Description
Experience the Go-To Online Loan App in the Philippines!
Welcome to the Home Credit App, the trusted online loan app Philippines! With innovative quick loan, installment loan, managing loan credit and loan app finances has never been easier. Experience flexible quick loan payment terms, exclusive installment loan deals, and a seamless loan app process with us.
Why Use Home Credit Online Loan App Philippines?
Easy Loan Options: Get quick loan and flexible installment loan plans with the Home Credit App. From new gadgets to home appliances and furniture, our Home Credit Online Loan App Philippines offers product installment loan up to PHP120,000 with 1-minute loan processing time!
Buy Now, Pay in Installment: With ShoppingMall by Home Credit, you can shop online and enjoy the convenient installment loans. Pick up your loan items at shopping malls near you and access exclusive installment loan deals available in the Home Credit Online Loan App.
Home Credit Cash Loan: Need cash? Get a loan of up to PHP 150,000 with loan repayment terms from 6 to 48 months. With interest rates starting at 30% APR, our Online Loan App in the Philippines makes it quick and easy to apply for a cash loan—just 1 valid ID!
HCQWARTA and Home Credit Card: Make everyday purchases easier with HCQWARTA and the Home Credit Card. Use them to buy loads, pay bills, generate Puregold barcode, scan QR codes, redeem vouchers (including GrabGifts), and top-up your Lazada Wallet. Enjoy discounts, rebates, and exclusive deals in the Home Credit App. HCQWARTA offers convenience, savings, quick loan credit, while Home Credit Card offers secure loan credit, contactless payments, and credit promos. Make your purchases simple, secure, and rewarding with the Home Credit Loan App Philippines.
Quick & Easy Repayments: Repay your Home Credit loan effortlessly with 3 available payment methods in the Home Credit Online Loan App. Prefer over-the-counter payment? We're available at Maya, Shopee, Palawan Express, USSC, Touchpay, and more. Prefer online bank account payment? Pay within the Home Credit Online Loan App with our bank partners at BDO, BPI, Landbank, RCBC, and Unionbank. You can pay also using your debit cards affiliated with Mastercard or Visa. Auto-debit arrangement for your loan repayment is also available for account holders of BDO, BPI, Metrobank, Unionbank, Security Bank, PNB, RCBC, and Eastwest Bank. Repay your Home Credit loan online with Home Credit App!
Interest Rates and Fees:
Interest Rate: Minimum – 2.49% per month; 30% p.a. | Maximum – 8.49% per month; 102% p.a.
Processing Fee: 3% or Max PHP1,000 (automatically deducted from disbursed cash loan proceeds)
Sample Loan Calculation:
Cash Loan Amount: PHP15,000
Cash Loan Term: 12 months
Interest Rate: 2.49%
Monthly Installment: PHP1,461
Total Cash Loan Cost: PHP17,537
Privacy & Security: Your privacy is our priority. We comply with the Data Privacy Act of 2012, ensuring your data is protected. Learn more about the privacy policy of Home Credit on our website. The Home Credit Online Loan App may request permissions such as location, email, messages, phone calls, camera, calendar, and contacts to prevent fraud and determine creditworthiness. These permissions can be deactivated after submitting a loan application but may affect certain features.
Contact Information:
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Important Note: Please read the terms and conditions carefully before proceeding with a loan transaction with Home Credit.
Download the Home Credit Online Loan App Today: Get quick and easy access to loans in the Philippines! Enjoy flexible installment loan options, quick online loan processing, and hassle-free repayment. Manage your loan and credit all in one place. Start your journey with one of the top online lending apps in the Philippines—Home Credit App!
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