go To Cashflow App

I have no idea why this has so few ratings/isn’t more popular. I’ve had this app since 2016 and haven’t found another that works in the same way - it’s simple, effective, and does what it says on the tin! I rely on it everyday. I’m delighted to have noticed the latest update - last time I checked it hadn’t been updated in 2 years or so and I’d feared the devs had maybe abandoned the project. So I came here to write this review and also to say thank you to the devs for the latest update 😄.

I’ve fond that updating balances merely adds to the existing balance and does not start things afresh. Looks like no support is available other than a webpage instruction sheet . Would be nice if the recurring page also listed totals of recurring incomes and expenditures, per month/ year, so one can get an immediate approximation of cashflow.

Store Rankings

Ranking History

App Ranking History not available yet

Category Rankings

Chart	Category	Rank
Top Paid	Argentina Finance	99
Top Paid	New Zealand Finance	135
Top Paid	Dominican Republic Finance	140
Top Paid	Israel Finance	146
Top Paid	Australia Finance	171

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