Probably the best expense and incoming tracking app out there that is practical, in the sense that it classifies the expenses into Spending, Waste and Investments. This “in the face insight” automatically nudges you to minimise the waste and increase the investments and be financially self sufficient monetarily, which is after all the ultimate goal of financial planning. Truly great concept here !! Really loved the graphs although would have liked the option of displaying both pie charts and bar graphs as well. It tracks income as well. I like the simplicity of this app where there is no need to manage accounts and keep transferring between them to accurate manage balances which is a pain when you got multiple accounts. Some suggestions to further improve could be: 1) Budgeting feature for expenses across one or combination of categories and flexible time frame for budgeting including custom time period 2) Although there is a template for ease of entering frequently occurring transactions, would be nice to have provision for repeating transaction with several flexible frequencies and a start and end date for this setup. 3) Option to choose between emojis or icons since some I prefer using emojis over the icons for categories 4) Payees and Payer fields would be useful if kept as optional and reference them in the reports to drill down further 5) Goals for Savings and Investment to reach a certain amount by a specific date ? And may be point to note that for Indian App Store perhaps the subscription cost might be a touch on higher side considering the purchasing power parity and cost of similar apps. This price seems fine for a lifetime subscription instead of the annual one. Overall a great app that will track expense and income and actually nudge you to invest more which ultimately makes us better manage our money !! Thanks and keep up the good work !! 🙏🏻👍🏻😊