--- title: "Chime® – Mobile Banking - Reviews, Revenue and Downloads in United States | Apple App Store" description: "Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. " --- # Chime® – Mobile Banking — United States > The #1 Choice for Banking ![Chime® App Icon](https://is1-ssl.mzstatic.com/image/thumb/Purple211/v4/9b/46/25/9b46257b-ff33-958b-e144-f07b4be2bcc3/AppIcon-0-0-1x_U007emarketing-0-6-0-85-220.png/434x0w.png) **Developer:** [Chime Financial](https://apptail.io/developer/chime-financial-GqPd) **Category:** Finance **Rating:** 4.8/5 (1,407,125 ratings) **Price:** Free **Bundle ID:** com.1debit.ChimeProdApp **Store:** Apple App Store **Country:** United States **Version:** 5.322.0 (released 2026-04-14) **Original Release:** 2014-03-16 **Languages:** English **App Store Link:** [Download on Apple App Store](https://apps.apple.com/us/app/app/id836215269) **AppTail Page:** [https://apptail.io/app/chime-mobile-banking-xeO/united-states](https://apptail.io/app/chime-mobile-banking-xeO/united-states) ## Chime® Description Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Account opening data based on a J.D. Power survey conducted between August and September 2025. EARLY PAYDAY Direct deposit with Chime to get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees. SPOTME® Get covered up to $200* on debit and credit card transactions and cash withdrawals with no overdraft fees. BETTER BANKING A checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more. SMART CREDIT MANAGEMENT Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡. EASY SAVINGS Enjoy automatic savings tools and a high-yield savings account1. ANYTIME SECURITY AND SUPPORT Keep your money safe with 24/7 live support. ATMS Access 47k+ fee-free‡ ATMs at locations like Walgreens and more. PAY ANYONE WITH NO TRANSFER FEES Send money to friends or family as fast3 as a text. –––– The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. ^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500. ~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies. *Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200. ‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM. ‡‡Late payment may negatively impact your credit score. Results may vary. §§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade. **Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer. §The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details. ¹Chime Checking Account required to apply. 3Sometimes instant transfers can be delayed. The recipient must use a valid debit card to claim funds. See your issuing bank’s Deposit Account Agreement for full Pay Anyone Transfers details. 4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. +Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025. 2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions. ## Chime® Screenshots - [Screenshot 1](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/2d/f9/e9/2df9e940-6448-e44f-b8c3-dded6835c5d3/JASON_2688.jpg/1242x2688.png) - [Screenshot 2](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/7d/4f/45/7d4f4586-1b4c-ec92-ec38-aeb237862d4b/mypay_state_2688.jpg/1242x2688.png) - [Screenshot 3](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d3/b1/12/d3b11271-9439-1ce2-46ce-f7bebdf222bd/8.jpg/1242x2688.png) - [Screenshot 4](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/72/b8/28/72b8283c-a555-e69a-2f5a-be724969bd88/2.jpg/1242x2688.png) - [Screenshot 5](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/c4/32/1f/c4321f06-ed2f-61e7-103d-9d6572cf38bc/1204.jpg/1242x2688.png) - [Screenshot 6](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/26/75/1d/26751df9-b4f0-1762-03b7-954956d4874a/AppStore-02-1242x2688-6.5.jpg/1242x2688.png) - [Screenshot 7](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/d4/3b/18/d43b18b1-66c6-63fd-7f59-3dfa7dc82882/6.jpg/1242x2688.png) - [Screenshot 8](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/14/96/0d/14960d9d-1d14-cf7f-7708-b07a9ed8daa8/7.jpg/1242x2688.png) - [Screenshot 9](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/fc/1c/50/fc1c509a-8919-8e6e-fe0d-92707cf119c2/10.jpg/1242x2688.png) - [Screenshot 10](https://is1-ssl.mzstatic.com/image/thumb/PurpleSource221/v4/03/b5/77/03b57786-b024-1394-4577-0e423c6e5096/9.jpg/1242x2688.png) ## Chime® Rating Breakdown in United States - 5 stars: 1,287,237 (91%) - 4 stars: 62,123 (4%) - 3 stars: 18,292 (1%) - 2 stars: 8,583 (1%) - 1 stars: 30,890 (2%) ## Chime® Reviews in United States ### ***** "Chime is a good bank" I love chime they allow me to take out money ahead of time -- avery_roberts, 2025-01-02 ### ***** "Chime is life" I love chime the extra feature they have available comes through at the right time every time I love them so much I’m using them for my taxes -- Queenplus6, 2025-01-02 ### ***** "Chime & I" Honestly I don’t think I would ever leave Chime . We’ve been rocking together for sometime now. I absolutely love it and they’re extremely thorough so I feel safe with Chime. -- Sockmouth, 2025-01-02 ### ****- "Kind of disappointed right now" Normally I would give them 5 million stars. They started a program with something called “My Pay” where they “loan” you money until your next payday. For the last two months everything has been fine. For some reason this month they decreased my amount by half. That’s fine, but they just took what I owed them for the previous month from my paycheck. THEN they decreased what I could get for the next month. I wish they had told me my amount was going to decrease last month before I borrowed anything against my pay. It’s put me back for this month. I’m on a fixed income. I’m retired and my income is from social security. I have been as long as I’ve been with Chime which is five years. I get the same amount deposited each month. I’m really disappointed in this. I feel like they just profited off me and probably a whole lot of other people. -- Dogzsluver, 2025-01-02 ### **--- "Credit Building Card Doesn’t Build Your Credit." The Credit Builder card is false and misleading. Upon enrolling, it actually drops your credit score. Chime says it does that to show that the Credit Builder card improves your credit if used accurately. I have used it accurately and right down to the tea. I’ve used it for subscriptions and some of my small bills that they say will give you a credit boost to your score if paid on time three months in a row. All you get is “needs more time” when tracking your monthly payments. Nothing gets updated and you get absolutely nowhere with customer service. In fact, if you call Chime, their customer service reps know nothing about the Credit Builder card. So 2 ⭐️ is what I give Chime. There’s nothing special they’re just like every other alternative bank. -- craigclifton, 2025-01-02 ### ***** "Better than expected" I was skeptical about using Chime but I’m glad I did! I have $90 in spot me money now so if I go over it’ll pay that! But I don’t have to use the full amount which is essential for myself to not get overdraft fees and I had my old account for over 14yrs until 2023 when I got scammed and hacked 2x in a week! I’m disabled so I filed police report and I was told by my small town bank that they were closing my accounts and they refused to give me a new account on top of that they new it was fraud but due to my medical condition I was not in right mind hence why I got scammed but they didn’t care! All they cared about was that they lost money (pennies to a bank and maybe most people but it was 2 months of my disability which is everything I have to live and to be honest it is not really enough to live comfortably but I’m just thankful that after I became disabled that I have any income!) I was a Dairy farm worker and I also landscaped besides contractor so it’s definitely been a huge adjustment in my life in more ways than just money! But Chime has helped me more than I can truly explain however I will say I am very grateful that I am a chime member now! I wish more banks were like chime and how they truly do more for their members than most! Of course if you have perfect credit you may not care but if I were you I’d open an account with chime and give them a try and then decide if you want to leave your current bank! I am staying with chime! -- popp88, 2025-01-02 ### *---- "Verification" So this app is trying to become another mobile banking service but its so hard to signup and you gotta do blah blah blah blah blah just to sign up and verify…took me 3 hours with customer service to send me a report…not recommended app at ALL -- Nmbr One Rev, 2025-01-02 ### *---- "Worst, stupid and most pathetic app." It took me two months to even so much as get the rest of my check from my job because this app doesn’t work in the slightest, if I could, I’d burn the app. -- Ada lovelaseie, 2025-01-02 ### *---- "Chime is the WORST!!!" Chime stole money out my account they get my pay dates wrong and they make you wait over a week for your “my pay” advances!!! Varo never stole any money from me!! Cash anavances ready IMMEDIATELY AND…. No waiting!!!! I hate chime so much plus NO BODY EVERY WINS THE STUPID $5000 contest! Use anything else but don’t use chime!!!!!!! -- Bev j…., 2025-01-02 ### ***** "CharlotteR." So convenient -- Shari810, 2025-01-02 ### ***** "Chime" i love chime it very flexible and convenient -- Chime -in, 2025-01-02 ### ***** "💙💙" I love this app! And bank! -- Fijiwaterrr, 2025-01-02 ### *---- "Poorly" Every since the CEO got murder it haven’t been the same. Government just ruined this app. -- Chimmmeee, 2025-01-02 ### ***-- "I like Chime" BUT…the app leaves a bit to be desired. The Face ID login isn’t normal, you have to click to login then click to use Face ID. Also the app randomly converts the appearance to the “light” setting and you literally see nothing but white. It has to be on the dark setting to see your accounts and balances. I can’t fathom why they’d even have this setting, or why (if I’ve chosen the dark setting) it would randomly change over to the other setting. Luckily I know where the selection is to change it or else I wouldn’t be able to use the app at all! -- Myboxerstella, 2025-01-02 ### ***** "Chime" I love chime yall think about y’all costumer!!! Bless up to chime -- Aj Gaza, 2025-01-02 ### ***** "Chime" I loved and more when my paycheck comes early -- Elcubanito07, 2025-01-02 ### *---- "Not Good" Can’t get it to transfer money where I want it to go. Takes too long to transfer to another bank.. Not happy with it. Poor instructions.. -- Cheyenne401, 2025-01-02 ### *---- "Business practices" Chime bank account is a joke they change it up on you every month. Specially if you have direct deposit and you’re on a fixing time, count on your money being there on the same day don’t count on there Customer Service to be very educated and definitely don’t count on them doing their spot me the way that they say they’re going to because they don’t they change it they send you emails telling you to set up direct deposit when you already have direct deposit so therefore they don’t have good business practices if I were you, I would bank somewhere else truly buyer beware and I know for a fact that my Google reviews get lots of views and I’m very informative and trust me when I tell you this this is not an online bank that you want to deal with their unprofessional and a lot of them do not know what they’re talking about and I would be surprised if this is a bank that’s based here in our owncountry a lot of places are overseas and a lot of them. Do not know what they’re talking about about buyer. Beware, I would go somewhere else where you know your money safe and they say what they advertise clearly false advertisement for sure. And when it comes to their my pay, trust me when I tell you this do not do it. It is unreliable. They tell you that your credit limit gets moved up and then it’s computer generated. They give you $13 a day until you get up to your credit limit, don’t do it do not bank with them. They’re not reliable go somewhere else. I promise you this online bank is a joke from the beginning. -- Christina Charlson, 2025-01-02 ### **--- "Reoccurring payments" I use to love Chime. I’ve had it for years and now when I freeze my card, I get this message that reoccurring transactions will still be paid. HOW DARE YOU!!!! I lock my card for a reason and you have NO RIGHT to tell me how to use my account. I did not authorize this at all, and now I find out that some Chime users can turn this off. Why not give this option to ALL of your LOYAL users. I have been using you for years, so I guess this is how you repay LOYAL customers. I will be moving my money elsewhere. You messed up big time Chime, this was not cool at all. -- Coopdevile51, 2025-01-02 ### ***-- "Your add" You add gives out false information -- Madi downloaded, 2025-01-02 [View all Chime® reviews and detailed analytics on AppTail](https://apptail.io/account/signup?utm_campaign=ai-crawl&utm_content=reviews) ## Chime® Store Rankings | Chart | Country | Category | Rank | |-------|---------|----------|------| | Top Free | United States | Finance | #7 | | Top Free | United States | Overall | #83 | ## Chime® Discovered Keywords - send money - time counter - spendo - mobile banking - chime account - chime credit - f-check - come - bank app - cham ## Apps Similar to Chime® - [MoneyLion: Banking & Cash Back](https://apptail.io/app/moneylion-banking-cash-back-vii/united-states) - [Vola: Cash Advance & Credit](https://apptail.io/app/vola-cash-advance-credit-uOm/united-states) - [Varo Bank: Online Banking](https://apptail.io/app/varo-bank-online-banking-PJH/united-states) - [GO2bank: Mobile banking](https://apptail.io/app/go2bank-mobile-banking-QJH/united-states) - [Kora Money](https://apptail.io/app/kora-money-vMH/united-states) - [CashNetUSA](https://apptail.io/app/cashnetusa-CQH/united-states) - [Ingo Money - Cash Checks](https://apptail.io/app/ingo-money-cash-checks-yFL/united-states) - [Current - Mobile Banking](https://apptail.io/app/current-mobile-banking-weO/united-states) - [Tilt: Cash Advance & Credit](https://apptail.io/app/tilt-cash-advance-credit-GgO/united-states) - [Cleo AI: Smart Money Manager](https://apptail.io/app/cleo-ai-smart-money-manager-cjO/united-states) --- ## About AppTail [AppTail](https://apptail.io) is a mobile app intelligence platform providing app analytics, ASO (App Store Optimization) tools, keyword tracking, competitor analysis, revenue estimates, and review monitoring for iOS App Store apps. 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