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Zip Bank – Smarter Banking for a Smarter You
A secure and modern digital banking app built for Nigerians. Send money, pay bills, convert currency, automate savings, access loans, and more – all from your smartphone.
Zip Bank is your all-in-one digital bank that simplifies how you save, spend, and manage your money. Whether you’re a student, freelancer, business owner, or salary earner, Zip Bank gives you the tools you need to stay financially empowered.
What You Can Do with Zip Bank
Send & Receive Money Instantly
Transfer money within Nigeria or across borders in seconds. Whether you're paying a vendor, sending money to family, or receiving funds globally, Zip Bank ensures your transactions are fast, reliable, and secure.
Pay Bills Effortlessly
No more queues. Settle your electricity bills, internet subscriptions, cable TV, and more – all in one place. You can also top up airtime and data for yourself or others.
Fund Your Wallet with Ease
Top up your Zip Bank wallet using debit/credit cards, bank transfers, or payment links. Funds reflect instantly, ensuring you're always ready to transact.
Generate Secure Payment Links
Easily request payments by generating a secure, shareable payment link. Ideal for freelancers, small businesses, or anyone who wants to receive funds professionally.
Convert Naira to Dollar (and Back)
Need to make international payments or protect against inflation? Convert currencies with real-time rates and low fees. Zip Bank offers seamless Naira ⇄ Dollar conversions in seconds.
Access Instant Loans
Apply for personal loans directly from the app – no paperwork, no stress. Get approved within minutes and receive funds instantly into your wallet.
Invest & Save Automatically
Grow your wealth with tools like:
Save Box – Lock funds and watch them grow with interest.
Spend & Save – Automatically save a percentage every time you spend.
Fixed Deposits & Pensions – Choose long-term investment plans and prepare for the future.
Scan & Pay with QR
Forget cash or cards – simply scan a merchant’s QR code to pay. Quick, contactless, and secure.
Stay Protected with Bank-Grade Security
Enjoy peace of mind with biometric authentication, 256-bit encryption, and real-time fraud detection. Your money and data are safe 24/7.
Why Choose Zip Bank?
Fast & Seamless Transactions – Designed for speed and simplicity.
Smart Financial Tools – Automate savings and manage spending easily.
Built for Nigerians – Tailored features that suit your lifestyle and economy.
24/7 Support – Our responsive support team is always here to help.
Download Zip Bank Today
Join thousands of Nigerians enjoying smarter banking. Whether you’re looking to send money, save better, invest smarter, or convert currency, Zip Bank puts the power of finance in your hands.
Download now and start banking on your terms.