Fluz revolutionises payment & cash back industry with an innovative Buisiness idea and an amazing app. I have used this app for few months now and am extremely pleased. First of all you have a single point access for payment and instant cashback from most big name US merchants like Walmart, Starbucks Burger King , cvs pharmacy or most of them you name it!! App shows merchants on your location map near to you. Soon you will be able to pay some of your bills with a cashback through this app. Most amazing thing is you get cashback straightaway in app which you can use immediately with any other merchants. You will also be blown away when you realise that this app will pay you a small cashback when ever a friend or colleague you referred make a purchase ; it’s even more amazing that any of those friends’ referrals will also give you a life time stream of money gifted by the app whenever they make a purchase through the app; and all of them instant! Please make sure you go through the usage instructions in the app. Here you are essentially creating a gift card each time you make a purchase at the till or online and get cash back immediately and will be notified in the app. People found it very easy after they used it for couple of times. Also note it’s rewarding to join through a friends referral link as you will be offered a bigger cashback ($3.5 on top of regular cashback ) for 3 purchases with big retailers. This app is clearly in tune with the disruptions thats happening all around the world right now; an Offshoot of blockchain fintech revolution!! Incentivises user with real money, well, if you put a little effort and help your friends and family to get to using this app with your referral link, that will kickstart an income stream of which only sky is the limit in a sense , because you can earn as much or more than your regular job offers you..finally we have an app that will change ordinary people lives for good !!