Debt Payoff Plan Calculator

Very good app It will give you a very clear and simple picture

Solid layout but if you have your phone in dark mode you’re going to have to switch to light mode to be able to see anything, I wish they had that option directly through the app but you have to go to your phones settings for iPhones not sure if it’s the same for android

The calculator is not consistent with PV/FV/Nper calculations using spreadsheet software.

I’m only 43, but I can barely read anything on this app. The blue font on black background is completely unreadable to me. The light gray font on white is the same. Sounds like a good app, but I’ll never know. Highly recommend following WCAG design standards.

Makes my financial life easier to deal with.

Strange if your balance is $1455.45 you either have to round off in enter $1455 or $1456 same issue with payment if your payment is 240.56 you either have to enter $240 or $241 the strange this if your apr is 5.5% it strangely allows fraction in the apr wow but not in the balance or payment that really needs to be fixed in a update. Another annoying problem is seems like every month I seem to need to update a few accounts because the app seems to screw things up. Annoying that you’ve to update each account every month because it keeps adding another month every month.

I have been searching for an app like this it is perfect! I love how the app shows you when you'll pay off the credit card and how much interest youd pay if you only paid the minimum every month. It gets you motivated to want to pay more. For instance i have a credit card where i owe $2,470 a interest of 25% and minimum monthly payments of $80/m. If stay only paying the minimum monthly amount I would pay it off in Sept 2027 and id pay $1,529 extra in interest so in total it would be $3,999. Thats crazy!! So if i pay $500 extra a month id pay this card of in Dec of 2023 and I only pay $145 in interest than so i finish it off with paying $2,615 in total. It will also show how much in interest youll pay for each month which is so awesome☺️ If your like me and want to start to understand where your going with this debt and what you need to do to pay of your debt sooner. I highly suggest downloading the app.

I’ve had this app for a while. It is basic, but gives you some good info. However, after not using for a while I opened it today to find there have been some bad updates. Namely the color choices for the background. It blends with the text and you can’t read it. It does not look like the examples shown here on the App Store. It’s not a white background with black text. It is a black background with black text. So after many years of utilizing it, I deleted it.

Strange if your balance is $1455.45 you either have to round off in enter $1455 or $1456 same issue with payment if your payment is 240.56 you either have to enter $240 or $241 the strange this if your apr is 5.5% it strangely allows fraction in the apr wow but not in the balance or payment that really needs to be fixed in a update. Another annoying problem is seems like every month I seem to need to update a few accounts because the app seems to screw things up.

I think there’s something off. The words are hard to read, like they are too light or the background needs to be dark. It was giving me a headache trying to input my data.