At CreditWave, we aim to provide quick and easy access to financial services. Our app has been built by experienced developers and provide the following services;

Loans
1. Limit range from NGN10,000 to NGN500,000.
2. Flexible repayment between 61days to 180days.
3. No collateral or paper work is required to access our various loan offers
4. There are no hidden or rollover charges.
5. Users who promptly repay their loans build their score and can be exposed to higher amounts.
6. Annual Percentage Rate(APR) from 18% to 33.6%.
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CREDITWAVE INTEREST RATE AND LOAN REPAYMENT

A customer can apply for a loan of ₦10,000 - ₦,000 without collateral and repay in 2 - 6 months.

Monthly interest rates range from 1.5% - 2.8% and the maximum Annual Percentage Rate (APR) is 33.6%. No other fees are charged.


EXAMPLE:

Loan Amount: Ngn100,000

Loan Tenure: 6 months.

Number of Repayments: 6

Monthly Interest Rate: 2.5%

Monthly repayments: Ngn19,667.67

Total amount payable: Ngn115,000

APR: 30%.

Several steps to get your loan
1 Download and register an account or sign into an existing account
2 Fill out the basic requirements
3 Apply loan online and get approved
4 Get your loan disbursed into your designated bank account.

Loan applicant requirement
1. Nigeria resident
2. A valid BVN
3. A valid debit card with at least 3 months validity.
4. A personal email account
5. A personal bank account.

Transfer money
1. Transfers to any bank or financial institution in Nigeria
2. Zero charges for all money transfers to CreditWave accounts.

Pay bills
1.Recharge airtime and data.
2.Pay for water, electricity, TV and other utility bills
3.Pay 1800+ billers and service providers with a few fingertips

Contact Us
For more information, contents or suggestions:
• We are available 24/7 to assist you with your request
• Service Hotline: 09121692405 (9am - 6pm (Mon-Fri), Sat-9am-5pm)
• Website: www.creditwaveng.com
• Service Email: [email protected]
• Facebook : https://web.facebook.com/CreditWaveNG
• Linkedin: https://www.linkedin.com/company/creditwave-finance-limited
• Instagram: https://www.instagram.com/creditwave_ng/