ibani - Borderless Money
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Description

Get free Swiss IBAN numbers, automate your currency exchange, get the real market rate and save money on your bank transfers effortlessly.

HOW IT WORKS
1. Get our free mobile app
2. Choose a currency pair
3. Enter a destination bank account
4. We attribute a Swiss IBAN to that beneficiary
5. Use it to transfer money and save on the exchange fees!

PERSONAL SWISS IBAN NUMBERS
With ibani, you get your own free Swiss IBAN numbers. They allow you to automate your money transfers between two bank accounts in different currencies in a simple and secure way.

TRANSPARENT RATES
With our currency exchange calculator, you know in advance how much you will get for a given amount and at what rate. No surprise!

THE BEST EXCHANGE RATES
We give you the real market exchange rate, on which we only take a tiny, degressive 0.4% margin. It's up to 10x cheaper than a bank!

ZERO HIDDEN FEES
At ibani you have absolutely no other cost. No transfer or processing fees, no account opening, maintenance or closing fees, nothing at all!

WORKS WITHOUT REFERENCE NUMBERS
Thanks to our dedicated IBAN system, we are the only online currency exchange service where you don't have to use a reference with your bank transfer to make sure it reaches its destination.

AUTO OR MANUAL CURRENCY EXCHANGE
By default, each transfer we receive is immediately converted and transferred to the destination account. But you can switch your IBAN in manual mode, and funds received will be in standby (up to 30 days) until you manually trigger the currency exchange at the moment you choose.

WE PAY YOUR INVOICES
We can take care of paying your one-off or recurring Swiss invoices, such as your health insurance bills. You simply need to send them to us and we'll pay them by deducing their amount from your next transfer.

FAST
Your funds are immediately processed when we receive them. You get your converted funds within an hour if you transfer them to us the morning of a business day.

SECURE
Our service works with the banking system, it therefore has the same level of security than your bank. Your money cannot be lost or embezzled.

NO TRANSFER LIMITS
Our currency exchange service has no limit on the frequency, the number or the volume of your money transfers.

AWESOME REFERRAL PROGRAM
For each person that you invite on ibani, we give you CHF 25 to thank you and we give CHF 10 to your friend as a little welcome gift. Share your personal referral link from our app and follow each person who has registered with your link.

FIRST CLASS CUSTOMER SERVICE
Our friendly support team is always there to help you by email, on the phone or on social media. Although ibani is a robot, you will always speak with a real human!

BUSINESS ACCOUNTS
Does your company transfer money in different currencies? If it does so through your bank, you have significant currency exchange expenses. Our service drastically reduces them and saves you money without having to change your processes.

ABOUT IBANI
ibani SA is a FinTech company established in 2018 in Geneva, Switzerland. We are an authorized and audited financial intermediary, with a track record of thousands of clients and transactions. We are affiliated with VQF, a Self-regulatory organization (SRO) officially recognized by FINMA, the Swiss financial market supervisory authority.
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User Rating

4.66 out of 5

50 ratings in Switzerland

5 star
42
4 star
4
3 star
1
2 star
1
1 star
2

Ratings History

Reviews

Super rapide

NéonCH on

Le service est incroyablement rapide et efficace. En plus c’est le moins cher!

Easy to use, does what it promises

JConzett on

An excellent app. You provide the account numers, the rest is done automatically at very favorable rates.

Clairement la meilleure solution pour le change !

Calbolino on

Je recommande clairement cette application qui permet d'avoir accès aux meilleurs taux de change sur le marché. L'énorme avantage est d'avoir son propre IBAN dans les devises que l'on veut. Du coup on peut envoyer et recevoir de l'argent sur notre propre IBAN c'est top! Le tout se fait à travers cette application qui s'améliore toutes les semaines. Autant il y a eu quelques bugs au début que tout a été corrigé dans les dernières mises à jour. Le point super important me concernant est clairement le support et la proximité avec l'équipe support qui a toujours été là quand j'ai eu un petit problème ou des questions. Pour avoir tout essayé sur le marché c'est clairement la meilleure solution que j'ai trouvée. Un grand merci à Ibani qui me fait gagner un temps et argent précieux !

Very good Appl

YAP_FX on

Very Secure. I could open an account in 5mn. It is really reliable and user friendly If you want to convert with top FX rates it is the one to use

So easy to use!

kgvh1810 on

2 minutes to fill the form, you just need your ID and an electricity bill (or any other evidence of residence). And the saving made on currency exchanges is just phenomenal!

Just perfect

CKO-VA on

Thank you Ibani for this great and very useful app !

L’application du futur!

Sébastien Fardel on

Top pour éviter des frais bancaires élevés. Je recommande.

Business

Rey hey on

Very good app. Support people are friendly and very helpful! Excellent service - very cheap Excellente plateforme pour les entreprises !! J’ai quasiment eu aucune démarche à modifier pour pouvoir travailler avec eux !

Bugs?

fredjo1234 on

Premiers problèmes lors de la certification des documents d identité, toujours le message indiquant que le processus est en cours. Problème résolu par la hotline Ensuite lors de l introduction d un nouveau correspondant, problèmes a nouveau, apres une demi journée toujours le meme message que le processus est en cours... Finalement beaucoup de temps perdu. Peut-être utile pour des personnes avec des transferts fréquents, pour les autres la perte de temps est trop importante pour utiliser ibani. Dommage l idee etait bonne.

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App Info

Category
Finance
Publisher
ibani SA
Languages
English
Recent version
1.38 (3 weeks ago )
Released on
Jul 27, 2018 (6 years ago )
Last updated
2 months ago