Flow: Auto budget & save - Reviews, Revenue and Downloads - Apple App Store

Description

With Flow, you can distribute your money automatically across your expense, savings, and budget accounts, when and how you want, so that your money always ends up in the right place.

Flow goes further than a budget manager or expense tracker because the app not only gives you insight into your expenses, but also—by means of smart transfers—does something with those insights.

This way, Flow has a direct impact on your spending pattern and your piggy bank.

With Flow you can easily build up healthy money habits, on your way to a financially free future.

EASY BUDGET MANAGEMENT

Money management doesn't happen after the fact. Saving and budget management are continuous processes that Flow automates using Triggers & Actions.

A Trigger is an event that Flow notices, after which an Action is taken.

As an example: a transaction with the word 'salary' in the description (Trigger) will send 40% to your fixed costs account (Action).

Or, a transaction that comes in from 'Randstad' (Trigger) has 21% VAT going to a tax buffer (Action).

These Triggers and Actions together form Flows.

WHAT PEOPLE SAY

“It feels good, right? The idea that these kind of things are automated gives me such a relaxed feeling.”

— Alexander Klöpping, CEO Blendle/Tech journalist in “Een Podcast over Media”

“It works on the background, you can then trust [in your own money management system], that’s what I like about it.”

— Ernst-Jan Pfauth, CEO De Correspondent in “Een Podcast over Media”

“Traditional personal finance management apps require your daily or weekly attention, Flow wants you set up a money management system once so that you don’t need to look at it gain.”

— De Volkskrant

“Other apps look in the rear-view mirror and only show what you’ve spent… With Flow, you can look ahead and determine what you can spend on groceries or eating out next month.”

— FinServ

PROVEN MONEY METHODS

Flow allows you to build your own money methods, exactly as you envision them. We have existing, proven money methods for those who find it difficult to come up with their own. Whether you want to:

- Manage your business (Profit First)
- Manage your household (Salary Splitter)
- Retire early (FI/RE)
-

We've got you covered!

HOW FLOW WORKS

1. Download the app
2. Connect your bank accounts
3. Set up your first Flows
4. Defining whether the Flow will be triggered automatically or manually
5. You're done; watch the money Flow

FLOW WORKS ON TOP OF YOUR BANK(S)

Flow works excellent with:

- bunq
- Knab

Flow also integrates with major banks: ING, Rabobank and ABN AMRO. To get the most out of Flow, let these banks work together with bunq or Knab.

Soon, Flow will roll out more banks.

FLOW AND YOUR DATA

Your money and data are too important to compromise. The Dutch Central Bank (DNB) and the Netherlands Authority for Financial Markets (AFM) supervise Flow as a licensed financial app.

As an ISO27001-certified company, Flow excels at information security. In other words, we have to comply with specific rules and standards, and our compliance is checked. This is very important to us, because your money and data must be safe at all times.

Also see: https://flowyour.money/privacy.

UNDER THE SUPERVISION OF THE DUTCH CENTRAL BANK

Flow has a PSD2 license, which is a permit from the Dutch Central Bank which allows us to offer our payment services.

PSD2 stands for 'Payment Services Directive 2', a directive that ensures that European consumers (like you) can connect their bank accounts to companies like Flow, in a safe and secure manner.

Since July 13, 2020, Flow is licensed to view your account information (Service 8) and initiate payments (Service 7), but only with your permission.

You can find us in the DNB Register of Payment Institutions under number: R166735.

Download Flow now and get started for free!

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User Rating

4.33 out of 5

6 ratings in Germany

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Ratings History

Reviews

Amazing app

Impressive concept and amazing app, I like to automate all stuff was really glad that I’m low able to automate my bank account with a huge list of triggers. Would be really cool to have triggers like „on day X sent money above X to X“ Or something else. They support is really good and answered fast. I like it

Cool

The Design is Great and functions also. Finally something to customize my money flow. What I would like to see is something like “spaces” in N26 or “Vaults” in the Revolut App: I don’t want to open a bunch of bank accounts, I just want to have one. But, in this bank account I want to see how much money is budgeted for “vacations”, or “retirement plan” or “groceries”. So, if I open the app I would like to see an overview over my budgets this month. Hope this is helpful. Good job! Keep going

Good concept..

But right now it’s missing a lot of vital trigger words or functions. It’s very limited, you have to juggle around with money transfers to get what you want. I’d love to see more triggers such as a remainder function, a fixed money and percentage amount function, because it’s unclear if the total amount of money is based on that or the amount subtracted by the fixed amount.

Store Rankings

Ranking History

App Ranking History not available yet

Category Rankings

Chart	Category	Rank
Top Free	Netherlands Finance	268

Keywords

Name	Reviews	Recent release
Financial Overview Costs and income insight	0	3 months ago
Dyme: Expenses, Budget & Save Money Manager & Budget Planner	3	1 week ago
MijnGeldzaken Huishoudboekje Werkt met MijnGeldzaken.nl	0	1 year ago
Tellow \| Slim boekhouden Dé boekhoudapp voor zzp'ers	0	2 months ago
iBilly - Budgets & Geld sparen Persönliche Ausgabenverwaltung	0	1 month ago
bunq for Watch Mobile Banking, revolutioniert	9	2 weeks ago
Spendle Huishoudboekje	0	2 weeks ago
PorteRenee	0	6 months ago
Finst \| Krypto-Investieren Sicher und zuverlässig	0	6 months ago
Potje	0	1 week ago

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