Good
Good
Description
Instant Loan against Mutual Funds with credit transfer in less than 15 minutes II Safe and Secure 100% digital process II Low Interest Cost II No CIBIL
Get a quick and hassle-free loan against mutual funds while keeping your investments intact. With FinEzzy, you can now avail cash against your MF holdings without the need for income proof or a CIBIL score and that too at a very low interest cost. Plus, you will save on taxes by avoiding selling. Loan against securities, such as shares and bonds, will also be available shortly.
Key Features:
* Best Interest Rates starting with as low as 7.46% p.a.
* Maximised Loan-To-Value: Borrow up to 95% of your current holding value
* Flexible Repayment Options: Choose EMI or Interest-only, as it works for you
* No requirement of CIBIL score, bank statements, or income proof
Why Choose FinEzzy?
* Money directly credited to your bank account in less than 15 minutes
* Enjoy a complete digital journey with simple clicks
* Zero Processing Fee
* No hidden costs, No early loan closure charges
* Our system ensures you pledge the right mutual funds for your loan
* Your financial data and investments are 100% secure
Quick 4-Step Process:
1. Fetch Mutual Fund Holdings from MF Companies upon your consent
2. Check credit limit and pledge mutual fund units
3. Complete Paperless KYC
4. Voila! Receive money within 15 minutes
Loan Terms:
Tenure ⇒ 6 months to 24 months
Loan Limit ⇒ ₹ 5,000 (Minimum) to ₹ 15,00,000 (Maximum)
Sample Loan Calculation (Illustration)
Principal Amount ⇒ ₹ 1,00,000
Tenure ⇒ 12 months
EMI ⇒ Principal Repayment + Interest ⇒ ₹ 8955
Processing Fee ⇒ Zero
Total Loan Repayment Amount ⇒ ₹ 8955 x 12 (Principal and Interest) ⇒ ₹ 1,07,460
Total Cost of Loan ⇒ Interest Amount + Processing Fees ⇒ ₹7460 + ₹0 ⇒ ₹ 7,460
Annual Percentage Rate ⇒ 7.46%
For an interest-only loan against mutual fund, pay ₹1000 monthly interest for 12 months. Repay the ₹1,00,000 principal at year's end, totaling ₹1,12,000 with a ₹12,000 loan cost.
FinEzzy is your go-to online platform for instant loans against your mutual fund portfolio. By pledging your mutual fund units, you can get a loan with ease. All AMCs are supported.
Enjoy choices like flexible EMIs and attractive interest rates starting at just 7.46% per annum
How does FinEzzy work?
FinEzzy is a digital platform that seamlessly connects borrowers and lenders in one place. Acting as a marketplace, it hosts a variety of financial institutions, including banks and NBFCs, that provide credit against mutual funds to borrowers.
What is the minimum and maximum loan amount?
You can get a minimum loan amount starting at ₹5,000 and the maximum loan amount is Rs.15 lakhs.
I have a very low CIBIL score. Can I get a loan against mutual funds?
Yes, you can get a loan against mutual funds, as the loan amount will be backed against your mutual fund units and even a low or no CIBIL score does not matter.
What will be the pre-closure charges?
There are no pre-closure charges.
Do I need to submit any income proof or bank statement to get a loan?
No, you don't need to submit any income proof or bank statement to get a loan against your mutual funds.
Can I get a loan against mutual funds to buy a car, house, or for any other use?
Loans against mutual funds can be used for unexpected financial emergencies, such as hospitalisation or urgent working capital needs, or any purpose you want, we have no restrictions.
More Questions?
Mail us at [email protected] or Chat with us on WhatsApp @ 9311266450
Lending Partner: Grow money https://growmoneycapital.com/
Website: https://finezzy.com/
Privacy Policy: https://finezzy.com/privacy-policy
Terms and Conditions: https://finezzy.com/t-cs
Hide
Show More...
Get a quick and hassle-free loan against mutual funds while keeping your investments intact. With FinEzzy, you can now avail cash against your MF holdings without the need for income proof or a CIBIL score and that too at a very low interest cost. Plus, you will save on taxes by avoiding selling. Loan against securities, such as shares and bonds, will also be available shortly.
Key Features:
* Best Interest Rates starting with as low as 7.46% p.a.
* Maximised Loan-To-Value: Borrow up to 95% of your current holding value
* Flexible Repayment Options: Choose EMI or Interest-only, as it works for you
* No requirement of CIBIL score, bank statements, or income proof
Why Choose FinEzzy?
* Money directly credited to your bank account in less than 15 minutes
* Enjoy a complete digital journey with simple clicks
* Zero Processing Fee
* No hidden costs, No early loan closure charges
* Our system ensures you pledge the right mutual funds for your loan
* Your financial data and investments are 100% secure
Quick 4-Step Process:
1. Fetch Mutual Fund Holdings from MF Companies upon your consent
2. Check credit limit and pledge mutual fund units
3. Complete Paperless KYC
4. Voila! Receive money within 15 minutes
Loan Terms:
Tenure ⇒ 6 months to 24 months
Loan Limit ⇒ ₹ 5,000 (Minimum) to ₹ 15,00,000 (Maximum)
Sample Loan Calculation (Illustration)
Principal Amount ⇒ ₹ 1,00,000
Tenure ⇒ 12 months
EMI ⇒ Principal Repayment + Interest ⇒ ₹ 8955
Processing Fee ⇒ Zero
Total Loan Repayment Amount ⇒ ₹ 8955 x 12 (Principal and Interest) ⇒ ₹ 1,07,460
Total Cost of Loan ⇒ Interest Amount + Processing Fees ⇒ ₹7460 + ₹0 ⇒ ₹ 7,460
Annual Percentage Rate ⇒ 7.46%
For an interest-only loan against mutual fund, pay ₹1000 monthly interest for 12 months. Repay the ₹1,00,000 principal at year's end, totaling ₹1,12,000 with a ₹12,000 loan cost.
FinEzzy is your go-to online platform for instant loans against your mutual fund portfolio. By pledging your mutual fund units, you can get a loan with ease. All AMCs are supported.
Enjoy choices like flexible EMIs and attractive interest rates starting at just 7.46% per annum
How does FinEzzy work?
FinEzzy is a digital platform that seamlessly connects borrowers and lenders in one place. Acting as a marketplace, it hosts a variety of financial institutions, including banks and NBFCs, that provide credit against mutual funds to borrowers.
What is the minimum and maximum loan amount?
You can get a minimum loan amount starting at ₹5,000 and the maximum loan amount is Rs.15 lakhs.
I have a very low CIBIL score. Can I get a loan against mutual funds?
Yes, you can get a loan against mutual funds, as the loan amount will be backed against your mutual fund units and even a low or no CIBIL score does not matter.
What will be the pre-closure charges?
There are no pre-closure charges.
Do I need to submit any income proof or bank statement to get a loan?
No, you don't need to submit any income proof or bank statement to get a loan against your mutual funds.
Can I get a loan against mutual funds to buy a car, house, or for any other use?
Loans against mutual funds can be used for unexpected financial emergencies, such as hospitalisation or urgent working capital needs, or any purpose you want, we have no restrictions.
More Questions?
Mail us at [email protected] or Chat with us on WhatsApp @ 9311266450
Lending Partner: Grow money https://growmoneycapital.com/
Website: https://finezzy.com/
Privacy Policy: https://finezzy.com/privacy-policy
Terms and Conditions: https://finezzy.com/t-cs
Screenshots
FinEzzy FAQ
-
Is FinEzzy free?
Yes, FinEzzy is completely free and it doesn't have any in-app purchases or subscriptions.
-
Is FinEzzy legit?
🤔 The FinEzzy app's quality is mixed. Some users are satisfied, while others report issues. Consider reading individual reviews for more context.
Thanks for the vote -
How much does FinEzzy cost?
FinEzzy is free.
-
What is FinEzzy revenue?
To get estimated revenue of FinEzzy app and other AppStore insights you can sign up to AppTail Mobile Analytics Platform.
User Rating
App is not rated in China yet.
Ratings History
FinEzzy Reviews
Worst
Unable to login, unable to reset pin, OTP didn’t received to change pin, horrible experience, also my mutual fund investment got lien without taking any loan amout.
Delaying in Removal of pledged Mutual fund
I have applied for loan against mutual funds through this app on 08/03/2024 but not completed the loan process even after that My mutual fund got pledged. I had complained about it to the customer care but not any action taken by them and my mutual funds are still pledged. My pan no is CVMPK2573F.
Overall Great Experience
I would recommend FinEzzy to everyone without a doubt.
Fraud Loan App
Applied loan against mutual fund on 20-03-2023, applications showing “documents being verified”, they already pledged my fund. When I asked them to cancel the application and unpledge my funds as it’s taking too much time they send me the foreclosure amount details including the loan amount which still not approved or distributed.
Very useful app for Loan against MutualFund
Very easy,useful & quick process to get loan against mutual fund online. Vimal sir is very helpful, will guide you step by step through the process and constantly in contact with you on the progress. Thank you
Nice app
The app is really good, process is very fast and smooth, after login in the app I got in touch with their support team ( Vimal) he was very supporting, made the process very smooth Thanks Vimal for all your help
It is good .
App has some glitches but the support was incredible , Vimal helped with all my questions ,with all the glitches and made my whole process smooth .
Amazing app for hassle-free loans on mutual funds
When I came across the concept which FinEzzy had come up with I was amazed to hear that. It’s so easy to get loans on your mutual funds as per your convenience. A hassle-free and friendly app.
Very good App for MF Loans
Had a great experience with FinEzzy . Seamless process and got the disbursement within 15 minutes. For all your emergencies FinEzzy is the right choice.
Store Rankings
Ranking History
App Ranking History not available yet
Category Rankings
App is not ranked yet
FinEzzy Installs
Last 30 days
FinEzzy Revenue
Last 30 daysFinEzzy Revenue and Downloads
Gain valuable insights into FinEzzy performance with our analytics.
Sign up now to access downloads, revenue, and more.
Sign up now to access downloads, revenue, and more.
App Info
- Category
- Finance
- Publisher
- Radical Advisors India Private
- Languages
- English
- Recent release
- 3.36.0 (10 months ago )
- Released on
- Sep 13, 2022 (2 years ago )
- Also available in
- India, Nigeria, South Africa, Algeria, United Kingdom, Iceland, United Arab Emirates, Argentina, Australia, Bahrain, Brazil, Belarus, Canada, Switzerland, Chile, China, Colombia, Dominican Republic, Ecuador, Egypt, Hong Kong SAR China, Indonesia, Azerbaijan, Japan, South Korea, Kuwait, Kazakhstan, Lebanon, Sri Lanka, Mexico, Malaysia, Norway, Nepal, New Zealand, Peru, Philippines, Pakistan, Saudi Arabia, Singapore, Thailand, Tunisia, Taiwan, Ukraine, United States, Vietnam, Türkiye, Russia, Israel
- Last Updated
- 4 months ago
This page includes copyrighted content from third parties, shared solely for commentary and research in accordance with fair use under applicable copyright laws. All trademarks, including product, service, and company names or logos, remain the property of their respective owners. Their use here falls under nominative fair use as outlined by trademark laws and does not suggest any affiliation with or endorsement by the trademark holders.